7月11日下午，在龙岗区发展和改革局的指导下，龙城街道联合龙岗区城投产业发展运营有限公司，成 功举办国家高新技术企业认定、专精特新企业政策及"园区贷"产品解读宣讲会，吸引辖区近30家企业积 极参与。本次会议旨在通过政策、金融、法律等多维服务组合，精准赋能企业创新发展。 宣讲会聚焦企业核心需求，系统解读国家高新技术企业与专精特新中小企业申报政策。指导老师深入剖 析了本年度的优惠扶持措施、申报流程、材料准备要点，并结合往年企业申报中的常见难点，提炼实用 技巧和注意事项，帮助企业精准把握考核关键，有效提升申报质量，充分挖掘企业申报潜力。 在金融助力环节，依托区发改局搭建的平台，杭州银行与中信银行两家金融机构受邀到场。会议重点 对"园区贷"相关产品进行了详细解读，并通过现场银企互动，推动有融资意向的企业深入了解产品细 节。多家企业在交流中与银行达成初步合作意向，促进了融资需求从意向到落地的转化，清晰传递 了"政府搭台、金融助力"的积极信号，切实增强了企业对园区"金融赋能"服务的信任感和获得感。 针对科技型企业发展的合规需求，会议特邀泰和泰（深圳）律师事务所律师，就劳动用工管理与法律合 规进行了专业指导。内容覆盖从制定 ...

为做好东莞金融"五篇大文章"，进一步优化企业融资环境，近日，中共东莞市金融委员会办公室印发 《东莞市便利企业融资赋能高质量发展若干措施》。文件分五个部分，围绕强化金融资源供给、创新重 点领域金融服务、完善融资服务体系、加大财政金融协同力度和保障机制等维度，从22个方面提出若干 政策措施。 在支持制造业转型升级方面，《措施》提出，实施工业设备更新银行贷款贴息，对东莞市规上工业企业 在2024年至2026年期间获得在莞银行新发放的设备更新类贷款给予贴息1个百分点，每家企业每年贴息 最高500万元。 | 含 您现在所在的位置:首页 > 改务公开 > 政师文件 分享到:(6)(4)(4)(在) | | --- | | 中共东莞市委金融委员会办公室关于印发《东莞市便利企业融资赋能高质量发展若干措施》的通知 | | ○ 2025-07-04 09:43:10 来源:本网 发布机构:中共东莞市委金融委员会办公室 【字体: 大 中 小】 | | 各有关单位: | | 经市人民政府同意,现将《东莞市便利企业融资赋能高质量发展若干措施》印发给你们,请认真贯彻执行。 | | 中共东莞市委金融委员会办公室 | | 2025年6月30 ...

Core Viewpoint - Successful inclusive finance in China should achieve significant results in six areas: broader access to basic financial services, easier financing for businesses, stronger financial support for rural development, improved financial consumer education and protection, enhanced financial risk prevention, and a more complete inclusive finance support mechanism [1] Group 1: Inclusive Finance Development - Hengfeng Bank has consistently focused on serving the real economy and supporting small and micro enterprises through product innovation and technology empowerment, significantly contributing to inclusive finance [1] - As of May 2025, Hengfeng Bank's small and micro loan balance reached 179.808 billion yuan, a 9.62% increase from the beginning of the year, with a notable rise in loans to manufacturing and technology enterprises [1] Group 2: Growth Metrics - From 2019 to 2024, Hengfeng Bank's inclusive small and micro loan balance grew from 11.3 billion yuan to 57 billion yuan, with an average annual compound growth rate exceeding 38%, and the number of clients increased from under 9,000 to over 34,000 [9] - Hengfeng Bank has successfully reduced the average interest rate on small and micro loans by 30 basis points since the beginning of the year, enhancing financial support for small enterprises [9] Group 3: Financial Product Innovation - Hengfeng Bank has developed a diverse range of inclusive financial products, including five major offline product categories and six online product categories, to meet the varied financial service needs of small and micro clients [14] - The bank has launched specialized products for different sectors, such as "Park Loan" for industrial park enterprises and "Science and Technology Loan" for technology-based small enterprises [14] Group 4: Digital Transformation - Hengfeng Bank is advancing its digital transformation by building a digital credit comprehensive service system, which has facilitated the issuance of inclusive loans totaling 6.6 billion yuan, with a remaining balance exceeding 5 billion yuan [12] - The bank has established a digital model system for credit processes, implementing various digital projects to enhance operational efficiency [13] Group 5: Regional Focus and Support - Hengfeng Bank is expanding its financial services based on regional characteristics, launching products tailored to local economic needs, such as "Good Cow Quick Loan" and "Good Grain Quick Loan" in Shandong [16] - The bank is committed to supporting rural revitalization by developing a comprehensive financial service system that integrates various industry models and local advantages [17]

