Group 1: Shanghai International Financial Center - The People's Bank of China introduced the "Action Plan to Further Enhance the Facilitation of Cross-Border Financial Services" focusing on the construction of the Shanghai International Financial Center and improving cross-border financial service facilitation [1] - The Action Plan features four highlights: pilot policies, optimized business processes, innovative products and services, and digital empowerment [1] Group 2: Global Economic Outlook - The IMF's latest Fiscal Monitor report warns that rising tariffs and weak growth prospects could worsen global public debt, with recent U.S. tariff measures and retaliatory actions from other countries leading to increased market volatility and heightened risks [1] - The Federal Reserve's Beige Book indicates minimal change in economic activity, with uncertainty in international trade policies affecting various regions, suggesting a prolonged period before potential interest rate cuts [2] Group 3: Trade and Export Data - In February, EU exports to the U.S. surged by 22.4% year-on-year, reaching €51.8 billion, marking the highest growth rate in 13 months, while imports from the U.S. increased by 2.4% to €28.2 billion [2] - The Eurozone's adjusted trade surplus for February was €21 billion, exceeding expectations of €15 billion, with an unadjusted surplus of €24 billion [2] Group 4: Manufacturing and Services PMI - The U.S. April manufacturing PMI preliminary value was 50.7, above expectations of 49.1, while the services PMI preliminary value was 51.4, below expectations of 52.8 [2] - The Eurozone's April manufacturing PMI preliminary value was 48.7, above expectations of 47.5, while the services PMI preliminary value was 49.7, below expectations of 50.5 [3] - The UK's April manufacturing PMI preliminary value was 44.0, matching expectations, while the services PMI preliminary value was 48.9, below expectations of 51.3 [3] - Japan's April manufacturing PMI preliminary value was 48.5, while the services PMI preliminary value was 52.2, indicating mixed performance [3]

在当前外部环境发生深刻变化的背景下，提升跨境金融服务便利化具有更为重要的意义。《行动方案》 从提高跨境结算效率、优化汇率避险服务、强化融资服务、加强保险保障、完善综合金融服务等五方面 提出了18条重点举措。 央行研究局局长王信表示，《行动方案》以业务流程优化和技术赋能为支撑，兼顾效率与安全，有四个 方面的亮点。一是多项政策先行先试，《行动方案》积极探索便利化举措，为在其他地区复制推广提 供"上海经验"。二是优化业务流程，提出了一系列优化流程的措施，力求为"走出去"企业构建一个安 全、便捷、高效参与国际竞争与合作的金融服务环境。三是创新产品和服务，针对企业融资、外汇风险 管理等多个场景进行产品创新。四是数字化赋能，《行动方案》将显著优化"走出去"企业跨境融资、结 算、风险管理等环节的业务效率与体验。 上海市常务副市长吴伟表示，为加快政策落实落地，上海市将打造"走出去金融服务包"，整合多种金融 产品和服务，为"走出去"企业提供全方位、一站式的金融解决方案。服务包将根据企业需求和特点，提 供个性化的金融产品组合和专业化的服务团队，确保企业能够获得最适配的金融服务，对于一些重点企 业我们还将采取"一企一策"的定制化服 ...

"我国企业对外投资不断提速，对跨境金融服务提出了更高层次、更多维度的需求""人民银行将不断优 化跨境金融服务政策工具箱，形成更加适配外向型经济的金融体系""国际化程度有效提升仍然是上海国 际金融中心建设的一个主要方向"……人民银行党委委员、副行长陆磊提到。 围绕进一步提升跨境投融资便利化、不断增强上海国际金融中心的竞争力和影响力，人民银行、金融监 管总局、国家外汇局、上海市人民政府日前联合印发《上海国际金融中心进一步提升跨境金融服务便利 化行动方案》（以下简称《行动方案》），为便于市场更好理解《行动方案》政策，4月23日，人民银 行召开新闻发布会。 陆磊在会上透露，按照"打通堵点、破除痛点、解决难点"的工作思路，《行动方案》有两个核心要点， 一是突出上海国际金融中心建设，二是聚焦提升跨境金融服务便利化。 跨境金融服务需求转变 着眼于更好发挥上海国际金融中心在服务构建新发展格局中的特殊作用，《行动方案》应运而生。会 上，谈及《行动方案》的出台背景，陆磊指出，近年来世界百年变局加速演进，外部环境更趋复杂严 峻。世界经济增长动力不足，单边主义、保护主义加剧，多边贸易体制受阻，关税壁垒增多，冲击了全 球产业链供应链稳 ...

