面对库克的声明，普尔特在社交媒体强硬回应："文件证据才是关键，而非推文辩解。"他周三接受采访 时更警告，抵押贷款欺诈对联邦住房贷款银行构成"生存威胁"，并表示将提起诉讼。 不过，前拜登政府住房与城市发展部首席副总法律顾问本·克鲁贝斯指出，联邦住房金融局极少对个人 消费贷款进行如此细致的审查，"若属常规抽查，三名民主党公职人员被同时列为调查对象且细节被公 开，实属异常"。 参议院银行委员会资深民主党人伊丽莎白·沃伦则明确批评："用联邦机构当政治工具解职独立理事，违 背基本准则。我支持问责美联储官员，但特朗普的真实目的显然是恐吓整个美联储系统，为其失败经济 政策转移视线。"这场围绕金融监管与政治干预的博弈，正成为美国政坛新焦点。 智通财经APP获悉，美联储理事丽莎·库克通过发言人以电子邮件形式发表声明称："我无意因社交媒体 上的指控被迫辞职。作为美联储成员，我严肃对待个人财务历史相关问题，目前正在整理准确信息以回 应合理质疑。"这番表态直接回应了美国总统特朗普的辞职要求。 此前，联邦住房金融局局长比尔·普尔特致信司法部长帕姆·邦迪，指控库克在两笔抵押贷款中涉嫌伪造 银行文件和财产记录以获取优惠贷款条件，可能构成刑 ...

Core Viewpoint - The Hong Kong dollar has shown a significant rebound against the US dollar, rising from a continuous level of 7.85 to surpass the 7.82 mark, indicating a strong recovery trend in the exchange rate [1] Group 1: Exchange Rate Movements - As of August 15, the Hong Kong dollar to US dollar exchange rate was reported at 7.81823, with a daily low of 7.81330, reflecting a robust upward movement [1] - The recent rise in the exchange rate has seen it break through four key levels, demonstrating a strong rebound [1] Group 2: Hong Kong Monetary Authority (HKMA) Interventions - The HKMA has intervened in the market by buying Hong Kong dollars to maintain exchange rate stability, purchasing 33.76 billion HKD on August 14 and 70.65 billion HKD on August 13 [3] - Following these interventions, the total balance in the Hong Kong banking system fell to 53.716 billion HKD [3] Group 3: Currency Peg Mechanism - The currency peg system in Hong Kong, implemented since 1983, allows for normal fluctuations of the Hong Kong dollar against the US dollar, with specific actions taken when the exchange rate hits certain thresholds [4] - The HKMA has intervened multiple times this year, buying over 110 billion HKD since the end of June, reflecting its commitment to maintaining the currency peg [4] Group 4: Market Reactions and Investor Behavior - The tightening of market liquidity due to HKMA interventions has led some investors to close their short positions on the Hong Kong dollar, resulting in a decline in the USD/HKD spot price [5] - Factors such as the Federal Reserve's monetary policy, stock market conditions, and global financial market trends will continue to influence the exchange rate dynamics [5]

8月14日，香港证券及期货事务监察委员会（香港证监会）和香港金融管理局（香港金管局）就近期稳定币相关市场波动发表联合声明称，针对任何可 能损害市场廉洁稳健的操纵或欺诈行为，将采取严厉行动。 声明中指出，留意到近期出现与稳定币概念相关的市场波动。这些波动看似源于拟在香港申请稳定币发行人牌照、从事相关活动或探讨此类计划可行性 等相关的公告、新闻、社交媒体帖文或市场揣测。部分声称亦提及近期曾与香港金融监管当局接触。 香港金管局重申，在考虑稳定币发行人牌照申请时将采取稳健及审慎方式，并设立较高的门槛。香港金管局强调，表达意向或提交稳定币牌照申请，以 及金管局与相关机构的沟通，只是申请牌照的过程，最终获发牌照与否将视乎申请是否符合发牌条件。 鉴于这些计划或申请结果存在重大不确定性，上述由市场情绪或投机驱动的波动突显了在市场狂热时保持警惕的必要性。股价剧烈波动可能导致非理性 决策，使投资者面临不必要的风险。香港证监会与金管局呼吁公众应保持谨慎，深入分析相关资讯，避免只基于市场炒作或价格势头作出非理性投资决策。 公众应谨记在波动环境中作出深思熟虑及有根据的决定，对于减低风险至为重要。 另外，声明指出，市场参与者在进行公众沟 ...

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) issued a joint statement urging the public to exercise caution regarding recent market volatility related to stablecoins, emphasizing the importance of making informed investment decisions rather than reacting to market speculation [1][2]. Group 1: Market Volatility and Regulatory Response - The HKMA and SFC noted that recent market fluctuations related to stablecoins appear to stem from announcements regarding the application for stablecoin issuer licenses in Hong Kong, as well as speculation in news and social media [2]. - The HKMA reiterated that it will adopt a prudent approach when considering applications for stablecoin issuer licenses, setting high standards for approval [2][3]. - The statement highlighted the significant uncertainty surrounding these plans or application outcomes, underscoring the need for vigilance during market exuberance to avoid irrational decision-making [2]. Group 2: Investor Guidance and Market Integrity - The HKMA and SFC called on the public to conduct thorough analyses of relevant information and to avoid making irrational investment decisions based solely on market hype or price momentum [2]. - The SFC emphasized the importance of understanding the risks associated with investments in stablecoins and warned investors to be cautious of unverified claims, particularly those circulating on social media [3]. - The SFC has a dedicated market surveillance team and advanced systems in place to monitor trading activities in Hong Kong, committing to take strict action against any manipulative or fraudulent behavior that could undermine market integrity [3]. Group 3: Market Performance Data - According to Wind data, the Hong Kong stablecoin index has seen a continuous increase since April 8, with daily fluctuations exceeding 10% and a cumulative increase of over 130% [3].

