转自：贵州日报 "扩大内需，必须统筹抓好促消费和扩投资。"中国社科院财经战略研究院财政研究室主任何代欣表示， 会议部署了财政金融一揽子政策，包括从供需两端发力促消费、加力支持民间投资等，释放了积极有力 的政策信号，有利于提振信心、引导预期，形成促内需的政策合力。 此外，会议强调，要采取更多便利化措施，切实推动政策落地见效，增强群众和企业获得感。要密切跟 踪政策实施进展，加强全链条管理，确保资金规范高效使用。 （《国务院部署实施财政金融一揽子政策》由贵阳日报为您提供，转载请注明来源，未经书面授权许 可，不得转载或镜像。） 实施财政金融协同促内需一揽子政策，是扩大有效需求、创新宏观调控的重要举措。当日召开的国务院 常务会议指出，要加强财政政策与金融政策配合联动，充分发挥政策效应，引导社会资本参与促消费、 扩投资。 围绕促进居民消费，会议明确，优化实施服务业经营主体贷款、个人消费贷款贴息政策，推动增加优质 服务供给，增强居民消费能力。 围绕支持民间投资，会议部署，实施中小微企业贷款贴息政策，设立民间投资专项担保计划，建立支持 民营企业债券风险分担机制，优化实施设备更新贷款财政贴息政策，进一步降低企业融资门槛和成本。 ...

◎记者 张琼斯 李苑 "建立支持民营企业债券风险分担机制主要是为了解决民营企业发债难、债券融资成本高等问题。"东方 金诚首席宏观分析师王青对上海证券报记者表示，预计将通过信用风险缓释工具、民企债券风险补偿基 金等，与市场投资者共同承担民企债券信用风险，从而降低民企发债成本、提升市场认购意愿。 此前推出的系列贴息政策有望得到优化。董希淼表示，优化实施服务业经营主体贷款、个人消费贷款贴 息政策和设备更新贷款财政贴息政策，具有较强的针对性。可以从提高政策设计的精准性、执行流程的 高效率和相关政策的协同性等方面入手进行优化。 董希淼说，比如对于个人消费贷款贴息政策，可以进一步打通政府部门与银行间的数据壁垒，实现个人 消费贷款自动核验，支持银行简化审核程序，降低合规与操作成本，缩短贴息资金到账时间。 1月9日召开的国务院常务会议部署实施财政金融协同促内需一揽子政策。 围绕促进居民消费，会议指出，优化实施服务业经营主体贷款、个人消费贷款贴息政策，推动增加优质 服务供给，增强居民消费能力。 围绕支持民间投资，会议明确，实施中小微企业贷款贴息政策，设立民间投资专项担保计划，建立支持 民营企业债券风险分担机制，优化实施设备更新 ...

Group 1 - The State Council, led by Premier Li Qiang, has implemented a package of policies to promote domestic demand through fiscal and financial collaboration, aiming to expand effective demand and innovate macroeconomic regulation [1] - The policies will enhance the coordination between fiscal and financial measures, encouraging social capital to participate in consumption and investment expansion [1] - Specific measures include optimizing loan policies for service industry operators and personal consumption, supporting small and micro enterprises with interest subsidies, and establishing risk-sharing mechanisms for private enterprise bonds [1] Group 2 - The meeting emphasized the importance of providing basic public services based on residency to promote equal access and support a people-centered urbanization model [2] - Key initiatives include addressing urgent issues faced by non-resident populations, improving education policies for migrant children, expanding public rental housing, and enhancing social insurance and employment services [2] - The revision of the Nature Reserve Regulations aims to ensure legal support for high-quality nature reserve construction while balancing ecological protection and development [2]

