作为支持大连跨境业务发展的重要金融力量，浦发银行大连分行始终以国家外汇管理局便利化政策为指 引，聚焦外贸企业"痛点""堵点"，持续探索跨境金融服务创新路径，以数字化转型与差异化服务助力区 域外贸高质量发展。以下为其近年来的实践脉络与阶段性成果： 一、夯实基础：电子单证业务构建数字化服务底座 自2023年成功上线经常项目外汇电子单证支付业务以来，该行跨境汇款服务的数字化、全程化、线上 化、精准化水平显著提升。针对区域外贸企业多元化跨境融资需求，同步实施差异化分层服务策略，精 准覆盖专精特新、高新技术、先进制造等重点特色企业。截至2025年7月，已为50家相关企业累计办理 电子单证业务超1.5亿美元，有效降低企业单证提交与业务办理成本。 二、突破创新：资本项目数字化业务成功落地 2025年1月，在国家外汇管理局大连市分局指导下，该行首笔资本项目数字化业务成功落地。服务对象 为一家2007年成立的日资外商投资企业——因股东增资需办理资本金汇入及结汇用于生产经营。作为企 业主要结算银行，浦发银行大连分行通过展业尽调确认其符合准入条件后，推荐其通过线上渠道办理。 从资本金入账、出资入账登记，到外汇资金结汇及支付使用，全 ...

Core Insights - The current international trade environment presents multiple challenges for foreign trade enterprises, prompting the National Financial Regulatory Administration to announce a series of policy measures to support foreign trade development through enhanced financial backing [1] - Shanghai Pudong Development Bank (SPDB) is leveraging its cross-border financial services to create a "Cross-Border+" service ecosystem, facilitating the international expansion of Chinese enterprises and the introduction of foreign businesses [1] Financial Support Initiatives - SPDB is focusing on optimizing cross-border financial service offerings, utilizing its offshore banking, free trade financial services, overseas branches, and investment banking to support foreign trade [1] - The bank has launched the "Cross-Border Merchant e-Exchange" product, which integrates onshore and offshore accounts for cross-border e-commerce, achieving a 40-fold increase in business volume in Q1 [2] - SPDB's "Cross-Border Instant Transfer" service allows for near-instant cross-border remittances, reducing processing time from hours to seconds, with 42,000 transactions completed in Q1 [2] Digital Transformation in Trade Services - The bank has upgraded its international document service to "e-Document" services, enabling clients to streamline trade documentation processes through API integration, significantly reducing processing time [3] - SPDB's Global Treasury Service (GTS) platform supports multinational clients in managing their cross-border cash flow efficiently, with a 1.5 times increase in signed outbound enterprises in Q1 compared to the previous year [3] Comprehensive Cross-Border Service Platform - SPDB has enhanced its electronic cross-border business channels, providing a unified platform for various services including deposits, remittances, foreign exchange transactions, and trade financing [4] - The bank has developed a "6+X" cross-border financial service system to address diverse enterprise needs, focusing on eight key areas such as cross-border e-commerce and asset management [5] Strategic Collaborations and Initiatives - In 2024, SPDB plans to collaborate with Malaysian and Indonesian banks to support Chinese enterprises in Southeast Asia, enhancing understanding of local economic conditions and investment opportunities [6] - The "SPDB-CBC Cross-Border Link" service, developed in partnership with Bank of China, offers comprehensive financial solutions for cross-border investment and trade, covering five core service areas [6] Commitment to High-Quality Financial Services - SPDB aims to set a new standard for high-quality financial services in the cross-border sector, contributing to China's commitment to high-level openness and international trade expansion [7]