7月28日，《江苏省民营经济促进条例（草案）》与《福建省民营经济促进条例（草案）》）同日提交 省人大常委会会议进行审议。河南省、山东省在此前起草公布了草案，目前《河南省民营经济促进条例 （草案征求意见稿）》与《山东省民营经济促进条例（草案征求意见稿）》正面向社会公开征求意见。 珠海经济特区则启动了对2016年起施行的《珠海经济特区民营经济促进条例》的修订工作。此外，陕西 省、安徽省、天津市等多省市都已开展相关的立法调研与研讨工作。 贯彻"公平竞争"原则 自民营经济促进法（下称"民促法"）公布实施以来，江苏省、河南省、山东省、福建省、珠海经济特区 等多地正推进配套地方性法规的立法或修法工作。 第一财经记者注意到，已公布的地方性法规基本贯彻了民促法这一上位法的主要精神原则。民促法 对"平等对待""公平竞争"原则的强调，以及为"公平竞争"设立的专章内容，包括实行全国统一的市场准 入负面清单制度、落实公平竞争审查制度、保障各类生产要素和公共服务资源依法平等使用等，被地方 性法规草案重申或强调。 山东省曾于2021年出台《山东省民营经济发展促进条例》，此次新启动《山东省民营经济促进条例》的 立法工作，为"立新废旧"。已 ...

地方性法规将贯彻上位法精神，并力图发挥地方立法的补充、细化和创新功能 考虑到地方性法规实施性、补充性、探索性的功能定位，上述条例草案中对上位法规定比较原则的内容 进行了细化补充，力图增强可实施性，这也是地方立法的一个重点。 贯彻"公平竞争"原则 第一财经记者注意到，已公布的地方性法规基本贯彻了民促法这一上位法的主要精神原则。民促法 对"平等对待""公平竞争"原则的强调，以及为"公平竞争"设立的专章内容，包括实行全国统一的市场准 入负面清单制度、落实公平竞争审查制度、保障各类生产要素和公共服务资源依法平等使用等，被地方 性法规草案重申或强调。 山东省曾于2021年出台《山东省民营经济发展促进条例》，此次新启动《山东省民营经济促进条例》的 立法工作，为"立新废旧"。已公布的草案征求意见稿为"公平竞争"设立了专章，在平等准入、公平竞争 审查、平等对待、招标投标及政府采购、融资服务平等、反垄断反不正当竞争等方面作出具体规定。 珠海经济特区在修订现行条例时，调整了章节结构，新增"公平竞争"专章，对落实公平竞争审查制度、 定期清理市场准入壁垒、禁止在招标投标和政府采购中限制或者排斥民营经济组织等作出规定。 福建条例草案也 ...

Core Points - The Agricultural Bank of China Jinan Taiping Branch has initiated a community financial education campaign aimed at enhancing residents' financial security awareness and protecting their assets [1][4] - The campaign includes face-to-face interactions and tailored financial safety knowledge presentations, focusing on fraud prevention techniques and rights protection [1][2] Group 1: Community Engagement - The bank's education team conducted one-on-one home visits to explain common financial scams, particularly targeting the elderly, and highlighted the characteristics of various fraud schemes [2][3] - The team visited over ten individual businesses and provided six one-on-one consultations, distributing more than thirty informational materials to help residents strengthen their psychological defenses against fraud [2] Group 2: Knowledge Dissemination - At community activity centers, the education team offered personalized consultation services, addressing residents' specific needs regarding bank card password protection, online payment security, and personal information leakage prevention [3] - Residents expressed appreciation for the clarity of the information provided, indicating a heightened awareness of financial risks [3] Group 3: Future Plans - The Jinan Taiping Branch plans to conduct regular financial safety promotional activities in collaboration with local communities, utilizing community WeChat groups to disseminate financial safety tips [4] - The bank emphasizes its commitment to community engagement and proactive measures in delivering financial safety knowledge directly to residents [4]

