Group 1 - The core viewpoint of the news is the successful launch of the integrated foreign currency account by Nanjing Bank Hangzhou Branch, which meets the multi-currency settlement needs of a technology company in Zhejiang [1][2] - The technology company, established in 2015 with a registered capital of 10 million yuan, primarily provides cloud services to overseas clients and has a high demand for multi-currency settlements [1] - The integrated foreign currency account simplifies the account opening process, significantly improves operational efficiency, and supports multi-currency settlements, providing a more efficient solution for cross-border capital flow [1][2] Group 2 - The integrated foreign currency account is an important innovation promoted by the People's Bank of China to enhance cross-border financial management [2] - As one of the first pilot institutions in Zhejiang Province, Nanjing Bank Hangzhou Branch aims to support more small and micro enterprises in expanding their international markets [2] - This business model reduces financial costs and operational difficulties for enterprises by managing multiple currencies through a single account, aligning with the bank's commitment to serve the real economy with professionalism and efficiency [2]