人民财讯9月17日电，9月17日，香港特区行政长官李家超发表新一份施政报告指出，2024年外地驻港企 业在香港共设有超过1400家地区总部，其中逾300家来自内地。接下来，将为"出海"企业制订多元方 案，其中包括：香港金管局会推动银行业尤其内地银行在港设立区域总部，利用香港优势，辐射开拓东 南亚和中东等地区市场，提供更全面的跨境金融方案；吸引更多内地企业在港设立财资中心，于2026年 上半年完成研究优化税务宽减措施。金管局和沙特阿拉伯公共投资基金(PIF)已签署谅解备忘录，创立 达10亿美元的新投资基金，用于香港和其他大湾区城市"出海"到沙特阿拉伯的企业。 ...

Core Insights - The event "Study Abroad for Children" was successfully held in Kunming, co-hosted by Bank of China Yunnan Branch and New Channel Kunming School, focusing on study abroad planning and cross-border financial services [1][3] - The event highlighted the increasing demand for quality international education and professional financial services among families in Yunnan [5] Group 1: Event Overview - The event featured speeches from key representatives, including Wu Tao, Vice President of Bank of China Yunnan Branch, and Li Hua, Deputy General Manager of the Personal Finance Department [1] - The event provided professional and comprehensive financial and educational guidance for families intending to send their children abroad [1] Group 2: Financial Services - Qiao Li, Cross-Border Product Manager of the Personal Finance Department, presented on the advantages of Bank of China's cross-border services, including study abroad account opening, foreign currency exchange, and cross-border remittances [3] - Bank of China leverages its century-long international service experience and global network to offer safe, convenient, and efficient cross-border financial solutions, helping families mitigate exchange rate risks and optimize fund allocation [3] Group 3: Educational Insights - Hu Min, Chairman of New Channel International Education Group, delivered a keynote speech on international education path planning, trends in studying abroad at a young age, and educational choices in the era of artificial intelligence, resonating with the audience [5] - The interactive segment of the event saw enthusiastic participation, reflecting the urgent need for quality international education and professional financial services among local families [5] Group 4: Future Initiatives - Bank of China Yunnan Branch plans to continue launching more exclusive financial products and service activities tailored for study abroad families, supporting their educational aspirations [5] - The event reinforced the trust between the bank and its clients, showcasing Bank of China's expertise and social responsibility in the cross-border financial sector [5]

Core Viewpoint - The article highlights the participation of Bank of Communications at the 6th consecutive China International Fair for Trade in Services, showcasing its innovative financial services and products aimed at supporting the real economy and enhancing people's livelihoods. Group 1: Financial Services and Innovations - Bank of Communications has developed various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate its commitment to serving the real economy and promoting regional economic development [1][2]. - The bank's "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [2]. - The "Jiao Yin Venture Capital Loan" employs a loan and external direct investment model to broaden financing channels for technology enterprises through partnerships with quality investment institutions [2]. Group 2: Cross-Border Financial Solutions - The bank has established a "Cross-Border Financial Zone" to provide comprehensive financial support for enterprises looking to expand internationally or attract foreign investment, featuring solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [2]. - The focus on cross-border finance aligns with the bank's role as a key player in facilitating high-level opening-up [2]. Group 3: Retail Services and Community Engagement - At the retail business exhibition, the bank showcased its capabilities in providing over 130 Beijing government services and 200 additional services from neighboring regions, enhancing public service accessibility [3]. - The bank has developed a housing rental deposit management and rent supervision system to support new citizens in securing housing [3]. - In the silver economy sector, the bank offers a range of services including pension accounts, insurance, and trust products to cater to the needs of the elderly population [3]. Group 4: Interactive Activities and Community Outreach - To enhance audience engagement, the bank organized various interactive activities, including showcasing high-quality card designs that blend traditional culture with modern technology [4]. - The bank continued its tradition of offering promotional activities, allowing participants to win various merchandise [4]. - Educational sessions such as "Fund Management Lectures" and "Anti-Fraud Courses" were held to promote financial literacy and support the fair's role as a bridge for communication [4].

