稿源：长沙晚报 2026-01-07 08:27 以提案之力聚发展之智 以实干担当赴时代征程 陈昌佳在长沙市政协十三届五次会议上作提案工作情况报告 长沙晚报1月6日讯（全媒体记者 田也）1月6日上午，在中国人民政治协商会议长沙市第十三届委员会 第五次会议上，市政协副主席陈昌佳受政协长沙市第十三届委员会常务委员会委托，向大会报告长沙市 政协十三届四次会议以来的提案工作。 一年来，市政协常委会坚持以习近平新时代中国特色社会主义思想为指导，深入学习贯彻中共二十大和 二十届历次全会精神，全面落实习近平总书记关于加强和改进人民政协工作的重要思想，以及对政协提 案工作的指示要求，紧扣中心大局，精准建言资政。四次会议以来，共征集提案499件，审查立案425 件。截至2025年11月底，所有立案提案均已办结答复，一件件高质量提案，转化为推动发展、惠及民生 的有效举措，为推进中国式现代化长沙实践贡献了政协智慧、凝聚了委员力量。 紧扣发展大局，精准建言赋能现代化长沙建设 委员们胸怀"国之大者"、聚焦"省会要事"，围绕长沙高质量发展与现代化建设，提出提案184件，立案 166件。 聚焦构建现代化产业体系，建议打造人工智能应用之城、 ...

转自：北京日报客户端 培训机构换老板后，课程质量悄然下滑，销售人员陆续离职，最终突然关门跑路——背后并非经营不 善，而是专业诈骗。近日，上海警方破获一起"职业闭店人"合同诈骗案，打掉一个作案团伙，抓获4名 犯罪嫌疑人，涉案金额逾百万元。 近年来，在早教、健身等高度依赖预付消费的领域，"职业闭店人"不时现身，成为侵害消费者权益的顽 疾。过去，他们多以"顾问"身份出谋划策，安排"职业背债人"，帮助原经营者"金蝉脱壳"。在这起案件 中，套路再度升级，"职业闭店人"两头吃：不仅以"收购、继续经营"为幌子骗取原机构经营者的转让费 用，还以"隐瞒转让、低价赠课"为由骗取家长课时费。 形式虽翻新，内核却未变：物色目标、策划闭店，招募"背债人"、变更法人、制造假象、诱导充值…… 环环相扣，步步为营。"职业闭店"绝非正常的市场退出，而是有预谋的诈骗行径。 要铲除"职业闭店"的滋生土壤，除了加强事后惩处，更需加强事前预防，从源头精准堵住恶意逃废债的 空子。扎紧入口关，在企业股权或法人变更环节嵌入风险评估机制，对频繁接手预付类企业、无实际经 营能力的主体提高审查门槛；守住资金池，加快完善预付资金第三方存管制度，确保消费者预付款专款 ...

今年以来，甘肃省白银市会宁县人民检察院探索建立"数字赋能+公开听证+检察建议"工作模式，全面 加强预付式消费领域专项监督，有效解决预付卡消费领域突出问题，全力筑牢预付式消费"安全防线"。 会宁县检察院依托"单用途预付卡规范治理"大数据法律监督模型，从海量数据中筛查出各行业发行预付 卡的商家主体线索117条；依托市、县两级检察机关协调联动机制，通过线上追溯投诉数据、线下实地 走访调查，发现50家商户存在店铺转让后新旧商家"踢皮球"、高价扣除赠品价值等变相拒绝退费行为， 严重损害消费者合法权益。 该院随即邀请县商务局、县文体广电和旅游局等行政主管部门参加公开听 证会，对案情进行详细介绍，清晰展示相关证据，深入浅出地剖析加强预付式消费监管的必要性，促使 各方就推动发卡企业积极备案、加强日常管理等重点工作达成共识。针对调查中发现的预付卡未备案、 未建立资金风险防控机制等问题，会宁县检察院向行政主管部门制发检察建议，推动建立从发卡备案、 资金监管到纠纷调处、退费保障的"全链条"监管闭环。 马启栋 张国强 转自：法治日报 （来源：法治日报） ...

