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平安人寿山东分公司提醒:筑牢金融安全防线,守护长辈"钱袋子"
Qi Lu Wan Bao· 2025-08-15 03:13
Core Insights - The article highlights the increasing sophistication and scenario-based nature of financial scams targeting the elderly, leveraging their emotional desires for wealth accumulation and a happy retirement [1] Group 1: Scam Case Study - A specific case is presented where an elderly woman was deceived by a newly opened health center that used free trials to lure her into purchasing overpriced health products, ultimately costing her over 20,000 yuan [2] - The fraudulent health products were later identified as ordinary traditional Chinese medicine, leading to the closure of the institution for false advertising [2] Group 2: Scam Mechanisms - Scammers exploit psychological vulnerabilities by tapping into "health anxiety" and "concern for children," establishing trust with empty-nest seniors [3] - They use professional jargon to create a facade of legitimacy, presenting low-cost products as "special therapies" [3] - The strategy includes offering free experiences and gifts to lower defenses, gradually leading to significant expenditures [3] Group 3: Prevention Guidelines - The company provides a "three do's and three don'ts" guide to help consumers avoid scams, emphasizing the importance of choosing legitimate channels and verifying credentials [3] - Consumers are advised to discuss major financial decisions with family to prevent losses due to information asymmetry [3] - The company encourages vigilance against miracle cures and unsolicited requests for sensitive information, reminding consumers that high returns typically come with high risks [3] Group 4: Company Commitment - The company emphasizes its commitment to customer-centric service and community engagement through initiatives aimed at enhancing the financial literacy of the elderly [3] - It encourages regular checks on insurance policies and prompt reporting of suspicious activities to safeguard financial security [3] - The company calls for collective efforts from society to strengthen anti-fraud measures and protect the financial well-being of the elderly [3]
中信银行台州临海支行识破非法中介贷款骗局
Mei Ri Shang Bao· 2025-08-06 22:18
当前电信诈骗手段不断翻新,不良中介非法金融活动频繁,在此背景下,中信银行台州临海支行将继续 强化风险监测机制,深化警银合作,同时加强金融知识普及,提升公众防诈意识,切实履行金融机构社 会责任,为守护人民群众的"钱袋子"贡献力量。 经面谈得知,客户陪同人员为非法中介人员,趁着客户急需一笔资金周转的着急心态,前期已经查询了 客户在多家银行的贷款额度,并且与客户签订了所谓的贷款服务合同。合同主要内容为帮助其获得贷 款,贷款金额40万元,贷款服务费20%。非法中介用各种谎言欺骗客户签订了上述合同,并通过pos机 刷卡收取了8万元。在客户得知银行未与任何中介合作的信息后,立即与非法中介进行沟通,但对方拒 不退回8万元款项。随即,该行工作人员建议客户报警,在民警的调解下,最终客户挽回了8万元损失。 商报讯(记者叶晓珺通讯员薛圣召)近日,中信银行(601998)台州临海支行成功拦截一起非法中介骗取 服务费的风险事件,帮助客户避免了8万元的经济损失。 当日上午9时许,客户前来该行网点办理银行卡,询问信秒贷利率情况。市场经理在办理客户借记卡业 务时发现异常——客户身边陪同人员极力阻止其与工作人员沟通。随后,市场经理以介绍产品利 ...
“金号角”进企业:民生银行济南张庄路支行消保宣传筑防线
Qi Lu Wan Bao· 2025-07-18 09:17
Core Viewpoint - The article emphasizes the increasing complexity of financial markets and the rising risks of financial fraud, highlighting the proactive measures taken by Minsheng Bank's Jinan Zhangzhuang Road branch to enhance financial risk awareness among enterprises and protect consumer rights [1][3]. Group 1: Financial Risk Awareness Initiatives - Minsheng Bank's Jinan Zhangzhuang Road branch has launched a campaign named "Golden Horn" to promote financial consumer protection within enterprises, aiming to establish a robust financial safety net [1][3]. - The branch conducted in-depth research to tailor precise promotional strategies, identifying common financial risks faced by corporate employees, such as fake invoices and account information leaks for finance staff, and telecom fraud for general employees [1][3][4]. Group 2: Innovative Engagement Strategies - To enhance employee participation, the branch employed diverse and innovative methods, including financial knowledge classes and interactive quizzes, to make learning about financial risks more engaging [2][4][5]. - The branch utilized real-life case studies and video materials to illustrate the tactics used by fraudsters, thereby providing employees with a clearer understanding of potential threats [2][4]. Group 3: Personalized Consultation Services - A dedicated consultation area was set up during the events to offer one-on-one financial advice, addressing individual queries related to investment products, credit card rates, and personal credit maintenance [2][5]. - Employees reported gaining a clearer understanding of financial matters through these consultations, which encouraged them to approach financial activities with greater caution [5]. Group 4: Future Plans - Minsheng Bank plans to continue developing the "Golden Horn" brand and collaborate with local industrial parks to launch a "Consumer Protection Service Month," aiming to extend their services to more enterprises through a combination of online and offline efforts [3][5].
