【导读】企业家热议： AI 如何重塑金融服务业？内地金融科技如何全球布局？ 中国基金报记者 郭玟君 日前，在安永香港创新中心举行的，由中国基金报主办的 "2025 资本市场香港论坛 " 上， 香港投资推广署创新及科技、生命与健康科学总裁黄炜卓担任主持人，与四位专注于人工智 能（ AI ）赋能资产管理行业的企业高管进行了精彩对话。 这四位嘉宾分别是： 安永大中华区首席运营官及金融服务首席合伙人，安永亚太区金融科技及创新首席合伙人 忻 怡 前路有光董事长 何波 元聚变 CTO 殷磊 慧博集团董事长，上海外国语大学国际金贸学院教授 何佳川 AI 日益深入赋能金融服务各个领域 黄炜卓：安永如何利用 AI 赋能资产管理行业发展？ 忻怡： 五年前，安永成立以业务人员为核心的金融科技工作组，致力于以技术推动管理提升 与业务发展。在资管行业，我们将 AI 与大数据等先进技术应用于不同的业务场景，比较有代 表性的是投研、风控与估值定价三大环节： 投研方面，面对政策与市场的快速变化，传统静态模式已难以应对。通过大数据与 AI 平台， 可实时追踪全球政策动向，精准分析其对行业与企业的影响。 风控领域，穿透式管理成为关键。 AI 能 ...

二是严控成本，夯实资本实力。一方面要大力压缩各类经营成本，提升盈利能力，为资本金补充创造有利条件；另一方面 需积极推进业务创新，重点开拓低资本消耗的资产类业务，通过资本节约型发展模式满足监管要求。于学军特别提醒，随 着适度宽松货币政策持续，商业银行资产负债规模不断扩大，资本补充压力将日益凸显，提前做好相关准备比以往更为关 键。 三是科技立行，抢占转型先机。人工智能掀起的行业变革已成为市场竞争的关键变量，更是银行业系统性提升竞争力的核 心手段。当前各家银行虽已在金融科技领域多有布局与创新，部分领域甚至处于领先水平，但行业内差距依然明显。于学 军呼吁，银行需主动拥抱人工智能，全面重构科技管理、人才结构与业务体系，抢抓金融科技发展风口，以先发优势赢得 未来发展主动权。 银行频道更多独家策划、专家专栏，免费查阅>> 岁末启新，共谋发展。在"十四五"收官与"十五五"开局的关键节点，由金融界主办、宁波银行支持、清华大学经济管理学院 中国金融研究中心提供学术支持的"启航·2025银行业高质量发展年会"于12月26日在北京成功举办。本次年会以"凝心启新， 聚力致远"为主题，汇聚监管专家、学界精英、行业领袖及科技企业代表，围绕 ...

随后，现场发布《金融大模型应用评测报告（2025）》与《金融大模型评测数据集（2025）》。该报告基于真实金融业务场景构建评测任务，探索金融 垂直领域大模型应用的新理念、新机制与新手段，将有效支撑金融机构科学选型、降本增效，加速大模型在投研、风控、客服等核心环节的规模化落地。 12月26日，由上海人工智能实验室与上海库帕思科技有限公司联合主办的"2025金融大模型评测体系发布会"在上海市徐汇区举办。 上海市委金融办副主任、一级巡视员葛平在致辞中指出，人工智能正在深刻重塑金融行业发展格局，大模型技术在应用场景深化、关键要素强化和应用 生态协同推进三方面加速赋能。他强调，去年由库帕思、上海人工智能实验室等机构发布的全国首个"以金融业务为中心"的金融大模型评测体系，为行业提 供了科学选型与能力对标的重要"标尺"。今年评测体系的全面升级，将助力上海建设具有全球影响力的金融科技中心。 现场，"2025金融大模型评测体系暨金融评测基准"正式启动。该体系在标准引领、数据驱动、安全可信与生态共建四大维度实现全面升级，首次构建覆 盖金融全场景的评测基线，为行业提供统一、权威、可操作的技术评估框架。 在主题演讲中，库帕思COO施 ...

