2025年12月30日，许昌金融监管分局同意郑州银行收购鄢陵郑银村镇银行，并设立郑州银行鄢陵支行、 鄢陵望田支行、鄢陵张桥支行、鄢陵大马支行、鄢陵彭店支行、鄢陵柏梁支行、鄢陵南坞支行、鄢陵陶 城支行、鄢陵安陵支行等9家分支机构； 同日，郑州银行收购浚县郑银村镇银行事项获鹤壁金融监管分局核准，该局同步批准郑州银行设立浚县 支行、浚县善堂支行、浚县白寺支行、浚县王庄支行、浚县屯子支行、浚县小河支行等6家支行。 来源：泰山财经 "村改支"加速进行的背景下，近日，郑州银行股份有限公司（002936.SZ，下称"郑州银行"）收购旗下 浚县、鄢陵2家郑银村镇银行事宜迎来新进展，同时，郑州银行获批新设立15家分支机构，业务版图也 将得到拓展。 记者获悉，此前，郑州银行已分别于2025年11月8日、12月26日先后公告了针对浚县郑银村镇银行、鄢 陵郑银村镇银行的收购计划。 根据相关公告，收购实施前，郑州银行分别持有浚县郑银村镇银行5100万股、鄢陵郑银村镇银行3495万 股，持股比例分别为51%、49.58%。 郑州银行表示，拟以现金方式分别收购上述两家村镇银行的其余股份，并将通过吸收合并方式将前述两 家村镇银行改建为分支机 ...

"村改支"密集落地 新年伊始，中原银行"村改支"的步伐正按下加速键。1月5日，洛阳金融监管分局接连发布两则批复，同 意中原银行收购孟津民丰村镇银行、河南栾川民丰村镇银行两家机构，并设立相关支行，中原银行将承 接上述村镇银行清产核资后的资产、负债、业务和员工以及相关权利和义务。同日，濮阳金融监管分 局、平顶山金融监管分局分别发布批复，同意中原银行收购濮阳中原村镇银行、郏县广天村镇银行，并 将其改建为分支机构。而就在一天前，许昌金融监管分局已核准中原银行收购襄城中原村镇银行。 随着五则监管批复的落地，上述5家村镇银行未来将"变身"为中原银行43家支行，这也标志着中原银 行"村改支"落子全面提速。 回溯2025年11月，该行第二次临时股东大会便审议通过收购濮阳中原村镇银行、孟津民丰村镇银行、栾 川民丰村镇银行，拟以合计约7.8亿元的对价吸收合并其他股东股份，并将上述3家村镇银行改建为分支 机构；同年12月，该行第三次临时股东大会决议再添"新子"，会议审议通过收购郏县广天村镇银行、襄 城中原村镇银行两家机构并改建分支机构的议案。 11年前，金融豫军以破茧之势完成国内规模最大的城商行重组，中原银行应势启航。11年后，中 ...

十一年前，金融豫军以破茧之势完成国内规模最大的城商行重组，中原银行应势启航。十一年后，中原 银行也站在了转型升级的关键路口。2026年开年仅5天，中原银行已获批吸收合并5家村镇银行，"村改 支"全面提速，县域金融版图加速重构。同一时间，该行新任行长周锋正式就位，复合型履历的"新 帅"能否为中原银行业绩破局带来新动能，成为市场关注的焦点。 "村改支"提速 新年伊始，中原银行"村改支"的步伐正按下加速键。1月5日，洛阳金融监管分局接连发布两则批复，同 意中原银行收购孟津民丰村镇银行、河南栾川民丰村镇银行两家机构，并设立相关支行，中原银行将承 接上述村镇银行清产核资后的资产、负债、业务和员工以及相关权利和义务。同日，濮阳金融监管分 局、平顶山金融监管分局分别发布批复，同意中原银行收购濮阳中原村镇银行、郏县广天村镇银行，并 将其改建为分支机构。而就在一天前，许昌金融监管分局已核准中原银行收购襄城中原村镇银行。 随着五则监管批复的落地，上述5家村镇银行未来将"变身"为中原银行43家支行，这也标志着中原银 行"村改支"落子全面提速。 回溯2025年11月，该行第二次临时股东大会便审议通过收购濮阳中原村镇银行、孟津民丰村镇 ...

