Core Viewpoint - The Chinese automotive supply chain continues to face significant challenges, particularly regarding delayed payments to suppliers despite recent regulatory changes aimed at improving payment timelines [2][4][6]. Group 1: Payment Delays and Supplier Struggles - Many suppliers are still not receiving payments on time, with some suppliers reporting that the promised 60-day payment period is not being honored by all automakers [6][10]. - The new regulations intended to support small and medium-sized enterprises (SMEs) have had limited impact, as the culture of delayed payments persists in the industry [4][12]. - Suppliers often prefer to maintain good relationships with purchasing personnel rather than pursue legal or governmental channels to resolve payment issues, indicating a reliance on personal connections within the supply chain [4][12][22]. Group 2: Variability Among Suppliers - International and monopolistic suppliers do not face the same payment issues, as they hold more negotiating power in their relationships with automakers [5][21]. - Smaller suppliers, particularly those in lower tiers of the supply chain, experience longer payment delays, often facing payment terms of 3 to 6 months [9][11]. - The payment practices vary significantly between traditional automakers and newer electric vehicle companies, with some traditional manufacturers reportedly paying more promptly [7][19]. Group 3: Regulatory Framework and Compliance - The revised "Regulations on Payment to SMEs" mandates that large enterprises must pay SMEs within 60 days of delivery, yet compliance remains inconsistent [4][8]. - Despite the regulations, practices such as using acceptance bills for payment continue to be prevalent, allowing automakers to extend payment timelines [9][14]. - The Ministry of Industry and Information Technology has established a platform for reporting non-compliance with payment commitments, but suppliers are hesitant to utilize it due to fear of jeopardizing business relationships [23][25]. Group 4: Industry Dynamics and Competition - The competitive landscape in the automotive industry exacerbates the issue of delayed payments, as suppliers feel pressured to maintain business at the expense of their financial stability [20][22]. - Suppliers often prioritize business over profit, leading them to tolerate delayed payments rather than risk losing contracts [22][26]. - The overall environment of intense competition contributes to a culture where timely payments are not prioritized, further complicating the financial health of suppliers [20][26].

账期不仅关乎利润，更关乎生死 电商平台出现后，平台成了大零售商，尤其以自营电商模式为主的平台，更多地扮演了传统零售商 的角色。平台企业较线下零售，波及商家的范围更广、影响程度更深，大型平台玩弄账期游戏，商 家愈发苦不堪言。 超长账期，已经成为中小企业不可忽视的隐性经营成本，甚至导致企业经营困难。消除这一行业痼 作者 丨 瀚星 中国人自古讲究"落袋为安"，钱只有放进自己的口袋里，才算是实际收益，企业经营也不例外。账 款能够及时"落袋"，是企业现金流健康的前提之一。 但近些年来，因账期过长而引发的中小企业经营困难的案例频现。 账期，是指从供货商供货到零售商付款的时间周期。供货商希望账期越短越好，这样可以迅速回笼 资金，支持持续生产。 双方地位对等时，合理的账期可以让钱和货更加高效地运转；但当话语权失衡，账期便成了双方博 弈的武器。一些体量较大的企业，甚至将账期延长到数月甚至半年以上。 疾，迫在眉睫。 时间就是生命线 对中小商家而言，现金流就是血液，时间就是生命线。 2022年，小有名气的蓝牙耳机代工厂库珀电子，因大量成品积压和跨境卖家拖欠货款，导致公司资 金链断裂，被迫停产并解散全部员工。 2024年，有500万 ...