Q&A 金北方在稳定币业务方面有哪些战略思考和规划？ 金北方结合目前香港市场的稳定币新政出台，包括中央政府、央行及金融监管 当局对稳定币在香港发展的期望，制定了详细的战略规划。首先，金北方长期 关注数字货币、跨境支付及金融科技生态系统，并且在银行业态、保险业态、 证券业态等多个领域具有广泛的覆盖。基于当前市场和监管环境，公司计划实 施出海战略，利用深圳的交付团队负责香港和东南亚地区业务，通过澳门珠海 基地服务澳门本地市场，并进一步定位珠海业务以香港为基地，服务于香港本 土金融机构、中资机构及外资机构，同时延伸至一带一路沿线国家。 此外，公 司将从传统 IT 基础设施服务逐步转向平台化和牌照化相关业务，深度介入数字 货币、虚拟资产交易平台及生态圈多样化运营业务。通过与国富量子达成合作， 公司将利用其在香港持有的牌照资源，与金北方的技术能力形成互补，共同探 金北方在 RWA 领域探索咨询服务费、技术服务费和平台交易费用等盈 利模式，并已获得 12-15 项专利授权，另有 7-8 项正在受理，涵盖数字 货币、区块链隐私计算及智能合约领域。 金北方拥有广泛的金融机构客户群体，技术和服务型收入在 A 股金融科 技上市公 ...

智通财经7月2日电，比特币突破108000美元，24小时涨幅达到1.1%。 ...

比特币向上触及108000美元/枚，日内涨2.20%。 比特币/美元 ...

金十数据7月2日讯，北信源在互动平台表示，公司打造的跨终端、全方位、安全可信的高安全移动通信 底座"信源密信"不仅可以保护用户隐私、工作秘密、商业秘密，而且从技术角度可作为数字钱包及支付 的载体，可为用户提供高强度的安全和隐私保护，可满足数字人民币业务的应用场景需求。同时公司正 在推进与相关金融机构的合作，在数字货币试点城市进行业务拓展。 北信源：正在推进与相关金融机构的合作 在数字货币试点城市进行业务拓展 ...

稳定币作为数字金融领域的新兴产物，近年来在全球范围内快速发展，其对主权货币体系、跨境支付与 金融稳定的影响日益凸显。 复旦大学金融研究院执行院长王永钦从货币体系演进的历史视角分析了稳定币的定位与局限。他认为， 稳定币的发展经历了从无抵押的比特币、算法稳定币到如今以主权货币为抵押的阶段，目前的形式本质 上类似于货币市场基金。王永钦指出，稳定币无法满足货币的三大特性（单一性、弹性、诚信），其快 速发展可能加剧美国国债短缺问题，进而影响全球金融稳定。他认为，美国经济实力的相对下降和中国 的崛起和亚洲经济地位的提升将进一步凸显安全资产短缺的挑战，中国应尽快推动国债成为全球性安全 资产，来缓解全球安全资产短缺问题，进一步提高人民币的国际地位和推动人民币国际化。 上海金融发展与金融与发展实验室首席专家曾刚从货币本位演进的角度解读稳定币。他回顾了从金本 位、布雷顿森林体系到信用本位的货币体系发展历程，指出信用本位下央行与商业银行的双层货币发行 体系虽赋予了货币供给弹性，但也带来了管理挑战。曾刚认为，稳定币作为数字货币的一种形式，对传 统货币体系既有挑战也有补充，未来货币体系可能呈现多元化发展态势。他特别提到，数字原住民对资 ...

卖身Adobe失败后，设计软件Figma正式申请在美国上市。 7月1日，根据公开的招股书，Figma计划在纽约证券交易所挂牌，股票代码为"FIG"。鉴于Figma的高速 增长及其在私募市场的高估值，此次 IPO 将成为近年来备受期待的IPO之一。 文件显示，Figma的增长势头强劲。今年第一季度，其营收同比增长46%，从去年同期的1.562亿美元增 至2.282亿美元；净利润则从1350万美元增至4490万美元。 去年底，该公司与Adobe的收购协议因英国监管机构的反对而终止，Figma因此获得了10亿美元的终止 费。分析认为，此次Figma的上市表现将成为衡量美国IPO市场复苏力度的关键指标，并可能为其他等 待上市的高估值私营公司（如Databricks和Stripe）提供参考。 快速增长来源于高质量客户基础 Figma的快速增长得益于其庞大且高质量的客户基础。 数据显示，公司月活跃用户超过1300万，其中只有三分之一是设计师。截至3月31日，约85%的月活用 户来自美国以外地区，不过53%的收入来自海外市场。 此外，截至今年3月31日，该公司拥有约45万企业客户，其中贡献年收入超过10万美元的客户数量达到 ...

