Core Viewpoint - Twist Bioscience (TWST) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results being a significant factor influencing its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on February 2, with a consensus estimate of a quarterly loss of $0.48 per share, reflecting a year-over-year change of +9.4% [3][11]. - Revenues are projected to reach $101.45 million, which is a 14.4% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating that analysts have not significantly altered their initial estimates during this period [4]. - The Most Accurate Estimate for Twist Bioscience is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -1.05%, suggesting a bearish outlook from analysts [11]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive or negative reading can predict the deviation of actual earnings from the consensus estimate, with positive readings being more reliable [8][9]. - Twist Bioscience currently holds a Zacks Rank of 2 (Buy), but the negative Earnings ESP complicates predictions of an earnings beat [11]. Historical Performance - In the last reported quarter, Twist Bioscience was expected to post a loss of $0.40 per share but actually reported a loss of $0.45, resulting in a surprise of -12.50% [12]. - Over the past four quarters, the company has beaten consensus EPS estimates two times [13]. Industry Comparison - Regeneron (REGN), another player in the biomedical and genetics industry, is expected to report earnings of $10.6 per share for the same quarter, indicating a year-over-year change of -12.2% and revenues of $3.82 billion, up 0.7% from the previous year [17][18]. - Regeneron has an Earnings ESP of +1.06% and a Zacks Rank of 1 (Strong Buy), suggesting a higher likelihood of beating the consensus EPS estimate [19].

Core Viewpoint - The Progressive Corporation (PGR) is anticipated to show improvements in both revenue and earnings for the fourth quarter of 2025, with a revenue estimate of $21.9 billion, reflecting a 7.9% year-over-year growth [1][9]. Revenue and Earnings Estimates - The Zacks Consensus Estimate for PGR's fourth-quarter revenues is $21.9 billion, indicating a 7.9% increase from the previous year [1][9]. - The consensus estimate for earnings per share (EPS) is $4.44, which represents an 8.8% year-over-year growth [2][9]. Earnings Surprise History - Progressive has a mixed earnings surprise history, beating the Zacks Consensus Estimates in two of the last four quarters, with an average surprise of 1.84% [3]. Earnings Prediction Model - The current model does not predict a definitive earnings beat for Progressive, as it lacks the necessary combination of a positive Earnings ESP and a favorable Zacks Rank [4]. - PGR has an Earnings ESP of +0.69%, with the Most Accurate Estimate at $4.47, slightly above the consensus estimate of $4.44 [5]. Factors Influencing Q4 Results - Revenue growth is expected to be driven by higher premiums, increased net investment income, and stronger fees and service revenues, particularly in personal auto products and commercial lines [6]. - The Zacks Consensus Estimate for net premiums earned is $20.9 billion, indicating a 9.3% increase from the previous year [7]. Business Performance Insights - The personal auto business is likely to benefit from growth in new and renewal applications, supported by increased advertising spend and competitive pricing [8]. - The consensus estimate for personal auto policies in force is 26.1 million [8]. Financial Metrics - PGR's combined ratio is expected to improve to 88.6%, aided by prudent underwriting practices and mild catastrophe losses [9][11]. - The consensus estimate for pretax net realized gains on securities is $84.5 million, reflecting a significant increase of 22% from the previous year [10].

Core Insights - Arthur J. Gallagher & Co. (AJG) is anticipated to show improvements in both revenue and earnings for the fourth quarter of 2025, with revenue expected to reach $3.58 billion, reflecting a 33.6% increase year-over-year [1] - The earnings consensus estimate is $2.38 per share, indicating an 11.7% year-over-year growth, although this estimate has decreased by 2.4% in the last 30 days [2] Revenue and Earnings Estimates - The Zacks Consensus Estimate for fees is projected at $1 billion, representing a 17.1% increase from the previous year [6] - Commissions are expected to be $2.2 billion, indicating a significant growth of 49.1% compared to the prior year [6] Segment Performance - The Risk Management segment is expected to benefit from excellent client retention, strong new business production, and increased customer activity, with an anticipated organic growth of about 7% and margins around 21% [7] - The Brokerage segment is projected to see organic growth of around 5%, driven by strong customer retention, new business generation, and higher renewal premiums [8] Factors Influencing Results - Increased commissions and fees, along with higher supplemental revenues and improved investment income, are likely to contribute positively to the top line [9] - Total expenses are expected to rise due to higher compensation, reimbursements, interest, amortization, and changes in estimated acquisition earnout payables [9] Earnings Prediction Model - The current model does not predict a definitive earnings beat for AJG, as the Earnings ESP stands at -1.03%, with the Most Accurate Estimate of $2.35 being lower than the consensus estimate [3][4] - AJG currently holds a Zacks Rank of 3, indicating a hold position [4]