Legal Framework and Main Content - The law consists of 9 chapters and 78 articles, establishing a comprehensive system around fair competition, investment promotion, technological innovation, service guarantees, and rights protection [1] - It is the first specialized foundational law regarding the development of the private economy, marking a milestone in legal recognition and support for the private sector [1][8] - The law explicitly states that promoting the sustainable and healthy development of the private economy is a major long-term policy of the state [1][8] Social Impact - The law aims to further stabilize expectations and enhance the confidence of private enterprises, serving as a "reassurance" for their development [2][3] - It addresses the concerns of private enterprises regarding market competition and equal access to production factors, thereby promoting high-quality development [4][10] Investment and Financing - The law introduces a dedicated chapter on investment and financing promotion, innovating financing mechanisms to alleviate the financing difficulties faced by private enterprises, especially small and medium-sized ones [12] - It encourages financial institutions to adopt more favorable terms for loans to private enterprises, thus improving their cash flow and investment capabilities [12][13] - As of the first quarter of this year, the number of private enterprises with loan balances in Sichuan reached 1.909 million, with a loan balance of 2.53 trillion yuan, reflecting an expanding support from financial institutions [12] Rights Protection - The law emphasizes the protection of the personal and property rights of private economic organizations and their operators, ensuring that these rights are legally protected and not infringed upon [14][15] - It establishes a mechanism for addressing administrative law enforcement complaints related to private enterprises, aiming to curb arbitrary enforcement practices [15][16] - The law's focus on equal protection and fair competition is expected to alleviate the concerns of private enterprises regarding investment and expansion [15]

Core Points - The National People's Congress has passed the Private Economy Promotion Law, which will take effect on May 20, 2025, aimed at supporting the development of the private economy [1] - The law establishes a legal framework that aligns with the fundamental policies of the Party and the state regarding the private economy, ensuring that these policies remain unchanged [2] - The law emphasizes principles of equal treatment, fair competition, and common development for private enterprises [3][4] Group 1: Legislative Framework - The Private Economy Promotion Law integrates the support and protection of the private economy into the socialist legal system of China, marking a significant legal innovation [2] - The law aims to enhance the legal system supporting high-quality development of the private economy [2] Group 2: Implementation Measures - The National Development and Reform Commission is focusing on breaking down barriers, expanding development space, and improving services for private enterprises [3] - A new negative list for market access has been released, and actions are being taken to clean up market entry barriers [3] - The government is promoting private enterprise participation in major national projects, with significant investments planned in various sectors [3][4] Group 3: Financial Support - The Financial Regulatory Administration has established 74 private equity investment funds to support technology innovation enterprises [7] - Targeted financial services are being provided based on industry characteristics, with initiatives to promote investment and financing for private enterprises [7] Group 4: Administrative Oversight - The Ministry of Justice is enhancing the enforcement of laws against administrative violations, ensuring compliance with the new law [5][6] - A mechanism for handling complaints related to administrative enforcement against enterprises is being established [5] Group 5: Industry Collaboration - The All-China Federation of Industry and Commerce is working with relevant departments to expedite the implementation of supporting policies [8] - Efforts are being made to improve the business environment for private enterprises and enhance their legal literacy [8]

Core Points - The "Private Economy Promotion Law" is China's first foundational law specifically aimed at the development of the private economy, effective from May 20, 2023, emphasizing principles of equal treatment, fair competition, equal protection, and common development [1][2] - The law consists of 9 chapters and 78 articles, establishing mechanisms for promoting fair competition, investment financing, technological innovation, and protecting the rights and interests of private enterprises [1][2] Group 1: Legal Framework and Principles - The law incorporates the principle of "two unwavering commitments" and clarifies the legal status of the private economy, reinforcing the government's long-term commitment to its development [2][3] - It emphasizes equal treatment and fair competition, ensuring that private enterprises can participate in the market under a unified negative list system for market access [2][3] Group 2: Financing and Investment - The law addresses financing challenges faced by private enterprises, particularly small and micro enterprises, by implementing differentiated regulatory policies and incentives for banks to increase lending [4][5] - Data shows that private enterprise loan growth has consistently outpaced overall loan growth, with a loan balance of 76.07 trillion yuan as of Q1 2025, reflecting a year-on-year increase of 7.41% [5] Group 3: Enforcement and Supervision - The law strengthens the protection of the rights and interests of private economic organizations and their operators, addressing issues of arbitrary charges and inspections by establishing complaint mechanisms [6][7] - The Ministry of Justice will enhance oversight of administrative law enforcement, ensuring compliance with the law and protecting the legitimate rights of private enterprises [7]