Core Points - The People's Bank of China introduced the "Action Plan for Further Enhancing the Convenience of Cross-Border Financial Services in Shanghai International Financial Center," focusing on strengthening Shanghai's role as an international financial hub and improving cross-border financial service convenience [1][2] Summary by Sections Five Key Areas of Measures to Optimize Cross-Border Financial Services - The Action Plan aims to enhance cross-border capital flow efficiency, reduce trade costs, and support enterprises in participating in international economic competition and cooperation [2][3] - It includes five main areas: improving cross-border settlement efficiency, optimizing foreign exchange risk management, strengthening financing services, enhancing insurance support, and improving comprehensive financial services [3] Enhancing Shanghai's International Financial Center Competitiveness - The Action Plan is significant for increasing the internationalization level of Shanghai's financial center, directly benefiting enterprises going global by optimizing cross-border fund management and reducing international operational costs [4][5] - It promotes a collaborative development model of "finance + industry," supporting enterprises in integrating into global supply chains [4] Global Resource Allocation Function - The plan aims to deepen financial system openness and enhance the internationalization of financial infrastructure, supporting the "Belt and Road" initiative and improving the efficiency of long-term capital allocation [5][6] - It also seeks to promote the international use of the Renminbi by enhancing its cross-border usage and payment efficiency [5] International Service Level of Financial Institutions - The policy will provide Chinese financial institutions with opportunities to offer more efficient services to enterprises going global, enhancing their global competitiveness and resource allocation efficiency [6] - It emphasizes the importance of risk prevention and control, utilizing technologies like big data and blockchain to improve financial regulatory capabilities [6]

2025.04. 23 本文字数：3486，阅读时长大约5分钟 作者 | 第一财经 杜川 在近日《上海国际金融中心进一步提升跨境金融服务便利化行动方案》（下称《行动方案》）重磅发 布后，市场对于《行动方案》的落地计划和安排、如何进一步服务企业"走出去"、《行动方案》有 哪些首创性的政策探索颇为关注。 4月23日，中国人民银行举行新闻发布会，正式介绍《行动方案》相关情况。第一财经在发布会上了 解到，方案的出台是推动上海国际金融中心建设迈向更高阶段的重要举措，在我国金融对外开放和经 济高质量发展进程中具有标志性意义。 人民银行副行长陆磊在发布会上指出，《行动方案》紧紧围绕两个核心要点展开：一是突出上海国际 金融中心建设，二是聚焦提升跨境金融服务便利化。他强调，《行动方案》推出系列金融支持政策， 形成赋能企业"走出去"的强大支撑体系，有利于提升上海国际金融中心国际化水平，持续增强上海国 际金融中心的竞争力和影响力，更好地服务金融强国建设。 上海市委常委、常务副市长吴伟在发言中表示，上海是中国对外开放的重要窗口，上海自贸试验区具 备先行先试的制度优势。将全力配合金融监管部门抓紧推动《行动方案》的落地落实，确保每项举措 ...

