Core Viewpoint - Wuhan City is enhancing its multi-departmental collaboration to combat telecom and online fraud through a joint meeting mechanism, leading to a decrease in crime reports and financial losses while increasing case resolutions and funds returned to victims [1][2]. Group 1: Crime Prevention Measures - The city has implemented specialized actions such as "cutting cards," "cutting flows," "pulling nails," and "cutting chains" to combat telecom fraud [1]. - A daily average of over 600 individuals are visited for fraud prevention efforts, showcasing the proactive approach of the authorities [1]. - The establishment of a collaborative mechanism between Wuhan Police and the Wuhan Postal Administration has led to the interception of 374 suspected fraudulent mail items this year [2]. Group 2: Data Sharing and Coordination - A platform for sharing anti-fraud and anti-gambling information has been created in collaboration with the People's Bank of China, enhancing the risk assessment capabilities of banks [2]. - The city has successfully dismantled 349 money laundering gangs this year through coordinated efforts and data sharing among various departments [2]. Group 3: Community Engagement and Education - A campaign titled "National Anti-Fraud, Safe Study Abroad" was organized to educate students about fraud prevention before they travel abroad [3]. - The police have conducted outreach activities, reaching 335,000 households and distributing 366,000 promotional materials to raise awareness [3]. - The city has established 4,906 "fraud-free communities" as part of its community engagement efforts [3]. Group 4: Innovative Practices - Wuhan University has developed a "University Anti-Fraud Alliance" testing system, integrating fraud awareness into academic credit management [4]. - The Industrial and Commercial Bank has set up "Police-Bank Stations" in community outlets to educate residents about the latest scams [4]. - A "Smart Elderly Care Anti-Fraud" project is being piloted to monitor the activities of elderly individuals living alone and trigger alerts for unusual behavior [4].

Core Viewpoint - Shandong Unicom has achieved significant results in combating part-time job scams targeting students during the summer vacation, under the unified deployment of the Ministry of Industry and Information Technology's "Operation Cat Catching" [1] Group 1: Actions Taken - Shandong Unicom's technical team collaborated with the police to dismantle 29 part-time job scam syndicates, arresting over 150 individuals involved in organizing and selling SIM cards [2] - A specialized database for "student-related fraud" was established, successfully identifying and dissuading over 800 students from participating in fraudulent part-time jobs [2] Group 2: Technological Upgrades - The company completed a three-tier upgrade of its countermeasure system, significantly improving the accuracy of identifying high-risk area devices and monitoring abnormal call patterns [4] - A special shutdown channel for high-risk SIM cards was established, resulting in the disposal of over 20,000 high-risk cards [4] - An AI early warning and intervention mechanism was enhanced to implement graded interventions for suspected student communication behaviors [4] Group 3: Fraud Awareness and Prevention - The Anti-Fraud Center identified four common traps that students are most likely to fall into, including roles as "phone operators," illegal VOIP installers, SIM card acquisition intermediaries, and money laundering participants [5] - Shandong Unicom established a "police-enterprise-school" joint prevention mechanism, creating a liaison system with schools and conducting "part-time job risk self-checks" [6] - A province-wide anti-fraud campaign was launched, combining online and offline methods to enhance students' awareness of fraud [6] Group 4: Future Directions - As the special action continues, the company emphasizes that building a communication security defense line requires both technological upgrades and a societal awareness awakening [7] - Shandong Unicom plans to carry forward the experiences gained from the summer special action into the new school season to continue safeguarding campus communication security [7]

Group 1 - The core message emphasizes the need for parents to educate their children about various scams targeting minors, as highlighted by the Vice President of Douyin Group, Li Liang [1] - Li Liang suggests that parents should activate the minor mode on their children's devices, which restricts functionalities such as private messaging, chatting, commenting, live streaming, and in-app purchases, serving as an effective anti-fraud measure [1]

电信网络诈骗手段花样翻新 银行加固防火墙构建反诈新格局 记者 李颖超 一场由技术护航的金融安全变革，正在全国商业银行间悄然展开。 近期，随着中宣部、公安部联合部署的"全民反诈在行动"宣教工作全面铺开，银行、清算机构、消费金 融公司等机构积极响应，充分利用线上平台、社交媒体等渠道，结合线下互动，通过发布图文、短视 频、文字等包含金融知识和诈骗案例警示的多样化内容，广泛传播反诈知识。 证券时报记者深入业内观察发现，面对电信网络诈骗手段的持续升级，商业银行正通过引入人工智能、 大数据等前沿技术，结合线上线下反诈宣教活动，构建起"智能防控+生态共治"的反诈新格局。 主动防御 筑牢防线 在金融诈骗手段日益复杂多变的当下，主动防御、筑牢公众的金融安全意识防线已成为金融机构的重要 使命。 "近年来，随着《中华人民共和国反电信网络诈骗法》深入实施，金融机构正从事后处置向事前预防转 型。"华东地区某国有银行从业人士向证券时报记者表示，目前，无论是在意识层面还是在技术层面， 商业银行、支付平台等都主动开展反诈工作以保护用户资金安全。 7月以来，"全民反诈在行动"活动持续推进，各类金融机构积极响应。 7月上旬，中国人民银行深圳分行 ...

