李斌介绍，上半年我国外汇收支呈现五方面特点：一是涉外收支规模稳步增加。上半年，企业、个人等 非银行部门跨境收入和支出合计7.6万亿美元，同比增长10.4%，规模创历史同期新高，其中，人民币在 跨境收支中的比重达到了53%。上半年，银行结汇和售汇规模合计2.3万亿美元，同比增长3%，规模为 历史同期次高。这些数据表明，我国跨境贸易和投融资活动继续保持活跃。 二是跨境资金延续净流入。上半年，企业、个人等非银行部门跨境资金净流入1273亿美元，延续去年下 半年以来的净流入态势，其中，二季度净流入环比增长46%。分项目看，上半年货物贸易项下净流入保 持高位，外资总体净增持境内股票和债券，服务贸易、外资企业利润汇出平稳有序。 按美元计值，6月份，银行代客涉外收入6478亿美元，对外付款6225亿美元。今年前6个月，银行代客累 计涉外收入38606亿美元，累计对外付款37333亿美元。 对于2025年上半年我国外汇收支的有关情况，外汇局副局长、新闻发言人李斌7月22日在国新办举行的 新闻发布会上表示，今年以来，外部环境更趋复杂多变，单边主义、保护主义抬升，全球经济和跨境贸 易增长动能减弱，国际金融市场波动加大。我国加快实 ...

Core Insights - The State Administration of Foreign Exchange reported that in the first half of 2025, the total cross-border income and expenditure of non-bank sectors reached $7.6 trillion, marking a year-on-year increase of 10.4%, the highest for the same period in history [1][3] Group 1: Cross-Border Transactions - The cross-border income and expenditure of enterprises and individuals amounted to $7.6 trillion, with a 10.4% year-on-year growth, and the proportion of RMB in cross-border transactions reached 53% [3] - The total settlement and sale of foreign exchange by banks was $2.3 trillion, reflecting a 3% year-on-year increase, the second highest for the same period historically [3] - There was a net inflow of cross-border funds amounting to $127.3 billion, continuing the net inflow trend since the second half of last year, with a 46% quarter-on-quarter growth in Q2 [3] Group 2: Foreign Exchange Market Dynamics - The foreign exchange market showed basic balance, with a settlement deficit of $25.3 billion in the first half, but monthly trends indicated fluctuations from deficit to surplus [3] - The foreign exchange income settlement rate was stable at 60%, while the foreign exchange expenditure settlement rate decreased by 3 percentage points to 65% [3] - The total trading volume in the domestic RMB foreign exchange market reached $21 trillion, a 10.2% year-on-year increase, with spot and derivative transactions accounting for 35% and 65% respectively [4] Group 3: Foreign Exchange Reserves and Currency Stability - As of the end of June, China's foreign exchange reserves stood at $3.3174 trillion, an increase of $115.1 billion from the end of 2024 [4] - The RMB exchange rate remained stable, appreciating by 1.9% against the USD, fluctuating between 7.15 and 7.35 [5] - The current account surplus has been steadily increasing, with direct investment inflows into China reaching $31.1 billion, a 16% year-on-year increase [5]