Core Viewpoint - The Ministry of Justice emphasizes the importance of gathering diverse opinions to address the challenges faced by the private economy in the legislative process, focusing on key areas such as fair competition, investment and financing, technological innovation, operational service guarantees, and rights protection [1] Group 1: Legislative Focus - The drafting of the Private Economy Promotion Law is characterized by an open legislative approach, encouraging broad participation and input from various stakeholders [1] - Key issues identified for legislative attention include fair competition, investment and financing, and the promotion of technological innovation [1] Group 2: Stakeholder Engagement - The working group has engaged in extensive discussions to refine the focus areas of the legislation, ensuring that it addresses the most pressing challenges faced by the private sector [1] - The approach aims to consolidate wisdom from multiple sectors to create effective legal measures that support the development of the private economy [1]

Core Viewpoint - The law aims to optimize the development environment for the private economy, ensuring fair market competition and promoting the healthy growth of private enterprises, thereby playing a significant role in national economic and social development [1][2]. Chapter Summaries Chapter 1: General Principles - The law establishes a framework for the development of the private economy, emphasizing the importance of private enterprises in achieving high-quality development and modernization [2][3]. - It asserts the equal legal status and market opportunities for private economic organizations compared to other economic entities [3][4]. Chapter 2: Fair Competition - A unified negative list system for market access is implemented, allowing private economic organizations to enter fields outside the list [8][11]. - Governments are required to conduct fair competition reviews for policies affecting business activities and to ensure that private enterprises are treated equally in public resource transactions [11][12]. Chapter 3: Investment and Financing Promotion - The law supports private economic organizations in participating in national strategic projects and encourages investment in emerging industries [14][15]. - It mandates that financial institutions provide equal treatment to private enterprises in credit and financing services [20][22]. Chapter 4: Technological Innovation - The law encourages private economic organizations to engage in technological innovation and participate in national technology projects [21][22]. - It promotes collaboration between private enterprises and educational institutions for research and development [22][26]. Chapter 5: Standardized Operations - Private economic organizations are required to comply with various laws and regulations related to labor, safety, and environmental standards [28][29]. - The law emphasizes the importance of internal governance and risk management within private enterprises [30][31]. Chapter 6: Service Guarantee - Government agencies are tasked with establishing effective communication mechanisms with private enterprises to address their concerns [34][35]. - The law encourages the provision of public services to support entrepreneurship and job creation [36][37]. Chapter 7: Rights Protection - The law protects the legal rights of private economic organizations and their operators, ensuring that their personal and property rights are not infringed upon [42][43]. - It establishes mechanisms for addressing grievances and disputes involving private enterprises [41][46]. Chapter 8: Legal Responsibilities - Violations of the law can result in corrective actions and penalties for responsible individuals [53][54]. - The law outlines the responsibilities of government entities and large enterprises in ensuring timely payments to private economic organizations [67][68]. Chapter 9: Supplementary Provisions - The law defines private economic organizations and specifies its applicability to foreign investment regulations [56][57]. - The law will take effect on May 20, 2025 [58].

