在日前的鸿蒙生态金融行业论坛上，华为披露的数据显示，截至目前，已有累计超千款金融应用上架华 为应用市场。 鸿蒙生态和银行、券商、保险、支付机构等金融机构的协作，也从移动端应用适配走向多终端协同、 AI智能体落地与行业共建的阶段。 近年来，金融行业对数字化和自主可控的双重需求正在叠加，其核心动力来自多方变化。 其一是移动金融业务高频化趋势下，应用体验成为金融机构竞争的关键着力点；其二是随着技术迭代， 操作系统的安全能力、多终端协同能力与AI能力已经成为影响服务体验的关键因素之一；其三是监管 层面对数据安全、终端安全提出更高要求，使金融机构在底层技术选择上更为审慎。 在这样的背景下，越来越多国内的科技中坚力量加入到金融业的数字化转型中。其中，鸿蒙通过与金融 领域应用的合作，带来创新与发展的新机遇。 （原标题：金融行业加速融入鸿蒙生态 超千款应用已上线） 21世纪经济报道记者 倪雨晴 深圳报道 2025年，越来越多的垂直行业深入融合鸿蒙生态，金融领域是代表之一。 在金融业务全面线上化、智能化策略推进加快的背景下，操作系统的创新能力与安全能力正变得愈发重 要。近年来，鸿蒙提供了新的选择，在金融行业的覆盖范围持续扩大。 ...

专题：2025《中国企业家》影响力企业家年会 12月5日-7日，由《中国企业家》杂志社主办的"2025（第二十三届）《中国企业家》影响力企业家年 会"（原中国企业领袖年会）在北京举行，主题为"涌现·无限——共创智能商业新形态"。峰瑞资本创始 合伙人李丰出席并演讲。 作为企业家，要不要今天开始和大家一样赶紧用智能体？李丰回答称，需要先评价一下企业内部和行业 链条中数字化水平是不是比较高了。"如果不高，也许还要再等一等。如果企业自身数字化水平很高 了，也许内部可以用一些智能体。" 他提到，这一轮AI是从大语言模型开始的，数据来自于过去超过40年互联网公开文本数据的积累，才 喂出了今天的大语言模型。 除了企业外，李丰表示，大语言模型最适用的垂直智能体场景，就是在任何商务过程和价值实现过程 中，作为自然语言作为交互方式，进行多轮对话，且实现了价值兑现，这样的行业最容易使用和利用到 AI智能体的垂直场景。 他举例到，比如金融行业，全链条数字化，主要靠专业技术和专业技能进行对话，告诉客户投资原因， 如何选金融产品，风险和潜在收益是什么。还有医疗行业，医生会用数字化设备检测身体，告诉患者如 何预防疾病等。这些行业都是最容易 ...

Core Insights - The global AI agent market is experiencing explosive growth, with significant advancements in AI capabilities for mobile operations [1][3]. Group 1: AI Agent Development - Zhiyu announced the open-source of its core AI agent model AutoGLM, which can perform complex mobile operations such as food ordering and flight booking [2]. - AutoGLM supports over 50 high-frequency Chinese applications, marking it as the first AI agent with mobile operation capabilities [2]. - Zhiyu's GLM-4.5 ranked third globally in a comprehensive evaluation of AI capabilities, indicating strong market recognition [2]. Group 2: Market Growth Projections - The global AI agent market is projected to reach $11.3 billion by 2025 and nearly $50 billion by 2030, with a compound annual growth rate (CAGR) exceeding 30% in China from 2025 to 2030 [3][6]. - The Chinese AI agent market is expected to grow from 6.9 billion yuan in 2025 to nearly 30 billion yuan by 2030 [3]. Group 3: Capital Expenditure Trends - Major global tech companies are increasing capital expenditures to accelerate the commercial application of generative AI [5]. - China's four major cloud service providers have spent approximately $45 billion on capital expenditures over the past 12 months [6]. - The capital expenditure for AI agent concept stocks in the A-share market is projected to reach 26.53 billion yuan in 2024, a year-on-year increase of over 10% [6]. Group 4: Stock Performance and Institutional Interest - The average annual increase for AI agent concept stocks in the A-share market exceeds 25%, with over half of the stocks rising more than 10% [7]. - Eight concept stocks have seen significant institutional interest, with Shanghai Steel Union receiving over 150 institutional surveys this year [8]. - Financing balances for AI agent concept stocks have increased by nearly 45% compared to the end of last year, indicating strong investor interest [7].