在创业投资领域，江小涓进一步分析，除传统科创投资外，产业创投资金与政府创投资金均是科创金融的关键力量，这类资本兼具战略投资与耐心资本的特 征，为科技创新提供了稳定且可持续的资金支持。 "当前产业端在合作中已不再处于弱势地位，反而具备了自主选择投资者的主动权。"江小涓提醒金融业需树立紧迫感，必须加快市场化、数智化、国际化转 型步伐，自身做得好才能抓住我国科技创新带来的新机遇，拓展自身的发展空间。 岁末启新，共谋发展。在"十四五"收官与"十五五"开局的关键节点，由金融界主办、宁波银行支持、清华大学经济管理学院中国金融研究中心提供学术支持 的"启航・2025银行业高质量发展年会"于12月26日在北京成功举办。本次年会以"凝心启新，聚力致远"为主题，汇聚监管专家、学界精英、行业领袖及科技 企业代表，围绕服务实体经济、数字化转型、AI+金融创新、风险防控等核心议题展开深度讨论，为银行业高质量发展建言献策。 锚定高质量发展核心方向 会上，多位行业专家从宏观视角与专业维度精准施策，为银行业高质量发展锚定方向。中国银行业协会副秘书长殷有祥在致辞中指出，银行业作为国民经济 的核心，是服务实体经济的主力军、防控金融风险的主战场、 ...

转自：北京日报客户端 中国国际服务贸易交易会已成功举办12届。自2012年创办以来不断提质升级，已累计吸引近200个国家 和地区的147万展客商参与。目前，2026年服贸会已经进入筹备阶段。 固化举办时间和地点 "一企一策"赋能多元合作 2026年服贸会将于9月9日至9月13日在北京首钢园举办。首钢园正为打造服贸会永久会址进行升级改 造，届时将开放展览、会议、洽谈与文化活动融为一体的多功能"会展小镇"。赞助合作方面，2026年服 贸会合作层级将分7大类56项，继续提供"一企一策"定制化服务，目前已与来自金融、保险、科技、服 务消费等领域的多家企业达成意向。 广泛邀请各方设展办会 服贸会将继续沿用主宾国、主宾省的设置，邀请国际组织、服务贸易强国和地区、行业龙头企业等设展 办会。目前，已有挪威、斯洛伐克、世界知识产权组织、世界贸易中心协会等10余个国家和国际组织计 划设展办会；港澳台地区计划继续设立展台；近百家世界500强和行业龙头企业意向参展。 举办全球服务贸易峰会 同步设置专题展 首次设置"出海专区" 和中小企业展览专区 在部分专题展区将首次增设"出海专区"展示我国对外贸易，特别是服务出海、技术出海的案例和成 ...

Group 1 - The China International Fair for Trade in Services (CIFTIS) has successfully held 12 sessions since its inception in 2012, attracting 1.47 million exhibitors and visitors from nearly 200 countries and regions [1] - The 2026 CIFTIS is scheduled to take place from September 9 to September 13 at Shougang Park in Beijing, which is undergoing upgrades to become a permanent venue for the fair [2] - The 2026 CIFTIS will feature a "one enterprise, one policy" customized service approach, with 56 categories of cooperation planned, and several companies from finance, insurance, technology, and consumer services have already expressed interest [2][3] Group 2 - The 2026 CIFTIS will introduce a "Going Global Zone" and a small and medium-sized enterprise exhibition area to showcase China's foreign trade, particularly in service and technology exports [5] - Professional institutions will provide policy interpretation and risk consulting services in areas such as cross-border law, taxation, and intellectual property at the fair [5] - Embassies and overseas business associations will establish "country service windows" to facilitate supply-demand matching and support enterprises going global [5] Group 3 - The fair will continue to set up guest countries and provinces, inviting international organizations, service trade powerhouses, and industry leaders to participate [7] - More than 10 countries and international organizations, including Norway and the World Intellectual Property Organization, have already planned to set up exhibitions [7] - Nearly 100 Fortune 500 companies and industry leaders have shown interest in participating in the event [7] Group 4 - The 2026 CIFTIS will host a Global Service Trade Summit, inviting foreign dignitaries, international organization leaders, and CEOs of multinational companies to speak and engage in discussions [8] - The summit will also feature specialized exhibitions in key service trade areas such as telecommunications, financial services, and education services, showcasing new achievements and technologies [8] Group 5 - The 2026 CIFTIS has begun soliciting proposals for forums and promotional activities, aiming to create a vibrant atmosphere for business negotiations [10] - The event will utilize various unique venues within Shougang Park to organize diverse "cultural, business, travel, and sports" activities [10] - The fair aims to enhance internationalization, professionalism, and marketization levels while providing immersive experiences and practical cooperation opportunities [10]

Group 1 - The 2026 China International Service Trade Fair (CIFTIS) is scheduled to be held from September 9 to 13, 2026, with participation from over 10 countries and international organizations, including Norway and the World Intellectual Property Organization [1] - Since its inception in 2012, CIFTIS has successfully held 12 sessions, attracting 1.47 million exhibitors and visitors from nearly 200 countries and regions [1] - Starting in 2025, CIFTIS will be held annually during the second week of September at Shougang Park, with a five-day duration and plans for a permanent venue upgrade [1] Group 2 - The 2026 CIFTIS will host a high-profile global service trade summit, inviting foreign dignitaries, international organization leaders, and CEOs of multinational companies to participate and speak [2] - The fair will feature specialized exhibitions in key service trade areas such as financial services, cultural tourism, education, and sports, focusing on industry trends and showcasing new technologies [2] - A new "Overseas Zone" and a small and medium-sized enterprise exhibition area will be introduced, providing platforms for showcasing service and technology exports, along with tailored services for SMEs [2] Group 3 - CIFTIS 2026 will organize various cultural, business, and tourism-related activities at distinctive venues like the Shougang Ski Jump, creating a relaxed atmosphere for business negotiations [3] - Business investigation routes will be offered to provide exhibitors with immersive service experiences [3]