Core Points - The law aims to optimize the development environment for the private economy, ensuring fair market competition and promoting healthy growth of private enterprises [1][2] - The private economy is recognized as a vital component of the socialist market economy and a key driver for high-quality development in China [2][3] Chapter Summaries Chapter 1: General Principles - The law emphasizes the importance of the private economy in national economic and social development, adhering to the leadership of the Communist Party and the principles of socialism [1][2] - It supports the coexistence of various ownership forms and the decisive role of the market in resource allocation [1] Chapter 2: Fair Competition - A unified negative list system for market access is established, allowing private enterprises equal entry into various sectors [6] - Governments are required to implement fair competition reviews for policies affecting business operations [11][12] Chapter 3: Investment and Financing Promotion - The law supports private enterprises in participating in national strategic projects and encourages investment in emerging industries [9][10] - It promotes the development of a multi-level capital market to facilitate direct financing for qualified private enterprises [13] Chapter 4: Technological Innovation - The law encourages private enterprises to engage in technological innovation and participate in national technology projects [14][15] - It supports collaboration between private enterprises and educational institutions for technology transfer and innovation [16] Chapter 5: Standardized Operations - Private enterprises are required to comply with laws and regulations in various operational aspects, including labor, safety, and environmental standards [17][18] - The law promotes the establishment of internal governance structures and encourages compliance with legal and ethical standards [18] Chapter 6: Service Guarantee - Government agencies are mandated to provide efficient services to private enterprises, ensuring timely responses to their needs [20][21] - The law emphasizes the importance of transparent communication between government and private enterprises [21] Chapter 7: Rights Protection - The law protects the legal rights of private enterprises and their operators, including personal and property rights [26][27] - It establishes mechanisms for addressing grievances and disputes involving private enterprises [25][26] Chapter 8: Legal Responsibilities - Violations of the law can result in corrective actions and penalties for responsible parties [71][72] - The law outlines the responsibilities of government entities in ensuring compliance and protecting the rights of private enterprises [73][74] Chapter 9: Supplementary Provisions - The law defines private economic organizations and their applicability to foreign investment regulations [34][35] - It will take effect on May 20, 2025 [36]

Core Viewpoint - The "Private Economy Promotion Law" was passed by the National People's Congress, marking a significant step in establishing the legal status of the private economy in China, set to take effect on May 20, 2025 [1][3][9] Group 1: Legislative Framework - The law is the first to explicitly incorporate the principle of "two unwavering" regarding the support of both public and non-public economies into legislation [3][9] - It consists of 9 chapters and 78 articles, emphasizing the importance of the private economy as a vital component of the socialist market economy [9] - The law aims to integrate the legal framework supporting private economic development into the socialist legal system with Chinese characteristics [8] Group 2: Fair Competition and Market Access - The law enhances the mechanisms for fair market access for private economic organizations, ensuring they can participate equally in market competition [11] - It establishes a negative list for market access, allowing various economic organizations, including private ones, to enter fields not listed [14] - Provisions are made to prevent monopolistic and unfair competition practices, ensuring a conducive market environment for private enterprises [13] Group 3: Support for Innovation - The law explicitly supports private economic organizations in technological innovation and protects their original innovations [15] - It encourages collaboration between private enterprises and research institutions, promoting technology transfer and integration of industry and academia [17] - Strengthened intellectual property protection measures are included, such as punitive damages for infringement [17] Group 4: Rights Protection and Service Assurance - The law establishes effective communication mechanisms between government and enterprises, ensuring timely responses to the concerns of private economic organizations [18] - It emphasizes the legal protection of the personal rights, property rights, and operational autonomy of private economic organizations and their operators [18] - Provisions are made to curb arbitrary charges and fines, ensuring a fair administrative environment for private enterprises [18][23] Group 5: Regulation of Law Enforcement - The law prohibits the use of criminal measures to interfere in economic disputes, ensuring a clear distinction between economic disputes and crimes [21][19] - It mandates the establishment of a cooperative system for cross-regional law enforcement to prevent abuse of power for economic interests [22] - It holds government entities accountable for failing to fulfill contractual obligations to private economic organizations, with provisions for compensation in case of losses [23]