在深圳市光明区的工厂聚集区，就有这样一家有着地道家乡味的湘菜店，它已开业5年多，老板邓庆 （化名）是一个守着"家乡味"的湖南人，还是位有着军旅底色的退役军人。 从军营到创业，一碗湘菜中的"深圳追梦记" 邓庆的人生，一半是钢铁军旅，一半是烟火餐饮。18岁那年，他穿上军装。谈起当年在部队的日子，邓 庆语气里满是自豪，"部队磨练太重要了，这股'不退缩'的劲，后来全用在了创业上。" "深圳是湖南人的第二故乡。"这句常被湖南人挂在嘴边的话，藏着最朴素的乡愁——一口鲜香麻辣的湘 菜下肚，漂泊的牵挂便有了归处。 2005年底，20岁的邓庆退伍，和许多湖南老乡一样，他带着部队发的一身迷彩服、一个迷彩包南下，一 待便是20年。 这份"家乡味"的受欢迎程度，有数据为证：据深圳市烹饪协会湘菜专业委员会统计，深圳的湘菜门店数 量一度超7000家，仅次于长沙位列全国第二。 有人说"深圳是湖南人的第二故乡"，邓庆深以为然，一口湘菜解乡愁，抚平了多少拼搏路上的牵挂。正 是这份对家乡味的思念，让他和同乡在5年前决定开一家湘菜店。 最初，6个股东凑钱起步，可后来有人觉得不赚钱陆续退出，现在只剩邓庆咬牙坚持，"不是不想放弃， 是舍不得，毕竟做了 ...

新华财经成都7月14日电（记者袁波）记者14日从邮储银行四川省分行获悉，四川省首笔"创业担保贷款 +稳岗扩岗专项贷款"组合贷款在遂宁成功发放，这标志着该行和遂宁市在创新金融助企稳岗模式上迈 出重要一步。 遂宁市就业服务管理局创业指导科科长邵天成介绍："帝森汽配制造公司此次获得贷款共931万元，其中 创业担保贷款600万元、稳岗扩岗专项贷款331万元，企业将按规定获得政府财政贴息。" "此次申请金融贷款，主要是用于生产。目前公司有一线员工200余人，随着生产规模的扩大，还要新增 就业岗位。"遂宁帝森汽配制造有限责任公司总经理唐霞表示，公司主要生产汽车零部件，近年来开发 了比较多与新能源汽车相关业务，随着产品种类和数量增加，以及市场不断拓展，公司需要更多的流动 资金。 发挥金融助力企业稳定和扩大就业岗位支持作用是促进高质量充分就业的重要举措。今年上半年，人力 资源社会保障部印发《关于进一步加大金融助企稳岗扩岗力度的通知》，重点就完善稳岗扩岗专项贷 款、加大金融助企稳岗扩岗力度提出五项措施。 近年来，遂宁市以"提速惠企、增效利民"为目标，不断优化"创业担保贷款+"业务流程，实现"创业担保 贷款+稳岗扩岗专项贷款"同 ...

Group 1 - Employment is prioritized in the government's agenda, with a focus on stabilizing and expanding job opportunities amid complex external environments [1] - The Huayuan Economic Industrial Park in Guangdong is expected to create approximately 7,000 new jobs in 2024 and around 12,000 jobs by 2025 through the introduction of over 27 projects [2] - The Jinjiang region has seen a significant increase in new business entities, with 12,800 new operating entities in Q1, reflecting a year-on-year growth of over 37% [3] Group 2 - The government has implemented various financial support measures to stabilize employment, including a loan program that has disbursed 12 billion yuan to 2,896 companies, helping them maintain and expand jobs [4] - Local governments are providing tax incentives and startup subsidies to encourage entrepreneurship, which is expected to significantly boost job creation [5] - In Chengdu, a startup incubator is offering free rent and financial rewards to entrepreneurs, resulting in the creation of 50 jobs, with plans to hire an additional 10 high-skilled workers [6] Group 3 - Training programs funded by the government are being conducted to enhance job seekers' skills and improve their employability, with a focus on matching training with market demands [7] - The Waterbei community employment station has conducted 126 training sessions, benefiting over 3,156 participants, while the Chengdu Robotics Innovation Center has trained over 12,000 individuals in emerging industries [8]

Core Viewpoint - The Ministry of Human Resources and Social Security has issued a notice to enhance the special loan policy for stabilizing and expanding employment, focusing on lowering application thresholds, expanding the range of eligible entities, increasing credit limits, reducing interest rates, and innovating loan models to support small and micro enterprises and stabilize job positions [1][2]. Group 1: Loan Policy Enhancements - The special loan for stabilizing and expanding employment was established in 2022, with over 64 billion yuan disbursed to 80,000 small and micro enterprises, helping to stabilize and expand 5.3 million jobs [1]. - The updated policy relaxes the application criteria from maintaining employment numbers to allowing a reduction in employment levels below the previous year's urban unemployment rate control target [1][2]. Group 2: Credit Limit and Interest Rate Adjustments - The maximum credit limit for small and micro enterprises has been increased from 30 million yuan to 50 