Core Viewpoint - The event "Integrity in Financial Culture into Campus 2025" was successfully held at Nanjing Agricultural University, emphasizing the importance of integrity in the financial industry and its connection to career development [1] Group 1: Event Overview - The event was co-hosted by Jiangsu Financial Regulatory Bureau, Jiangsu Insurance Industry Association, and Nanjing Agricultural University [1] - Key participants included officials from the Jiangsu Financial Regulatory Bureau, Jiangsu Insurance Industry Association, and representatives from Nanjing Agricultural University [1] Group 2: Course Content - A course titled "Seeking Stability in Risk, Moving Towards Integrity - A Required Lesson for Future Professionals" was presented by a young lecturer from Nanjing Jiangning Branch [1] - The course covered the essence of integrity in finance, the importance of ethical practices, key points in financial risk prevention, and how to implement integrity principles [1] Group 3: Impact and Future Plans - The event showcased the commitment of the insurance industry, particularly People’s Insurance Company of China (PICC), to social responsibility and the promotion of integrity culture [1] - The Jiangning Branch plans to continue enhancing the integrity practice system and strengthen the training of young lecturers to contribute to a clean financial ecosystem [1]

Core Viewpoint - The live broadcast focused on the theme "Clean Finance to Safeguard the New Future of Insurance," emphasizing the importance of clean financial culture in the insurance industry, particularly in Henan Province [1][3]. Group 1: Importance of Clean Financial Culture - Clean financial culture is seen as a crucial measure for promoting integrity and compliance within the insurance industry, significantly enhancing customer satisfaction and operational conduct [3][4]. - The insurance sector's response to disasters, such as the 2021 heavy rainfall, showcases the strength of clean culture in driving the industry back to its core mission of serving the real economy [3]. - Clean financial culture is essential for ensuring that insurance resources are directed towards ordinary consumers and farmers, thereby preventing corruption and ensuring risk protection [3][4]. Group 2: Implementation Practices - Various insurance companies shared their unique practices for embedding clean principles into their operations, such as the "Clean Finance Code" initiative by PICC Henan, which has engaged over 760,000 participants [5][6]. - Yong'an Insurance has implemented a self-underwriting system that reduces human intervention to over 90%, enhancing the integrity of the underwriting process [5][6]. - China Pacific Life Insurance has introduced educational initiatives and compliance mechanisms to ensure transparent operations and risk management [6]. Group 3: Challenges and Solutions - The industry faces challenges in forming a consensus on clean culture, with calls for stronger regulatory oversight and collaborative efforts among institutions [7]. - Key challenges include insufficient recognition of clean culture, incomplete execution of regulations, and a lack of cultural acceptance [7]. - Suggestions for improvement include enhancing party leadership, strengthening institutional execution, and fostering a shared understanding of clean practices across the industry [7]. Group 4: Future Trends - The integration of technology and the involvement of younger professionals are anticipated to drive the evolution of clean financial culture in the next 3 to 5 years [8]. - AI and blockchain technologies are expected to enhance risk management and transparency in transactions, while younger employees will promote innovative and engaging methods of clean culture communication [8]. - The vision for the future includes a collaborative approach combining technology, governance, and cultural resonance to foster a robust clean financial environment [8].

金融是国民经济的血脉，清廉金融文化是维护金融平安稳健运行，涵养行业风清气正政治生态的重 要保障。 北京作为首善之区，始终将清廉金融文化视为行业高质量发展的"压舱石"和"生命线"。在金融监管 总局北京监管局的坚强领导下，北京保险业积极探索实践，逐步构建起"监管引领、协会搭台、机构主 责、全员参与"的共建共治共享格局。 守正创新：以融合理念构建品牌矩阵"生态圈" 清廉文化必须植根于中国特色金融文化的沃土，并与中华优秀传统文化同频共振、深度融合，才能 根深叶茂、历久弥新。北京保险业积极践行这一理念，努力构建多层次、立体化、广覆盖的品牌宣 教"生态圈"。如果说清廉文化是行业的空气与水，那么，品牌矩阵就是输送这些养分的毛细血管。 古法今承，汲取"六廉"智慧。北京保险行业协会联合高校智库开展课题研究，深入挖掘国学经典中 的廉政思想精神；组织会员单位走进中国第一历史档案馆、中国邮政邮票博物馆，在专业人员的讲解中 感悟"公生明，廉生威"的千年古训，使廉洁理念更具历史厚重感。 2023年10月30日，习近平总书记在中央金融工作会议上强调，要在金融系统大力弘扬中华优秀传统 文化，坚持诚实守信、以义取利、稳健审慎、守正创新、依法合 ...