7.8全国保险公众宣传日|一场突发状况下的“暖心救援”
Qi Lu Wan Bao· 2025-07-14 10:55
Group 1 - The core message highlights the importance of vigilance against financial scams, particularly in the context of insurance claims and healthcare services [1][2][3] - The case of Ms. Li illustrates how she was nearly scammed while seeking financial assistance for her daughter's medical treatment, emphasizing the need for consumers to verify the legitimacy of service providers [1][2] - The successful intervention by Ping An Life's service personnel prevented a potential loss for Ms. Li, showcasing the company's commitment to customer support and fraud prevention [2] Group 2 - Ping An Life's recommendations during the 2025 National Insurance Publicity Day stress the importance of protecting personal information and verifying identities before making any financial transactions [2] - The company advises against transferring funds to unfamiliar accounts and emphasizes the necessity of using official channels for downloading applications [2] - The case serves as a reminder for the public to report suspected fraud immediately and retain evidence, highlighting the evolving nature of financial scams and the need for increased awareness [3]
剑指“李鬼” 中国银联提醒投资者防范冒名诈骗
Zheng Quan Shi Bao· 2025-07-10 18:35
Core Viewpoint - China UnionPay has issued a stern statement regarding the recent impersonation of its name by individuals or organizations engaging in illegal business activities, emphasizing the importance of protecting merchants, consumers' property, and personal information security [1][2]. Group 1: Company Actions - China UnionPay has highlighted that any activities conducted under the guise of "China UnionPay staff" or related products, such as fundraising, high-interest financial management, and credit card processing, are fraudulent [1]. - The company reiterated its official communication channels, including its website and verified social media accounts, to help the public identify legitimate information [1][2]. Group 2: Public Warnings - The company has urged the public to be cautious of any information not disseminated through its official channels and to report any illegal activities impersonating UnionPay [2]. - A previous warning was issued regarding a fraudulent app named "UnionPay Conference APP," which posed risks of sensitive information theft and financial loss [3][4]. Group 3: Industry Context - Multiple institutions, including China UnionPay, have released statements this year to combat misinformation and fraud, highlighting the need for vigilance in the current information-saturated environment [5]. - A payment risk control expert emphasized the necessity for financial institutions to enhance online monitoring and resource allocation for misinformation management to protect public interests [6].
建行济南炼油厂支行:成功阻断保健品诈骗 守护老人“养老钱”
Qi Lu Wan Bao· 2025-06-29 09:16
Core Viewpoint - The article highlights a successful intervention by a bank branch to prevent a financial scam targeting an elderly customer, showcasing the importance of vigilance and established emergency protocols in safeguarding vulnerable clients' funds [1][2]. Group 1: Incident Overview - A bank branch in Jinan successfully blocked a scam attempt involving an elderly customer who was approached by a young woman claiming to be a health product company employee [1]. - The elderly customer intended to withdraw 50,000 yuan from a fixed deposit, raising suspicions due to her confused demeanor and the accompanying woman's evasive answers [1][2]. Group 2: Response Actions - The bank staff initiated an emergency plan for elderly financial services, which included calming the elderly customer and attempting to contact her family [1]. - Despite difficulties in reaching the family, the bank staff managed to connect with the elderly customer's daughter through a fraud prevention center [1][2]. Group 3: Follow-up Measures - The bank plans to enhance its service processes for elderly clients, focusing on high-risk transactions like large cash withdrawals as critical control points [2]. - The bank will also conduct various anti-fraud awareness campaigns aimed at protecting elderly customers' financial security [2].
