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全国首个第三方平台预付式消费模式落地
Core Viewpoint - The event "Assured Consumption in Beijing: Consumer Rights Guaranteed" marks a proactive exploration of market-oriented reforms in the prepaid consumption sector, aimed at boosting consumer confidence and creating a secure consumption environment [1] Group 1: Regulatory Framework - Beijing has introduced the "Beijing Single-Purpose Prepaid Card Management Regulations" to address issues in the prepaid consumption sector, enhancing the supervision of prepaid funds across various industries such as education, culture, technology, commerce, and sports [1] - The capital's market regulatory authorities are collaborating with consumer associations to explore new scenarios and models in the prepaid consumption sector, encouraging platform enterprises to take social responsibility [1][2] Group 2: New Product Offerings - Meituan has launched the "Assured Consumption Series" prepaid products specifically for the education, fitness, and beauty sectors, designed to address refund difficulties while complying with the relevant fund custody regulations [2] - The new product model includes "online ordering and per-use/month redemption," providing consumers with a "flexible payment, store closure, platform compensation" guarantee, ensuring that consumers are compensated in case of store closures [2] Group 3: Consumer Awareness - The Beijing Consumer Association emphasizes three key points for consumers engaging in prepaid consumption: rational spending, careful contract signing, and timely resolution of disputes [3] - Consumers are advised to avoid impulsive purchases, be cautious of verbal promises from merchants, and to clarify refund terms in contracts to prevent economic losses [3]