Group 1 - The core viewpoint of the meeting is the implementation of a package of fiscal and financial policies to promote domestic demand, which is seen as an important measure to expand effective demand and innovate macroeconomic regulation [1] - The meeting emphasizes the need to strengthen the coordination between fiscal and financial policies, leveraging policy effects to guide social capital in promoting consumption and expanding investment [1] - Specific measures include optimizing loan policies for service industry operators and personal consumption, supporting private investment through loan interest subsidies for small and micro enterprises, and establishing risk-sharing mechanisms for private enterprise bonds [1] Group 2 - The initiative to provide basic public services based on the place of residence aims to promote the equalization of basic public services and support a people-centered new urbanization [2] - The meeting addresses urgent issues faced by non-registered residents, such as improving education policies for migrant children, expanding public rental housing, and enhancing basic medical security [2] - The revision of the Natural Protection Zone Regulations aims to provide legal support for high-quality construction of nature reserves, emphasizing ecological protection while enhancing public service functions [2]

Core Viewpoint - The State Council's executive meeting on January 9 outlined a comprehensive policy package aimed at promoting domestic demand through coordinated fiscal and financial measures [1] Group 1: Promotion of Consumer Spending - The policy emphasizes enhancing resident consumption by optimizing the implementation of service industry loans and personal consumption loan interest subsidies [1] - There is a focus on increasing the supply of high-quality services to stimulate consumer spending [1] Group 2: Support for Private Investment - The initiative includes interest subsidies for loans to small and micro enterprises, aimed at bolstering private investment [1] - A special guarantee plan for private investment will be established to further support this sector [1] - The policy also aims to create a risk-sharing mechanism for bonds issued by private enterprises [1] Group 3: Equipment Upgrade Support - The implementation of fiscal interest subsidies for equipment upgrade loans is part of the strategy to enhance investment in productive capacity [1]

Core Viewpoint - The State Council of China is implementing a comprehensive policy package to promote domestic demand through fiscal and financial collaboration, focusing on enhancing consumer spending and supporting private investment [1][2][3]. Group 1: Fiscal and Financial Collaboration - The meeting emphasized the importance of fiscal and financial policy coordination to stimulate effective demand and innovate macroeconomic regulation [3]. - A "dual interest subsidy" policy will be optimized, which includes a 1% annual interest subsidy for service industry loans and personal consumption loans, with the central government covering 90% of the subsidy costs [3]. - The "dual interest subsidy" policy is set to be implemented until December 31, 2025, for service industry loans and until August 31, 2026, for personal consumption loans [3]. Group 2: Support for Private Investment - The meeting proposed a loan interest subsidy policy for small and micro enterprises, along with a special guarantee plan for private investment and a risk-sharing mechanism for private enterprise bonds [4]. - The policy aims to lower financing thresholds and costs for enterprises, leveraging fiscal and financial tools to direct more credit to key sectors [4]. - The bond market is highlighted for its advantages in supporting technological innovation, with risk-sharing tools ensuring the safety of bond issuance and extending the maturity of bonds [5]. Group 3: Basic Public Services - The meeting discussed promoting the provision of basic public services based on residency, which is expected to enhance the equalization of public services and support a people-centered new urbanization [6]. - Key measures include improving education policies for migrant children, expanding public rental housing, and strengthening basic medical insurance for residents [6]. - The initiative aims to address the needs of over 130 million migrant workers living in urban areas, ensuring they have access to essential services [6][7].

Group 1 - The core viewpoint of the article emphasizes the implementation of a package policy for fiscal and financial collaboration to stimulate domestic demand, which is seen as a crucial measure for expanding effective demand and innovating macroeconomic regulation [3]. - The meeting highlighted the need to strengthen the coordination between fiscal and financial policies to effectively guide social capital in promoting consumption and expanding investment [3]. - Specific measures include optimizing service industry loans, personal consumption loan interest subsidies, and supporting private investment through various financial mechanisms [3][4]. Group 2 - The initiative to provide basic public services based on residency is aimed at promoting equal access to public services and supporting a people-centered new urbanization [4]. - Key issues addressed include improving education policies for migrant children, expanding public rental housing, and enhancing basic medical security for residents [4]. - The revision of the Natural Protection Zone Regulations aims to ensure ecological protection while enhancing public service functions, promoting a balance between ecological conservation, green development, and improving livelihoods [4].

