近日，黑龙江省科学技术协会、省教育厅、省科学技术厅、省农业农村厅联合印发《黑龙江省科技小院 培育行动计划（2025—2026年）》，推动黑龙江省科技小院标准化、规范化、品牌化建设。 根据行动计划，到2026年底，黑龙江省将建设省级以上科技小院超100家，实现全省13个市（地）全覆 盖。组建产业、区域科技小院集群，打造多学科联合攻关、农业技术转化推广的综合性创新平台。入驻 研究生累计超过200名，培育超过200名高素质"三农"工作人员。打造一批具有地域特色的科技小院典型 样板，使科技小院成为黑龙江推进乡村全面振兴的生力军。 （文章来源：人民日报） 行动计划明确了做好统筹规划布局、构建科技小院联建机制、创新研究生培养方式、健全人才培育模 式、开展关键技术攻关、推动科技成果推广应用、广泛开展实用技术服务、丰富农村科普活动等12项重 点任务。提出按照"建设一个小院、入驻一个团队、辐射一个产业、示范一大片区"的思路，开展科技小 院创建工作，并积极组织申报国家级科技小院。构建"政府引导、专家牵头"的科技小院联建机制。推动 产业或技术关联度高的科技小院组建联盟或集群。实行首席专家负责制，由学校的学术导师和科技小院 的实践导 ...

谁能想到，这家"一房难求"的客栈，年初还是一片改造工地。当时，李曦准备加大投入进行扩建 改造，但因为预算超支、资金短缺，改造工作陷入停滞。"装修材料不够，家具采购、消防设施升 级也还没有做。"眼看避暑旺季将至，李曦决定向农行叙永县支行求助。该行客户经理实地走访 后，仅用3个工作日就完成调查评估，迅速发放22万元"惠农e贷"贷款。有了这笔"及时雨"，云溪 客栈改造工作迅速推进。改造完成后，客栈日均接待游客超100人，月营收较改造前翻了两番。 本报讯 8月14日，叙永县水尾镇西溪村的云溪客栈，负责人李曦忙着为新来的游客安排住宿。"一 入夏，16间客房就天天满员，周末还要提前一周预订。"李曦说，客栈地处画稿溪腹心地带，周边 竹林掩映，已经成为不少游客避暑康养的首选。 这是农行叙永县支行助力乡村振兴的一个缩影。近年来，该行以"惠农e贷"等产品为乡村振兴输 血，推动山区资源加快变成致富资本。今年截至目前，农行叙永县支行累计投放"惠农e贷"2.47亿 元。 ...

Core Viewpoint - The forum on rural revitalization highlighted the importance of financial services in supporting rural development, with Ping An Property & Casualty Insurance focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Financial Services for Rural Revitalization - Ping An Property & Casualty Insurance aims to leverage its resources to support rural revitalization through its "Five Articles of Finance" strategy [1] - The company has established 3,566 party-building co-construction points and implemented 682 industrial revitalization projects, benefiting approximately 1.87 million farmers and generating around 15.2 billion yuan in income [2] - The core of rural revitalization is identified as industrial revitalization, which is essential for driving rural economic development [2] Group 2: Inclusive Finance and Industry Support - The "Nine Strong" full industrial chain support model includes training, credit enhancement, interest subsidies, equipment construction, platform establishment, risk coverage, deep processing, brand building, and sales assistance [2] - Specific case studies include the shrimp and lotus co-cultivation project in Jingzhou, Hubei, and the smart aquaculture ecosystem in Yueyang, Hunan, which helped a farmer turn a loss of 700,000 yuan into a profit of 1.5 million yuan [2] Group 3: Green Finance Initiatives - Ping An Property & Casualty Insurance has launched various green insurance products, including carbon sink insurance and ancient tree protection insurance, to promote ecological protection and sustainable development [3] - The company has developed 14 customized insurance products for ancient trees, covering 23,200 ancient trees across seven provinces [3] Group 4: Technology and Digital Finance - The company utilizes big data and artificial intelligence to enhance disaster prevention and rapid claims processing, aiming to create a technology-driven agricultural insurance model [5] - The "Ping An Love Agriculture App" has over 1 million users and offers services in multiple ethnic languages, enhancing accessibility for rural farmers [5] Group 5: Pension and Health Services - Ping An Property & Casualty Insurance has introduced pension insurance products for rural residents, combining insurance with health management to provide medical and health services for the elderly [5] - The company emphasizes a collaborative approach involving government, enterprises, financial institutions, and society to enrich insurance supply and innovate service models for rural revitalization [5]

合肥市妇联党组书记、主席束红英表示，此次活动是响应国家乡村振兴与数字经济战略的生动实践，是 市妇联赋能女性就业创业、发掘本土电商菁英的重要平台。 本报讯 （记者徐一鸣）8月20日，以"巾帼云播·e路兴农"为主题的2025年合肥市"徽姑娘"电商直播带货 大赛暨产业资源对接会在合肥高新区拓基金座成功举办。本次大赛由安徽省妇女联合会指导，合肥市妇 女联合会、合肥市人力资源和社会保障局、合肥市商务局联合主办，旨在响应国家"乡村振兴"与"数字 经济"战略，挖掘培育本土女性电商人才，打造"徽姑娘"直播品牌，助力合肥特色产品走向全国。 束红英进一步表示，电商直播已成为女性创业的璀璨舞台，市妇联将持续搭建平台、优化服务，护航女 性在电商领域的发展，共同谱写合肥数字经济与乡村振兴新篇章。 ...

