12月24日,北京市住房城乡建设委等4部门联合印发《关于进一步优化调整本市房地产相关政策的通 知》。通知明确,为更好满足居民刚性住房需求和多样化改善性住房需求,进一步优化调整住房限购政 策。一是放宽非京籍家庭购房条件。将非京籍家庭购买五环内商品住房的社保或个税缴纳年限,由现行 的"3年"调减为"2年"；购买五环外商品住房的,由现行的"2年"调减为"1年"。二是支持多子女家庭住房需 求。二孩及以上的多子女家庭,可在五环内多购买一套商品住房,即:京籍多子女家庭,可在五环内购买3套 商品住房；在京连续2年缴纳社保或个税的非京籍多子女家庭,可在五环内购买2套商品住房。新华 ...

Report Investment Rating - The investment rating for the steel industry in the black building materials sector is "Oscillating with a Bullish Bias" [3] Core View - The current market has weak supply and demand with no prominent contradictions. It is expected that steel mill production will continue to operate at a low level, and the increase in demand during the off - season is limited. The screw and coil futures prices are expected to continue to fluctuate, with the resistance level for rebar at 3200 and the support level at 3030. Short - term operations are recommended [3] Summary by Relevant Catalog Market Review - Rebar and hot - rolled coils closed higher during the night session on Wednesday [3] Important Information - Beijing has further optimized and adjusted the housing purchase restriction policy, including relaxing the conditions for non - Beijing household registration families to purchase houses, allowing multi - child families to buy an additional house within the Fifth Ring Road, and adjusting mortgage and provident fund loan policies [3] - According to CISA data, in mid - December, the average daily output of crude steel from key steel enterprises was 1.845 million tons, a 1.3% decrease from the previous period. The steel inventory was 16.01 million tons, an 8.6% increase from the previous ten - day period and a 2.6% increase from the same period last month [3] - The US government announced on the 23rd that it will impose tariffs on Chinese chips in 2027, ending a trade investigation initiated by the previous Biden administration. However, it will not impose additional tariffs on Chinese chips for at least 18 months [3] - This year, the State Grid will complete fixed - asset investment of over 650 billion yuan, a record high [3] Market Logic - The current market has weak supply and demand with no prominent contradictions. Steel mill production is expected to remain at a low level, and demand growth in the off - season is limited [3] Trading Strategy - Short - term operations are recommended [3]

房地产板块个股涨幅较大的前五名为华联控股、大名城、荣丰控股、阳光股份、京基智农， 涨幅分别 为 市场行情： 2025 年12 月24 日，今日权益市场各板块多数上涨，上证综指和深证综指分别上涨0.53%和1.04%，沪深 300 和中证500 分别上涨0.29%和1.31%。申万房地产指数上涨0.67%。 个股表现： 【大悦城控股】大悦城控股集团股份有限公司公告，由于部分有意向回售投资者未按期申报，公司拟于 2025 年12 月26 日实施"23 大悦01"二次回售工作，现就实施二次回售征求意见。此次回售不可撤销，其 余回售条款不变。 9.95%/5.78%/4.97%/4.90%/4.49%； 风险提示： 个股跌幅较大的为中天服务、三湘印象、世联行、北辰实业、新大正，跌幅分别 为-3.06%/-2.05%/-1.93%/-1.66%/-1.26%。 房地产行业下行风险；个别房企信用风险；房地产政策落地进程不及预期 北京市优化调整住房限购政策。12 月24 日，北京市住房城乡建设委、市发展改革委、人民银行北京市 分行、北京住房公积金管理中心等4 部门联合印发《关于进一步优化调整本市房地(以下简称《通 知》)， ...

