Core Viewpoint - Yantai City is implementing a series of policy measures to stimulate the real estate market, focusing on land supply, project development, financial support, and housing subsidies to enhance market vitality and promote stable development [1][2] Group 1: Policy Measures - The policy measures include 25 specific actions across eight areas: land supply, project development, increasing floor area ratio and usable area, financial support, housing subsidies, revitalizing existing stock, market regulation, and administrative services [1] - Optimizations in floor area ratio calculations will enhance usable space, with balconies less than or equal to 2 meters deep counted at 50% for area calculations [1] - Financial support includes a reduction in the down payment ratio for second homes to 20% and a decrease in the interest rate for first-time home loans over five years to 2.6% [1] Group 2: Housing Subsidies - Tax reductions for first-time homebuyers include a 1% deed tax for homes 140 square meters or less, and a 1.5% tax for larger homes [2] - Talent housing subsidies provide various benefits, including free accommodation for job-seeking graduates and significant housing purchase subsidies for qualified individuals, with a maximum of 260,000 yuan for PhD holders [2] - Special support for multi-child families includes housing vouchers worth 10,000 yuan each, with additional incentives for families with more children [2] Group 3: Market Activation - The "sell old to buy new" initiative offers a subsidy of 0.3% of the new home's total price, with a maximum of 10,000 yuan [2] - The city plans to acquire 1,500 units of existing and second-hand homes to be used as affordable and long-term rental housing, aiming to activate the housing exchange chain [2]

Core Viewpoint - Yantai City is implementing a series of policies to stimulate the real estate market, focusing on financial support, land supply, and project development to enhance market vitality and ensure steady growth in the sector [1] Group 1: Policy Measures - The Yantai government has introduced 25 measures across eight areas including land supply, project development, financial support, and market regulation to promote a stable real estate market [1] - A "white list" for real estate companies will be established to facilitate financing, ensuring that quality developers have access to necessary funds [1] Group 2: Financial Support - The down payment ratio for second homes using public housing funds has been reduced to 20%, while the interest rate for first-time home loans over five years has decreased to 2.6% [1] - High-level talent and families with multiple children can borrow up to 1.6 million yuan, with the option to use public funds for down payments or loan repayments [1] Group 3: Innovative Loan Products - New loan products have been introduced, including a "three lows and one wide" youth housing loan with low down payments, low interest rates, low thresholds, and flexible terms [1] - A combined "mortgage + renovation loan" product is being promoted, allowing up to 3 million yuan for home decoration [1]

Group 1 - Yantai City government is implementing financial support measures to promote the stable development of the real estate market, focusing on national and provincial policies [1] - The city is increasing the issuance of special bonds and ultra-long-term national bonds to support urban village renovations and improve the quality of old residential areas [1] - A "trade-in" housing policy is encouraged, providing subsidies for families selling old homes and purchasing new ones within specified timeframes [2] Group 2 - The city is extending the issuance period for targeted housing vouchers for multi-generational and multi-child families until December 31, 2025, allowing for the combination of different types of vouchers [2] - Provincial support will be provided to cities based on new housing sales, real estate development investment, and related tax revenue, with incentives for cities that effectively stabilize the real estate market [3] - Local governments are encouraged to implement measures such as housing subsidies and consumption vouchers to stimulate housing demand [3]

Core Viewpoint - Yantai City has introduced a comprehensive set of 25 policy measures across eight areas to stimulate the real estate market and promote stable development, focusing on land supply, project development, financial support, and housing subsidies [1][5]. Group 1: Policy Measures Overview - The policy measures include support for high-quality residential projects, allowing for flexible pre-sale progress requirements and adjustable construction standards [1][7]. - Optimization of floor area ratio (FAR) calculations is emphasized, with specific provisions for balcony depth and community facilities not counting towards the FAR [9][23]. - Accelerated urban renewal initiatives are highlighted, encouraging comprehensive area redevelopment and enhanced financial support from banks [1][2]. Group 2: Financial Support and Subsidies - A "trade-in" subsidy program is established, offering 0.3% of the new home price (up to 10,000 yuan) for families selling old homes and purchasing new ones [2][17]. - The city plans to acquire 1,500 units of existing homes for use as affordable and long-term rental housing, aiming to activate the housing exchange chain [2][18]. - Adjustments to housing provident fund policies include lowering down payment ratios for second homes and increasing loan limits for high-quality housing purchases [14][25]. Group 3: Housing Quality and Standards - The policy encourages the use of customizable renovation options and flexible construction techniques for high-quality residential buildings [8][10]. - Specific guidelines are provided for calculating the FAR of enclosed balconies and community service facilities, promoting better utilization of residential space [23][24]. - The measures aim to enhance the overall quality of housing projects while ensuring compliance with high standards [6][7].

