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海参产业链上的金融担当
Jin Rong Shi Bao· 2025-07-08 01:43
Core Insights - Dalian Xusheng Aquatic Products Co., Ltd. is actively involved in the sea cucumber farming industry, receiving financial support from Postal Savings Bank of China to stabilize operations amid declining prices [1][2] - The total industrial output value of Dalian's sea cucumber industry exceeds 30 billion yuan, indicating a strong market demand for financing [1][2] - Postal Savings Bank has developed a comprehensive financial service system that connects core enterprises with farmers, enhancing support for the sea cucumber industry [1][2][3] Financial Innovations - Postal Savings Bank has introduced differentiated financial solutions, including credit and agricultural guarantee loans for farmers recommended by core enterprises, and credit or pledge loans for downstream processing and sales [2][3] - A financial support service station for sea cucumber farmers was established in collaboration with Xusheng Aquatic Products during the Dalian Sea Cucumber Harvest Festival, further extending financial services to the grassroots level [2] - The bank has launched a salted sea cucumber pledge loan product, allowing for a more flexible financing approach that addresses the unique challenges of the sea cucumber industry [3] Market Challenges - The sea cucumber industry faces significant funding gaps due to the long cultivation period and high costs associated with seedling production, as well as the mismatch between harvesting and sales periods [2] - Traditional real estate mortgage financing methods are inadequate for meeting the specific needs of sea cucumber industry clients [2][3] Product Diversity - Postal Savings Bank offers a variety of financial products, including "Express Loans" for small-scale farmers to meet their funding needs for purchasing seedlings, ensuring that all types of farmers receive appropriate financial services [3]
“1+6”政策体系聚焦硬科技,A股制度红利进一步释放
HUAXI Securities· 2025-06-22 12:03
[Table_Date] 2025 年 06 月 22 日 [Table_Title] "1+6"政策体系聚焦硬科技,A 股制度红利进一 步释放 [Table_Title2] [Table_Summary] 事件:6 月 18 日,证监会主席吴清在 2025 陆家嘴论坛表示,将继续充分发挥科创板示范效应,加力推 出进一步深化改革的"1+6"政策措施。"1"即在科创板设置科创成长层,并且重启未盈利企业适用科创 板第五套标准上市;"6"即在科创板创新推出 6 项改革措施。同日,证监会发布《关于在科创板设置科 创成长层 增强制度包容性适应性的意见》,上交所就同步制订的 2 项配套业务规则公开征求意见。 ·证监会"1+6"政策可视为资本市场"1+N"体系下,聚焦科创板深化改革的落地。2024 年以来,新国 九条为主的"1+N"政策体系持续完善,证监会聚焦服务实体经济特别是支持科技创新,先后发布实施 "科技十六条"、"科创板八条"、"并购六条"、资本市场做好"五篇大文章"实施意见等政策文件,不断 完善支持科技创新的制度体系和市场生态。本次证监会进一步推出深化改革的"1+6"政策体系,聚焦为 科技型企业提供全链条、全生命 ...
“从毛细血管到创新动脉”:安徽兴泰担保构建全链条服务体系
Xin Lang Cai Jing· 2025-04-29 11:38
转自:推广 近日,合肥市科技局向安徽兴泰担保发来表扬信,高度肯定其协同创新推出的"科技星火贷""科技团队 贷"等政府引导型科技金融产品,有效破解了科技型企业"融资难、融资贵"问题。 近年来,从普惠金融的 "毛细血管" 到科创赋能的 "创新动脉",从债券市场的 "信用桥梁" 到保函业务的 "隐形盾牌",安徽兴泰担保构建起"普惠+科技+债券+保函"全链条金融服务体系,成为民营企业成长路 上的坚实后盾。 普惠担保:精准滴灌小微企业的"金融血脉" 合肥市肥西县的一家食品机械生产企业,多年来深耕食品机械自主研发,是拥有近百项发明与实用新型 专利证书的安徽省专精特新中小企业,凭借稳定的质量成为盼盼、达利园等国内知名食品企业的长期供 应商,其产品更是远销印度、南美。2024年底,当企业负责人握着来自英国的3000万元订单合同 时,"心情却是喜忧参半"——喜的是欧洲市场的大门悄然开启,忧的是3000万元订单背后的原材料垫资 压力犹如巨石压肩。 就在企业资金链即将吃紧的关键节点,安徽兴泰担保的客户经理带着"专利贷" 方案走进了厂区。"我们 看中的不仅是这些专利证书,更是你们深耕行业的匠心。" 客户经理的话让企业负责人吃下了"定 ...