目前市场上至少有20只混合类理财产品自成立以来年化收益率超10% 近期，多只以权益类资产作为重要配置方向的混合类理财产品业绩表现亮眼。《证券日报》记者注意 到，有多只混合类理财产品自成立以来的年化收益率超过10%。 目前，多家银行理财子公司的混合类理财产品展现出较强的收益能力。例如，民生理财发行的"民生理 财银竹混合灵动A股机遇理财产品"近3个月(6月19日至9月17日)区间涨幅达11.21%，年化收益率为 45.46%。在业绩比较基准方面，封闭期内，持有期间绝对收益目标为20%；封闭期结束后为4%-8%(成 立以来年化)。 此外，记者据法询金融理财网数据统计，目前市场上至少有20只混合类理财产品自成立以来年化收益率 超10%。 苏商银行特约研究员薛洪言在接受《证券日报》记者采访时表示，当前混合类理财产品表现较好的原因 有三点：一是权益市场回暖显著提升了产品收益弹性；二是多元资产配置策略发挥了关键作用，通过债 券资产提供稳定票息收益，同时借助权益资产捕捉市场机会，有效分散了单一市场风险；三是产品设计 上采用封闭期或最短持有期机制，有利于管理人在市场波动中把握中长期投资机会，避免短期频繁申赎 带来的干扰。 "在 ...

Group 1 - The importance of diversified asset allocation strategies is increasing in the current low interest rate and high market volatility environment, with "fixed income +" funds becoming mainstream [1] - As of the end of Q1 2025, there are 1,459 "fixed income +" funds with a total scale of 1.46 trillion yuan, representing an 11.36% increase from the end of Q4 2024 [1] - The "fixed income +" fund managed by Changcheng Fund, Changcheng Jili, aims for a dynamic balance of major asset classes to pursue optimal risk-return solutions, with a clear product positioning [1][2] Group 2 - Since its establishment on September 22, 2023, Changcheng Jili A has shown stable characteristics across market cycles, achieving a cumulative return of 6.47% as of the end of Q1 2025, outperforming the secondary bond fund index [2] - The fund's strong performance is attributed to the professional management of its manager, Ma Qiang, who has 13 years of experience in the securities industry and over 9 years in public fund management [2] - Ma Qiang aims to create a product with low volatility, small drawdowns, and long-term growth characteristics, focusing on risk prevention in the fixed income portion and diversifying sources of returns [3] Group 3 - In the fixed income segment, Ma Qiang emphasizes the importance of high-grade credit bonds and adjusts the portfolio duration based on market interest rates, prioritizing risk prevention [3] - In the equity enhancement segment, the strategy involves selecting relatively low-priced convertible bonds and high-quality stocks in high-growth industries, with a focus on diversification across sectors, individual stocks, and investment styles [3] - The current market environment suggests that value and dividend assets may offer higher certainty from both profitability and valuation perspectives [3]