Core Viewpoint - The release of the "Action Plan for Further Enhancing the Convenience of Cross-Border Financial Services in Shanghai" marks a significant step in advancing the construction of Shanghai as an international financial center, emphasizing financial support for enterprises going global and enhancing Shanghai's international competitiveness [1][4]. Group 1: Key Policies and Measures - The "Action Plan" includes 18 key measures focusing on improving cross-border settlement efficiency, optimizing exchange rate hedging services, strengthening financing services, enhancing insurance protection, and providing comprehensive financial services [4][11]. - The plan aims to create a robust support system for enterprises to "go out," thereby enhancing the internationalization level of Shanghai's financial center [1][4]. Group 2: Financial Support and Services - The People's Bank of China (PBOC) will continuously optimize the toolbox of cross-border financial service policies to better align with the needs of an outward-oriented economy [4][12]. - The plan addresses the increasing demand for integrated financial solutions that encompass investment, financing, risk management, and consulting tailored to different market and industry characteristics [3][11]. Group 3: Implementation and Coordination - Shanghai's municipal government will work closely with financial regulatory bodies to ensure the effective implementation of the "Action Plan," transforming measures into tangible benefits for enterprises [2][5]. - A regular scheduling mechanism for financial services supporting enterprises going global has been established, involving various stakeholders including government departments and financial institutions [6][12]. Group 4: Innovation and Digitalization - The "Action Plan" emphasizes the importance of optimizing business processes and leveraging technology to enhance the efficiency and experience of cross-border financing, settlement, and risk management for enterprises [7][8]. - New products and services will be developed to address financing and foreign exchange risk management needs, including special hedging products and non-resident acquisition loan services [8][11]. Group 5: Reinsurance Center Development - The establishment of the Shanghai International Reinsurance Registration and Trading Center is underway, with 22 reinsurance operational centers already set up, aiming to enhance Shanghai's competitiveness as a reinsurance hub [9][10].

Core Viewpoint - The article discusses the "Action Plan" jointly issued by various Chinese financial authorities to enhance cross-border financial services in Shanghai, emphasizing the city's role as an international financial center and the need for improved financial support for enterprises going global [1][3]. Summary by Sections Overview of the Action Plan - The "Action Plan" aims to enhance the convenience of cross-border financial services, focusing on Shanghai's development as an international financial center and supporting enterprises in their global expansion [1][3]. Financial Measures to Support Enterprises - The plan outlines five key areas of financial measures to facilitate enterprises' international operations, including improving cross-border settlement efficiency, optimizing foreign exchange risk management, strengthening financing services, enhancing insurance support, and refining comprehensive financial services [2][4]. Importance of Cross-Border Financial Services - In the context of a changing external environment, the need for enhanced cross-border financial services is critical as Chinese enterprises accelerate their overseas investments and require diverse financial products and services to meet their evolving needs [3][4]. Key Initiatives in the Action Plan - The "Action Plan" includes 18 specific initiatives across five areas: 1. Improve cross-border settlement efficiency and global fund management for enterprises. 2. Optimize foreign exchange risk management services. 3. Strengthen financing services to support global investment. 4. Enhance insurance support for risk management. 5. Refine comprehensive financial services to improve global resource allocation [4][5]. Shanghai's Role in Implementation - Shanghai will create a "financial service package" to provide tailored financial solutions for enterprises going global, ensuring they receive appropriate financial services based on their specific needs [5][6]. Highlights of the Action Plan - The "Action Plan" features four main highlights: 1. Pilot policies for convenience measures that can be replicated in other regions. 2. Optimized business processes to create a secure and efficient financial service environment. 3. Innovation in products and services tailored to various financial needs. 4. Digital empowerment to enhance efficiency in cross-border financing and risk management [7][8]. Enhancements in Foreign Exchange Management - The plan introduces innovative reforms in foreign exchange management, focusing on supporting global fund management for enterprises and facilitating their international market expansion [10][11]. Export Credit Insurance Support - The "Action Plan" emphasizes increasing insurance support for export enterprises, aiming to provide comprehensive risk protection for Chinese companies operating abroad [13][14]. Overall Impact on Enterprises - The initiatives outlined in the "Action Plan" are expected to lower international operational costs for enterprises, enhance their risk management capabilities, and promote the internationalization of the Renminbi by improving its cross-border usage [15].

