Core Insights - Ally Financial reported $2.08 billion in revenue for the quarter ended June 2025, a year-over-year increase of 4.1%, with an EPS of $0.99 compared to $0.97 a year ago, exceeding the Zacks Consensus Estimate of $2.03 billion by 2.56% and delivering an EPS surprise of 26.92% [1] Financial Performance Metrics - Net interest margin was reported at 3.4%, slightly above the average estimate of 3.3% [4] - Efficiency Ratio stood at 60.6%, compared to the estimated 59.8% [4] - Net charge-offs to average finance receivables and loans outstanding were 1.1%, better than the average estimate of 1.3% [4] - Book value per share was $39.71, exceeding the average estimate of $39.21 [4] - Net financing revenue reached $1.52 billion, slightly above the estimated $1.51 billion, representing a 1.4% increase year-over-year [4] - Total other revenue was $566 million, surpassing the average estimate of $519.32 million, reflecting a 12.1% year-over-year change [4] - Insurance premiums and service revenue earned were $359 million, compared to the average estimate of $354.05 million, marking a 5.3% year-over-year increase [4] - Gain on mortgage and automotive loans was reported at -$4 million, significantly below the average estimate of $4.78 million, indicating a year-over-year decline of 166.7% [4] - Total financing revenue and other interest income was $3.33 billion, below the average estimate of $3.44 billion, representing a 6% year-over-year decrease [4] - Other income, net of losses, was $150 million, compared to the average estimate of $160.26 million, reflecting a 9.1% year-over-year decline [4] - Interest-bearing cash was reported at $95 million, below the average estimate of $105.92 million, but showing an 8% year-over-year increase [4] - Interest on loans held-for-sale was $6 million, compared to the estimated -$9.3 million, indicating a 14.3% year-over-year decline [4] Stock Performance - Shares of Ally Financial returned +9.2% over the past month, outperforming the Zacks S&P 500 composite's +5.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Snap-On reported revenue of $1.18 billion for the quarter ended June 2025, showing no change compared to the same period last year, with an EPS of $4.72, down from $4.91 year-over-year [1] - The revenue exceeded the Zacks Consensus Estimate by +2.24%, while the EPS surprised by +2.39% over the consensus estimate [1] Financial Performance Metrics - Financial Services Revenue was reported at $101.7 million, surpassing the average estimate of $99.86 million [4] - Intersegment eliminations showed a revenue of $-128 million, slightly better than the average estimate of $-134.31 million, reflecting a year-over-year change of -1.1% [4] - Repair Systems & Information Group revenue was $468.6 million, close to the estimated $469.57 million, marking a +3% change year-over-year [4] - Snap-on Tools Group revenue reached $491 million, exceeding the average estimate of $467.58 million, with a year-over-year increase of +1.9% [4] - Commercial & Industrial Group revenue was $347.8 million, below the average estimate of $359.03 million, indicating a -6.5% year-over-year change [4] Operating Earnings - Operating earnings for Financial Services were $68.2 million, slightly below the average estimate of $68.73 million [4] - The Commercial & Industrial Group reported operating earnings of $46.9 million, significantly lower than the average estimate of $57.86 million [4] - Corporate operating losses were reported at $-24.3 million, compared to the estimated $-23.53 million [4] - Snap-on Tools Group operating earnings were $116.7 million, exceeding the average estimate of $107.02 million [4] - Repair Systems & Information Group operating earnings were $119.8 million, above the average estimate of $112.74 million [4] Stock Performance - Snap-On shares returned +2% over the past month, while the Zacks S&P 500 composite increased by +4.2% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Insights - Travelers (TRV) reported $12.11 billion in revenue for the quarter ended June 2025, marking a year-over-year increase of 6.7% and an EPS of $6.51 compared to $2.51 a year ago, indicating strong earnings growth [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $12.2 billion, resulting in a revenue surprise of -0.78%, while the EPS exceeded expectations with a surprise of +83.9% against a consensus estimate of $3.54 [1] Financial Performance Metrics - The combined ratio was reported at 90.3%, significantly better than the estimated 99.1% by analysts [4] - The loss and loss adjustment expense ratio was 61.7%, outperforming the average estimate of 70.1% [4] - The underwriting expense ratio was 28.6%, slightly better than the estimated 29.1% [4] - Net investment income totaled $942 million, exceeding the estimate of $936.44 million, reflecting a year-over-year increase of 6.4% [4] - Fee income reached $124 million, surpassing the average estimate of $119.98 million, with a year-over-year change of +7.8% [4] - Premium revenues amounted to $10.92 billion, slightly below the estimate of $11.04 billion, but still showing a year-over-year increase of 6.6% [4] - Other revenues were reported at $123 million, exceeding the estimate of $109.38 million, representing a year-over-year increase of 17.1% [4] Segment