兴业银行广州分行相关负责人表示，以此次合作为契机，兴业银行广州分行为客户上线了园区生态服务 平台，为企业进行数字化赋能，助力企业实现运营标准化、管理数字化、服务智能化，从非传统金融的 角度，全方位加强园区企业合作。 值得注意的是，在双方合作的基础上，兴业银行广州分行以园区为阵地，为与益云智慧物流园内的观岚 供应链、云聚供应链等15家入园企业陆续推出金融服务方案，结合园内企业厂房按揭、科技贷、普惠贷 等需求，为益云供应链等园区建设运营商提供金融支持及数字化赋能，助推广州供应链智慧物流产业升 级。 据悉，近年来，兴业银行广州分行积极响应国家战略，长期致力于服务湾区实体经济，紧紧围绕产业园 区发展需求，探索金融支持园区建设与科技企业成长的创新路径，推动"园区＋科技"融合发展，为广东 区域的产业升级注入源源不断的"兴"动力。截至 2025 年 5月末，广州分行服务园区金融客户超2.8万 户，融资余额超1000亿元。授信客户覆盖新能源、信息科技、生物制药、半导体、低空经济、光伏等行 业。 6月26日，在第14届中国（广州）国际金融交易·博览会（以下简称金交会）现场，兴业银行广州分行与 广州益云供应链科技有限公司签订产融 ...

作为广州市重点项目，坐落在荔湾区的广州国际智能科技园以构建"生产、生活、生态"融合的科技主题创新园区为目标，大力推进制造业、服务业"两业 融合"。园区集聚了超250家总部型和技术型都市工业企业，覆盖工业设计、智能装备等前沿领域，为区域及大湾区产业升级发展提供重要支撑。其中，山 姆会员商店定于2025年底在园区正式开业，有力推动形成"先进制造+高端商业"协同发展新格局。 会上，由工控产业园集团牵头打造的广州市产业园区智慧生态服务体系发布，该体系将通过智慧化、生态化服务，实现政府及园区引商育商、安商稳商、 以商招商的全生命周期服务，为广州产业链集聚提供全方位支持。 活动现场，广州市产业园区智慧生态服务体系首批签约合作伙伴亮相，工商银行股份有限公司等12家优质金融及专业服务机构将与工控产业园集团携手， 为园区入驻企业提供定制化园区贷、企业股权融资、产业链协同等赋能服务，构建园区产业发展新优势。 6月26日-27日，第十一届广州国际投资年会在广州举办。由市投发委办、市国资委主办，广州工控集团旗下工控产业园集团承办的产业发展空间推介活动 作为投资年会系列活动同步举行，展示广州11区及6家市属国企带来的产业空间前沿动态， ...

激活产业链"毛细血管" 广东作为全国制造业高地，产业链升级与科技创新需求旺盛。浙商银行广州分行紧扣区域经济脉搏，切 实做好金融服务制造业"链"上发力，助力构建良好产业链生态圈。 围绕广东省重点产业链"链主"客群，打造能源、建工、汽车、通讯、家电等十大行业差异化融资方案， 推出全场景、全链条、全产品数智供应链金融综合服务。如与南方电网深化合作，推出"电链通"系列拳 头产品，是南方电网唯一一家全面打通上下游产业链的合作银行。 针对链上企业客户不同情况，在主体授信基础上，增加评判交易的信用、物的信用、数据的信用，并通 过大数据风控模型，解决不同场景授信难题。如与致景科技平台进行信息系统对接，解决纺织行业海量 中小微企业融资难、融资贵问题。 今年《政府工作报告》提出，"因地制宜发展新质生产力，加快建设现代化产业体系"。作为改革开放的 前沿阵地，广东正以"再造一个新广东"的魄力，抢抓全球科技革命与产业变革机遇，以实体经济为根 基，推动创新链、产业链、资金链深度融合，加快培育新质生产力。 在此进程中，浙商银行广州分行立足区域发展实际，聚焦制造业客群，创新构建场景金融新模式，将金 融服务深度融入产业链核心场景，精准滴灌产业 ...

在三代社保卡即时制卡区，该行配备了便携式制卡设备。由工作人员现场演示，通过该行小程序线上渠 道提交申请、现场制换卡，全程不超过5分钟。 兴业银行广州分行与广州益云供应链科技有限公司签订产融合作协议，全面加快益云科创中心建设。记 者了解到，截至今年5月末，兴业银行广州分行园区金融余额已突破1000亿元。 6月26日，第14届中国（广州）国际金融交易·博览会（简称"金交会"）在广州正式启幕。 这场为期三天的金融盛会以"金融聚力扩内需 驱动产业新格局"为主题，不仅是粤港澳大湾区金融创新 的展示窗口，更藏着诸多与市民生活息息相关的实惠体验。2万平方米的展馆里，312家金融机构带来8 大主题展区，从政策落地到数字人民币消费，从黄金珠宝优惠到金融历史情景剧，让市民既能触摸金融 服务实体经济的脉搏，又能享受"金融+生活"的便民福利。 启动仪式上，5大金融新平台集中授牌格外亮眼：广州金融强市建设智库联盟将为金融决策提供智力支 撑，数字人民币"广信预"平台用技术保障消费预约安全，广州市湾区国际重组中心助力跨境资产优化配 置。同时，51个产融对接项目现场签约超710亿元，《广州市打造特殊资产管理新模式工作白皮书》 与"全国颠覆性 ...