Group 1 - The core viewpoint of the article highlights the rapid advancement of AI agents from experimental concepts to practical tools across various industries, driven by technological breakthroughs, supportive policies, and capital investment [2] - The AI agent model AutoGLM, recently open-sourced by Zhipu, can perform complex tasks such as food ordering and flight booking, enabling hardware and software developers to create AI assistants that can interact with screens like humans [3] - CITIC Securities predicts that 2025 will be a pivotal year for AI agents, with a surge in computing power demand driven by reasoning needs, emphasizing the trend towards self-controlled computing power in China [4] Group 2 - The AI agent market is experiencing explosive growth, with projections indicating that the global market will reach $11.3 billion by 2025 and nearly $50 billion by 2030, while China's market is expected to reach 6.9 billion yuan by 2025 and close to 30 billion yuan by 2030, with a compound annual growth rate exceeding 30% from 2025 to 2030 [6] - Major global tech companies are increasing capital expenditures to accelerate the commercial application of generative AI, with notable growth in capital spending in the Chinese market since Q4 2023 [6] - In the A-share market, the capital expenditure of 84 AI agent concept stocks is projected to reach 26.532 billion yuan in 2024, a year-on-year increase of over 10%, and nearly 30.5 billion yuan in the first three quarters of 2025, reflecting a growth of nearly 15% compared to the previous year [7] Group 3 - The average annual increase in the stock prices of AI agent concept stocks in the A-share market has exceeded 25%, with some companies like Chuling Information doubling their stock prices and others like Xiechuang Data and Huibo Yuntong seeing increases of over 50% [8] - As of December 8, the total financing balance of 84 AI agent concept stocks reached nearly 71.8 billion yuan, an increase of nearly 45% compared to the end of the previous year, with individual stocks like Ruixin Micro and AsiaInfo Security seeing financing balance increases exceeding 100% [8] - Eight stocks with significant institutional interest have been identified, including Shanghai Steel Union and CloudWalk Technology, which have received over 150 and 70 institutional surveys respectively, indicating strong market engagement and interest in their AI capabilities [9]

Core Insights - The global AI agent market is experiencing explosive growth, with projections indicating a market size of $11.3 billion by 2025 and nearly $50 billion by 2030 [4] - The introduction of AutoGLM by Zhiyu, an AI agent capable of mobile operations, is a significant development, allowing for complex tasks like food ordering and flight booking [2] - Major technology companies are increasing capital expenditures to accelerate the commercial application of generative AI, with Chinese cloud service providers spending approximately $45 billion over the past year [6] Market Growth - The AI agent market is expected to see a compound annual growth rate (CAGR) exceeding 30% from 2025 to 2030 in China, with the market size reaching approximately 30 billion yuan by 2030 [4] - The Chinese government's policy aims for over 70% adoption of new intelligent terminals and agents by 2027, and over 90% by 2030, positioning the intelligent economy as a key growth driver [4] Capital Expenditure Trends - Capital expenditures in the AI sector are on the rise, with a projected total of 26.53 billion yuan for 2024, reflecting a year-on-year increase of over 10% [6] - The A-share market shows a significant increase in capital expenditure among AI agent concept stocks, with a total of nearly 30.5 billion yuan spent in the first three quarters of 2025, up nearly 15% from the previous year [6] Stock Performance - The average annual increase for AI agent concept stocks in the A-share market exceeds 25%, with over half of the stocks rising more than 10% this year [7] - Eight specific stocks have seen significant institutional interest, with Shanghai Steel Union receiving over 150 institutional surveys this year [8][9] - Financing balances for AI agent concept stocks have increased by nearly 45% compared to the end of last year, indicating strong investor interest [7]

数码家电行业 周度市场观察 行业环境 头部品牌动态 投资运营 产品技术 营销活动 2025/10.27-11.2 01 行业趋势 2. AI场景新风口来袭：手机AI智能体开启智能经济"新蓝海" 关键词：AI智能体,终端领域,智能经济,自进化,端云协同 概要：手机AI正从传统语音助手升级为以AI智能体为核心的"自进化AI原生手机"，成为智能 经济的关键力量。荣耀、华为等厂商通过端云协同技术，推动AI智能体在购物、出行等场景中 实现主动服务，重构消费模式。例如，荣耀YOYO智能体可自动领券，华为小艺等也在加速进化。 这一变革将手机从"硬件+应用"组合升级为"智能服务中枢"，催生新商业模式。厂商通过开 源、生态协作等方式解决数据隐私、跨应用执行等挑战，推动行业从"单点突破"转向"生态 共荣"，共同挖掘百亿级智能经济潜力。 Industry Trends 本周看点： eSIM手机成新趋势，华为、vivo们的路径分野； AI场景新风口来袭：手机AI智能体开启智能经济"新蓝海"； 会叠衣服的中美机器人，谁离具身智能更近？ 行业环境： 1. eSIM手机成新趋势，华为、vivo们的路径分野 关键词：eSIM手机,无卡时代, ...