对于中原银行加速整合村镇银行的举动，中国（香港）金融衍生品投资研究院院长王红英分析，此举一方面能够通过整合，化解区域局部金融风险，强化协 同发展效应；另一方面可助力银行深耕县域与乡镇领域，进一步夯实业务发展根基。从发展突破的角度看，"村改支"既能让金融服务触角延伸得更深更细， 精准触达小微企业与农户，契合国家发展战略导向；也能依托类似农资贷、加合贷等特色金融产品创新，进一步提升息差收入空间。 随着五则监管批复的落地，上述5家村镇银行未来将"变身"为中原银行43家支行，这也标志着中原银行"村改支"落子全面提速。 回溯2025年11月，该行第二次临时股东大会便审议通过收购濮阳中原村镇银行、孟津民丰村镇银行、栾川民丰村镇银行，拟以合计约7.8亿元的对价吸收合 并其他股东股份，并将上述3家村镇银行改建为分支机构；同年12月，该行第三次临时股东大会决议再添"新子"，会议审议通过收购郏县广天村镇银行、襄 城中原村镇银行两家机构并改建分支机构的议案。 事实上，中原银行布局"村改支"并非始于今日。早在2024年10月，该行便披露为落实防范化解金融风险攻坚战的相关政策要求，拟采取现金方式收购卢氏中 原村镇银行，并将其改建为分支 ...

Core Viewpoint - Zhengzhou Bank announced its plan to acquire the remaining shares of Yanling Zhengyin Village Bank and will merge it into its branch network, marking a significant step in its regional expansion strategy [2][3][4]. Group 1: Acquisition Details - The acquisition involves cash purchase of shares from other shareholders of Yanling Zhengyin Village Bank, which will be dissolved post-merger, with all assets, liabilities, and operations transferred to Zhengzhou Bank [2][5]. - Prior to the acquisition, Zhengzhou Bank held a 49.58% stake in Yanling Zhengyin Village Bank, which was established in December 2011 with a registered capital of 70.495 million yuan [5][12]. Group 2: Strategic Implications - This move signifies the scaling up of Zhengzhou Bank's "village-to-branch" model, enhancing its competitive edge in the Henan county financial market by integrating village banks into its direct branch network [4][6]. - The acquisition is expected to strengthen Zhengzhou Bank's penetration into the county economy and leverage urban circle effects to expand its business boundaries [18][22]. Group 3: Financial Performance - In the first three quarters of the year, Zhengzhou Bank reported a revenue of 9.395 billion yuan, a year-on-year increase of 3.91%, and a net profit of 2.279 billion yuan, up 1.56% [12][25]. - The bank's total assets surpassed 740 billion yuan, reaching 743.552 billion yuan, with a deposit total of 459.518 billion yuan, reflecting a growth of 9.93% and 13.59% respectively since the beginning of the year [25][24]. Group 4: Industry Context - The trend of merging village banks is part of a broader reform initiative aimed at improving the quality of financial services in rural areas, driven by policy changes and the need to address risks in weaker economic regions [20][22]. - The number of village banks being dissolved or merged has significantly increased, with 139 banks dissolved and 61 merged since 2025, indicating a shift in the operational landscape of rural banking [20][23].

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has received approval to absorb and merge Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [1] Group 1: Company Developments - SPDB has been authorized by the National Financial Regulatory Administration of Henan to acquire Gongyi Pudong Village Bank and establish a branch in Zhengzhou, inheriting the assets, liabilities, business, and employees of the village bank [1] - Gongyi Pudong Village Bank was established on September 17, 2009, with a registered capital of 150 million yuan, and SPDB held a 51% stake in it [1] - This acquisition follows a recent approval for SPDB to acquire Zhejiang Pingyang Pudong Village Bank, which was also converted into a branch of SPDB [1] Group 2: Industry Trends - Since July, SPDB has completed the "village-to-branch" reform for 12 independent village banks, with all institutions receiving regulatory approval for absorption and merger [1] - The reform process has been observed across various regions, including Gansu, Yunnan, Zhejiang, Chongqing, Shanxi, Tianjin, Shaanxi, Shandong, Xinjiang, Liaoning, Ningxia, and Henan [1] - The overall trend in the industry shows that major banks, including state-owned and joint-stock banks, are accelerating the "village-to-branch" process, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives in Jilin [2] Group 3: Regulatory Context - SPDB's actions align with the regulatory requirements aimed at reforming and mitigating risks for small financial institutions, enhancing the quality of financial services in rural areas [2] - As of August 15, 100 village banks have completed absorption and restructuring, surpassing the total of 94 expected for the entire year of 2024 [2] - The absorption and conversion of village banks into branches are expected to enhance service capabilities and risk resilience for these institutions, while also expanding the operational scope for the parent banks [2]