Core Viewpoint - Yantai City is implementing a series of policy measures to accelerate the stable development of the real estate market, focusing on land supply, project development, financial support, purchase subsidies, inventory revitalization, market regulation, and administrative services [4][10][16] Group 1: Land Supply Optimization - The city is adjusting land price calculations to encourage developers to enhance product quality while reducing land acquisition costs [5] - Measures to revitalize idle land include using special bonds to acquire such land, reclaiming land that has been idle for over two years, allowing land swaps, and exploring land ticket trials [5] Group 2: Project Development Support - The policy allows flexible adjustments of land use, enabling commercial land to be converted to residential use and reducing commercial ratios in mixed-use developments [6] - New land parcels will require simultaneous infrastructure development, addressing issues like school placements to improve project delivery quality [6] - Support for high-quality residential projects includes lowering pre-sale thresholds and allowing flexible execution of assembly ratios [6] Group 3: Enhancing Housing Affordability - The calculation of floor area ratio (FAR) has been optimized, allowing balconies with a depth of ≤2 meters to be counted at 50%, thus increasing usable space [7] - Developers are required to price balconies at half their area during sales [8] Group 4: Financial Support - A "white list" for financing real estate companies has been established to ensure liquidity for quality developers [10] - The down payment for second homes using public housing funds has been reduced to 20%, and interest rates for first-time home loans have been lowered to 2.6% [10] - New loan products targeting young buyers include low down payment and low-interest options [10] Group 5: Purchase Subsidies - Tax reductions for first-time homebuyers and incentives for selling old homes to buy new ones are introduced to lower transaction costs [11] - Talent housing subsidies are available, with significant financial support for qualified individuals [11] Group 6: Inventory Revitalization - State-owned enterprises are allowed to reduce prices to accelerate inventory turnover, and idle properties can be converted into long-term rental apartments [13] - Support for the renovation of old residential areas is emphasized, allowing for the use of land within these areas to improve public services [13] Group 7: Market Regulation - The policy mandates transparency in residential sales, requiring the disclosure of both usable and built area, as well as detailed pricing information [14] - Property management companies are to be involved in the construction process to ensure service quality [15] Group 8: Administrative Services - The city is promoting efficient integration of administrative services to reduce burdens on enterprises and improve service delivery [16]

Core Viewpoint - Yantai City has introduced a comprehensive set of 25 policy measures aimed at accelerating the stable development of the real estate market, focusing on land supply, project development, financial support, housing subsidies, revitalization of existing stock, market regulation, and administrative services [2][3]. Group 1: Land Supply Optimization - Adjustments in land price calculations are allowed to encourage developers to enhance product quality without incurring losses due to increased costs [3]. - Strategies to revitalize idle land include using special bonds for acquisition, reclaiming land unused for over two years, allowing land swaps, and exploring land ticket trials [3]. Group 2: Project Development Support - Flexibility in land use is permitted, allowing commercial land to be converted to residential use and reducing commercial ratios in mixed-use developments [4]. - New land parcels will require simultaneous infrastructure development, addressing issues like school placements to improve project delivery quality [4]. - Support for high-quality residential projects includes lowering pre-sale thresholds and allowing flexible execution of assembly ratios [4]. Group 3: Enhancing Housing Affordability - The calculation of floor area ratio (FAR) has been optimized, with balconies up to 2 meters deep counted at 50%, increasing usable space [5]. - Developers are encouraged to price balconies at half their area during sales [6]. Group 4: Financial Support - A "white list" for financing real estate companies has been established to ensure liquidity for quality firms [7]. - The down payment for second homes using public funds has been reduced to 20%, with interest rates for first-time buyers lowered to 2.6% [7]. - New loan products targeting young buyers include low down payments and combined mortgage and renovation loans [7]. Group 5: Housing Subsidies - Tax reductions for first-time homebuyers and incentives for selling old homes to buy new ones are introduced, significantly lowering transaction costs [8]. - Talent housing subsidies are available, with significant financial support for qualified individuals [8]. Group 6: Revitalization of Existing Stock - State-owned enterprises are allowed to reduce prices to accelerate inventory turnover, and idle properties can be converted into rental apartments [9]. - Support for the renovation of old neighborhoods includes allowing the use of land for public service facilities [9]. Group 7: Market Regulation - Transparency in sales is mandated, requiring disclosure of both usable and total area, as well as detailed pricing information [10]. - Property management companies are involved early in the construction process to ensure service quality [11]. Group 8: Administrative Services - An integrated approach to administrative services is promoted to enhance efficiency and reduce burdens on enterprises [12].