Group 1 - The transformation of China's economy towards a "technology-industry-finance" model has made industrial parks a core driver for regional economic upgrades, leading to increased competition among financial institutions for park financing [1][2] - Guangzhou and Shenzhen are key economic engines in Guangdong Province, with industrial parks playing a crucial role in local industrial restructuring and high-quality development [2] - The "20+20" industrial space layout plan aims to establish 20 advanced manufacturing parks and 20 technology innovation clusters by 2035 in Shenzhen [2] Group 2 - Industrial parks provide comprehensive support for the entire lifecycle of enterprises, facilitating the integration of financial resources as a core competitive advantage [2][3] - Companies like Dingjia Technology and Aosong Electronics have benefited from financial support facilitated by the Guangzhou Development Zone's state-owned asset supervision authority, overcoming early-stage financing challenges [3][4] - Aosong Electronics has achieved nearly 100% market share in domestic capacitive temperature and humidity sensors, showcasing the success of financial backing in fostering local innovation [3][4] Group 3 - Financial institutions are evolving from mere "fund providers" to "industry enablers," offering tailored financial services that integrate industry, technology, and finance [5] - The establishment of specialized financial service platforms and products, such as the "1+3+N" and "1+4+N" service systems, aims to meet the diverse needs of enterprises within industrial parks [5] - The "Park Loan" initiative, launched by Shenzhen's financial regulatory bodies, provides high-amount, low-interest, and unsecured loans to small and micro enterprises in parks, enhancing collaboration among banks, park management, and guarantee institutions [6]

n a (C) - 76 NV t C A 南方都市報 此外，"政补贷"是通过搭建数字平台，对接政务数据、企业数据(政府奖补资金、纳税、社保等)，为中 小微企业精准增信。目前已发放信用贷款198笔，额度3.69亿。"龙华资本贷"，是由龙华资本与建设银 行深圳分行合作，为龙华资本参股及投资的企业开发的专属信用贷款产品。发行额度人民币20亿元。包 括三个子产品，具体包括初创贷(见投即贷，单户不超过1000万元)、中型科技易贷(单户1000万-5000万 元)、大型企业产链贷(5000万以上)。"人才贷"是为优质人才的企业，发放单户不超过1000万元、期限不 超过2年的信用贷款。 深圳首款金融公共数据产品"龙数贷"上线以来累计放款234笔、额度4.34亿元 去年9月5日龙华区发布的深圳首款金融公共数据产品"龙数贷"也属于龙华"数字云贷"系列产品，该产品 将政府产业部门补贴数据与金融机构的风控模型相融合，上线以来累计放款234笔、额度4.34亿元，有 效缓解了科创型中小企业的融资压力。 去年10月18日，平安产险深分在龙华区推出全市首单中试综合保险产品。该产品融合"保险+服务"的理 念，涵盖了中试研发投入、中试安全责 ...

Core Viewpoint - Hengfeng Bank actively engages in supporting small and medium-sized enterprises (SMEs) through financial services, showcasing its commitment to serving the real economy and addressing the financing needs of businesses in Shandong Province [3][4]. Group 1: Financial Support Initiatives - Hengfeng Bank participated in the "Together to Benefit Enterprises, Financial Assistance to Enterprises" event organized by the Shandong Provincial Political Consultative Conference, conducting on-site research to understand the financial service needs of local enterprises [1]. - The bank has developed a series of financial products, such as "Park Loan," tailored for park enterprises, covering various stages of development, including property acquisition and operational financing [3]. Group 2: Loan Growth and Performance - As of May 2025, Hengfeng Bank's micro-loan balance reached 179.808 billion yuan, reflecting a year-to-date growth of 9.62%, with a significant increase in loans to manufacturing and technology enterprises [3]. - The bank has established partnerships with 120 park operators and supported over 1,500 enterprises, enhancing its service model to meet diverse financial needs [3]. Group 3: Cost Reduction Measures - Hengfeng Bank is focused on reducing financing costs for enterprises, with the average interest rate for micro-loans decreasing by 30 basis points since the beginning of the year, effectively addressing the issue of high financing costs [4].