人民财讯1月9日电，"优化实施服务业经营主体贷款、个人消费贷款贴息政策""实施中小微企业贷款贴 息政策"……1月9日召开的国务院常务会议，部署实施财政金融协同促内需一揽子政策。 （原标题：协同发力促内需！国务院部署实施财政金融一揽子政策） 转自：证券时报 围绕支持民间投资，会议部署，实施中小微企业贷款贴息政策，设立民间投资专项担保计划，建立支持 民营企业债券风险分担机制，优化实施设备更新贷款财政贴息政策，进一步降低企业融资门槛和成本。 "扩大内需，必须统筹抓好促消费和扩投资。"中国社科院财经战略研究院财政研究室主任何代欣表示， 会议部署了财政金融一揽子政策，包括从供需两端发力促消费、加力支持民间投资等，释放了积极有力 的政策信号，有利于提振信心、引导预期，形成促内需的政策合力。 此外，会议强调，要采取更多便利化措施，切实推动政策落地见效，增强群众和企业获得感。要密切跟 踪政策实施进展，加强全链条管理，确保资金规范高效使用。 中央经济工作会议指出，"实施更加积极有为的宏观政策，增强政策前瞻性针对性协同性"。日前召开的 全国财政工作会议称，2026年要加强财政金融协同，放大政策效能。 实施财政金融协同促内需一揽子 ...

记者丨周潇枭 编辑丨陈洁 1月9日，国务院总理李强主持召开国务院常务会议， 部署实施财政金融协同促内需一揽子政 策 。 会议指出，实施财政金融协同促内需一揽子政策，是扩大有效需求、创新宏观调控的重要举 措。要加强财政政策与金融政策配合联动，充分发挥政策效应，引导社会资本参与促消费、 扩投资。围绕促进居民消费，优化实施服务业经营主体贷款、个人消费贷款贴息政策，推动 增加优质服务供给，增强居民消费能力。围绕支持民间投资，实施中小微企业贷款贴息政 策，设立民间投资专项担保计划，建立支持民营企业债券风险分担机制，优化实施设备更新 贷款财政贴息政策，进一步降低企业融资门槛和成本。要采取更多便利化措施，切实推动政 策落地见效，增强群众和企业获得感。要密切跟踪政策实施进展，加强全链条管理，确保资 金规范高效使用。 21世纪经济报道记者注意到， 服务业经营主体贷款贴息政策、个人消费贷款贴息政策、 设备更新贷款贴息政策等政策，均是2025年扩内需一揽子政策的重要组成部分 ，国务院 常务会议明确指出要优化上述政策实施，增强群众和企业获得感，同时要确保资金规范高 效使用。与此同时，国务院常务会议明确提出要实施中小微企业贷款贴息政策 ...

Group 1 - The State Council, led by Premier Li Qiang, has implemented a package of fiscal and financial policies to stimulate domestic demand, emphasizing the importance of coordinating fiscal and financial policies to enhance policy effectiveness and encourage social capital participation in consumption and investment [1] - The policies aim to promote resident consumption by optimizing loan interest subsidy policies for service industry operators and personal consumption loans, thereby increasing the supply of quality services and enhancing consumer capacity [1] - Support for private investment includes implementing interest subsidy policies for loans to small and micro enterprises, establishing special guarantee plans for private investment, and optimizing fiscal interest subsidies for equipment upgrades, which will lower financing thresholds and costs for enterprises [1] Group 2 - The meeting discussed the provision of basic public services by the place of residence, which is expected to promote the equalization of basic public services and support a people-centered new urbanization [2] - Key issues addressed include improving education policies for children of migrant workers, expanding public rental housing, enhancing social insurance participation for workers, and strengthening basic medical security and employment services for residents [2] - The revision of the Natural Protection Zone Regulations aims to provide legal support for high-quality construction of nature reserves, ensuring ecological protection while enhancing public service functions through a collaborative governance mechanism [2]