反假工作是一项长期而艰巨的任务，需要持续用力、久久为功。民生银行潍坊高密支行将以此次活动为 契机，不断创新宣传方式，拓宽宣传渠道，持续加强反假币宣传教育工作，确保反假币知识深入人心。 同时，支行将进一步加强与公安、市场监管等部门的合作，共同维护良好的金融秩序和社会稳定，为构 建和谐、安全、稳定的金融环境贡献力量。 在具体宣传过程中，民生银行潍坊高密支行采取"网点宣传+社区宣传"相结合的模式，多维度开展反假 知识普及工作。一方面，在营业网点LED显示屏滚动播放反假币宣传标语，设置反假币宣传专栏，摆放 宣传折页和手册供客户取阅。大堂经理及柜员在日常服务中主动向客户讲解假币识别方法，增强客户防 范意识。另一方面，积极走进社区，通过悬挂横幅、设立咨询台、发放宣传资料、现场演示假币识别技 巧等方式，面对面解答居民疑问。特别针对老年群体，工作人员耐心讲解反假知识，进一步提升了社区 居民的反假币能力。 本次活动累计发放宣传资料一百余份，覆盖人群超过100人次，取得了良好的社会反响。社区群众普遍 表示受益匪浅，对民生银行潍坊高密支行的宣传活动给予了高度评价。 为切实增强社会公众防范假币意识，维护人民群众财产安全及金融秩序稳定 ...

此次活动不仅增强了企业员工的金融风险防范意识，也进一步拉近了银行与客户之间的距离，营造了良 好的金融消费环境。活动结束后，企业员工纷纷表示受益匪浅，不仅学到了实用的金融知识，也对银行 的服务理念和专业能力有了更深入的了解。 为进一步巩固宣传成效，民生银行潍坊分行营业部还建立了"金融知识进企业"常态化机制，计划定期组 织金融知识讲座、线上答疑、案例分享等活动，持续为企业员工提供专业、便捷的金融服务。同时，该 行还鼓励员工将所学知识传递给家人和朋友，形成"一人带动一家、一家影响一片"的良好氛围，推动金 融知识普及向家庭、社区延伸。 未来，民生银行潍坊分行将持续践行"以客户为中心"的理念，积极履行社会责任，不断拓展金融知识宣 传的广度和深度，助力构建和谐、安全、健康的金融生态环境，为推动区域经济高质量发展贡献力量。 为提升企业员工金融素养，守护金融消费安全，近日，民生银行潍坊分行营业部组织员工走进合作企 业，开展了"吹响消保金号角，金融知识齐鲁行"金融知识普及宣传活动，为企业职工送去内容丰富的金 融知识盛宴。 活动中，该行工作人员结合当前金融诈骗形势和员工实际需求，围绕防范电信网络诈骗、个人信息保 护、理性投资与理 ...

此次宣传活动得到了沿街商户的积极响应和好评。不少商户表示，通过工作人员的讲解，他们不仅对征 信知识有了更深入的了解，也大大提高了对"征信修复"诈骗的防范意识。一位商户感慨道："以前总听 说有征信修复的骗局，但具体怎么防范却不清楚。通过今天的宣传，我们学到了很多实用的知识，以后 遇到类似情况就知道该怎么应对了"。 为切实增强社会公众的征信安全意识，有效防范"征信修复"陷阱，近日，民生银行潍坊青州支行组织开 展了以"警惕征信修复陷阱，守护信用财富安全"为主题的宣传活动。此次活动通过深入沿街商户，面对 面讲解征信知识，帮助公众识别和防范征信修复诈骗，取得了显著成效。 民生银行潍坊青州支行工作人员表示，将持续开展此类宣传活动，进一步扩大宣传范围，丰富宣传形 式，切实帮助社会公众提升征信安全意识，共同维护健康的金融市场秩序。未来还将通过线上宣传、社 区讲座等多种形式，将征信安全知识普及到更广泛的群体，为构建诚信社会贡献力量。 活动期间，该支行工作人员分为多个小组，深入附近沿街商户，通过发放宣传折页、现场讲解等方式， 向商户们普及征信知识。宣传折页内容详实，涵盖了征信报告的重要性、如何正确查询征信报告、征信 异议处理流程 ...