Core Viewpoint - Yantai city is implementing financial support measures to promote the stable development of the real estate market, focusing on various policies to enhance housing transactions and improve housing quality [3][4]. Group 1: Financial Support Measures - The city is increasing the issuance of special bonds and ultra-long-term national bonds to support urban village renovations and ensure funding for these projects [3]. - There is a focus on encouraging the "old for new" housing exchange program, providing subsidies for families selling their homes and purchasing new ones within specified timeframes [3]. - The subsidy for new home purchases is set at 0.3% of the total transaction price, with a maximum limit of 10,000 yuan per unit [3]. Group 2: Support for Local Districts - Provincial support will be provided based on new housing sales, real estate development investment, and related tax revenue indicators for the second quarter and the entire year of 2025 [4]. - The city will allocate funds to districts based on their contributions to stabilizing the real estate market, with additional policy support for districts showing significant progress [4]. - Local districts are encouraged to issue housing purchase subsidies, housing consumption vouchers, and loan interest subsidies to stimulate housing demand [4].

孙玉荣表示，7月25日烟台市住建局等14个部门联合印发了《烟台市加力加速推进房地产市场稳健发展的政策措施》，涉及土地供应、项 目开发、提高容积率和得房率、金融支持、购房补贴、存量盘活、市场规范、行政服务8个方面、共计25条，以进一步激发市场活力，加 力加速推进房地产市场稳健发展。 其中，提升得房率和住房获得感方面，容积率计算优化，阳台减半计价。阳台进深≤2米的部分按50%计容，扩大实际得房率；地坪抬高 及配套不计容、配套用房、符合条件的入口大堂不计容，增加有效使用空间，优化社区公区品质。计容优惠落实到购房群众身上。开发 企业销售时，原则上阳台按一半面积计价销售。 在金融支持方面，公积金政策加码。二套住宅公积金贷款首付比例降至20%，首套房5年以上贷款利率降至2.6%，高层次人才/多子女家 庭最高可贷160万，可提取公积金支付首付或还贷；全面降低购房门槛，定向支持重点群体。 购房补贴方面，真金白银降成本。税收减免上，购买家庭首套住房140㎡及以下契税执行1%，以上执行1.5%；购买家庭第二套住房140㎡ 及以下执行1%，以上执行2%；对个人转让自用房5年以上、并且是家庭唯一生活用房取得的所得，免征个人所得税。对 ...

Core Viewpoint - Yantai City is implementing a series of policy measures to accelerate the stable development of the real estate market, focusing on enhancing market vitality and improving housing accessibility through various initiatives [3]. Group 1: Land Supply Optimization - Adjustments in land price calculations are being made to encourage developers to enhance product quality while reducing land acquisition costs [3][4]. - Strategies to revitalize idle land include using special bonds for acquisition, reclaiming land that has been idle for over two years, allowing land swaps, and exploring land ticket trials [3][4]. Group 2: Project Development Support - Flexibility in land use is introduced, allowing commercial land to be converted to residential use and reducing commercial ratios in mixed-use developments [4][5]. - New projects will have infrastructure such as roads and utilities built simultaneously to ensure quality and address issues like school enrollment upon project completion [4][5]. Group 3: Enhancing Housing Accessibility - The calculation of floor area ratio (FAR) is optimized, allowing balconies with a depth of ≤2 meters to be counted at 50%, thus increasing usable space [6]. - Developers are encouraged to price balconies at half their area during sales, enhancing affordability for buyers [6]. Group 4: Financial Support - A "white list" for financing real estate companies is established to ensure liquidity for quality developers [7]. - Public housing fund policies are enhanced, including reduced down payment ratios and lower interest rates for first-time buyers [7]. - Innovative loan products targeting young buyers are introduced, addressing the dual pressures of purchasing and renovating homes [7]. Group 5: Home Purchase Subsidies - Tax reductions for first-time and second-home buyers are implemented, significantly lowering transaction costs [8]. - Talent housing subsidies are introduced, including free accommodation for job-seeking graduates and substantial purchase subsidies for high-level talent [8]. - A "sell old to buy new" subsidy program is established to stimulate the housing market [8]. Group 6: Revitalizing Existing Stock - State-owned enterprises are allowed to reduce prices to accelerate inventory turnover and repurpose idle properties for rental or hospitality use [9]. - Support for the renovation of old residential communities is provided, encouraging community participation in upgrades [9]. Group 7: Market Regulation - Transparency in sales is mandated, requiring the disclosure of unit areas and pricing details to reduce information asymmetry [10]. - Property management companies are involved early in the construction process to ensure service quality post-sale [10]. Group 8: Administrative Services - An integrated approach to administrative services is promoted, streamlining processes for construction, inspections, and transactions to reduce burdens on enterprises [13].