旅居养老
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旅居养老催生万亿市场 险企多元布局为活力老人开启养老新体验
Mei Ri Jing Ji Xin Wen· 2025-10-16 12:03
Core Insights - The trend of "travel nursing" is gaining popularity among elderly individuals in China, reflecting a shift in their lifestyle preferences towards seeking quality and engaging experiences in retirement [1][2][3] - The aging population in China is expected to drive significant growth in travel nursing services, with predictions indicating that over 100 million health-conscious elderly individuals will participate in travel activities by the end of the 14th Five-Year Plan [2][3] - Government policies are increasingly supportive of the travel nursing sector, with initiatives aimed at developing travel nursing destinations and promoting related services [2][3] Industry Trends - The travel nursing market is transitioning from a niche to a mainstream market, with a projected market size of 5 trillion yuan by 2035 [3] - Local governments are actively promoting travel nursing industries, with regions like Yunnan and Hainan seeing significant increases in elderly visitors [3][4] - Insurance companies are entering the travel nursing space, leveraging their existing customer bases and financial resources to offer innovative products and services [4][6] Company Strategies - Major insurance firms are integrating travel nursing services with their existing insurance products, allowing customers to access travel nursing benefits upon purchasing insurance [4][5] - Large insurance companies are establishing networks of retirement communities across various regions to facilitate mobility for clients seeking travel nursing options [5] - Smaller insurance companies are encouraged to adopt a cautious approach, focusing on partnerships and niche markets to build their presence in the travel nursing sector [7][8] Market Opportunities - The travel nursing sector presents a unique opportunity for insurance companies due to their established trust with elderly clients and strong financial capabilities [6] - There is a growing demand for specialized services in travel nursing, such as cultural experiences and wellness retreats, which can be capitalized on by insurance firms [8] - Collaboration with local governments can provide insurance companies with access to resources and incentives, enhancing their competitive edge in the travel nursing market [8]
“银发旅居”新消费涌动,如何承接1亿老年人的“诗与远方”?
第一财经· 2025-10-11 06:13
Core Viewpoint - The article discusses the emerging trend of "travel nursing" for the elderly in China, highlighting the shift in consumption patterns among seniors from basic survival needs to more developed and enjoyable experiences, driven by a growing population of elderly individuals with increased disposable income [3][4]. Group 1: Market Potential - The travel nursing market is estimated to be worth several hundred billion yuan, with significant growth potential as the elderly population continues to expand [3][4]. - By the end of 2024, the elderly population aged 60 and above in China is projected to reach 310 million, accounting for 22% of the total population, with those aged 65 and above reaching 220 million, or 15.6% [5][6]. Group 2: Policy Support - The Chinese government has issued policies to promote the development of the silver economy and travel nursing, encouraging local governments to create suitable destinations and services for elderly travelers [4][9]. - Various provinces, including Yunnan, Guizhou, and Hainan, are actively developing travel nursing industries, with new community models emerging [4]. Group 3: Consumer Demographics - The primary demographic for travel nursing consists of younger seniors aged 60-69, who represent approximately 56% of the elderly population, totaling around 170 million individuals [8]. - These younger seniors are generally healthier, better educated, and have stronger social security benefits, leading to a higher willingness to travel and seek enriching experiences [8]. Group 4: Industry Development - The travel nursing sector is transitioning from a niche market to a mainstream one, with an expected increase in the number of health-conscious elderly travelers exceeding 100 million by the end of the 14th Five-Year Plan [6][11]. - Companies like Taikang Insurance are expanding their offerings in this space, with over 1,400 residents participating in their travel nursing programs across various locations [11][12]. Group 5: Challenges and Opportunities - Despite the growing demand for high-quality travel nursing services, there are challenges such as inadequate supply quality, insufficient supporting facilities, and a lack of unified industry standards [12]. - The industry must focus on addressing these challenges to enhance service quality and improve the overall living standards of elderly individuals [12].
“银发旅居”新消费涌动,如何承接1亿老年人的“诗与远方”?
