Market Overview - The A-share major indices showed mixed performance, with the Shanghai Composite Index up by 0.52% at 3628.53 points, while the Shenzhen Component Index fell by 0.06% and the ChiNext Index decreased by 0.71% [1] - The total trading volume in the Shanghai and Shenzhen markets reached 110.22 billion yuan, a decrease of 43.6 billion yuan compared to the previous day, with over 2000 stocks rising [1] Sector Performance - The film and cinema sector experienced a significant rally, with stocks like Happiness Blue Ocean achieving five consecutive trading limits, and Jin Yi Film and Ciweng Media hitting the daily limit. The summer box office surpassed 5.5 billion yuan, with "Nanjing Photo Studio" grossing over 600 million yuan [1] - The overnight international oil price increased by over 3%, leading to a rise in oil and gas stocks, with Keli Co. and Tongyuan Petroleum both rising by over 5% [1] - The innovative drug sector maintained its momentum, with Dongcheng Pharmaceutical and Chenxin Pharmaceutical hitting the daily limit [1] - The financial sector saw a "de-involution" trend, with bank stocks generally rising, including Ping An Bank and Postal Savings Bank, both increasing by nearly 2% [1] Declining Sectors - The battery sector faced significant declines, with Xinyu Ren and Zhengye Technology both dropping by over 5% [1] - The diversified financial concept stocks fell, with Nanhua Futures decreasing by nearly 7% and Zhongyou Capital dropping by nearly 6% [1] - The rare earth permanent magnet concept stocks also saw widespread declines, with Shenghe Resources and Huahong Technology both falling by over 6% [1]

◎记者 黄坤 银行保险业打响"反内卷"攻坚战。近期，广东、安徽、宁夏、浙江宁波等地金融监管部门与行业协会相 继发声，整治"内卷式"竞争，抵制不正当竞争手段，促进金融业健康发展。 业内人士认为，金融机构应从金融市场和客户需求出发，立足各自功能定位和资源禀赋，从"拼价 格"向"拼服务"转型，通过挖掘下沉市场潜能、优化金融服务质效、数字化转型赋能等方式打造差异化 竞争优势，不断提升稳健发展能力和服务实体经济能力。 多地抵制"内卷式"竞争 整治金融业"内卷式"竞争，正在从广东扩展至多地。 广东金融业率先提出"反内卷"，并发布自律公约。上海证券报记者获悉，广东金融监管部门近日已印发 银行业、保险业"内卷式"竞争负面清单，指导行业协会研究制订反不正当竞争自律公约，推动行业治理 迈入制度化、规范化轨道。 7月末，安徽宣城市银行业协会倡议：坚持合规经营，抵制内卷，严守利率定价底线；聚焦增量市场， 优化金融服务质效；强化行业自律，共建合作机制等。 剑指无序价格战 金融业"内卷"直接体现在价格竞争上。近年来，消费贷利率跌破3%、变相贴息揽储、低价争夺客户等 现象层出不穷，由此带来了恶性循环。 "大型银行资金成本低，金融供给足。大 ...