Group 1 - The core point of the article is that Shanghai Pudong Development Bank (SPDB) has received approval to acquire Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [2] - SPDB will establish a new branch in Zhengzhou, Gongyi, and will take over the assets, liabilities, business, and employees of Gongyi Pudong Village Bank after its asset verification [2] - Since July, SPDB has completed the "village-to-branch" reform for 12 independent village banks, with approvals from regulatory authorities for their absorption and conversion into branches [2][3] Group 2 - The move aligns with the policies from the Central Government and regulatory bodies aimed at reforming and mitigating risks in small financial institutions, enhancing financial services in rural areas [3] - Other banks, including state-owned and joint-stock banks, are also accelerating the "village-to-branch" process, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives [3] - As of August 15, 100 village banks have completed absorption and restructuring, surpassing the total of 94 expected for the entire year of 2024 [3]

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has received approval to acquire Gongyi Pudong Village Bank, marking significant progress in the "village-to-branch" reform process [2][3]. Group 1: Acquisition and Reform Progress - The approval from the National Financial Regulatory Administration allows SPDB to absorb Gongyi Pudong Village Bank and establish a new branch in Zhengzhou [2]. - Since initiating the "village-to-branch" reform in July, SPDB has completed the transformation of 12 independent village banks into branches, with regulatory approval for each merger [2][3]. - The geographical distribution of these reforms includes provinces such as Gansu, Yunnan, Zhejiang, Chongqing, Shanxi, Tianjin, Shaanxi, Shandong, Xinjiang, Liaoning, Ningxia, and Henan [2]. Group 2: Industry Context and Implications - The move aligns with the regulatory push for reforming small financial institutions and enhancing financial services in rural areas [3]. - Other banks, including state-owned and joint-stock banks, are also accelerating their "village-to-branch" processes, with Agricultural Bank of China recently approved to absorb 192 rural banks and credit cooperatives [3][4]. - As of August 15, 100 village banks have completed mergers, surpassing the total expected exits for 2024 [4].

Core Viewpoint - Shanghai Pudong Development Bank (SPDB) is accelerating its "village to branch" reform, having received regulatory approval to dissolve two rural banks in Chongqing and convert them into branches, thereby enhancing its management structure and customer service [1][3]. Group 1: "Village to Branch" Reform - On December 19, the Chongqing Financial Regulatory Bureau approved the dissolution of Chongqing Banan and Chongqing Tongliang rural banks, with all assets and liabilities transferred to SPDB [1][3]. - In 2025, SPDB has completed the "village to branch" reform for 12 independent rural banks, all of which have received regulatory approval for absorption and conversion into branches [3][4]. - The reform process began in July 2025, with the first approval for the acquisition of Gansu Yuzhong Rural Bank, followed by several others in different provinces [4][5]. Group 2: Financial Performance - For the first three quarters of 2025, SPDB reported a revenue of 132.28 billion yuan, a year-on-year increase of 1.88%, and a net profit of 38.82 billion yuan, up 10.21% [6][7]. - The bank's total assets reached 9.89 trillion yuan, nearing the 10 trillion yuan mark, with a year-on-year increase of 4.55% [7][8]. - The non-performing loan (NPL) ratio has improved for six consecutive years, dropping to 1.29% in Q3 2025, with a total NPL balance of 72.89 billion yuan [6][8]. Group 3: Risk Management and Funding - SPDB's risk coverage capability has improved, with a provision coverage ratio of 198.04%, an increase of 11.08 percentage points from the previous year [9]. - The bank issued a financial bond of 20 billion yuan in December 2025 to optimize its funding structure, with proceeds aimed at supporting credit in various consumer service sectors [9].

12月19日，重庆金融监管局官网显示，重庆金融监管局发布批复，同意解散重庆巴南浦发村镇银行股份有限公司 和重庆铜梁浦发村镇银行股份有限公司，这两家村镇银行的全部资产、负债、业务、员工以及其他各项权利义务 由上海浦东发展银行股份有限公司承继。 此前11月28日，监管已批复浦发银行收购上述两家村镇银行并设立重庆巴南支行和重庆铜梁支行，此次解散批复 后，原独立法人的村镇银行将正式转为浦发银行直属分支机构，纳入总行统一管理，客户权益不受影响。 2025年前三季度，浦发银行的营业收入在四年连跌后回升，同比增长1.88%至1322.8亿元；归母净利润延续2024年 上升趋势，同比增长10.21%至388.19亿元。三季度末，该行的总资产达9.89万亿元，逼近10万亿元大关。 与此同时，浦发银行的资产质量也逐年改善，2020年至2024年，公司的不良贷款率连续5年下降，加上2025年前三 季度继续降低至1.29%，该行的不良贷款率已经实现了六连降。 年内12家村镇行获批"村改支" 长江商报消息 ●长江商报记者 潘瑞冬 股份行浦发银行（600000.SH）的"村改支"也提速了。 随着各地村镇银行的改革化险工作持续推进，不仅股 ...