针对传统手机"硬件迭代快、大型游戏运行难"的痛点，云智手机依托"云算力+AI优化+5G传输"技术组 合，构建无束缚游戏生态。通过AI智能优化画面渲染与传输链路，即便使用低配旧机，用户也能享受 主机级画质与零延迟操作体验。此外，AI智能辅助系统为新手玩家提供实时技能提示与攻略查询服 务，同步支持AI云代打可实现一键通关，降低游戏上手门槛，推动优质游戏资源全民共享。 云智手机"云影音"模块着力打造"海量资源+AI推荐+低延迟传输"的沉浸式体验，整合最新院线大片与多 类型经典影视剧，构建覆盖全年龄段的影视内容矩阵。AI智能体通过分析用户对话内容、播放偏好， 精准构建用户兴趣模型，主动推送契合用户口味的影片，有效解决用户"片荒"问题；全流程语音交互支 持"想看悬疑片"等自然指令，即便用户双手忙碌时也能轻松操控，打造"解放双手"的掌中文化空间，提 升民众文化消费便捷度。 此次携手云智手机亮相2025数智科技生态大会，是国脉文化践行中国电信"云改数转智惠"战略、布局数 字生活内容生态的重要实践。未来，国脉文化将持续发挥自身在数字内容领域的专业优势，进一步夯实 云智手机内容服务体系，助力产品完善AI智能云生活场景布局，共同 ...

五年前，投资人在寻找"下一个移动互联网"；今天，答案逐渐清晰：AI智能体正在成为那个堪比移动互联网的平台级机会。这不是又一个 短暂的技术热点，而是重塑全球产业价值分配的新大陆。 当风险投资开始从大模型基础设施转向应用层时，一个共识正在形成：通用大模型是水电煤，而AI智能体是能够直接创造价值的"发电 厂"。 回顾技术革命的历史：工业革命解放了体力，计算机革命解放了计算力，互联网革命解放了信息获取力。而AI智能体革命解放的，是人类 的决策执行能力。 这种解放的价值体现在三个维度： 企业效率的指数级提升：一家中等规模的电商企业引入销售智能体后，线索转化率提升了40%，而成本仅为人工团队的1/3。这并非个例 ——在客服、数据分析、内容创作等领域，智能体正在实现传统软件无法企及的ROI。 代码自主开发者：从需求描述到完整产品的应用开发智能体 在这个领域，已经有平台开始提供企业级的数字员工解决方案。以推氪AI为例，这家公司专注于将数字人技术与智能体能力结合，为企业 提供从数字客服到虚拟培训师等多种场景的应用。其技术特点在于能够以较低门槛实现真实员工形象的数字化复刻，并通过多终端部署适 应不同企业需求。 个人能力的超级延伸 ...

Core Insights - The Doubao smartphone, featuring the Doubao AI assistant, has gained significant attention for its advanced capabilities, including cross-application automation and real-time visual understanding, leading to immediate sell-out on its launch day [1][3] - The device has created a unique user experience, with reports of its ability to assist in complex tasks such as answering quiz questions and video editing, showcasing a glimpse of a future where voice commands can replace manual actions [3][5] - However, the smartphone has faced backlash due to login issues with several major applications, raising concerns about security and fairness in the digital ecosystem, as its AI capabilities mimic human interactions [5][6] Market Response - The initial market response has been overwhelmingly positive, with the smartphone selling out quickly and commanding high resale prices on second-hand platforms, indicating strong demand [1][3] - Users have shared their experiences on social media, highlighting the device's ability to perform tasks that were previously thought to require human intervention, thus enhancing its appeal [3][5] Regulatory and Industry Challenges - The smartphone's advanced AI features have led to restrictions from various applications, including WeChat and several financial apps, due to concerns over account security and the potential for misuse [5][6] - The Doubao team has announced adjustments to the AI's operational capabilities, including limiting its use in gaming and financial applications, reflecting the industry's struggle to adapt to the implications of AI as an active operator rather than a mere tool [6][7] - The situation underscores the broader challenges faced by the AI industry, including the need for clear regulations and guidelines to address liability and ethical considerations as AI technology evolves [7]

Core Insights - Salesforce CEO Marc Benioff has shifted the company's focus from "cloud" to artificial intelligence, rebranding nearly all products and services under the name "Agentforce" [1][2] - The company has renamed several key products, including "Sales" to "Agentforce Sales" and "Service" to "Agentforce Service," indicating a significant branding transformation [2][3] - Benioff noted that customers are no longer interested in the concept of "cloud," but rather in AI agents, reflecting a broader industry trend towards AI integration [3] Product Rebranding - Salesforce has extensively adopted the "Agentforce" branding across its product lineup, with major changes to product names [2] - The former "Data Cloud" has been renamed to "Data 360," which will be central to the company's strategic planning for 2026 [3] Strategic Focus - The company is making a strong bet on AI agents, despite some internal skepticism regarding this strategic shift [4] - Following the announcement of the new branding and focus, Salesforce raised its revenue expectations in its latest financial report, signaling positive market reception [4]