"我们希望统筹管理全球银行账户，增强账户的可控性，提升跨境资金的调度效率，加强数据驱动的决 策支持。"华峰集团有限公司财务部经理黄玮玮说。 近年来，为更好应对市场竞争与外部挑战，我国企业对外投资正在从单一贸易向产业链布局延伸，从单 一市场向多区域协同转变，这对跨境金融服务提出了更高要求——企业更倾向于利用境内境外两个市场 两种资源，借助跨境资金池、跨境融资等服务，提升资金运营效能，降低财务成本。 完善跨境金融服务 党中央、国务院高度重视跨境金融服务工作。党的二十届三中全会强调，建立健全跨境金融服务体系， 丰富金融产品和服务供给。"提升跨境金融服务便利化，是扩大国际贸易合作、促进经济高质量发展、 服务国家战略布局的关键举措。"中国人民银行副行长陆磊说。 中央政治局近期召开会议提出，要加大服务业开放试点政策力度，加强对企业"走出去"的服务。此前， 国务院已批复《加快推进服务业扩大开放综合试点工作方案》，明确155项试点任务。在金融领域， 《工作方案》提出优化升级跨国公司本外币跨境资金集中运营管理政策，支持跨国公司以人民币开展跨 境资金集中运营业务等，这将为稳外贸提供跨境金融保障。 企业诉求更趋多元 "今年一季度， ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Shenzhen Branch has launched the "Twelve Measures for Financial Support of Foreign Trade" to enhance support for foreign trade enterprises, aligning with national policies to stabilize foreign trade and promote high-quality development in Shenzhen [1][8]. Group 1: Credit Support - ICBC Shenzhen Branch emphasizes the importance of credit support for foreign trade enterprises, ensuring continuous financing and maintaining a stable credit policy to safeguard the funding chain [2][10]. - The bank plans to provide no less than 15 billion yuan in financing support for "going global" enterprises by 2025, addressing diverse needs such as daily operations and project construction [2][11]. - A comprehensive financing product system has been developed, including specialized loans for small and micro enterprises, and innovative products tailored for various sectors [2][12][15]. Group 2: Cross-Border Settlement Services - The integration of financial technology with settlement services is highlighted, aiming to create an efficient cross-border fund clearing system for foreign trade enterprises [3][16]. - The bank has enhanced its online products and services to facilitate high-level convenience in cross-border settlements, ensuring efficient fund operations for foreign trade enterprises [3][18]. - Full-process settlement solutions are provided for new business models, including cross-border e-commerce, optimizing processes and reducing costs [3][19]. Group 3: Risk Management - ICBC Shenzhen Branch promotes a "neutral exchange rate" approach, offering customized hedging solutions to mitigate exchange rate risks for enterprises [4][20]. - The bank provides foreign exchange services for nearly 40 currencies and offers preferential rates to reduce exchange costs for foreign trade enterprises [4][21][22]. - A comprehensive service network across 69 countries and regions supports enterprises in understanding foreign regulations and managing risks effectively [4][23]. Group 4: Integrated Development Support - The bank aims to bridge domestic and international trade by leveraging national exhibition platforms to connect foreign trade enterprises with market opportunities [5][24]. - Collaboration with government agencies ensures timely dissemination of foreign trade support policies, enhancing enterprises' confidence and capabilities in market expansion [5][24]. - ICBC Shenzhen Branch is committed to refining its support measures for foreign trade development, ensuring effective implementation of policies to contribute to stable growth [5][26].