大家保险将以此次宣传周为契机，持续践行"金融为民"使命，构建常态化、多元化金融知识普及机制， 为金融行业高质量发展贡献力量，做老百姓身边"靠谱、温暖"的风险守护者，助力美好生活。 为确保活动取得实效，大家保险集团及各子公司成立专项小组统筹全流程，以"金融为民"为出发点， 以"创新金融教育宣传"为切入点，构建全场景宣教矩阵。一方面，严格执行金融产品、销售渠道、目标 客户"三适当"管理要求，强化从业人员培训，杜绝虚假宣传与销售误导，规范自身及合作机构营销行 为，构建"内部管控+外部监督"双重防线，从源头护消费者权益；另一方面，推进线上线下宣教，线上 推出《一张保单的履职之路》AI 公益短视频，展现保险保障人民美好生活的功能作用。线下联合银行 设立"金融教育共建站点"，依托社区网格开展"风险提示上门"行动，深入农村、商圈、学校等场景，针 对"老年人、青少年、新市民、外籍人士、农民、残障人士"六大重点群体，以地域化表达、趣味化互动 形式普及金融知识。 大家人寿、大家财险、大家养老、大家资产等公司纷纷推出各具特色的宣教活动。大家人寿借"大家红 人"影响力，以短视频揭秘金融"黑灰产"，开展"寻失联之客・唤醒睡眠保单"行动 ...

金融消费者的信息安全权是受法律保护的重要权益，个人信息泄露不仅可能造成财产损失，更可能影响 个人信誉与社会安全。近年来，随着公众对个人信息保护的重视度不断提升，平安人寿山东分公司始终 以客户为中心，积极履行金融机构的社会责任，通过案例警示与专业建议，助力消费者提升风险防范能 力，共建安全和谐的金融环境。 三、陌生拜访"三步核验" 遇到自称金融机构人员的上门服务时，请保持理性判断： 以案为鉴：警惕信息泄露背后的连锁风险 近期，刘女士的遭遇为我们敲响了警钟。其爱人王先生在办理保单地址变更业务后，未妥善处理含有家 庭住址、保单信息等内容的业务批单，导致不法分子通过捡拾的凭证获取个人信息。随后，犯罪分子冒 充保险公司工作人员上门"回访"，诱导刘女士退保并购买所谓"高收益理财产品"。最终，刘女士不仅因 退保失去原有保障，所购"理财产品"更涉嫌非法集资，造成财产与权益的双重损失。 平安人寿山东分公司：四重防护，助您守好"钱袋子" 为避免类似事件发生，我们特别整理以下实用建议，帮助您筑牢金融安全屏障： 一、个人信息"无痕化"处理 日常办理金融业务时，请务必妥善保管取款凭条、业务批单、快递单据等含个人信息的材料。丢弃前， 建 ...

金融是国民经济的血脉，清廉金融文化是维护金融平安稳健运行，涵养行业风清气正政治生态的重 要保障。 北京作为首善之区，始终将清廉金融文化视为行业高质量发展的"压舱石"和"生命线"。在金融监管 总局北京监管局的坚强领导下，北京保险业积极探索实践，逐步构建起"监管引领、协会搭台、机构主 责、全员参与"的共建共治共享格局。 守正创新：以融合理念构建品牌矩阵"生态圈" 清廉文化必须植根于中国特色金融文化的沃土，并与中华优秀传统文化同频共振、深度融合，才能 根深叶茂、历久弥新。北京保险业积极践行这一理念，努力构建多层次、立体化、广覆盖的品牌宣 教"生态圈"。如果说清廉文化是行业的空气与水，那么，品牌矩阵就是输送这些养分的毛细血管。 古法今承，汲取"六廉"智慧。北京保险行业协会联合高校智库开展课题研究，深入挖掘国学经典中 的廉政思想精神；组织会员单位走进中国第一历史档案馆、中国邮政邮票博物馆，在专业人员的讲解中 感悟"公生明，廉生威"的千年古训，使廉洁理念更具历史厚重感。 2023年10月30日，习近平总书记在中央金融工作会议上强调，要在金融系统大力弘扬中华优秀传统 文化，坚持诚实守信、以义取利、稳健审慎、守正创新、依法合 ...

Market Overview - Global risk assets are showing significant differentiation under the dual narrative of "tariffs + interest rate cuts" [1] - Emerging markets are outperforming developed markets, with the South Korean Composite Index leading with a 33.28% increase [1] - The Hang Seng Index and Germany's DAX follow with increases of 24.14% and 19.77%, respectively [1] - The US stock market, represented by the Nasdaq and S&P 500, has seen increases of 8.32% and 7.10% [1] - A-shares in China have also performed well, with the Shanghai Composite Index and Shenzhen Component Index rising by 7.93% and 6.65% [1] Bond Market - Chinese government bond yields have shown a stable trend, with the 10-year yield fluctuating between approximately 1.66% and 1.75% [1] - In contrast, the US 10-year Treasury yield has decreased from 4.37% in early April to 4.22% by August 5, indicating rising expectations for interest rate cuts [1] Currency Market - The US dollar has begun to decline, with the dollar index dropping from 103.46 in March to 98.76 by August 5, a significant decrease [1] - The USD/CNY exchange rate is stable around 7.18, while the USD/JPY has depreciated to 147.18 [1] - The USD has appreciated against the Euro, with the exchange rate at 0.86 [1] Alternative Assets - Gold has performed exceptionally well, with the London spot gold price rising from approximately $3000/oz at the beginning of the year to $3375.30/oz by August 5, a 25.49% increase [2] - The oil market is under pressure, with ICE Brent crude oil down by 9.32% year-to-date [2] Family Office Trends - Global family offices are adjusting their risk tolerance and return expectations due to increasing geopolitical tensions and economic uncertainties [2][3] - Domestic family offices prioritize "preservation of value," shifting from "outpacing inflation" to "not losing is gaining" [3] - Overseas family offices are more open to single-digit returns in the current market environment [3] Asset Allocation - According to UBS's latest report, family offices plan to reduce cash holdings to only 6% by 2025, while increasing investments in alternative assets, particularly private debt [4] - There is a notable increase in the allocation to fixed income and cash-like assets, as well as a rise in consultations regarding family trusts and insurance products [4] - Family offices are extending their due diligence periods for private equity investments, focusing more on cash flow and dividend terms [4] Regional Asset Distribution - Family office wealth is primarily concentrated in North America and Western Europe, with 80% allocated to developed market stocks and bonds [6] - The allocation to North America is projected to be 53% in 2025, a slight increase from the previous year [6] - There is a gradual shift in investment focus, with some family offices reallocating from the US to European markets [6] Investment Opportunities - There is a growing interest in the Greater China region, with 19% of global family offices planning to increase investments there, up 3 percentage points from 2024 [7] - Future investment directions are expected to focus on emerging technologies, including pharmaceuticals, healthcare, electrification, and artificial intelligence [7] - Domestic family offices are increasingly looking overseas for high returns, with a notable rise in interest towards regions like Singapore, Hong Kong, and emerging markets [8]