齐鲁晚报·齐鲁壹点 程建华 8月21日上午，"产业链上的山东好品牌"菏泽市系列现场新闻发布会走进巨野县乡村振兴产业园，聚焦 当地蛋鸡产业高质量发展。巨野县政府副县长郑义携县农业农村局、畜牧服务中心、大义镇、独山镇及 龙头企业代表，向媒体全景展示了巨野如何将"小鸡蛋"培育成年产值23亿元的"大产业"。 规模领跑全省，2600万只蛋鸡托起"金蛋"经济 郑义在发布会上介绍，巨野县蛋鸡存栏量达2600万只，年产鲜蛋4亿公斤，全产业链产值突破23亿元， 规模与产值稳居全省首位。产品不仅覆盖北京、上海等一线城市，更通过"线上电商+线下商超"渠道辐 射全国。其中，鑫航禽业80万只蛋鸡年产1.5万吨鸡蛋，配套粪污资源化利用系统，年销售收入达1亿 元，成为"一产接二连三"的标杆。 科技赋能全链条，智能化养殖成标配 巨野县农业农村局局长张天栋透露，当地通过"智慧养殖贷"等金融工具，累计为养殖户提供4500万元贴 息贷款；推广8层H型重叠式饲养系统、自动温控设备等，实现喂料、分拣全程自动化。大义镇党委书 记王文启补充，全镇85%以上养殖场完成智能化改造，生产效率提升30%，鸡蛋优质率提高20个百分 点。 筑牢食品安全防线，25批次 ...

眼下，71名乡村振兴村级协理员已奔赴裕州大地，正式入村上岗，这支青春力量的注入，为方城县 巩固拓展脱贫攻坚成果、全面推进乡村振兴增添了强劲动能。 近年来，农村电商直播发展势头凸起，相驰权的到来，也让宋宏正对村里的发展有了新盘算："下 一步，我们计划让小相同志接触农村电商平台，学习电商这一行业发展模式，帮助村民们更好地推广本 村特色农产品，让乡村振兴协理员的作用真正落地见效。" 无独有偶，来自云南师范大学农村发展专业的研究生冯亭亭，被招录为二郎庙镇田楼村乡村振兴协 理员后，也对自己未来的工作进行了展望，她希望运用所学专业帮助当地农户与新型农业经营主体进行 有效衔接，助推当地农业现代化进程。该村支部书记司东旭对冯亭亭的志向连连称赞，感慨年轻人有干 劲、有拼劲、有闯劲，直言这下"捡到宝"了。 乡村振兴村级协理员是一支扎根基层、服务一线的特殊青年队伍，肩负着协助巩固拓展脱贫攻坚成 果与乡村振兴有效衔接、推动乡村产业发展、参与乡村建设、助力乡村治理的重要职责。同时，乡村振 兴协理员的招录也是拓宽高校毕业生就业渠道、鼓励大学生扎根基层的重要举措，通过强化基层人才队 伍，为乡村发展提供坚实支撑。 虽已立秋，暑气未减。8月1 ...

2025 年融资租赁 ABS 存续期表现——融资租赁 ABS 市 场运行稳健，证券兑付情况良好 结构评级二部 本期作者：郭燕 刘书畅 一、融资租赁 ABS 相关政策 2025 年上半年，市场延续了 2024 年的政策基调，鼓励融资租赁公司服务实体经 济、支持中小微企业融资；资产证券化相关业务服务进一步规范。 （一） 资产证券化相关政策 2025 年 5 月，上海证券交易所修订形成了《上海证券交易所公司债券和资产支 持证券发行上市挂牌业务指南（2025 年 5 月修订）》，重点规范公司债券（含企业债 券）和资产支持证券发行上市挂牌业务流程，提升业务办理质效。 2025 年 5 月，上海证券交易所发布《关于试点公司债券续发行和资产支持证券 扩募业务有关事项的通知》，试点开展公司债券续发行和资产支持证券扩募发行相关 业务，提升债券发行效率及市场流动性。 相关政策内容如下表所示。 资料来源：联合资信整理 日期 发布主体 文件名称 主要内容 2025 年 5 月 上海证券 交易所 《上海证券交易所公司债券和资产支持证券发行上 市挂牌业务指南（2025 年 5 月修订）》 规范公司债券、资产支持证券发行、上市或挂牌 业务 ...