Group 1 - The core message emphasizes the importance of integrating personal goals with national financial strategies, particularly in the context of emerging fields like green finance, AI finance, and cross-border finance [1][2] - The newly appointed dean, Professor Yao Yang, highlighted the transition of the Dushu Lake Advanced Financial Institute from its initial phase to "2.0 era," focusing on optimizing cutting-edge teaching projects and establishing a financial think tank to serve the Lingang area [2][3] - The institute aims to deepen the connection between talent cultivation and regional development, with a goal of achieving significant advancements within 3 to 5 years [2] Group 2 - The institute is positioned to address emerging topics such as China's financial opening and offshore finance, leveraging its policy and industrial advantages to contribute to the development of the Lingang New Area [3] - The emphasis on practical engagement through teacher secondment mechanisms aims to enhance the integration of classroom learning with real-world applications in the financial sector [2][3] - The leadership encourages students to develop a global perspective while maintaining a solid academic foundation, preparing them to become key players in the future of new finance [2]

Core Insights - The use of cross-border RMB settlement is gaining traction among companies, with significant benefits in terms of efficiency and cost savings [2][3] - The People's Bank of China in Zhoukou has actively promoted cross-border RMB transactions, resulting in a historical high in transaction volumes [2][3] Group 1: Cross-Border RMB Settlement - Companies are increasingly adopting cross-border RMB for transactions, citing faster processes and lower costs as key advantages [2] - Zhoukou's cross-border RMB settlement amount exceeded 1.454 billion yuan, marking a year-on-year increase of 63.89% [2] - The local bank has implemented a targeted action plan to enhance cross-border RMB usage, focusing on potential enterprises [3] Group 2: Growth in New Enterprises - In the first eight months of the year, 17 new enterprises began using cross-border RMB, with transaction amounts surpassing 80.26 million yuan, a staggering increase of 382.4% [3] - Technology-oriented companies are leading the growth in cross-border RMB transactions, with tailored financial solutions being provided [3][4] Group 3: Future Outlook - The People's Bank of China in Zhoukou plans to continue optimizing cross-border RMB settlement services to support more companies in their international ventures [5]

Group 1 - The core viewpoint of the articles highlights the rapid growth of Chinese enterprises' outbound direct investment, with a net investment amounting to $192.2 billion in 2024, representing an 8.4% increase from the previous year [2] - By the end of 2024, approximately 34,000 domestic investors in China established around 52,000 outbound direct investment enterprises across 190 countries and regions, with total overseas assets exceeding $9 trillion [2][3] - The challenges faced by Chinese companies in cross-border finance include risks associated with currency fluctuations, regulatory compliance, and the complexities of cross-border payment processes [3][4] Group 2 - To mitigate risks, companies are advised to centralize the management of their overseas accounts, which can help streamline the settlement process and reduce potential financial risks [4] - Stablecoins are emerging as a viable option for cross-border trade settlements and fund flows, offering high efficiency, speed, and lower costs compared to traditional banking systems [5] - The current cross-border RMB payment volume in China is already eight times that of mainstream stablecoins, indicating significant potential for growth in this area [5]

Group 1 - The core viewpoint is that a "new globalization" led by Chinese enterprises is becoming a clear trend, necessitating new financial infrastructure to support it [1] - The new globalization exhibits three significant characteristics: global resource allocation and operation from inception, construction on digital infrastructure, and collaboration with local stakeholders in a responsible manner [1] - Financial infrastructure is deemed crucial for the new globalization, benefiting from technological advancements and the emergence of innovative tools that reshape cross-border payment models [1] Group 2 - Three recommendations for Chinese enterprises entering global markets include leveraging China's trade network for international expansion, establishing strong local partnerships, and moving beyond payments to provide deeper services [1] - The company will continue to support startups that actively utilize advanced technologies like AI and engage in the new globalization process, recognizing their key role in building new financial infrastructure [2]