第一财经网· 2025-10-11 05:40
Core Insights - The article emphasizes the transformation of the elderly care industry from a single care model to a composite model of "healthcare + tourism + social interaction" driven by the rising demand from the aging population [1][3][6] Industry Overview - By the end of 2024, the elderly population aged 60 and above in China is projected to reach 310 million, indicating a shift in consumption needs from "survival" to "development" and "enjoyment" [1][5] - The "migrant-style" retirement living model is gaining popularity among financially capable elderly individuals, breaking geographical limitations and promoting a new lifestyle [1][3] Market Potential - The market for migrant-style retirement living is estimated to be worth several hundred billion, with significant growth potential as the elderly population continues to expand [3][5] - The Chinese government has issued policies to promote the development of migrant retirement destinations, encouraging local governments to leverage their unique resources to foster this industry [3][4] Regional Developments - Yunnan Province is actively promoting the migrant retirement industry, with financial institutions encouraged to invest in elderly care facilities and infrastructure [4] - The opening of new facilities, such as the TaiKang Home in Kunming, provides tailored services for short-term stays, enhancing the appeal of migrant retirement living [4][9] Demographic Trends - The majority of elderly individuals in China are aged 60-69, representing about 56% of the elderly population, indicating a strong market for migrant retirement services targeting younger seniors [6][9] - The increasing life expectancy and the growing number of health-conscious elderly individuals are expected to drive demand for travel and retirement services [5][6] Service Innovations - Companies are exploring various entry strategies and development paths to capitalize on the emerging market for elderly care [8] - Platforms have been established to connect elderly individuals with various migrant retirement institutions, facilitating access to services and information [8] Consumer Preferences - Research indicates that younger elderly individuals prefer travel experiences that offer medical support and social opportunities, prompting companies to design services that meet these needs [9] - The introduction of membership programs and partnerships with airlines aims to enhance the travel experience for elderly consumers, making it more affordable and accessible [9]
【咸阳】汉中签署旅居养老合作框架协议
Shan Xi Ri Bao· 2025-09-29 22:56
9月29日,记者从咸阳市民政局获悉:咸阳市民政局与汉中市民政局近日签署旅居养老合作框架协 议,标志着两地在养老服务领域开启全新合作模式。 根据合作框架协议,双方将在信息共享、资源整合、市场推广等方面展开深入合作。通过建立旅居 养老信息交流平台,实现两地养老服务机构、旅居基地、旅游景点等信息的互联互通,为老年人提供便 捷的查询和预订服务。同时,整合两地优质养老服务资源和旅游资源,打造一批集养老、养生、休闲、 旅游为一体的旅居养老示范基地,提升服务质量和水平。 咸阳市民政局相关负责人说:"旅居养老是一种新兴的养老方式。它将旅游与养老有机融合,让老 年人在欣赏自然风光、体验异地文化的同时,享受专业养老服务,满足其对高品质晚年生活的追求。咸 阳市与汉中市都拥有深厚的历史文化底蕴和丰富的旅游资源,但各具特色。此次合作将充分发挥两地优 势,共同开发特色旅居养老产品和线路。"(记者:张乐佳) ...
旅居养老火了!险企纷纷布局
券商中国· 2025-09-28 12:32
Core Viewpoint - The trend of travel-based elderly care is gaining popularity among active seniors, with a significant market potential as the elderly population in China is expected to exceed 300 million by the end of the 14th Five-Year Plan [4][7]. Group 1: Market Potential - The travel-based elderly care market is anticipated to transition from a niche to a mainstream market, driven by an increase in the elderly population and higher penetration rates [4]. - By 2035, the travel and health integration industry for the elderly is projected to reach a scale of 5 trillion yuan, accounting for 16.7% of the total output value of the silver economy [8]. Group 2: Industry Participation - Major insurance companies, including China Pacific Insurance, China Taiping, and others, are increasingly entering the travel-based elderly care market, with various operational models being adopted [5]. - The operational models include leveraging existing nationwide elderly care communities, establishing travel projects in key cities, and collaborating with tourism and health service providers [5]. Group 3: Characteristics of Elderly Travelers - The typical characteristics of "traveling elderly" include being relatively younger, preferring to experience different locations rather than staying in one place year-round, desiring a home-like environment instead of hotels, requiring medical and health support, and having social interaction needs [4]. Group 4: Policy Environment - Recent government policies have emphasized the development of the travel-based elderly care market, including the establishment of a national cooperation platform and the promotion of travel-based elderly care destinations [8]. - Local governments, such as Beijing and Hainan, are also implementing specific guidelines and standards to enhance the travel-based elderly care services [8]. Group 5: Challenges and Considerations - Despite the promising outlook, the travel-based elderly care sector is still in its early stages, facing challenges such as resource integration, quality service provider selection, and the need for standardized services tailored to elderly tourists [9]. - Balancing service quality and cost-effectiveness is crucial, as travel projects may experience fluctuating occupancy rates [9].
