Core Viewpoint - The company emphasizes the integration of party building and business development, viewing it as essential for high-quality growth and financial services for the public [2][5][12]. Group 1: Party Building and Governance - The company regards party organization construction as a foundational project for its development, ensuring clear responsibilities and effective communication of party decisions at all levels [3][4]. - A modern governance system has been established, with the first party congress held in November 2024, enhancing political support for the company's growth [4]. - The company implements a "one post, dual responsibility" system to ensure accountability in party governance and compliance [4]. Group 2: Business Development and Innovation - The company adopts a "Party Building +" model to integrate party work with business development, aiming to fulfill its mission of "finance for the people" [5][6]. - Innovative consumer finance products have been launched, driven by a user experience team that incorporates customer feedback into product optimization [6][7]. - The company has successfully engaged over 1,800 users in its product experience program, leading to significant improvements in its app functionalities [6][7]. Group 3: Social Responsibility and Community Engagement - The company has served over 3 million new citizens, providing flexible credit solutions and achieving a loan scale exceeding 4.7 billion yuan [10]. - A comprehensive model for rural revitalization has been established, combining technology, financial services, and community support to enhance rural livelihoods [11]. - The company actively participates in financial literacy initiatives, aiming to protect consumers and enhance their financial awareness [11]. Group 4: Future Outlook - The company plans to continue enhancing its political foundation and commitment to serving the public, aiming to contribute more to economic and social development through quality financial services [12].

Core Viewpoint - The appointment of Xu Xiaozheng as the Deputy Director of the Shenzhen Financial Regulatory Bureau marks a significant move in enhancing the regulatory framework and promoting inclusive finance in Shenzhen, a region known for its financial innovation and development [1][8]. Group 1: Xu Xiaozheng's Background and Experience - Xu Xiaozheng, born in January 1979, has extensive experience in financial regulation, particularly in the field of inclusive finance, having previously served as the Deputy Director of the Inclusive Finance Department at the National Financial Regulatory Administration [2][4]. - During her tenure at the Chongqing Banking and Insurance Regulatory Bureau, she led the development of the "Jin Yu Wang" financial service platform, which integrated data from 19 municipal departments to connect over 170 banking and insurance institutions [2][3]. - Xu has emphasized the importance of promoting a culture of integrity in finance and has been involved in various initiatives aimed at supporting economic stability and poverty alleviation [3][4]. Group 2: Shenzhen Financial Sector Performance - As of the end of March 2023, the total assets of banks under the supervision of the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with a loan balance of 9.79 trillion yuan [7]. - The manufacturing sector saw a loan balance of 1.62 trillion yuan, reflecting a year-on-year growth of 5.05%, with the average financing cost for new manufacturing loans dropping to 2.57%, a decrease of 79 basis points from the previous year [7]. - The financial sector in Shenzhen is actively supporting digital economy industries, technology enterprises, and green loans, with year-on-year growth rates of 6.66%, 7.23%, and 15.18% respectively [7]. Group 3: Strategic Importance of Xu's Appointment - Xu Xiaozheng's appointment is seen as a strategic move to deepen the collaboration between central and local regulatory bodies, which is crucial for fostering innovation and stability in Shenzhen's financial landscape [8]. - The regulatory framework in Shenzhen is evolving, with a focus on enhancing support for small and micro enterprises through innovative financial products like "Park Loans," which have shown significant growth [7][8].