四、人民币个人大额存单增加83亿元，非金融企业保证金存款增加507亿元 10月份，人民币贷款增加178亿元，同比多增159亿元。分部门看，住户部门贷款增加1亿元 ，其中，短 期贷款减少47亿元，中长期贷款增加48亿元；企（事）业单位贷款减少73亿元，其中，短期贷款减少45 亿元，中长期贷款减少111亿元，票据融资增加84亿元；非银行业金融机构贷款增加72亿元。外币贷款 增加25亿美元，同比多增26亿美元。 二、人民币境内企（事）业单位票据融资增加84亿元 央行上海总部发布2025年10月份上海货币信贷运行情况。 10月末，上海本外币存款余额24.08万亿元，同比增长9.1%，增速比上月末高0.7个百分点。人民币存款 余额22.78万亿元，同比增长8.9%，增速比上月末高0.7个百分点；外币存款余额1835亿美元，同比增长 13.5%，增速比上月末高2.5个百分点。 一、人民币贷款增加178亿元，外币贷款增加25亿美元 10月份，人民币存款增加2366亿元，同比多增1450亿元。其中，住户存款减少1158亿元，同比多减1119 亿元；非金融企业存款减少192亿元，同比少减309亿元；财政性存款增加384亿元，同 ...

Core Insights - The People's Bank of China (PBOC) and the State Administration of Foreign Exchange (SAFE) held a press conference focusing on the financial statistics of Beijing for Q3 2025, highlighting the implementation of policies and their effectiveness [1] Financial Statistics - In the first three quarters of 2025, the monetary credit in Beijing operated steadily, with various loans growing rapidly and an optimized credit structure, supporting high-quality economic development in the capital [1] - As of the end of September, the total RMB loans in Beijing reached 12.02 trillion yuan, a year-on-year increase of 7.6%, with a growth rate 0.3 percentage points higher than at the end of June [1] - Corporate loans increased by 8.6% year-on-year, maintaining rapid growth throughout the year, while household loans grew by 6.3%, with a steady increase in growth rate compared to June [1] Loan Increment Analysis - In terms of incremental loans, RMB loans increased by 489.6 billion yuan in the first three quarters, which is 178.9 billion yuan more than the same period last year [1] - Corporate loans accounted for 430.3 billion yuan of the total increase, representing 87.9% of the total loan increment, with a year-on-year increase of 279.1 billion yuan [1] - Household loans increased by 101.4 billion yuan, which is 68.6 billion yuan more than the previous year [1]

9月17日，中国人民银行上海总部公布2025年8月上海货币信贷运行情况。数据显示，8月末，上海本外 币贷款余额12.8万亿元，同比增长7.1%，增速比上月末低0.7个百分点。人民币贷款余额12.22万亿元， 同比增长7.3%，增速比上月末低0.8个百分点；外币贷款余额815亿美元，同比增长3.5%，增速比上月末 高1.9个百分点。 8月份，人民币贷款增加47亿元，同比少增839亿元。分部门看，住户部门贷款增加175亿元 ，其中短期 贷款增加69亿元，中长期贷款增加106亿元；企（事）业单位贷款减少149亿元，其中短期贷款增加57亿 元，中长期贷款增加30亿元，票据融资减少181亿元；非银行业金融机构贷款减少36亿元。外币贷款增 加14亿美元，同比多增15亿美元。 8月末，上海本外币存款余额23.47万亿元，同比增长8.6%，增速比上月末高1.2个百分点。人民币存款 余额22.2万亿元，同比增长8.7%，增速比上月末高1.4个百分点；外币存款余额1788亿美元，同比增长 7%，增速比上月末低1.3个百分点。 8月份，人民币存款增加3923亿元，同比多增2960亿元。其中，住户存款增加79亿元，同比少增369亿 ...