保险业加速布局旅居养老新赛道
Bei Jing Shang Bao· 2025-09-21 15:57
Core Insights - The trend of elderly individuals opting for migratory living arrangements is becoming increasingly common, blending care, social interaction, and daily life into a cohesive experience [1][7] - Insurance companies are transforming the concept of migratory elderly care into a tangible lifestyle, with various models being developed to meet the specific needs of seniors [1][6] Group 1: Industry Developments - The opening of the TaiKang Home in Yunnan attracted nearly 700 reservations before its official launch, indicating strong demand for migratory elderly care services [3] - TaiKang Home operates 27 communities across 24 cities, with over 1,400 residents participating in migratory living arrangements by early 2025 [3][5] - Other insurance companies, such as China Pacific Insurance and New China Life, are also entering the migratory elderly care market, with New China Life establishing 40 wellness communities across 28 cities [5][6] Group 2: Service Models - The insurance industry is adopting a model that combines insurance products with migratory elderly care, allowing customers to access residency and services through their insurance plans [6] - TaiKang Home has developed a membership system to address the comprehensive needs of the new retirement demographic, including medical, dietary, housing, transportation, and recreational services [3][5] Group 3: Policy and Market Support - Recent government policies have emphasized the development of the migratory elderly care market, providing institutional support for its growth [7][9] - The integration of high-quality ecological, medical resources, and local culture is crucial for the success of insurance companies in this sector [7][8] Group 4: Future Outlook - The market for migratory elderly care is expanding, with a shift towards diverse geographical and cultural destinations for seasonal living [10] - The insurance industry is expected to enhance technology applications and develop smart communities to better serve the elderly population [10][11] - The focus on improving customer experience will include creating comfortable living environments, providing professional medical care, and organizing cultural activities to meet social needs [11]
保险业加速布局旅居养老新赛道,银发经济迎新机遇
Bei Jing Shang Bao· 2025-09-21 13:40
Core Viewpoint - The trend of elderly individuals opting for migratory living arrangements, combining travel with care and social interaction, is becoming increasingly common in China, with insurance companies playing a pivotal role in facilitating this lifestyle [1][3][4]. Group 1: Industry Trends - The insurance industry is transforming the concept of migratory elderly care into a tangible lifestyle, with companies developing nationwide chains and modular communities tailored to the needs of seniors [3][4]. - The opening of the TaiKang Home in Yunnan has attracted significant interest, with nearly 700 reservations prior to its launch, indicating a strong demand for such services [4][5]. - TaiKang Home has established a membership system to address the comprehensive needs of the new retirement demographic, including medical care, food, accommodation, transportation, and leisure activities [4][6]. Group 2: Market Dynamics - The insurance sector is increasingly integrating travel and living arrangements, allowing clients to experience a home-like environment rather than just hotel stays [5][6]. - Various insurance companies, including China Pacific Insurance and New China Life, are expanding their presence in the migratory elderly care market, with New China Life operating 40 wellness communities across 28 cities [6][7]. - The model of combining insurance products with migratory elderly care services is gaining traction, creating a closed loop of product-service-client interaction [7]. Group 3: Policy and Support - Recent government policies have emphasized the development of the migratory elderly care market, providing institutional support for its growth [8][9]. - Local governments are also establishing mechanisms to support migratory living arrangements for the elderly, such as Beijing's initiative for seasonal migration [8][9]. Group 4: Future Outlook - The market for migratory elderly care is expected to expand, with a shift towards more diverse geographical and cultural destinations for seasonal migration [11][12]. - The insurance industry is anticipated to enhance technology applications and develop smart communities, while also focusing on meeting the evolving needs of the elderly population [11][12]. - The integration of quality service, safety, and emergency capabilities will be crucial for the success of this sector, as will the need for professional training and collaboration within the industry [12][13].