Core Insights - The People's Bank of China released a draft for the revised rules of the Cross-Border Interbank Payment System (CIPS), indicating significant changes in financial infrastructure and catalyzing the financial market [1] - The CIPS system is crucial for the internationalization of the Renminbi, connecting 174 direct participants and 1,509 indirect participants across 120 countries and regions by May 2025 [1] - The new rules enhance the flexibility of the CIPS system, allowing for additional business activities approved by the People's Bank of China, which opens up opportunities for future innovations [1] Policy Benefits - The CIPS system serves as a "highway" for Renminbi internationalization, facilitating nearly 35,000 cross-border Renminbi transactions daily [1] - Recent policy measures from the State Council, including 77 pilot measures related to financial technology and cross-border payments, are being promoted to other free trade zones and nationwide [2] - The launch of the Cross-Border Payment Link in Hong Kong allows real-time cross-border remittances, enhancing convenience for residents [2] Market Reactions - The financial software sector has reacted positively, with significant stock price increases for companies like Zhinancun and Dazhihui following the announcement [4] - Analysts are optimistic about the financial IT sector, noting that the new rules will facilitate the continuous expansion of CIPS, benefiting IT service providers [4] - Digital Renminbi applications are expanding, with innovative uses in offshore trade scenarios already being implemented [4] Investment Logic - There is a strong demand for a rebound in the financial technology sector, which has lagged behind other sectors since 2025 [5] - The balance between traditional financial stocks and technology innovation stocks is expected to converge, with opportunities arising from financial reforms [5] - The focus on intelligent risk control is becoming paramount in digital finance, with institutions encouraged to build advanced risk management platforms [5] Ecological Transformation - The upgrade of the cross-border payment system is expected to drive upgrades across the entire industry chain, from hardware to software and operational services [7] - Financial institutions are actively participating in the national "data factor" initiative, which aims to enhance the application of financial data through shared technologies [7] - There is a growing competition for digital finance talent, with institutions encouraged to recruit professionals with digital backgrounds [7] Opportunities and Challenges - Financial institutions must balance innovation with risk control, as highlighted in the new guidelines for artificial intelligence applications [8] - The complexity of managing external cooperation risks in the digital finance ecosystem is increasing, necessitating robust risk assessment frameworks [8] - Rapid technological advancements require financial institutions to continuously adapt and innovate, focusing on distributed and microservice architectures [8] Market Outlook - The CIPS system upgrade is expected to inject new momentum into the financial technology sector, with cross-border payments and digital Renminbi likely to remain active areas [10] - The market is trending towards balance, with undervalued financial stocks and growth-oriented technology stocks expected to rotate positively [10] - The financial technology sector is entering a promising era, with companies demonstrating technological strength and innovation likely to stand out [10]

"今年以来，我国资本市场经受住了多重考验，市场功能有效发挥，市场韧性持续增强，抗风险能力显 著提升，实现了规模有序增长与发展质量跃升，有力支撑了经济社会发展大局。"中国上市公司协会党 委委员、副会长余辉说。 中金财富证券党委委员、执委会委员、副总裁陈明表示，在大众财富管理市场上，要扩大服务半径，提 升个体的服务质量，必须借助于以AI为代表的金融科技的力量。 华鑫信托党委书记、董事长朱勇也表示，金融机构是理性的机构投资者，迎接AI时代的技术创新需要 与时俱进，用新方法构建新趋势。并从"指数法则"角度，指出投资于AI领域资本的五方面启示：第一， 在时间维度上，做耐心资本；第二，在风险维度上，要求有高容错的宽松投资环境；第三，新技术拥有 最终的话语权，在AI投资中比投资于物更重要的是投资于人；第四，在空间维度上，享受正向不确定 性馈赠的意外之喜；第五，财富增量比财富存量更加重要。 期货日报网讯(记者肖佳煊)12月26日，证券日报社主办"2025证券市场年会"，以进一步探讨资本市场改 革发展新路径，激发创新活力，共同展望行业新未来。 "十五五"新征程即将开启。《中共中央关于制定国民经济和社会发展第十五个五年规划的建议 ...

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