上市银行陆续披露2025年半年度报告。已披露财报的上市银行中，贵阳银行业绩"双降"。 贵阳银行近几年的业绩压力徒增，该行也采取降本增效的手段来平衡业绩。2024年，该行员工数5888 人，工资及福利支出25.25亿元，人均薪酬42.88万元。而2023年该行员工数5912人，按同口径计算人均 薪酬43.52万元，2024年人均薪酬下降6400元。今年上半年，贵阳银行的职工工资及福利为11.70亿元， 同比下降2.68%。 与此同时，贵阳银行的高管加薪有点让人侧目。资料显示，去年，贵阳银行董事长、行长、副行长、监 事长等均有不同程度的涨薪。其中，监事长孟海滨薪酬增加最多，相对2023年增长30.12万元，董事长 张正海则涨薪28.54万元。 不过具体来看，张正海在2019年和2020年的薪酬为83万多元，2021年薪酬124万元，此后有所降薪， 2023年只拿了66万元，2024年则又涨至94.6万元，其中包含2021年至2023年任期激励收入31.3万元。 净利息收入下滑严重 贵阳银行上半年整体业绩不佳表现，主要是一季度影响较大。今年第一季度，贵阳银行的营业收入为 30.29亿元，同比下降16.91%。 关于 ...

Group 1 - The core viewpoint of the report indicates that China Merchants Bank experienced a decline in both operating income and net profit for Q1 2025 compared to the previous year, with operating income at 83.751 billion yuan, down 3.09%, and net profit at 37.286 billion yuan, down 2.08% [1] - The bank's net interest income increased by 1.92% year-on-year, reaching 52.996 billion yuan, while non-interest income saw a significant decline of 10.64%, totaling 30.755 billion yuan [1] - As of the end of Q1 2025, the total assets of China Merchants Bank reached 12.529 trillion yuan, a growth of 3.11% from the end of the previous year, with total loans and advances at 7.125 trillion yuan, up 3.44% [1] Group 2 - The bank's non-interest income accounted for 36.72% of total operating income, with net fee and commission income at 19.696 billion yuan, down 2.51% year-on-year, while other net income fell by 22.19% to 11.059 billion yuan, primarily due to the impact of rising market interest rates on the fair value of bond and fund investments [1] - In terms of asset quality, as of the end of Q1 2025, the non-performing loan balance was 66.743 billion yuan, an increase of 1.133 billion yuan from the end of the previous year, with a non-performing loan ratio of 0.94%, a slight decrease of 0.01 percentage points [2] - The bank's provision coverage ratio stood at 410.03%, down 1.95 percentage points from the end of the previous year, and the loan provision ratio was 3.84%, down 0.08 percentage points [2]