平安银行海口分行举办“高管说消保”特别企划活动
Core Viewpoint - The event organized by Ping An Bank Haikou Branch aimed to enhance public financial literacy and risk awareness, focusing on consumer rights protection in financial activities [1][2] Group 1: Financial Education and Risk Awareness - The program featured discussions on investment risks and returns, emphasizing the importance of risk assessment and the classification of investment products into risk levels R1 to R5 [1] - The "three appropriateness" principle was highlighted, urging consumers to make rational investment choices that align with their risk tolerance [1] - Common telecom fraud methods were analyzed, including impersonation scams and AI face-swapping fraud, with warnings against illegal activities like "part-time brushing" and "money laundering" jobs [1] Group 2: Illegal Financial Activities and Consumer Protection - The discussion included an analysis of illegal fundraising, financial fraud, false advertising, and pension scams, educating the public on the dangers of these activities [2] - Preventive measures against illegal financial activities were promoted, such as enhancing risk awareness, verifying institutional qualifications, and protecting personal information [2] - The program showcased Ping An Bank's commitment to consumer rights protection and its role in fostering a safer financial environment in Hainan Free Trade Port through diverse financial education initiatives [2]
民生银行济南泺源支行:警银企携手筑防线 悦享守护暖夕阳
Qi Lu Wan Bao· 2025-06-13 09:03
Group 1 - The event "Guarding the Sunset Red and Building a Safe Network" was successfully held in Jinan to enhance the anti-fraud awareness among the elderly and help bridge the digital divide [1] - The event featured various activities, with China Minsheng Bank Jinan Luoyuan Branch focusing on financial fraud risk prevention and providing practical financial safety knowledge to the elderly [1] - The bank staff analyzed common financial fraud traps, including "high return, zero risk" investment scams and new AI face-swapping fraud cases, emphasizing the core prevention tips: do not listen, do not believe, do not transfer funds, and verify through multiple channels [1] Group 2 - The event reflects China Minsheng Bank's commitment to serving the public and protecting the financial rights of consumers, particularly the elderly [2] - The bank aims to continue leveraging its professional expertise to strengthen the financial safety net for the elderly and ensure they enjoy a happy retirement [2]
工行南通启东城西支行高效处置20万假存单
Jiang Nan Shi Bao· 2025-05-28 02:41
Core Insights - The incident at Nantong Qidong Chengxi Branch highlights the importance of vigilance and professional judgment in the banking sector, particularly in identifying potential fraud cases [1][2] - The swift response of the bank staff and their cooperation with law enforcement played a crucial role in resolving the situation effectively [2] Group 1: Incident Overview - A middle-aged woman attempted to withdraw 200,000 yuan using a suspicious deposit certificate, which raised red flags for the customer service manager due to its poor quality and inconsistencies [1] - The customer service manager's experience led to a series of probing questions that revealed the woman's inability to provide coherent answers, indicating a potential financial fraud [1] Group 2: Response and Resolution - The bank staff implemented a strategy to keep the woman calm while simultaneously contacting the police to report the suspicious activity [1] - Upon investigation, it was discovered that the incident stemmed from a family dispute rather than financial fraud, as the woman sought to obtain funds improperly due to personal issues [1][2] Group 3: Professionalism and Future Actions - The woman expressed gratitude towards the bank staff for their professionalism, acknowledging that their diligence prevented her from making a serious mistake [2] - The incident underscored the need for ongoing training for bank employees to enhance their ability to detect unusual situations and respond appropriately, ensuring customer fund safety [2]
百利好安全月:防假 防冒 防诈骗
Cai Fu Zai Xian· 2025-05-27 10:19
Core Viewpoint - The company emphasizes the importance of recognizing official channels to avoid scams and protect investors' interests and brand reputation [1][6][17] Group 1: Official Channels - The official website of the company is the core platform for accurate information and services, and users should directly input the designated URL to avoid phishing [3][6] - The company collaborates with well-known financial information portals to publish market analysis and industry dynamics, urging users to verify the authenticity of the information [6][9] Group 2: Customer Service - The official customer service is the legitimate way for investors to seek support, and communication should only occur through the official website [11][13] - Users are advised to be cautious of unsolicited calls or messages claiming to offer special services or high returns, as these may be scams [13][14] Group 3: Security Practices - The company promotes a "Three No's, Three Musts" approach to enhance personal security, which includes not disclosing personal information, not blindly trusting others, and not authorizing anyone to operate investments on their behalf [14][15][16] - Users should regularly change their passwords and be aware of the official website to avoid fake sites [16][17]