Group 1 - The event "Su City Discussion on Prosecution: Anti-Fraud Pioneer" was held by the Suzhou People's Procuratorate, focusing on combating telecom fraud and protecting citizens' financial security [1] - The Suzhou procuratorial authorities have intensified efforts to combat telecom fraud, focusing on changes in crime patterns and enhancing the protective measures for the public [1][2] - The event featured stories from five prosecutors detailing various successful cases, including cross-border telecom fraud and significant recovery of funds for victims [1][2] Group 2 - In 2023, Suzhou received over 500 telecom fraud suspects transferred from Myanmar, with rapid legal actions taken within seven days, establishing a replicable model for other jurisdictions [2] - The Taicang case highlighted the recovery of over 4 million yuan from the main suspect's residence, marking it as the largest single recovery in recent years for cross-border fraud [2] - The Suzhou Industrial Park Prosecutor's Office has implemented measures to combat recruitment scams, including embedding fraud detection in job platforms [2][3] Group 3 - The anti-fraud center analyzed new scams such as "AI face-swapping" and "order washing," while prosecutors collaborated with police to launch public awareness campaigns [3] - Local representatives expressed support for the prosecutorial efforts against fraud, emphasizing the importance of collaboration to protect citizens' finances [3]

Core Viewpoint - The rise of digital fraud has become a significant issue, with the national anti-fraud system actively working to combat it through various measures, although some users experience "collateral damage" due to the system's stringent controls [1][5][9]. Group 1: Anti-Fraud Measures - In 2023, the National Anti-Fraud Center issued 9.4 million funding warning directives, and police departments intervened with 13.89 million individuals, intercepting 2.75 billion fraudulent calls and 2.28 billion fraudulent messages [1]. - The anti-fraud system has intercepted 836.4 million fraudulent domain names and blocked 328.8 billion yuan in suspicious funds [1]. - The implementation of the Anti-Telecom Network Fraud Law in December 2022 has imposed strict obligations on telecom operators and financial institutions to monitor and identify suspicious activities [5]. Group 2: User Experiences - Users have reported sudden suspensions of their phone numbers due to being flagged by the anti-fraud system, often without clear explanations [2][4]. - One user experienced a new card being suspended within a week of activation, leading to confusion and frustration over the lack of clarity regarding the reasons for the suspension [2]. - Another user faced repeated suspensions of her number after making multiple calls, indicating potential flaws in the risk assessment process [4]. Group 3: System Limitations and Improvements - Experts suggest that the anti-fraud system's sensitivity may lead to "collateral damage," where legitimate users are mistakenly flagged as high-risk due to their behavior [9][13]. - The current models primarily analyze superficial data such as call frequency and duration, lacking the ability to understand user intent, which could lead to misclassification of normal activities as suspicious [13][14]. - Recommendations for improvement include upgrading the risk assessment models to incorporate user intent recognition and establishing a more nuanced user profile system to reduce false positives [13][14].

Core Viewpoint - The China Construction Bank Credit Card Center actively participates in the "National Anti-Fraud Action" campaign, emphasizing the importance of fraud prevention as a fundamental responsibility and integrating it into new financial practices [1] Group 1: Risk Prevention and Control - The bank leverages financial technology to enhance its risk prevention system, focusing on a comprehensive monitoring framework that includes pre-detection, real-time interception, and post-analysis of gambling and fraud risks [2] - The bank has improved its monitoring models to adapt to new trends and methods in fraud, significantly increasing the foresight and precision of its prevention efforts [2] - Collaboration with law enforcement is emphasized to effectively freeze suspicious funds and manage accounts under judicial control, fostering a robust anti-fraud financial defense [2] Group 2: Public Awareness and Education - The bank utilizes new media platforms to disseminate anti-fraud information, sharing warnings and educational content to raise public awareness [3] - Engaging in community outreach, the bank conducts targeted educational campaigns in various settings, including neighborhoods and businesses, to inform vulnerable groups about common fraud schemes [4] - The bank's initiatives include creating accessible educational materials and interactive activities to enhance understanding of financial safety among the public [4] Group 3: Commitment to Financial Security - The bank views anti-fraud efforts as a lifelong commitment to safeguarding financial security and protecting public interests, aligning with its responsibilities as a state-owned enterprise [4] - The bank aims to continuously improve its technological capabilities in fraud prevention and education, collaborating with various sectors to strengthen the financial ecosystem [4]