率先建立跨部门监管体系 面对预付式消费领域长期存在的监管难题，福田区扎实开展预付式经营治理工作，通过构建全链条监管体 系，推进预付式源头治本工程。截至目前，福田区预付式消费纠纷逐年下降，消费环境持续向好。 "登记限制+信用约束"强化失信惩戒。针对"闭店跑路"类经营主体，组织属地街道核查资金流向、租金拖欠、 消费纠纷等情况，基于核查情况与信息共享，对数十家问题商家设置商事登记变更限制，形成"全面排查-即 时报送-快速标记"的闭环警示体系，有效遏制了责任主体"金蝉脱壳"逃避法律责任。 系统构建风险摸排机制 早防早处效能充分彰显 把风险化解于萌芽状态，才能真正守护消费者权益。为实现风险防范关口前移，福田区系统搭建了多方参 与、动态更新的风险摸排机制。 福田区以数字化赋能风险防控，构建"平台纳管+动态摸排"的风险防控网络。在原有预警监管平台的基础上， 积极发动消费者通过"预付码上查"平台自主申报预付式经营主体信息，联合行业主管部门、街道、物业公司 及美团等平台多方发力，实现全区一万余家预付式经营主体纳管。 ▲工作人员在福田CBD开展预付式消费宣传提醒。受访单位提供 协同治理作用有效发挥 福田区市场监管部门发挥牵头统筹 ...

Core Viewpoint - The article discusses the increasing issues related to prepaid consumption in various sectors, highlighting the need for regulatory measures to protect consumer rights and ensure a fair market environment [1][3][5]. Group 1: Regulatory Actions - Chengdu's relevant departments, including the Education Bureau and Health Commission, are set to implement action plans to address the issues in prepaid consumption, aiming to establish a long-term regulatory mechanism [1][5]. - A new platform called "Chengdu Prepaid Protection" will be launched to build trust between consumers and businesses, facilitating better oversight of prepaid funds [1][7]. Group 2: Consumer Protection Measures - The Supreme People's Court has issued legal guidelines for handling prepaid consumption disputes, effective from May 1, to provide clarity for consumers and businesses [5]. - The Chengdu government will introduce specific measures targeting various sectors, including education and fitness, to promote sustainable industry development and protect consumer interests [5][9]. Group 3: Market Regulation Strategies - The initiative will involve multiple strategies, including the establishment of a comprehensive service platform for prepaid consumption, enhancing contract regulation, and improving dispute resolution channels [7][9]. - Regular monitoring and early warning systems will be implemented to detect potential risks in the market, along with increased exposure of non-compliant businesses [9].

Core Viewpoint - Meituan launched the "Anxin Study" program in Wuhan to enhance consumer confidence in prepaid education services by offering flexible payment options and refund guarantees [6][8][10] Group 1: Program Overview - The "Anxin Study" initiative allows consumers to purchase short-term course packages with a pay-per-class model, ensuring funds are held in a regulated account until services are rendered [6][9] - Over 20,000 educational institutions across more than 200 cities have joined the "Anxin Study" program, offering over 40,000 courses [8] Group 2: Consumer Protection Measures - The program addresses issues of prepaid consumption disputes, which have been prevalent in the education sector, by implementing a transparent and controllable payment system [9] - Refund policies are in place for consumers if institutions fail to deliver services or if they are dissatisfied after partial use [6][9] Group 3: Institutional Support - Meituan provides various support measures for participating educational institutions, including resource assistance, commission discounts, and marketing support to help reduce customer acquisition costs [7][8] - The initiative aligns with local government efforts to enhance the safety of prepaid funds in the education sector, contributing to a broader regulatory framework [8][10] Group 4: Market Impact - The "Anxin Study" program is expected to serve as a model for prepaid consumption safety across various industries, including fitness and beauty, by establishing a replicable framework for consumer protection [8][10] - The program has already shown positive results for participating institutions, with significant increases in customer inquiries and conversion rates [9]