▲中国人民银行副行长陆磊 4月23日，中国人民银行举行新闻发布会，介绍《上海国际金融中心进一步提升跨境金融服务便利化行动方案》（以下简称《行动方案》）有关情况。 中国人民银行副行长陆磊介绍，《行动方案》有两个核心要点：一是突出上海国际金融中心建设，二是聚焦提升跨境金融服务便利化。 据介绍，在当前外部环境发生深刻变化的背景下，提升跨境金融服务便利化具有更为重要的意义。近年来，企业"走出去"的需求日益迫切。在此过程中，企 业对金融服务的需求已经超越单一融资，需要金融机构提供"投融资+风险管理+咨询"的一体化金融解决方案，针对不同市场和产业特性"量体裁衣"。 陆磊介绍，以这两方面为出发点和落脚点，《行动方案》着眼于更好发挥上海国际金融中心在服务构建新发展格局中的特殊作用，支持各类主体更加安全、 便捷、高效参与国际竞争与合作，从提高跨境结算效率、优化汇率避险服务、强化融资服务、加强保险保障、完善综合金融服务等五方面提出了18条重点举 措，对上海加快建设国际金融中心，更好服务企业"走出去"具有重要意义。 据悉，下一步，中国人民银行将会同相关部门推动《行动方案》各项举措落地落实，认真做好提升跨境投融资便利化工作，切实支持 ...

Core Viewpoint - The "Action Plan" aims to enhance the convenience of cross-border financial services while promoting the construction of Shanghai as an international financial center, with a focus on supporting enterprises in their global expansion efforts [2][4]. Group 1: Key Financial Measures - The "Action Plan" introduces a series of measures to improve cross-border financial services, which include enhancing cross-border settlement efficiency, optimizing foreign exchange risk management, strengthening financing services, increasing insurance support, and improving comprehensive financial services [5][6]. - Specific measures include optimizing foreign exchange business management, enhancing the global fund management system for enterprises, and expanding the functions of free trade accounts [6][10]. Group 2: Enhancing Cross-Border Financing - The plan emphasizes the need for diversified foreign exchange risk management products and services, as well as the development of cross-border financing channels to support enterprises in their global investments [7][11]. - It also aims to facilitate the use of digital technologies to improve the efficiency of cross-border financing and settlement processes [9][12]. Group 3: Insurance Support for Enterprises - The plan highlights the importance of export credit insurance in providing risk protection for enterprises operating abroad, with a focus on enhancing the quality of insurance services and expanding coverage [14]. - In 2024, the national insured amount for export credit insurance is expected to exceed 1 trillion USD, indicating a strong growth trend in this area [14]. Group 4: Policy Implementation and Innovation - The "Action Plan" includes innovative measures such as pilot programs for cross-border trade refinancing and the use of blockchain technology to streamline financial services [8][9]. - It also emphasizes the need for a digital transformation in financial services, including digital identity verification and electronic documentation [9][10]. Group 5: Support for Enterprises Going Global - The Shanghai municipal government plans to create a "financial service package" tailored to the needs of enterprises expanding internationally, providing customized financial products and services [7][8]. - The plan aims to lower the operational costs for enterprises and enhance their risk management capabilities in the context of globalization [15].

每经记者 张寿林 每经编辑 张益铭 4月23日下午，中国人民银行举行新闻发布会，介绍《上海国际金融中心进一步提升跨境金融服务便利化行动方案》有关情况。 陆磊指出，以这两方面为出发点和落脚点，《行动方案》着眼于更好发挥上海国际金融中心在服务构建新发展格局中的特殊作用，支持各类主体更加安全、 便捷、高效参与国际竞争与合作，从提高跨境结算效率、优化汇率避险服务、强化融资服务、加强保险保障、完善综合金融服务等五方面提出18条重点举 措，对上海加快建设国际金融中心具有重要意义。 陆磊表示，下一步，中国人民银行将会同相关部门，推动行动方案的各项举措落地落实，认真做好提升跨境融资便利化工作，切实支持企业走出去，不断增 强上海国际金融中心的竞争力和影响力。 封面图片来源：601988.SH)\中国人民银行 加息 降息 降准 央行 人民币中间价 中国央行 人民银行 金融支持 人民币汇率 货币政策 在岸人民币 人民币贬值 人民币升值（每经记者 彭斐 摄 发布会现场 图片来源：每经记者 张寿林 摄 陆磊说，《行动方案》有两个核心要点：一是突出上海国际金融中心建设，二是聚焦提升跨境金融服务便利化。 他介绍，第一，上海国际金融中心建设 ...