Group 1 - The core viewpoint of the articles highlights the successful provision of exclusive cross-border financing support by Industrial Bank's Hefei branch for a leading enterprise in Anhui Province, marking a significant step in the company's global strategy and the integration of Anhui manufacturing into international capacity cooperation [1][2] - The financing support includes an initial fund of 160 million yuan, which is the first exclusive overseas greenfield project loan within the Industrial Bank system, demonstrating the bank's commitment to the "Hui Dong Global" action plan [1] - The project faces multiple challenges such as large investment scale, long construction period, and complex cross-border coordination, necessitating a high level of professionalism and comprehensiveness in financial services [1] Group 2 - Industrial Bank's Hefei branch has developed a comprehensive cross-border financial solution tailored to the enterprise's needs, covering financing consultation, structural design, cross-border coordination, and fund disbursement [1] - The bank has established a joint special team to conduct on-site due diligence in Malaysia, assessing various risks including political, economic, and legal factors, and designing a financing structure that is both internationally compliant and practically applicable [1] - In recent years, Anhui Province has been actively promoting its enterprises to participate in global industrial division and has provided over 5 billion yuan in financing support for overseas expansion [2]

中证报中证网讯(记者张佳琳)记者近日从厦门国际银行获悉，2025年上半年，厦门国际银行在"华侨金 融+跨境金融"双轮驱动下，深化"五篇大文章+产业专业化"协同发展，表现出"稳中求进、守正创新"的 战略定力和发展韧性。截至2025年6月末，厦门国际银行营业收入同比增长11.19%；净利润同比增长近 6%，净利息收入同比增幅超过30%。在行业净息差普遍承压的背景下，该行2025年以来营业收入、净 利润均实现稳定正增长，显示出其通过差异化特色有效应对周期波动的积极趋势。 锚定服务国家"双循环"新发展格局，厦门国际银行持续打造"商行+投行""跨境+跨界"的特色金融服务体 系，2025年上半年国际业务累计发生额同比增幅近15%。以该行华侨金融数智服务平台"跨境e站通"为 例，该平台支持跨境结算、融资、汇率管理等一站式便利化线上服务。当前，该平台业务发生额超过 1900亿元，其中2025年上半年新增近600亿元，为"一带一路"企业"出海"提供金融助力。 守住风险底线，是一切金融工作的前提。厦门国际银行持续深化集团统一合规管理体系建设，构建"三 道防线+四重管控"的智能风控系统，推进数字化授信审批改革。截至2025年6月末 ...

Core Viewpoint - The 2025 China International Service Trade Fair Financial Services Exhibition showcases the innovative practices of Bank of Communications in financial services, emphasizing its role in supporting the real economy and regional development [2]. Group 1: Financial Products and Services - Bank of Communications presented various innovative financial products such as "Jiao Yin Torch Loan," "Jiao Yin Venture Capital Loan," "Foreign Trade Quick Loan," and "Carbon Asset Pledge Financing" to demonstrate the synergy between financial services and the real economy [2]. - The "Jiao Yin Torch Loan" targets growing technology-based small and micro enterprises, utilizing a unique big data approval model to address their financing challenges [3]. - The "Jiao Yin Venture Capital Loan" employs a "loan + external direct investment" model to enhance financing channels for technology enterprises through partnerships with quality investment institutions [3]. Group 2: Cross-Border Financial Solutions - The bank established a cross-border financial zone titled "Jiao Lian World, Hui Tong Global," offering comprehensive financial support for enterprises looking to expand internationally or attract foreign investment through solutions like "Foreign Trade Quick Loan" and "E-commerce Pass" [3]. Group 3: Retail and Community Services - The retail business segment highlighted the "cross-province handling" of government services in the Beijing-Tianjin-Hebei region, allowing citizens to manage over 130 government services and access personal social security information seamlessly [3]. - The bank showcased a housing rental deposit management and rent supervision system, aimed at safeguarding the housing dreams of new citizens through a four-dimensional closed-loop management approach [4]. Group 4: Senior Economy and Consumer Services - The bank's senior economy segment focuses on providing a one-stop resource connection for the elderly, integrating pension accounts, retirement financial products, insurance, and trust services [4]. - The retail credit and credit card segment promotes various consumer-friendly products and activities, such as "Hui Min Loan" and "Jiao Yin Car Loan," to stimulate market consumption [4]. Group 5: Digital Currency Engagement - To enhance public engagement and awareness of digital currency, the bank organized interactive activities featuring aesthetically designed hardware wallets and continued popular activities from previous years, such as blind box promotions related to digital RMB [4].