宣传活动重点针对中老年消费者群体，该群体金融知识相对薄弱，支行结合这一特点，通过现场宣讲、 发放宣传折页、案例警示、互动答疑等多种形式，帮助中老年群体增强识别诈骗能力，了解合法维权渠 道。活动以通俗易懂的语言，向群众讲解银行卡安全、存款保险制度、理财风险等知识，重点剖析"高 息理财""保健品投资"等常见骗局套路，并围绕电信诈骗、普惠金融、养老金融等金融消费者权益保护 和金融服务政策，帮助消费者正确认识金融产品和服务，了解自身合法权益，提高识别和防范风险的能 力。支行工作人员还现场一对一答疑解惑，帮助识别可疑手机软件，并指导群众下载"国家反诈中 心"APP。 为深入贯彻落实金融消费者权益保护的工作要求，提升公众金融风险防范意识，强化人民群众的消费者 权益保护能力，近日，民生银行潍坊高密支行组织员工走进当地密贸市场开展了金融消费者权益保护知 识宣传活动。 本次宣传活动覆盖市场内商户及消费者一百余人次，发放宣传折页一百余份，现场解决疑问四十余条。 通过此次宣传活动，不仅提高了辖区居民的消费权益保护意识，增强了消费者鉴假维权能力，也引导消 费者懂法、守法，学习正确的消费方式、维权方式，树立理性的消费观念。在接下来的工 ...

Core Viewpoint - The seminar highlighted the positive outlook for China's economy in 2025, with a projected GDP growth of around 5%, driven by strong consumption and external demand, despite underlying challenges in supply and demand dynamics [1][2]. Economic Performance - In the first half of 2025, China's GDP growth was recorded at 5.3%, with Q1 at 5.4% and Q2 at 5.2%, indicating that a growth rate of 4.7% in the second half would suffice to meet the annual target [2]. - Key economic indicators showed robust performance, with new productive forces developing positively and effective risk prevention in key areas [2]. Consumption and External Demand - Social retail sales in May increased by 6.4% year-on-year, the highest in nearly two years, driven by holiday effects, early promotional activities, and substantial subsidies exceeding 300 billion yuan for major consumer goods [3]. - Exports played a crucial role in stabilizing growth, contributing nearly one-third to GDP growth in the first half, as companies rushed to ship goods to avoid U.S. tariffs [3]. Financial Indicators - Financial data indicated a narrowing gap between M1 and M2, suggesting a recovery in corporate confidence, while the growth of social financing was primarily driven by government bond issuance, which accounted for 33.6% of total social financing [4]. Policy Focus for the Second Half - The focus for the second half of 2025 will be on boosting domestic demand through consumption and infrastructure investment, as external demand may face pressures [5][6]. - The government is expected to enhance fiscal support to stimulate consumption and initiate major infrastructure projects to stabilize investment growth [6]. Long-term Economic Strategy - To address the core issue of supply exceeding demand, long-term reforms are necessary, including income distribution reforms to increase residents' income and create a more balanced economic growth model [6][7]. - The current low-price environment poses challenges for corporate profitability, necessitating a comprehensive approach that includes fiscal, monetary, and structural reforms [7].

呈交日期: 2025年9月3日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | | 於香港聯交所上市 (註1) | 是 | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 01988 | 說明 | H 股 | | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | | 法定/註冊股本 | | | 上月底結存 | | | 8,320,295,289 | RMB | | 1 | RMB | | 8,320,295,289 | | 增加 / 減少 (-) | | | 0 | | | | RMB | | 0 | | 本月底結存 | | | 8,320,295,289 | RMB | | 1 | RMB | | 8,320,295,289 | | 2. 股份分類 | 普通股 | 股份類別 | A | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | -- ...