Performance - Premium revenues from Business Insurance were $5.55 billion, slightly below the estimate of $5.57 billion, with a year-over-year change of +7.3% [4] - Premium revenues from Personal Insurance totaled $4.36 billion, slightly below the estimate of $4.4 billion, reflecting a year-over-year increase of 6.3% [4] - Premium revenues from Bond & Specialty Insurance were reported at $1.02 billion, below the estimate of $1.06 billion, with a year-over-year change of +4.5% [4] - Other revenues from Personal Insurance were $23 million, slightly below the estimate of $24.27 million, with a year-over-year increase of 4.6% [4] Stock Performance - Shares of Travelers have returned -4.8% over the past month, contrasting with the Zacks S&P 500 composite's +4.2% change, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the market in the near term [3]

Core Insights - Banner (BANR) reported revenue of $162.15 million for the quarter ended June 2025, marking an 8.3% year-over-year increase, with EPS of $1.35 compared to $1.17 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate of $163.6 million by 0.89%, while the EPS exceeded the consensus estimate of $1.32 by 2.27% [1] Financial Performance Metrics - The efficiency ratio was reported at 62.5%, slightly above the average estimate of 61% [4] - The net interest margin (tax equivalent) was 3.9%, matching the average estimate [4] - Net charge-offs as a percentage of average loans receivable were reported at -0%, better than the average estimate of 0.1% [4] - Total non-interest income was $17.75 million, below the average estimate of $18.8 million [4] - Net interest income was reported at $144.4 million, slightly below the average estimate of $144.8 million [4] Stock Performance - Banner's shares have returned +9% over the past month, outperforming the Zacks S&P 500 composite's +4.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Fulton Financial reported revenue of $328.46 million for the quarter ended June 2025, reflecting a decrease of 3.2% year-over-year, but exceeded the Zacks Consensus Estimate by 1.56% [1] - The earnings per share (EPS) for the quarter was $0.55, an increase from $0.47 in the same quarter last year, resulting in an EPS surprise of 27.91% compared to the consensus estimate of $0.43 [1] Financial Performance Metrics - Efficiency Ratio stood at 57.1%, better than the average estimate of 62% based on two analysts [4] - Net Interest Margin was reported at 3.5%, slightly above the average estimate of 3.4% [4] - Average Balance of Total Interest-Earning Assets was $29.97 billion, significantly higher than the estimated $16.58 billion [4] - Net charge-offs to average loans were 0.2%, lower than the average estimate of 0.3% [4] - Total Non-Interest Income reached $69.15 million, surpassing the estimated $67.38 million [4] - Net Interest Income (FTE) was $259.31 million, exceeding the average estimate of $254.92 million [4] Stock Performance - Fulton Financial's shares have returned +13.9% over the past month, outperforming the Zacks S&P 500 composite's +5% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Insights - CarMax reported $7.55 billion in revenue for the quarter ended May 2025, a year-over-year increase of 6.1% and an EPS of $1.38 compared to $0.97 a year ago, exceeding the Zacks Consensus Estimate of $7.52 billion by 0.40% and delivering an EPS surprise of 16.95% [1] Financial Performance Metrics - Comparable Store Used Vehicles Sales increased by 6.6%, matching the average estimate from seven analysts [4] - Gross Profit per Unit for used vehicles was $2,407, surpassing the estimated $2,376.50 from six analysts [4] - Revenue per vehicle retailed (ASP) for used vehicles was $26.12 thousand, below the estimated $26.75 thousand [4] - Gross Profit per Unit for wholesale vehicles was $1,047, slightly below the estimated $1,054.24 [4] - Revenue per vehicle retailed (ASP) for wholesale vehicles was $7.96 thousand, compared to the estimated $8.29 thousand [4] - Net sales for wholesale vehicles were $1.25 billion, below the estimated $1.31 billion, representing a year-over-year decrease of 0.3% [4] - Net sales for other categories reached $190.36 million, slightly above the estimated $189.46 million, with a year-over-year increase of 6.1% [4] - Net sales for used vehicles totaled $6.10 billion, exceeding the estimated $6.02 billion, reflecting a year-over-year increase of 7.5% [4] - Third-party finance fees reported a net of -$0.70 million, better than the estimated -$1.33 million, showing a year-over-year change of -58.8% [4] - Extended protection plan revenues were $131.70 million, above the estimated $128.95 million, with a year-over-year increase of 10.9% [4] - Other sales and revenues totaled $22.90 million, below the estimated $25.17 million, representing a year-over-year decrease of 17.3% [4] - Advertising & subscription revenues reached $36.50 million, exceeding the estimated $34.15 million, with a year-over-year increase of 5.2% [4] Stock Performance - CarMax shares returned +1.8% over the past month, outperforming the Zacks S&P 500 composite's +0.5% change, with a current Zacks Rank of 3 (Hold) indicating potential performance in line with the broader market [3]