Core Insights - The digital yuan (e-CNY) represents a significant transformation in currency forms, moving from physical to electronic and then to digital, with strategic implications for internationalization, monetary policy, and financial inclusivity [2][12] - The digital yuan is a legal digital currency issued by the People's Bank of China, distinct from cryptocurrencies, and is backed by state sovereignty [2][5] - The digital yuan's development has been rapid, with pilot programs expanding geometrically since 2020, showcasing China's leadership in the central bank digital currency (CBDC) space [5][9] Digital Yuan Features - The digital yuan employs a centralized architecture with a "one currency, two libraries, three centers" model, ensuring state control over issuance while enhancing transaction transparency and user privacy [3][5] - Key features include anonymous small transactions, traceable large transactions, and offline payment capabilities, which enhance convenience and security [3][7] - The digital yuan has penetrated various sectors, including retail, transportation, and government services, significantly improving financial service efficiency [7][9] Development Timeline - The journey of the digital yuan began in 2014 with the establishment of a research group, leading to a structured exploration of digital currency frameworks and technologies [5][11] - Following the establishment of the Digital Currency Research Institute in 2017, the digital yuan entered the development phase, with internal trials starting in 2020 [5][11] - By 2024, the digital yuan had seen the opening of 180 million personal wallets and transaction amounts exceeding 7.3 trillion yuan, indicating a rapid adoption rate compared to other countries' CBDCs [5][9] Strategic Implications - The rise of the digital yuan is reshaping the international monetary system, providing alternatives to the US dollar for countries involved in the Belt and Road Initiative [9][12] - The digital yuan's design allows for more precise monetary policy implementation and enhances financial inclusivity while balancing privacy and regulatory needs [9][11] - The digital yuan is expected to drive a trillion-dollar fintech market, fostering innovation across the entire industry chain [9][12] Future Trends - Future developments of the digital yuan will likely involve deeper technological integration and broader ecosystem expansion, with projections indicating that cross-border settlement volumes could account for 15% of total RMB internationalization by 2030 [11][12] - The introduction of regulatory frameworks will clarify the responsibilities of market participants, supporting the sustainable development of the digital yuan [11][12]

京北方携手国富量子 聚焦虚拟资产及数字货币业务展开深度合作 智通财经7月2日电，近日，京北方信息技术股份有限公司与国富量子创新有限公司正式签署战略合作协 议。双方将凭借各自在资本市场和金融科技领域的资源禀赋，聚焦虚拟资产及数字货币业务展开深度合 作，共同推动金融场景和金融科技的融合创新发展。这一协议的签署，标志着京北方正式启动出海战 略，借政策东风之势，以香港为跳板，稳步迈向全球金融科技和数字化转型的广阔蓝海。京北方和国富 量子的此次战略合作将围绕IT技术应用创新、虚拟资产及稳定币生态圈合作创新、金融业务创新三个层 面展开。 ...

Core Insights - The report highlights the improvement in the manufacturing sector, with the Purchasing Managers' Index (PMI) rising to 49.7% in June, an increase of 0.2 percentage points from the previous month, indicating a continued recovery in manufacturing activity [6] - The establishment of China's first "High-end Non-ferrous Metal Materials Innovation Consortium" is noted, which has successfully overcome key technological challenges in various sectors, including the C919 aircraft [7] Industry Dynamics - The report discusses the launch of a special action for solid waste management, with related stocks including Guotai Environmental Protection (301203) and Huaxin Environmental Protection (301265) [9] - It emphasizes the acceleration of the listing and commercialization of innovative drugs, with relevant stocks such as Hongbo Pharmaceutical (301230) and Xinghao Pharmaceutical (430017) [9] - Significant breakthroughs in regenerative medicine are highlighted, with related companies including Zhenghai Biological (300653) and Guanhao Biological (300238) [9] Company Focus - Zhimingda (688636) plans to raise no more than 213 million yuan for the development and industrialization of embedded computers for unmanned equipment and commercial aerospace, as well as to supplement working capital [11] - Pulite (002324) intends to invest 1 billion yuan to establish a headquarters and R&D manufacturing base for plastic modified materials in South China [11] - Junpu Intelligent (688306) has signed a sales framework contract for humanoid robot products worth approximately 28.25 million yuan [11] Market Review and Outlook - On July 1, the total trading volume of the two markets was 1,466 billion yuan, with 2,512 stocks rising and 2,396 falling, indicating a slight reduction in trading volume by 20.8 billion yuan compared to the previous day [13] - The report notes that the three major indices opened slightly higher and experienced narrow fluctuations, with a strong performance along the five-day moving average, suggesting a potential for continued upward movement [13] - The strongest sectors included military, innovative drugs, and chemicals, while digital currency concepts saw significant declines [13][14] - The report suggests that the current high liquidity environment allows for repeated value plays in hot sectors, primarily focusing on military, chips, batteries, and stablecoins [14]

A股多元金融、数字货币概念股集体大跌，爱建集团一度触及跌停，楚天龙、弘业期货、安妮股份、翠 微股份、国盛金控等多股跌超5%。 ...