Core Viewpoint - Annaly Capital Management Inc. (NLY) is set to report its fourth-quarter 2025 results on January 28, with expectations of a significant year-over-year increase in net interest income (NII) while earnings are projected to remain unchanged [1][8]. Financial Performance - The consensus estimate for fourth-quarter NII is $469 million, indicating a rise from the previous year's NII of $187.3 million [3]. - Earnings per share (EPS) estimates have remained unchanged at 72 cents, reflecting no change from the year-ago quarter [3]. Market Conditions - The Federal Reserve's two interest rate cuts in the fourth quarter have led to a decrease in mortgage rates, resulting in increased refinancing activities and origination volumes [4]. - A significant portion of NLY's mortgage-backed securities (MBS) holdings is expected to have experienced elevated prepayment rates, positively impacting net premium amortization and supporting growth in interest income and average asset yield [5]. Servicing Income - Slower prepayment speeds are likely to have positively affected the company's mortgage servicing rights portfolio, which is anticipated to increase servicing fees in the upcoming quarter [6]. - The Zacks Consensus Estimate for net servicing income is projected at $137.4 million, representing a year-over-year increase of 18.9% [6]. Earnings Surprise Potential - The current model indicates that an earnings beat is unlikely for NLY, as it lacks the necessary combination of a positive Earnings ESP and a Zacks Rank higher than 3 [7]. - Annaly currently holds a Zacks Rank of 3, indicating a hold position [9].

Core Insights - Ameriprise Financial, Inc. (AMP) is expected to report fourth-quarter and 2025 results on January 29, with anticipated year-over-year increases in revenues and earnings [1][8] Financial Performance Expectations - The Zacks Consensus Estimate for AMP's management and financial advice fees is $2.89 billion, reflecting a 6.6% increase from the prior-year quarter [3] - The estimate for distribution fees stands at $557 million, indicating a 3.9% year-over-year growth [3] - Other revenues are expected to reach $135 million, suggesting a 6.3% increase [3] - Net investment income is projected at $841 million, which represents a 5.7% decline year-over-year [4] - Premiums, policy, and contract charges are estimated at $412 million, indicating an 8.7% rise [4] - Total assets under management (AUM) and assets under administration (AUA) are expected to be $1.63 trillion, reflecting a 7.1% increase from the previous year [4][8] Cost Management and Earnings Outlook - While cost management initiatives have controlled general and administrative expenses, overall costs are expected to be elevated due to technology upgrades and hiring [5] - The consensus estimate for quarterly earnings is $10.29 per share, indicating a 9.9% increase from the prior-year quarter [7][8] - The full-year earnings estimate is $38.72, suggesting a 12.7% rise from the previous year [7] Revenue Projections - The total quarterly sales estimate is $4.71 billion, which indicates a 5.5% year-over-year increase [9] - The sales estimate for 2025 is projected at $18.06 billion, reflecting a 5.7% increase from the previous year [9] Earnings Surprise History - Ameriprise has a strong earnings surprise history, having surpassed the Zacks Consensus Estimate in each of the last four quarters, with an average beat of 3.4% [2] - The company has a positive Earnings ESP of +1.87% and a Zacks Rank of 3 (Hold), indicating a high likelihood of beating the consensus estimate this time [6]

Core Viewpoint - Tesla is set to report its Q4 2025 earnings on January 28, with expectations of growth in its Energy Generation and Storage business despite a decline in vehicle deliveries [2]. Group 1: Tesla's Performance - Tesla's Q3 production totaled 447,450 units, a 5% year-over-year decline, while Q4 deliveries reached a record 497,099 cars, up 7.4% from the previous year [3]. - Total automotive revenues for Tesla were $21.2 billion, reflecting a 6% year-over-year increase, surpassing estimates of $18.86 billion [4]. - Energy Generation and Storage revenues were $3.4 billion in Q3 2025, a 44% increase year-over-year, exceeding estimates of $2.9 billion [5]. Group 2: Energy Generation and Storage Business - The Energy Generation and Storage segment is experiencing robust growth, driven by strong demand for products like Megapack and Powerwall [6]. - In Q4, Tesla deployed 14.2 GWh of energy storage products, setting a new record, with expected revenues of $3.4 billion, indicating an 11% year-over-year increase [7]. - The segment boasts a gross margin estimate of 31.1%, an improvement of 5.9 percentage points from the previous year, highlighting its profitability [8]. Group 3: Earnings Projections - The Zacks Consensus Estimate for Tesla's upcoming quarter is $25.11 billion in sales and earnings of 44 cents per share, with a slight decrease in the earnings estimate over the past month [9]. - Tesla's current Earnings ESP is +3.15%, but the model does not predict a definitive earnings beat due to a lack of favorable conditions [10]. Group 4: Competitor Insights - Cummins Inc. is expected to report Q4 results on February 5, with an Earnings ESP of +4.82% and a Zacks Rank of 3 [11]. - BorgWarner is scheduled to report on February 11, with an Earnings ESP of +4.47% and a Zacks Rank of 3 [12]. - Rivian Automotive, set to report on February 12, has an Earnings ESP of +12.02% and a Zacks Rank of 3 [13].