Core Viewpoint - The meeting held by CITIC Bank's Beijing branch aims to strengthen the collaboration between police and banks in combating telecom and online fraud, in response to the serious threat posed by new fraud techniques to public financial security [1][2]. Group 1: Meeting Objectives and Participants - The meeting was attended by over 1,000 participants, including leaders from the Beijing Municipal Public Security Bureau and senior managers from the bank's wealth management department, emphasizing the importance of a collaborative anti-fraud defense [1]. - The meeting's goal is to implement the directives from the Beijing municipal government regarding the crackdown on telecom and online fraud, enhancing the effectiveness of anti-fraud efforts [1]. Group 2: Key Discussions and Recommendations - The Beijing Municipal Public Security Bureau presented real-life cases to illustrate the severe situation of telecom fraud and the advanced methods used by criminals, highlighting the need for risk assessment and monitoring of large transactions [1]. - Recommendations included strengthening internal training, enhancing external publicity, and improving public awareness of fraud prevention [1]. - Specific suggestions for optimizing police-bank collaboration and building anti-fraud models were provided based on practical experiences [1]. Group 3: Actionable Steps and Responsibilities - The bank's leadership emphasized the importance of integrating anti-fraud measures into frontline services and enhancing the political stance on fraud prevention [2]. - Four key requirements were outlined: improving financial service integration, deepening police-bank collaboration, strengthening risk control across all processes, and innovating publicity methods to enhance customer fraud prevention capabilities [2]. - The meeting established clear goals and responsibilities for anti-fraud work, aiming to integrate these efforts with financial services through technology and innovation [2].

Group 1 - The core theme of the event is "Love and Responsibility: Insurance Makes Life Better," aimed at enhancing public understanding and trust in insurance [1] - The event involved a collaboration with six other companies to form a financial knowledge promotion team, focusing on delivering financial knowledge directly to merchants [1][3] - The promotional activities included setting up a "Financial Knowledge Station" at market entrances, distributing practical financial knowledge materials to merchants [3] Group 2 - The promotional content covered four main areas: interpretation of beneficial insurance policies, introduction of inclusive financial projects, key points of the revised Anti-Money Laundering Law, and analysis of common illegal financial activities [3] - A "Fraud Prevention Micro-Class" was established to educate participants on various fraud schemes, particularly targeting the elderly demographic [4] - The company aims to create a sustainable mechanism for financial knowledge dissemination, enhancing public financial literacy and contributing to a stable financial environment [4]

Core Viewpoint - The company is actively addressing the rising threat of telecom network fraud by implementing a comprehensive anti-fraud system, emphasizing technological innovation and collaboration with law enforcement to protect citizens' financial security [1][4][10]. Group 1: Anti-Fraud Initiatives - Hubei Unicom has prioritized anti-fraud work as a key project under the "General Manager's Practical Work" initiative, demonstrating a strong sense of responsibility to respond to public concerns about financial safety [1][2]. - The company has developed a full-chain anti-fraud prevention system, transitioning from passive interception to proactive early warning through the establishment of a provincial anti-fraud command center and the "Nine-headed Bird Anti-fraud System" [5][8]. - In the past year, the monitoring model has successfully processed high-risk numbers over 300,000 times, effectively identifying and blocking potential fraud cases [5]. Group 2: Collaboration with Law Enforcement - Hubei Unicom has strengthened cooperation with public security agencies, establishing a rapid response mechanism that has led to the dismantling of over 300 fraud dens and the arrest of more than 600 suspects [7]. - The company has provided thousands of leads to law enforcement regarding GOIP devices, significantly enhancing the effectiveness of fraud prevention efforts [7]. Group 3: Public Awareness and Education - The company integrates anti-fraud education into its community outreach, conducting over 100 events to raise awareness among vulnerable groups, including the elderly and students [9]. - Innovative methods such as animated videos and live broadcasts have been employed to make anti-fraud knowledge more accessible and engaging for the public [9]. Group 4: Future Directions - Hubei Unicom plans to continue leveraging advanced technologies like big data and AI in its anti-fraud efforts, aiming to further enhance the security of communication and protect citizens' financial interests [10].