million yuan, while individual applicants can now apply for up to 10 million yuan [2]. - The interest rates for loans are set to a maximum of 4% and a minimum of 2.9%, which is expected to lower financing costs for enterprises [2]. Group 3: Application Process and Support - Eligible enterprises or individuals can apply for loans through local branches of the Bank of China, with local human resources departments assisting in verifying the operational status of the entities [2]. - Local human resources departments will also create a recommended list of enterprises for the special loan, and there will be efforts to expand the range of cooperating banks and explore digital loan products [2]. Group 4: Innovative Loan Models - The policy introduces a combined loan approach, allowing applicants to merge "entrepreneurial guarantee loans" with special employment stabilization loans to meet financing needs that exceed the loan limits [3]. - This combination aims to enhance the convenience of obtaining loans by streamlining the application process and reducing the time required for approval [3].

Industry Investment Rating No investment rating information is provided in the report. Core Viewpoints - Focus on the development of downstream applications in the digital industry [1] - The financial industry expands the scope of loan support and increases the credit limit [1] Summary by Directory Middle - view Event Overview Production Industry - The National Press and Publication Administration solicits opinions on the "Regulations on Promoting National Reading (Draft for Comment)", supporting the development of digital reading [1] Service Industry - The Ministry of Human Resources and Social Security expands the scope of the special loan for stabilizing and expanding employment to include individual business owners, and raises the maximum credit limit for small and micro - enterprises to 50 million yuan and 10 million yuan for individuals [1] Industry Overview Upstream - Energy: International oil prices fluctuate [1] - Chemical: Polyethylene prices continue to decline [1] - Building Materials: Cement and building material prices continue to decline [1] - Non - metal: Natural rubber prices decline slightly [1] - Black: Coke prices decline [1] Middle - stream - Chemical: PTA operating rate declines compared to the same period; the operating rates of urea, PX, and polyester increase compared to the same period [2] Downstream - Real Estate: The sales of commercial housing in first - and second - tier cities are weaker than the same period [3] - Service: The number of international flights increases, while the number of domestic flights decreases compared to the same period [3] Market Pricing - Industry credit spreads fluctuate slightly [4] Industry Credit Spread Tracking | Industry | Year - to - date | One - quarter ago | One - month ago | Last week | This week | Quantile | | --- | --- | --- | --- | --- | --- | --- | | Agriculture, Forestry, Animal Husbandry and Fishery | 77.60 | 92.21 | 79.41 | 87.29 | 84.25 | 15.60 | | Mining | 50.64 | 49.73 | 47.63 | 55.04 | 49.71 | 29.00 | | Chemical | 77.06 | 91.61 | 67.80 | 74.85 | 69.44 | 14.80 | | Steel | 57.83 | 60.30 | 57.20 | 64.78 | 58.69 | 19.50 | | Non - ferrous Metals | 63.81 | 57.44 | 56.18 | 65.10 | 59.26 | 28.40 | | Electronics | 71.75 | 75.15 | 80.49 | 87.83 | 79.59 | 53.20 | | Automobile | 85.62 | 80.96 | 65.90 | 72.33 | 52.70 | 0.00 | | Household Appliances | 61.09 | 56.22 | 53.92 | 58.28 | 50.56 | 12.70 | | Food and Beverage | 59.00 | 45.53 | 44.39 | 53.57 | 46.32 | 14.00 | | Textile and Apparel | 76.82 | 57.97 | 56.89 | 64.33 | 55.64 | 10.80 | | Light Industry Manufacturing | 252.03 | 202.77 | 197.14 | 205.58 | 201.09 | 14.70 | | Pharmaceutical Biology | 69.15 | 75.61 | 65.88 | 77.40 | 72.41 | 28.60 | | Public Utilities | 41.14 | 35.91 | 33.18 | 40.03 | 34.73 | 28.40 | | Transportation | 49.26 | 39.69 | 36.57 | 42.87 | 39.54 | 16.90 | | Real Estate | 328.68 | 193.60 | 152.71 | 151.38 | 139.80 | 13.70 | | Commercial Trade | 65.60 | 53.18 | 51.82 | 60.18 | 53.50 | 15.50 | | Leisure Services | 76.21 | 98.68 | 108.37 | 108.00 | 103.97 | 92.60 | | Bank | 34.48 | 27.28 | 30.86 | 31.64 | 29.38 | 55.20 | | Non - bank Finance | 42.22 | 38.93 | 35.55 | 41.14 | 36.49 | 18.50 | | Comprehensive | 77.36 | 54.33 | 50.67 | 56.24 | 51.27 | 5.20 | | Building Materials | 53.59 | 49.32 | 46.51 | 55.78 | 48.88 | 27.00 | | Building Decoration | 59.58 | 58.42 | 56.64 | 62.39 | 57.36 | 16.90 | | Electrical Equipment | 79.81 | 85.02 | 82.75 | 95.68 | 87.87 | 52.00 | | Machinery and Equipment | 51.08 | 45.71 | 44.36 | 52.15 | 46.52 | 29.80 | | Computer | 100.49 | 83.35 | 69.85 | 76.46 | 68.52 | 5.70 | | Media | 208.09 | 48.00 | 44.56 | 53.78 | 47.76 | 3.40 | | Communication | 52.39 | 39.68 | 37.28 | 43.96 | 35.53 | 9.20 | [42] Key Industry Price Index Tracking | Industry Name | Index Name | Frequency | Unit | Update Time | Current | YoY | 5 - day Trend | | --- | --- | --- | --- | --- | --- | --- | --- | | Agriculture | Spot price of corn | Daily | Yuan/ton | 3/24 | 2210.0 | 0.26% | | | | Spot price of eggs | Daily | Yuan/kg | 3/24 | 6.8 | 0.75% | | | | Spot price of palm oil | Daily | Yuan/ton | 3/24 | 9704.0 | - 0.16% | | | | Spot price of cotton | Daily | Yuan/ton | 3/24 | 14928.7 | - 0.02% | | | | Average wholesale price of pork | Daily | Yuan/kg | 3/24 | 21.1 | 0.24% | | | Non - ferrous Metals | Spot price of copper | Daily | Yuan/ton | 3/24 | 81146.7 | 1.44% | | | | Spot price of zinc | Daily | Yuan/ton | 3/24 | 24148.0 | 0.20% | | | | Spot price of aluminum | Daily | Yuan/ton | 3/24 | 20823.3 | - 0.48% | | | | Spot price of nickel | Daily | Yuan/ton | 3/24 | 130300.0 | - 0.65% | | | | Spot price of aluminum | Daily | Yuan/ton | 3/24 | 17393.8 | - 0.07% | | | | Spot price of rebar | Daily | Yuan/ton | 3/24 | 3186.7 | - 0.95% | | | Ferrous Metals | Spot price of iron ore | Daily | Yuan/ton | 3/24 | 790.8 | - 0.79% | | | | Spot price of wire rod | Daily | Yuan/ton | 3/24 | 3367.5 | - 1.46% | | | | Spot price of glass | Daily | Yuan/square meter | 3/24 | 15.2 | 1.00% | | | Non - metal | Spot price of natural rubber | Daily | Yuan/ton | 3/24 | 16636.0 | 0.46% | | | | China Plastic City Price Index | Daily | - | 3/24 | 856.5 | - 0.60% | | | | Spot price of WTI crude oil | Daily | US dollars/barrel | 3/24 | 68.3 | 1.64% | | | Energy | Spot price of Brent crude oil | Daily | US dollars/barrel | 3/24 | 71.6 | 1.46% | | | | Spot price of liquefied natural gas | Daily | Yuan/ton | 3/24 | 4222.0 | 1.93% | | | | Coal price | Daily | Yuan/ton | 3/24 | 789.0 | - 2.23% | | | | Spot price of PTA | Daily | Yuan/ton | 3/24 | 4877.3 | 1.25% | | | | Spot price of polyethylene | Daily | Yuan/ton | 3/24 | 8033.3 | - 1.65% | | | Chemical | Spot price of urea | Daily | Yuan/ton | 3/24 | 1963.0 | 4.58% | | | | Spot price of soda ash | Daily | Yuan/ton | 3/24 | 1538.0 | - 1.28% | | | | National cement price index | Daily | - | 3/24 | 148.9 | - 1.10% | | | Real Estate | Comprehensive building material index | Daily | Points | 3/24 | 117.5 | - 0.76% | | | | National concrete price index | Daily | Points | 3/24 | 100.5 | 0.04% | | [43]