第二条重要调整是，支持多子女家庭住房需求。二孩及以上的多子女家庭，可在五环内多购买一套商品 住房，即：京籍多子女家庭，可在五环内购买3套商品住房；在京连续2年缴纳社保或个税的非京籍多子 女家庭，可在五环内购买2套商品住房。 住房信贷政策方面，《通知》明确，进一步优化个人住房信贷政策，银行业金融机构根据北京地区市场 利率定价自律机制要求和本机构经营状况、客户风险状况等因素，在利率定价机制安排方面不再区分首 套住房和二套住房，合理确定每笔商业性个人住房贷款的具体利率水平。关于住房贷款相关业务，可向 经办银行具体咨询。 同时，《通知》明确，加大公积金支持住房消费力度，调整二套住房公积金贷款最低首付比例，对借款 申请人（含共同申请人）使用公积金个人住房贷款购买二套住房的，最低首付款比例由不低于30%调整 为不低于25%。 《通知》还提出，为进一步优化营商环境，提升房地产投资效率，调整招拍挂拿地的房地产开发项目立 项方式，由市区分级核准调整为区级备案。 北京商报讯（记者 王寅浩 李晗）为着力稳定房地产市场，12月24日，北京市住房城乡建设委、市发展 改革委、人民银行北京市分行、北京住房公积金管理中心等4部门联合印发《关 ...

太平洋房地产日报（20251224）：北京市优化调整住房限购政策 走势比较 (20%) (12%) (4%) 4% 12% 20% 24/12/24 25/3/6 25/5/17 25/7/28 25/10/8 25/12/19 子行业评级 | 和运营 | | | --- | --- | | 房 地 产 开 发 房地产服务 | 无评级 无评级 | 推荐公司及评级 2025 年 12 月 24 日 行业日报 中性/维持 房地产 房地产 相关研究报告 <<太平洋房地产日报（20251223）：北 京土拍收金84.56亿元>>--2025-12- 24 <<太平洋房地产日报（20251222）：天 津成交一宗宅地>>--2025-12-23 <<11 月销售延续承压，开发投资走 弱>>--2025-12-22 证券分析师：徐超 电话：18311057693 E-MAIL：xuchao@tpyzq.com 分析师登记编号：S1190521050001 证券分析师：戴梓涵 电话：18217681683 E-MAIL：daizh@tpyzq.com 分析师登记编号：S1190524110003 报告摘要 市场行情： 20 ...

（原标题：刚刚，北京发布楼市新政！） 【导读】北京优化调整住房限购政策 12月24日，北京市住房和城乡建设委员会、北京市发展和改革委员会、中国人民银行北京市分行、北京 住房公积金管理中心联合印发《关于进一步优化调整本市房地产相关政策的通知》（以下简称《通 知》），自2025年12月24日起施行。 《通知》明确，为更好满足居民刚性住房需求和多样化改善性住房需求，进一步优化调整住房限购政 策，包括放宽非京籍家庭购房条件、支持多子女家庭住房需求，以及个人住房信贷政策等。 其中，将非京籍家庭购买五环内商品住房的社保或个税缴纳年限，由现行的"3年"调减为"2年"；购买五 环外商品住房的，由现行的"2年"调减为"1年"。 具体调整如下： 一、非本市户籍居民家庭购买五环内商品住房的，缴纳社会保险或个人所得税的年限，调整为购房之日 前连续缴纳满2年及以上；购买五环外商品住房的，缴纳社会保险或个人所得税的年限，调整为购房之 日前连续缴纳满1年及以上。 二、对二孩及以上的多子女居民家庭（包括本市户籍和非本市户籍居民家庭），在执行现有住房限购政 策基础上，可在五环内再多购买一套商品住房。 三、各银行业金融机构根据北京地区市场利率定 ...

Core Viewpoint - Beijing is implementing measures to stabilize the real estate market in accordance with the central economic work conference, with new policies set to take effect on December 24, 2025 [1][3]. Group 1: Housing Purchase Policy Adjustments - The new policy relaxes housing purchase conditions for non-Beijing households, reducing the social security or tax payment duration required for purchasing homes within the Fifth Ring from 3 years to 2 years, and from 2 years to 1 year for homes outside the Fifth Ring [1][3]. - Families with two or more children will receive additional support, allowing Beijing residents to purchase up to three homes within the Fifth Ring, while non-Beijing families with two years of social security or tax payments can buy two homes [1][3]. Group 2: Housing Credit Policy Enhancements - The policy optimizes personal housing credit by removing the distinction between first and second home loans in interest rate pricing, allowing banks to set rates based on market conditions and individual risk assessments [2][4]. - The minimum down payment for second home loans using public housing funds is reduced from 30% to 25% [2][4]. Group 3: Real Estate Development Process Improvements - The policy aims to enhance the business environment and improve investment efficiency in real estate by changing the project approval process from city-level to district-level filing [2][4].