Core Viewpoint - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) issued a joint statement regarding recent market volatility related to stablecoins, emphasizing the need for caution among investors [1] Group 1: Market Volatility - Recent market fluctuations appear to be driven by announcements and speculations regarding the application for stablecoin issuer licenses in Hong Kong [1] - The HKMA noted that these fluctuations highlight the necessity of maintaining vigilance during market exuberance, as stock price volatility can lead to irrational decision-making [1] Group 2: Regulatory Approach - The HKMA reiterated that it will adopt a prudent and robust approach when considering applications for stablecoin issuer licenses, setting high entry barriers [1] - Communication with relevant institutions and the expression of intent to apply for a stablecoin license are part of the application process, and the issuance of licenses will depend on compliance with licensing conditions [1] Group 3: Public Caution - The HKMA and SFC urged the public to remain cautious and to analyze information thoroughly, avoiding decisions based solely on market speculation or price momentum [1] - Market participants are encouraged to act responsibly in public communications to prevent misleading investors or creating unrealistic expectations [1]

Group 1 - The Hong Kong Monetary Authority (HKMA) and the Securities and Futures Commission (SFC) have issued a joint statement regarding recent market fluctuations related to stablecoins, which appear to stem from announcements and speculations about applying for stablecoin issuer licenses in Hong Kong [1] - The HKMA reiterated that it will adopt a prudent and robust approach when considering applications for stablecoin issuer licenses, setting high thresholds for approval [2] - The statement emphasizes that expressing intent or submitting a license application does not guarantee approval, as the final decision will depend on whether the application meets licensing conditions [2] Group 2 - The recent market volatility driven by speculation highlights the necessity of maintaining vigilance during periods of market enthusiasm, as significant price fluctuations can lead to irrational decision-making and expose investors to unnecessary risks [2]

Group 1 - The State Council's press conference introduced personal consumption loan interest subsidy policies and service industry loan interest subsidy policies, emphasizing their importance to financial consumers [2] - The Financial Regulatory Administration will guide loan institutions to strengthen their responsibilities and optimize financial services to ensure effective implementation of the personal consumption loan interest subsidy policy [2] - Loan institutions are required to conduct differentiated credit granting based on market principles, setting reasonable loan limits, terms, and interest rates while ensuring timely disbursement of funds [2][3] Group 2 - Loan institutions must enhance their information systems to identify eligible consumption information, including single purchases below 50,000 yuan and significant expenditures in key areas such as automobiles, education, and healthcare [3] - There will be strict supervision of loan institutions to ensure compliance with the regulations set by the Ministry of Finance regarding the management of loan funds and risk control [3] - The Financial Regulatory Administration will incorporate the execution of personal consumption loan interest subsidy policies into daily supervision, ensuring the authenticity and compliance of subsidy data and related materials [3]

人民财讯8月13日电，8月13日，金融监管总局新闻发言人、政策研究司司长郭武平在国新办新闻发布会 上表示，金融监管总局将引导贷款经办银行严格按照行业管理部门审核结果申领贴息资金，并动态跟踪 贷款流向，加强资金用途管控，确保资金合规和有效使用。同时，将指导各金融监管总局加强日常持续 监管，配合地方财政部门强化业务指导，督促经办银行加强贷款管理，防范贴息资金套取挪用风险。 ...

人民财讯8月13日电，8月13日，金融监管总局新闻发言人、政策研究司司长郭武平在国新办新闻发布会 上表示，经办机构需对贴息数据和相关材料的真实性、合规性、准确性负责，金融监管总局也会督促贷 款经办机构总部建立健全内部核查和处理机制，发现问题及时纠正，加强金融消费者权益保护；同时， 指导各金融监管局将个人消费贷款贴息政策的执行情况纳入日常持续监管，配合财政部门对贷款经办机 构贴息资金的申请、拨付、清算等情况开展核查。 ...

Group 1 - The National Financial Supervision Administration, along with the People's Bank of China and the China Securities Regulatory Commission, held the second meeting to strengthen the protection of financial consumers and investors, focusing on addressing prominent issues harming consumer rights [1] - The meeting reported on the financial consumer complaints situation for the first half of 2025 and discussed the governance of the financial consumption environment and recent financial education activities [1] - Emphasis was placed on a problem-oriented approach to address key areas of consumer complaints, enhance inter-departmental collaboration, and improve financial literacy and risk prevention capabilities among the public [1] Group 2 - Local authorities, such as the Beijing Financial Regulatory Bureau, have initiated concentrated rectification actions against illegal lending intermediaries, aiming to protect consumers' legal rights [2] - The first joint meeting on financial consumer and investor protection was held in November 2024, marking the establishment of a coordination mechanism for consumer protection [2] - In May of this year, a meeting was convened to address cross-market and cross-field consumer protection issues and to arrange financial education initiatives [2]