Core Insights - Brinker International, Inc. (EAT) is set to report its second-quarter fiscal 2026 results on January 28, with expectations of revenue growth driven by strong performance at Chili's and increased guest traffic [1][8] Revenue Expectations - The Zacks Consensus Estimate for fiscal second-quarter EPS remains at $2.51, reflecting a decline of 10.4% from the previous year's $2.80, while revenue is projected at $1.4 billion, indicating a growth of 3.1% year-over-year [2] - Fiscal second-quarter revenues are anticipated to rise, supported by effective marketing, brand-building initiatives, and improvements in food quality and service, which are expected to enhance repeat visitation [3] - Chili's revenues are expected to grow by 3.9% year-over-year to $1.26 billion, while Maggiano's revenues are estimated to decrease by 7.4% to $138.3 million [5] Margin Analysis - Margin performance may be constrained by declining results at Maggiano's and mid-single-digit commodity inflation, particularly due to tariffs on beef and ground beef, leading to increased food and beverage costs [6] - Wage inflation of approximately 3.8% and rising costs associated with staffing and workers' compensation are also expected to pressure margins [6] - Despite these challenges, strong performance at Chili's and strategic pricing initiatives may help support margin resilience, with total operating costs predicted to increase by 4.5% year-over-year to $1.24 billion [7] Earnings Prediction - The current model does not predict an earnings beat for Brinker International, as the company has an Earnings ESP of 0.00% and a Zacks Rank of 2 (Buy) [9][10]

Core Viewpoint - ADP is set to release its second-quarter fiscal 2026 results on January 28, with expectations of solid revenue growth and earnings performance [1][9]. Group 1: Revenue Expectations - The Zacks Consensus Estimate for ADP's total revenue is $5.4 billion, reflecting a year-over-year growth of 6.7% [2][9]. - Employer Services revenues are projected at $3.6 billion, indicating a 5% increase compared to the same quarter last year, driven by strong business bookings [2][9]. - For Professional Employer Organization (PEO) services, revenues are estimated at $1.8 billion, suggesting a 6% year-over-year growth, supported by consistent increases in new business bookings [3]. Group 2: Earnings Projections - The consensus estimate for earnings per share (EPS) is $2.58, which represents a year-over-year growth of 9.8% [4][9]. - Interest on funds held for clients is expected to generate $310 million, indicating a 14% increase from the previous year, attributed to higher client fund balance growth [3][9]. Group 3: Earnings Prediction Model - The current model does not predict a definitive earnings beat for ADP, as it has an Earnings ESP of 0.00% and a Zacks Rank of 3 (Hold) [5].

Core Viewpoint - Packaging Corporation of America (PKG) is expected to report fourth-quarter 2025 results on January 27, with revenue estimates indicating a 12.9% growth year-over-year, while earnings estimates suggest a slight decline of 0.8% compared to the previous year [1][5]. Revenue and Earnings Estimates - The Zacks Consensus Estimate for PKG's fourth-quarter revenues is $2.42 billion, reflecting a 12.9% increase from the prior year's figure [1][5]. - The consensus estimate for earnings is $2.45 per share, which has remained unchanged over the past 60 days, indicating a year-over-year decrease of 0.8% [1][2]. Segment Performance - The Packaging segment is projected to see a revenue increase of 15.2% year-over-year, supported by the acquisition of Greif's containerboard business [5][6]. - The Paper segment is expected to report revenues of $153 million, suggesting a 1.2% growth from the previous year, despite a slight volume decline of 0.8% [8]. Earnings Surprise History - PKG has beaten the Zacks Consensus Estimates in two of the last four quarters, with an average surprise of 0.3% [2][3]. - The model predicts that PKG is unlikely to achieve an earnings beat this quarter, as indicated by an Earnings ESP of -1.84% [4][6]. Recent Developments - The acquisition of Greif's containerboard business, which includes two mills and several plants across the U.S., is expected to positively impact PKG's earnings immediately [6][7]. - The Packaging segment's volume is anticipated to rise by 11.1% year-over-year, with favorable price and mix impacts contributing an additional 4.2% [7]. Stock Performance - Over the past year, PKG shares have decreased by 6.3%, compared to a 10.3% decline in the industry [11].

Core Viewpoint - WM is expected to report its fourth-quarter 2025 results on January 28, 2026, with a consensus revenue estimate of $6.4 billion, reflecting a 14.5% increase year-over-year [1][2][11] Revenue Expectations - The revenue from the Collection segment is estimated at $3.9 billion, indicating a 4% year-over-year increase [3][11] - Landfill revenues are projected at $958 million, suggesting a 12% growth compared to the previous year [3][11] - The Transfer segment is expected to generate $381 million in revenues, representing a 6% rise year-over-year [3][11] - Recycling Processing and Sales segment revenues are estimated at $360 million, which is a 10% decline from the year-ago quarter [4] - WM Healthcare Solutions is anticipated to see revenues of $616 million, marking a significant 53% increase year-over-year [4][11] - Renewable Energy revenues are projected at $149 million, reflecting a 60% increase compared to the previous year [5][11] Earnings Expectations - The consensus estimate for earnings per share (EPS) is set at $1.95, indicating a 14.7% growth from the year-ago quarter [5][11] - WM currently has an Earnings ESP of -2.85% and a Zacks Rank of 3, suggesting that the model does not predict a definitive earnings beat this time [6][7]