中新网12月24日电 据北京市住房和城乡建设委员会微信公众号"安居北京"消息，北京市贯彻落实中央 经济工作会议精神，着力稳定房地产市场。12月24日，市住房城乡建设委、市发展改革委、人民银行北 京市分行、北京住房公积金管理中心等4部门联合印发《关于进一步优化调整本市房地产相关政策的通 知》(以下简称《通知》)，自2025年12月24日起施行。 《通知》明确，为更好满足居民刚性住房需求和多样化改善性住房需求，进一步优化调整住房限购政 策。一是放宽非京籍家庭购房条件。将非京籍家庭购买五环内商品住房的社保或个税缴纳年限，由现行 的"3年"调减为"2年"；购买五环外商品住房的，由现行的"2年"调减为"1年"。二是支持多子女家庭住房 需求。二孩及以上的多子女家庭，可在五环内多购买一套商品住房，即：京籍多子女家庭，可在五环内 购买3套商品住房；在京连续2年缴纳社保或个税的非京籍多子女家庭，可在五环内购买2套商品住房。 《通知》明确，加大公积金支持住房消费力度，调整二套住房公积金贷款最低首付比例，对借款申请人 (含共同申请人)使用公积金个人住房贷款购买二套住房的，最低首付款比例由不低于30%调整为不低于 25%。 《通知》 ...

Core Viewpoint - The Beijing government has issued a notification to further optimize and adjust real estate policies to better meet the housing needs of residents, particularly focusing on easing purchase conditions for non-local families and supporting multi-child households [1][2]. Group 1: Housing Purchase Policy Adjustments - Non-local families can now purchase homes with reduced social security or tax payment requirements: from 3 years to 2 years for properties within the Fifth Ring Road, and from 2 years to 1 year for properties outside [1]. - Multi-child families are allowed to purchase additional properties: local multi-child families can buy up to 3 homes within the Fifth Ring Road, while non-local multi-child families with 2 years of social security or tax payments can buy up to 2 homes [1]. Group 2: Housing Loan Policy Changes - The minimum down payment for second home purchases using public housing funds has been reduced from 30% to 25% [2]. - The notification also states that banks will no longer differentiate between first and second home loans in their interest rate pricing, allowing for more flexible loan terms based on market conditions and individual risk profiles [1]. Group 3: Real Estate Development Process - The approval process for real estate development projects has been streamlined, shifting from city-level approval to district-level filing, aimed at improving the investment efficiency in the real estate sector [2].

Core Viewpoint - The article discusses the recent adjustments to Beijing's real estate policies aimed at optimizing housing purchase conditions for residents, particularly focusing on easing restrictions for non-local families and supporting multi-child households [1][2]. Group 1: Policy Adjustments - Non-local families can now purchase homes in Beijing with reduced social security or tax payment requirements, from 3 years to 2 years for properties within the Fifth Ring Road, and from 2 years to 1 year for properties outside [1]. - Multi-child families are allowed to purchase additional properties, with local families permitted to buy up to three homes within the Fifth Ring Road, while non-local families with two years of social security or tax payments can buy two [1]. Group 2: Housing Credit Policies - The personal housing credit policy has been optimized, allowing banks to set mortgage rates without differentiating between first and second homes, based on market conditions and individual risk assessments [1]. Group 3: Public Fund Support - The minimum down payment for second home purchases using public housing funds has been reduced from 30% to 25% [2]. - The approval process for real estate development projects has been streamlined, shifting from city-level approval to district-level filing to enhance investment efficiency [2].