Core Insights - ABM Industries reported revenue of $2.11 billion for the quarter ended April 2025, reflecting a year-over-year increase of 4.6% and a surprise of +2.24% over the Zacks Consensus Estimate of $2.07 billion [1] - The company's EPS was $0.86, slightly down from $0.87 in the same quarter last year, resulting in an EPS surprise of -1.15% compared to the consensus estimate of $0.87 [1] Revenue Performance - Business & Industry segment generated $1.02 billion, exceeding the average estimate of $1 billion, with a year-over-year change of +2.6% [4] - Aviation segment reported revenues of $260.10 million, slightly above the average estimate of $260.07 million, marking a year-over-year increase of +9.2% [4] - Education segment achieved revenues of $227.80 million, below the average estimate of $229.60 million, with a year-over-year change of +1% [4] - Manufacturing & Distribution segment reported $398.10 million, surpassing the average estimate of $380.52 million, reflecting a year-over-year increase of +2.4% [4] - Technical Solutions segment generated $210.20 million, below the average estimate of $224.17 million, but showing a significant year-over-year increase of +19.3% [4] Operating Profit Analysis - Operating profit for the Aviation segment was $16.50 million, below the average estimate of $18.70 million [4] - Business & Industry segment's operating profit was $83 million, compared to the average estimate of $86.81 million [4] - Manufacturing & Distribution segment reported an operating profit of $39.90 million, below the average estimate of $47.43 million [4] - Education segment's operating profit was $13.80 million, compared to the average estimate of $14.86 million [4] - Technical Solutions segment reported an operating profit of $13.40 million, below the average estimate of $19.22 million [4] - Corporate segment reported an operating loss of -$82.90 million, which was better than the average estimate of -$101.64 million [4] Stock Performance - Shares of ABM Industries have returned +1% over the past month, while the Zacks S&P 500 composite increased by +5.3% [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Group 1 - Verint Systems reported revenue of $208.1 million for the quarter ended April 2025, a decrease of 6% year-over-year, with EPS at $0.29 compared to $0.59 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $195.02 million by 6.71%, while the EPS fell short of the consensus estimate of $0.30 by 3.33% [1] - Over the past month, Verint's shares returned +2.9%, underperforming the Zacks S&P 500 composite's +5.2% change [3] Group 2 - Nonrecurring perpetual revenue (non-GAAP) was reported at $17.02 million, below the average estimate of $20.53 million from three analysts [4] - Total recurring revenue reached $173.62 million, exceeding the average estimate of $155.03 million from three analysts [4] - Nonrecurring professional services revenue (non-GAAP) was $17.45 million, lower than the average estimate of $21.12 million from three analysts [4] - Support revenue (non-GAAP) was reported at $21.13 million, compared to the average estimate of $23.37 million from three analysts [4]

Core Insights - Kohl's reported revenue of $3.23 billion for the quarter ended April 2025, a year-over-year decline of 4.4% [1] - The EPS for the same period was -$0.13, an improvement from -$0.24 a year ago, with a surprise of +40.91% compared to the consensus estimate of -$0.22 [1] Financial Performance - The reported revenue exceeded the Zacks Consensus Estimate of $3.2 billion, resulting in a surprise of +0.88% [1] - Comparable store sales showed a year-over-year decline of -3.9%, contrasting with the average estimate of 0% based on five analysts [4] - Net sales were reported at $3.05 billion, surpassing the average estimate of $2.99 billion, but still reflecting a year-over-year change of -4.1% [4] - Other revenue was reported at $184 million, slightly above the average estimate of $179.90 million, representing a year-over-year decline of -9.8% [4] Market Performance - Kohl's shares have returned +20.9% over the past month, outperforming the Zacks S&P 500 composite's +6.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Pure Storage (PSTG) reported revenue of $778.49 million for the quarter ended April 2025, reflecting a year-over-year increase of 12.3% [1] - The earnings per share (EPS) for the quarter was $0.29, down from $0.32 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $771.15 million, resulting in a surprise of +0.95% [1] - The company achieved an EPS surprise of +16.00%, with the consensus EPS estimate being $0.25 [1] Financial Performance Metrics - Product revenue was $372.14 million, slightly above the nine-analyst average estimate of $370.97 million, representing a year-over-year change of +7.1% [4] - Subscription services revenue reached $406.34 million, exceeding the average estimate of $391.59 million, with a year-over-year increase of +17.4% [4] - Non-GAAP Gross profit from subscription services was $313.60 million, surpassing the average estimate of $297.86 million [4] - Non-GAAP Gross profit from product sales was $238.11 million, slightly below the average estimate of $241.54 million [4] Stock Performance - Shares of Pure Storage have returned +22% over the past month, outperforming the Zacks S&P 500 composite's +7.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]