面对美国对等关税不确定性，众多外贸企业不但关心对美出口商品能否尽快抵达美国港口完成清关，还 特别关注汇率风险加大所带来的外贸业务利润缩水问题。 为了有效解决广大外贸企业的汇率风险管理挑战，宁波银行（002142）积极行动，持续提升汇率避险服 务品质，助力外贸企业稳健发展。 在国家外汇管理局浙江省分局与温州市分局的指导下，宁波银行温州分行积极响应"外汇服务联络 员"、"汇率避险宣传员"、"申报辅导员"三支队伍建设专项行动，实现"跨境护航"，构建政策直通、服 务直达、智慧风控三重保障机制，通过设立基层外汇服务站点，组建专业化服务团队，助力当地外贸企 业树立汇率中性理念与全面提升汇率风险管理能力，为"温州制造"走向全球构建更坚实的金融支点。 宁波银行的这项举措，赢得当地众多外贸企业的广泛赞许。 多位温州当地外贸企业感叹说："宁波银行的汇率避险宣传员帮助企业有效降低未来收汇资金的汇率风 险，成功锁定外贸订单利润，为企业积极出海增添了更强信心与底气。" 宁波银行相关负责人表示，面对全球贸易大变局，宁波银行将持续聚焦广大外贸企业的个性化、多元化 汇率风险管理需求，不断创新外汇避险产品与服务模式，全力护航中资企业"出海"行 ...

□ 彭 琛 借力政府兜底保障，降风险、强信心。出口信用保险在中小外贸企业开拓海外市场时发挥风险防控作 用。4月中旬，张家港农商银行成立由交易银行中心牵头、骨干客户经理组成的"出口信保支持工作小 组"，按企业上年度出口额对客户进行网格化分层，通过服务扩容、覆盖扩面、申领手续优化等便利措 施，加强出口信用保险政策及产品宣传推广，为企业出海提供金融咨询。在该出口信用保险政策支持 下，符合条件的中小外贸企业可免费申领由财政资金拨款购买的专项保单。截至6月10日，已推广75户 企业投保。 在保单申领成功后，该行客户经理还特别宣贯特色贸易融资产品"信保融资"，通过"政策触达+服务下 沉"模式，提供风险保障和融资支持，助力外贸出口企业"抢订单、拓市场、控风险"。 汇率避险服务升级，低成本，稳收益。张家港农商银行发挥专业优势，大力宣贯人民银行"汇率中性管 理"理念，利用线上微信群等一对一客户服务形式，为企业提供实时汇率信息和分析预测，同时加大外 汇衍生品的推广力度，如远期结售汇、掉期业务，引导企业根据自身风险承受能力和业务需求合理运用 衍生品进行套期保值交易，降低汇率波动对企业经营的影响。今年以来，该行为105家客户办理衍生 ...

在全球经济深度融合的时代背景下，外贸发展成为驱动城市经济高质量发展的重要引擎。苏州积极 响应国家、省、市促进外贸稳增长的政策号召，辖区内金融机构主动作为，从机制创新、产品迭代、服 务升级等多维度持续发力，构建起全方位、多层次的金融服务体系，为外贸企业"扬帆出海"注入强劲动 能。 吴江地区民营经济与外向型经济发达，但中小微企业数量众多且分布较为分散。2025年1月，在苏 州外汇管理局的指导下，农业银行苏州分行率先设立全省首家"中小微企业汇率避险服务中心"，为当地 中小微企业提供"政策咨询、产品适配、业务办理"一站式便捷服务。 该服务中心配备专业专职客户经理与数字化辅导室，通过模拟真实汇率波动场景，帮助企业深入理 解汇率波动影响，并据此制定科学合理的避险策略。同时，建立常态化汇率风险管理宣讲机制，定期开 展客户沙龙等活动，针对不同企业的经营特点、业务需求和操作实务，动态更新服务方案。 创新驱动 筑牢企业出海"硬核根基" 金融创新是外贸企业开拓国际市场的有力支撑。苏州金融机构聚焦企业实际需求，不断推出特色金 融产品与服务，助力企业在国际市场行稳致远。 江苏中信博新能源科技股份有限公司的发展历程，正是苏州金融机构赋能 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Shenzhen Branch has launched the "Twelve Measures for Financial Support of Foreign Trade" to enhance support for foreign trade enterprises, aligning with national policies to stabilize foreign trade and promote high-quality development in Shenzhen [1][8]. Group 1: Credit Support - ICBC Shenzhen Branch emphasizes the importance of credit support for foreign trade enterprises, ensuring continuous financing and maintaining a stable credit policy to safeguard the funding chain [2][10]. - The bank plans to provide no less than 15 billion yuan in financing support for "going global" enterprises by 2025, addressing diverse needs such as daily operations and project construction [2][11]. - A comprehensive financing product system has been developed, including specialized loans for small and micro enterprises, and innovative products tailored for various sectors [2][12][15]. Group 2: Cross-Border Settlement Services - The integration of financial technology with settlement services is highlighted, aiming to create an efficient cross-border fund clearing system for foreign trade enterprises [3][16]. - The bank has enhanced its online products and services to facilitate high-level convenience in cross-border settlements, ensuring efficient fund operations for foreign trade enterprises [3][18]. - Full-process settlement solutions are provided for new business models, including cross-border e-commerce, optimizing processes and reducing costs [3][19]. Group 3: Risk Management - ICBC Shenzhen Branch promotes a "neutral exchange rate" approach, offering customized hedging solutions to mitigate exchange rate risks for enterprises [4][20]. - The bank provides foreign exchange services for nearly 40 currencies and offers preferential rates to reduce exchange costs for foreign trade enterprises [4][21][22]. - A comprehensive service network across 69 countries and regions supports enterprises in understanding foreign regulations and managing risks effectively [4][23]. Group 4: Integrated Development Support - The bank aims to bridge domestic and international trade by leveraging national exhibition platforms to connect foreign trade enterprises with market opportunities [5][24]. - Collaboration with government agencies ensures timely dissemination of foreign trade support policies, enhancing enterprises' confidence and capabilities in market expansion [5][24]. - ICBC Shenzhen Branch is committed to refining its support measures for foreign trade development, ensuring effective implementation of policies to contribute to stable growth [5][26].