Core Viewpoint - Jiangxi Province's Yichun City Tonggu County focuses on improving the quality and efficiency of "work-for-relief" projects, aiming to inject strong momentum into rural revitalization through a closed-loop management system that emphasizes project reserve, innovative models, precise services, and strict fund management [1] Group 1: Project Reserve Mechanism - The county has established a "three-level linkage" project reserve mechanism led by the Development and Reform Commission, involving industry departments and townships, focusing on key areas such as rural transportation, water conservancy, and living facilities [2] - A total of 20 projects have been reserved for 2023-2024, with a total investment of 90 million yuan, creating a dynamic management model of "planning a batch, reserving a batch, implementing a batch" [2] - Targeted training has been organized to improve the quality of project reserves and the efficiency of applications, covering key personnel in all townships [2] Group 2: Innovative Self-Building Model - An innovative "self-building by the masses + multi-party supervision" mechanism has been implemented in the work-for-relief demonstration project in Sandu Town, where village committees lead the establishment of villagers' councils to participate in procurement and labor organization [3] - This model has saved approximately 200,000 yuan in bidding and material costs and increased the labor remuneration payment ratio to 40% of the budgeted funds, directly benefiting low-income groups [3] - The county promotes a model of "village collective undertaking + community participation," achieving a dual benefit of project implementation and income increase for villagers [3] Group 3: Accelerated Project Initiation - To ensure immediate project initiation upon fund arrival, the county has implemented a dual-track approach for policy services and preliminary procedures, providing clear guidelines for application requirements [4] - An innovative "pre-approval + pre-construction" mechanism allows project units to complete preliminary procedures before funds are allocated, leading to a 30% reduction in average project initiation time since 2024 [4] Group 4: Strict Fund Management - The county has incorporated labor remuneration distribution, training, and project progress into hard indicators for fund disbursement, requiring project units to submit detailed records for verification [5] - In 2024, the labor remuneration payment rate for projects reached 100%, with a strict three-level verification system in place to ensure quality, fund usage, and benefits to the public [5] - These measures have positioned the work-for-relief projects as a key driver for upgrading rural infrastructure and promoting local employment, supporting the consolidation of poverty alleviation achievements and advancing rural revitalization [5]

Core Viewpoint - The People's Bank of China (PBOC) in Xingan League is focusing on "two platforms and one system" as a financial engine for the development of small and micro enterprises, aiming to enhance their industrial growth and support rural revitalization efforts [1] Group 1: Accounts Receivable Financing Service Platform - The accounts receivable financing service platform is effectively supporting the development of enterprises by allowing them to obtain financing through accounts receivable pledges, exemplified by a company receiving a credit loan of 3 million yuan [2] - In the first half of 2025, the platform registered 88 new users, with small and micro enterprises successfully obtaining 33 financing deals totaling 424 million yuan, significantly improving financing efficiency [2] Group 2: Fund Flow Credit Information Sharing Platform - The fund flow credit information sharing platform enables small enterprises to quickly obtain credit loans based solely on their cash flow, addressing significant financing challenges [3] - From January to June 2025, local state-owned commercial banks issued loans totaling 27.5 million yuan to 26 enterprises through the fund flow platform, enhancing the enterprises' financial capabilities [4] Group 3: Unified Registration and Publicity System for Movable Property Financing - The unified registration and publicity system for movable property financing has facilitated a company to secure a credit line of 20 million yuan through a "rice pledge" model, demonstrating the system's effectiveness in enhancing the clarity of property rights [5] - In the first half of 2025, 261 registration transactions were completed in the Xingan League region, with 2,171 queries, indicating the system's role in alleviating financing bottlenecks for enterprises [5] Group 4: Overall Impact on Small and Micro Enterprises - The PBOC in Xingan League is committed to using financial services to support the growth of small and micro enterprises, which are vital to the real economy, thereby contributing to sustained economic improvement [6]

Core Insights - The article highlights the recovery and revitalization of Zhujiagou Village in Suizhong County after a devastating flood in August 2024, which caused significant damage to the local fruit industry and infrastructure [1][2]. Group 1: Flood Impact and Recovery Efforts - The extreme rainfall in August 2024 led to severe flooding in Zhujiagou Village, with water levels exceeding 6 meters, resulting in the destruction of 41 homes and approximately 8,000 fruit trees [1]. - Local authorities and construction teams provided immediate assistance to villagers, including rescuing fruit trees and repairing transportation routes for fruit distribution [1]. - The Suizhong County Agricultural and Rural Bureau implemented a subsidy program for farmers to support the replanting of fruit trees after the flood [1]. Group 2: Expert Support and Training - The Chinese Academy of Agricultural Sciences sent over 30 experts to Zhujiagou Village within a year to provide comprehensive training on fruit tree management, orchard planning, and pest control [2]. - Villagers, such as Zhu Honghui, actively participated in training sessions, leading to successful replanting efforts and promising growth for the new fruit crops [2]. Group 3: Economic Recovery and Future Prospects - Villagers reported significant income from fruit sales, with one villager earning over 80,000 yuan from plums and expecting an additional 30,000 to 40,000 yuan from white pears later in the year [3]. - The village has seen the introduction of new water conservation projects, transforming previously flooded farmland into productive "colorful rice fields" and attracting tourism through flower viewing events [5]. - The overall sentiment in the village is optimistic, with residents expressing confidence in the future economic potential of their agricultural products and tourism [5].