南方财经记者 庞成 广州报道 广东是民营经济大省，加大对民营经济高质量发展的金融支持力度，是落实金融服务实体经济根本宗旨 的重要体现。 9月29日，以"金融粤动力 民企展宏图"为主题的2025世界粤商大会金融助力高质量发展专题会在广州举 行。围绕如何推动金融助力民营经济实现更高质量、更有效率、更加公平、更可持续的发展，成为多位 与会嘉宾热议话题。 "金融赋能民营经济，对于金融机构来说，既是政治担当，又是战略选择。"作为金融机构代表，中国工 商银行广东省分行党委委员、副行长童志军在会上表示，广东金融要做好"加减乘除"法，构建全周期、 全链条、陪伴式金融服务新生态。 会上，广东省委金融办二级巡视员刘凯文作专题报告时，介绍了近年来广东金融支持民营经济的"成绩 单"：截至今年8月末，广东省民营企业贷款余额8.68万亿元，较年初增长2759亿元，同比增长1.2%；小 微企业贷款余额超5.8万亿元，较年初增长5714亿元，同比增长15.6%。 2024年以来，广东新增上市企业30家，其中28家为民营企业，募集资金177.36亿元，位居全国前列；新 上市民企总市值超3000亿元，位居全国第一。 与此同时，广东还不断完善政策 ...

Group 1 - The core focus of the Industrial Bank Jinan Branch is to support and serve the private economy, enhancing the efficiency and quality of financial services through innovation and digital transformation [1] - The bank has launched a series of innovative products tailored to the operational characteristics of private enterprises, including supply chain financing, cross-border financing, intellectual property financing, and online financing [1] - The bank aims to provide comprehensive services that combine financing and intelligence, utilizing big data and intelligent technologies to assist private enterprises in achieving sustainable development [1] Group 2 - A private automotive parts company in Rizhao, Shandong, is the only enterprise in the province producing a full range of commercial vehicle steering knuckles, emphasizing technological innovation with 42 national patents [2] - The company faced liquidity pressure near the end of the year, prompting the bank's client manager to create a customized service plan, resulting in the approval and disbursement of a credit loan of 10 million yuan to address its working capital needs [2] - As of December 2024, the loan balance for private enterprises in Rizhao reached 3.769 billion yuan, with an increase of 1.592 billion yuan since the beginning of the year, providing strong financial support for the development of private enterprises [2]

Core Viewpoint - The initiative "Financial Water Nourishes Private Enterprises" in Jingzhou, Hubei, aims to enhance financial services for local private enterprises, driving their high-quality development through targeted financial support and innovative loan products [1] Group 1: Financial Support Initiatives - The People's Bank of China Jingzhou Branch has established a collaborative mechanism involving local government departments to improve financial services for private enterprises, resulting in a loan balance of 114.9 billion yuan by April 2025, a year-on-year increase of 12.16% [1] - The bank has effectively utilized structural monetary policy tools to reduce financing costs for private enterprises, with a total of 19.23 billion yuan in agricultural and small enterprise re-loans supporting 1,153 small enterprises [3] - The "301" online credit loan model has been promoted, allowing 94,900 small micro-enterprises to obtain 10.58 billion yuan in credit loans, with a year-on-year growth of 20.35% in the balance of inclusive small micro-enterprise credit loans [4] Group 2: Case Studies of Successful Financing - A textile enterprise in Jingzhou received a 50 million yuan smart manufacturing loan, significantly reducing financing costs by nearly 1 million yuan through a combination of re-loans and fiscal subsidies [2] - A biotechnology company was granted a 15 million yuan pure credit loan within a week, utilizing the knowledge value credit loan policy, which helped the company expand production in response to increased market demand [4] - A small enterprise focused on green intelligent factory construction received an 8 million yuan working capital loan through the "Very 5+1" service mechanism, demonstrating the efficiency of tailored financial solutions [5] Group 3: Innovative Financing Models - The Jingzhou Branch has implemented a dual-track financing connection system combining online and offline approaches, facilitating quick loan applications through the "Chutian Loan Code" and regular government-bank-enterprise connection activities [6] - The "Very 5+1" service mechanism has been established to provide customized solutions for enterprises facing financing challenges, coordinating efforts among various stakeholders to address complex issues [6] - In the first quarter of this year, 12 government-bank-enterprise connection events were organized, resulting in signed credit agreements totaling 51.6 billion yuan [6]

Group 1 - The core viewpoint of the article is the collaboration between Shanxi Provincial Federation of Industry and Commerce and Industrial and Commercial Bank of China (ICBC) Shanxi Branch to promote high-quality development of private enterprises through a financial empowerment action plan [1][3] - The action plan aims to establish a closed-loop mechanism involving precise enterprise recommendations, targeted banking services, and policy collaboration to enhance financial support for private enterprises in Shanxi [1][3] - Over the next three years, the initiative will focus on a "dual breakthrough and one ecosystem" goal, creating customized financial services tailored to the needs of private enterprises in each city [1][3] Group 2 - The Shanxi Provincial Federation of Industry and Commerce and ICBC Shanxi Branch have been actively supporting the growth of private enterprises by providing more products, updated technologies, better services, and higher efficiency [3] - The leadership of ICBC Shanxi Branch emphasizes the commitment to solving financing difficulties faced by private enterprises and enhancing the financial service system across all stages and scenarios [3] - The initiative is expected to strengthen the financial support policies and ensure the healthy and high-quality development of the private economy in Shanxi [3]