农村养老普惠是基础提质是方向
Jing Ji Ri Bao· 2025-09-07 22:21
Core Viewpoint - The recent notice issued by the Guangxi Zhuang Autonomous Region's Civil Affairs Department and 15 other departments aims to strengthen rural elderly care services by establishing a comprehensive three-tiered service network and promoting deeper reforms in rural elderly care [1][2]. Group 1: Current Challenges in Rural Elderly Care - Rural elderly care in China faces significant challenges, including limited income and inadequate care services, leading to situations where elderly individuals either cannot afford care or are unwilling to utilize available services [1]. - Some care institutions are forced to lower fees and reduce staff to survive, resulting in a loss of professional talent and a decline in service quality, making it harder to retain elderly residents [1]. Group 2: Strategies for Improvement - To achieve inclusive elderly care, it is essential to optimize the allocation of resources and solidify the support for elderly care services, including the establishment of county-level care institutions focused on disabled individuals and expanding the coverage of township-level service centers [1]. - Implementing favorable policies regarding land and taxes, as well as ensuring the execution of various subsidy policies, is crucial to alleviate the operational pressures on elderly care institutions and to establish a pricing mechanism for inclusive services [1]. Group 3: Institutional and Service Enhancements - Strengthening the institutional guarantees for rural elderly care is necessary, which includes integrating rural elderly care services into reform and development plans and enhancing management and service levels [2]. - The application of artificial intelligence and the development of age-friendly smart products are encouraged to make elderly care services more precise and personalized [2]. - Innovative service models should be promoted to enhance the attractiveness of elderly care institutions, such as incorporating well-equipped rural care facilities into premium travel care routes to improve service offerings and occupancy rates [2].
2025北京养老服务行业发展四季青论坛将于下周举办
Xin Jing Bao· 2025-07-24 08:39
Core Viewpoint - The 2025 Beijing Elderly Care Service Industry Development Forum aims to explore comprehensive solutions for elderly care services in Beijing, focusing on reform and innovation to meet diverse elderly needs and promote the "silver economy" [1][2]. Group 1: Forum Overview - The forum will take place on July 30, 2025, featuring a main session and four parallel sub-forums on topics such as travel care, state-owned enterprise health care, smart elderly care, and elderly finance [1]. - It will release a keynote report titled "Continuously Deepening the Exploration of Comprehensive Solutions for Beijing's Elderly Care Services," addressing key tasks in reforming elderly care services [1]. Group 2: Reports and Innovations - The forum will present several reports, including the Beijing Aging Career Development Report, the Beijing Silver Economy Demand Report, and the Beijing Aging Industry Development Report [2]. - It will showcase innovative products and projects in smart health and elderly care, including results from the first Beijing Smart Health Care Robot Application Competition [2]. Group 3: Recognition and Initiatives - The first batch of "Gold Medal Caregivers" will be awarded to set exemplary standards in the elderly care industry [2]. - The forum will initiate the "Silver Age Action" to encourage elderly volunteers to participate in regional collaborative development [2]. Group 4: Integration and Ecosystem - An initiative for building a "Winter South Summer North" travel care ecological chain will be launched, promoting the integration of elderly services with tourism, transportation, and finance [2]. - The forum will provide a platform for promoting elderly care products and services, showcasing a comprehensive service system that connects home, community, institutions, and travel care [2][3]. Group 5: Expert Discussions - The forum will host discussions with industry experts and leading entrepreneurs to explore new ideas and opportunities for expanding elderly care services and promoting high-quality development of the "silver economy" [3].
选择旅居养老产品须谨慎
Jing Ji Ri Bao· 2025-07-02 22:07
Core Viewpoint - The Supreme People's Procuratorate has released typical cases of illegal fundraising crimes, highlighting the deceptive methods used and the associated risks, particularly in the context of the growing elderly care economy and travel-based retirement services [1][2]. Group 1: Illegal Fundraising Cases - A case revealed that criminals used the guise of "elderly finance" to illegally raise over 5 billion yuan by promoting retirement apartments and travel bases, which should alert consumers [1][2]. - Companies involved in elderly care and travel have faced funding issues and investigations for illegal fundraising, with operations in various provinces including Shanghai, Jiangsu, Anhui, and Yunnan [2]. Group 2: Consumer Awareness and Caution - Consumers are advised to be cautious when selecting travel-based retirement products, as many offerings may be misleading and merely marketing tactics [2]. - The concept of "travel prepayment cards" was identified as a significant risk, as these cards were found to have characteristics of deposit-like financial products, leading to illegal fundraising [2]. Group 3: Regulatory and Enforcement Actions - There is a call for enhanced market regulation and qualification reviews by relevant authorities to maintain market order and protect consumer rights [3]. - Law enforcement and judicial bodies are urged to collaborate closely to combat related criminal activities and foster a trustworthy market environment for travel-based elderly care services [3].