Core Viewpoint - The company emphasizes the integration of party building and business development, viewing it as essential for high-quality growth and financial services for the public [2][5][12]. Group 1: Party Building and Governance - The company regards party organization construction as a foundational project for its development, ensuring clear responsibilities and effective communication of party decisions at all levels [3][4]. - A modern governance system has been established, with the first party congress held in November 2024, enhancing political support for the company's growth [4]. - The company implements a "one post, dual responsibility" system to ensure accountability in party governance and compliance [4]. Group 2: Business Development and Innovation - The company adopts a "Party Building +" model to integrate party work with business development, aiming to fulfill its mission of "finance for the people" [5][6]. - Innovative consumer finance products have been launched, driven by a user experience team that incorporates customer feedback into product optimization [6][7]. - The company has successfully engaged over 1,800 users in its product experience program, leading to significant improvements in its app functionalities [6][7]. Group 3: Social Responsibility and Community Engagement - The company has served over 3 million new citizens, providing flexible credit solutions and achieving a loan scale exceeding 4.7 billion yuan [10]. - A comprehensive model for rural revitalization has been established, combining technology, financial services, and community support to enhance rural livelihoods [11]. - The company actively participates in financial literacy initiatives, aiming to protect consumers and enhance their financial awareness [11]. Group 4: Future Outlook - The company plans to continue enhancing its political foundation and commitment to serving the public, aiming to contribute more to economic and social development through quality financial services [12].

Core Viewpoint - The appointment of Xu Xiaozheng as the Deputy Director of the Shenzhen Financial Regulatory Bureau marks a significant move in enhancing the regulatory framework and promoting inclusive finance in Shenzhen, a region known for its financial innovation and development [1][8]. Group 1: Xu Xiaozheng's Background and Experience - Xu Xiaozheng, born in January 1979, has extensive experience in financial regulation, particularly in the field of inclusive finance, having previously served as the Deputy Director of the Inclusive Finance Department at the National Financial Regulatory Administration [2][4]. - During her tenure at the Chongqing Banking and Insurance Regulatory Bureau, she led the development of the "Jin Yu Wang" financial service platform, which integrated data from 19 municipal departments to connect over 170 banking and insurance institutions [2][3]. - Xu has emphasized the importance of promoting a culture of integrity in finance and has been involved in various initiatives aimed at supporting economic stability and poverty alleviation [3][4]. Group 2: Shenzhen Financial Sector Performance - As of the end of March 2023, the total assets of banks under the supervision of the Shenzhen Financial Regulatory Bureau reached 13.87 trillion yuan, with a loan balance of 9.79 trillion yuan [7]. - The manufacturing sector saw a loan balance of 1.62 trillion yuan, reflecting a year-on-year growth of 5.05%, with the average financing cost for new manufacturing loans dropping to 2.57%, a decrease of 79 basis points from the previous year [7]. - The financial sector in Shenzhen is actively supporting digital economy industries, technology enterprises, and green loans, with year-on-year growth rates of 6.66%, 7.23%, and 15.18% respectively [7]. Group 3: Strategic Importance of Xu's Appointment - Xu Xiaozheng's appointment is seen as a strategic move to deepen the collaboration between central and local regulatory bodies, which is crucial for fostering innovation and stability in Shenzhen's financial landscape [8]. - The regulatory framework in Shenzhen is evolving, with a focus on enhancing support for small and micro enterprises through innovative financial products like "Park Loans," which have shown significant growth [7][8].