Core Viewpoint - Minsheng Bank emphasizes a strategy of avoiding "involution" competition, focusing on high-quality and sustainable development through strategic execution and customer-centric approaches [1][2]. Financial Performance - In the first half of 2025, Minsheng Bank reported a total operating income of 72.384 billion yuan, a year-on-year increase of 7.83%, with both net interest income and non-interest income showing growth [1]. - The net interest margin for the bank was 1.39%, reflecting a slight year-on-year increase of 1 basis point despite overall industry pressure [1][7]. Strategic Focus - The bank is committed to deepening customer management and enhancing services to the real economy, with a focus on strategic customer groups that have reached a loan and deposit scale of 12 trillion yuan and 15 trillion yuan, respectively [1][2]. - Minsheng Bank's strategy includes a focus on five key areas to balance quantity, price, and quality instead of pursuing extensive scale expansion [2]. Retail Business Growth - The retail business has shown significant growth, with the number of strategic customers increasing by 36.62% year-on-year, and the financing balance reaching 374.319 billion yuan [2][4]. - The bank's retail assets under management (AUM) have seen substantial growth, with the AUM for clients with over 20,000 yuan exceeding the total increase for the previous year [5][6]. Asset and Liability Management - The bank is focusing on optimizing asset quality and managing liabilities effectively, with a decrease in interest-bearing liabilities cost to 1.93%, down 34 basis points from the beginning of the year [2][8]. - The non-performing loan (NPL) ratio stood at 1.48%, with a slight increase of 0.01 percentage points from the end of the previous year, while the real estate sector showed improvement with a reduction in NPLs [8]. Future Outlook - Minsheng Bank plans to continue enhancing customer management and accelerating digital transformation to promote high-quality development in the second half of the year [9]. - The bank has proposed a mid-term dividend plan, intending to distribute a cash dividend of 1.36 yuan per 10 shares to shareholders [9].

Core Points - The article discusses a community outreach initiative by Minsheng Bank's Tai'an High-tech Community Branch aimed at raising awareness about financial risk prevention and curbing illegal fundraising activities [1] - The campaign focuses on educating residents about common scams, particularly those targeting the elderly and ordinary investors, using enticing concepts like "retirement investment," "virtual currency," and "blockchain" [1] Group 1 - The event featured face-to-face explanations, case analyses, and distribution of materials to local merchants and residents, providing a practical "financial consumer protection lesson" [1] - Staff distributed a "Handbook for Preventing Illegal Fundraising" and explained typical scams using relatable language, highlighting the dangers of promises like "guaranteed returns" and "high interest rates" [1] - Residents actively engaged with the staff, expressing concerns about previous encounters with dubious investment offers, demonstrating the effectiveness of the outreach [1] Group 2 - The initiative also included visits to nearby shops and markets to educate merchants and vendors about the legal consequences of participating in illegal fundraising [1] - The campaign encourages individuals to not only be vigilant themselves but also to inform family and friends, thereby strengthening the community's collective defense against illegal fundraising [1]

Group 1 - The core viewpoint of the article emphasizes the importance of anti-counterfeit currency awareness and the proactive measures taken by Minsheng Bank's Jinan Tianqiao Branch to educate the public on recognizing counterfeit money [1][2] - The bank organized a series of activities including demonstrations of new currency security features, distribution of informational brochures, and practical workshops to enhance the public's ability to identify counterfeit currency [1] - The outreach efforts included engaging with over 800 community members, providing consultations, and signing over 40 "Commitment Letters to Resist Counterfeit Currency" with local businesses [2] Group 2 - The activities were designed to address common counterfeit tactics and educate the public on legal responsibilities regarding counterfeit currency, thereby reinforcing financial security in the region [1][2] - Minsheng Bank's initiatives included setting up a "Counterfeit Identification Practical Zone" and offering maintenance advice for cash verification machines to local merchants [1] - The bank plans to continue optimizing cash services to further safeguard local financial stability [2]

Core Viewpoint - The article highlights a promotional event organized by China Minsheng Bank to enhance public understanding of the deposit insurance system, particularly among employees of a large machinery manufacturing company, aiming to ensure financial consumer rights and boost confidence in the banking system [1][2]. Group 1: Event Overview - The promotional activity was themed "Deposit Insurance, Protecting Your 'Wallet'" and took place at a large machinery manufacturing enterprise [1]. - The event aimed to break down barriers in financial knowledge dissemination and directly address the concerns of employees regarding the safety of their bank deposits [1][2]. - Various methods were employed during the event, including setting up consultation booths, hanging promotional banners, and distributing brochures to create an engaging atmosphere [1]. Group 2: Key Information Shared - Bank representatives explained the definition of the deposit insurance system, its core coverage, and the maximum compensation limit of RMB 500,000, clarifying the conditions under which compensation can be claimed [1][2]. - The explanation emphasized that deposit insurance is a statutory financial protection system, distinct from commercial insurance, and does not require depositors to pay any premiums [1]. Group 3: Employee Reactions and Impact - Employees expressed appreciation for the timely and practical information provided, which alleviated their concerns about deposit safety and enhanced their financial literacy [2]. - The financial manager of the enterprise noted that the bank's initiative not only reassured employees but also contributed significantly to the overall financial literacy of the company [2]. - The bank plans to continue innovating its promotional methods and expanding outreach to foster a stable financial environment [2].