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Regions Financial (RF) Reports Next Week: Wall Street Expects Earnings Growth
ZACKS· 2025-07-11 15:00
Regions Financial (RF) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on July 18. ...
Truist Financial Corporation (TFC) Reports Next Week: Wall Street Expects Earnings Growth
ZACKS· 2025-07-11 15:00
The market expects Truist Financial Corporation (TFC) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on July 18, might help the stock move higher if these key numbe ...
Private Bancorp of America, Inc. (PBAM) Earnings Expected to Grow: Should You Buy?
ZACKS· 2025-07-11 15:00
The market expects Private Bancorp of America, Inc. (PBAM) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other ...
Ally Financial (ALLY) Expected to Beat Earnings Estimates: Can the Stock Move Higher?
ZACKS· 2025-07-11 15:00
Wall Street expects a year-over-year decline in earnings on higher revenues when Ally Financial (ALLY) reports results for the quarter ended June 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on July 18, might help the stock move higher if these key numbers are better than expectation ...
Rise in NII & Fee Income to Aid PNC Financial's Q2 Earnings
ZACKS· 2025-07-11 14:50
Core Viewpoint - PNC Financial Services Group, Inc. is expected to report improved revenues and earnings for Q2 2025, driven by higher net interest income and fee income, despite rising expenses and provisions for credit losses [1][11][18]. Financial Performance Expectations - The earnings surprise history of PNC is strong, with an average surprise of 8.39% over the last four quarters [2]. - The Zacks Consensus Estimate for Q2 earnings per share is $3.56, reflecting a year-over-year increase of 7.9% [18]. - Total revenues are projected at $5.62 billion, indicating a 3.8% year-over-year increase [18]. Net Interest Income (NII) - NII is expected to rise by 1-2% in Q2 2025, supported by stable funding and deposit costs [3][4][11]. - The Zacks Consensus Estimate for NII is $3.55 billion, representing a sequential increase of 2% [5]. Loan Growth - Average loans are anticipated to increase by 1% sequentially, with projections indicating a 1.4% rise [4][5]. - Demand for commercial, industrial, real estate, and consumer loans has remained solid [4]. Non-Interest Revenues - Mortgage revenues are expected to decline by 2.7% sequentially, with estimates at $130.4 million due to stable mortgage rates [6][7]. - Asset management and brokerage income is projected to see a slight decline, with the consensus estimate at $387.8 million [8][10]. - Card and cash management revenues are expected to rise by 4.9% sequentially, with estimates at $726.4 million [12]. Expenses and Asset Quality - Non-interest expenses are projected to be stable at $3.43 billion, despite ongoing investments in technology and digitalization [13][14]. - Provisions for credit losses are expected to increase to $252.5 million, a sequential rise of 15.3% [15]. - Non-performing assets (NPAs) are estimated at $2.38 billion, indicating a 2.2% increase from the previous quarter [16]. Market Conditions - Global M&A activity has improved, with deal-making resuming towards the end of the quarter despite initial market volatility due to tariff announcements [9].
Is Banco Bilbao Viscaya Argentaria (BBVA) Outperforming Other Finance Stocks This Year?
ZACKS· 2025-07-11 14:41
The Finance group has plenty of great stocks, but investors should always be looking for companies that are outperforming their peers. Has Banco Bilbao (BBVA) been one of those stocks this year? Let's take a closer look at the stock's year-to-date performance to find out.Banco Bilbao is a member of our Finance group, which includes 870 different companies and currently sits at #5 in the Zacks Sector Rank. The Zacks Sector Rank considers 16 different groups, measuring the average Zacks Rank of the individual ...
一地农商行高管集体降薪15%
21世纪经济报道· 2025-07-11 14:39
记者丨林本森 编辑丨肖嘉 日前,南方财经记者注意到,正在A股候场的广东南海农商银行发布的招股书显示,该行2024 年人均薪酬再次下降,为28.03万元,降幅1.37%。具体而言,高层、中层、基层员工人均薪酬 分别为177.05万元、93.73万元、25.08万元。 若按员工岗位划分,该行高层、中层、基层员工人数分别为13人、127人、3483人,2024年人 均薪酬分别为177.05万元、93.73万元、25.08万元,较2023年均有不同程度下降。其中,高层 人均薪酬降幅最大,达14.56万元,中层、基层则分别人均降薪0.2万元、0.39万元。 值得注意的是,该行董监高"带头降薪",2024年该行董监高人员薪酬总额为2386万元,较 2023年的2808万元,减少了421万元,薪酬总额占该行同期利润的0.88%。 南海农商银行前身系1952年成立的南海农村信用社,2011年完成改制并挂牌开业。截至2024 年末,该行资产规模为3316.90亿元。 招股书显示,该行近年的业绩呈现出一定波动。2022年至2024年期间,该行营业收入分别为 69.86亿元、68.61亿元和64.29亿元,连续下滑,年均复合增长率 ...
《金融机构产品适当性管理办法》自2026年2月1日起施行
Zheng Quan Ri Bao· 2025-07-11 14:33
Core Viewpoint - The National Financial Regulatory Administration has introduced the "Measures for the Appropriateness Management of Financial Institutions' Products" to enhance consumer protection and risk management in the financial sector, effective from February 1, 2026 [1][2]. Group 1: Regulatory Framework - The new measures apply to investment products with uncertain returns that may lead to principal loss, including wealth management products, asset management trust products, and insurance products [2][3]. - Financial institutions are required to understand both the products they offer and their customers, ensuring appropriate products are sold through suitable channels [3]. Group 2: Consumer Protection - Financial institutions must classify investment products by risk level and manage them dynamically, providing special protection for ordinary investors through enhanced risk assessments and disclosures [3]. - For insurance products, institutions must conduct demand analysis and financial capability assessments for policyholders, particularly for investment-linked insurance products [3]. Group 3: Supervision and Compliance - The regulatory body will enforce compliance, with penalties for institutions and responsible personnel that violate the appropriateness management regulations [3]. - Future efforts will focus on guiding industry self-regulation, enhancing supervision of compliance, and fostering consumer risk awareness to protect financial consumers' rights [3].
Stay Ahead of the Game With Goldman (GS) Q2 Earnings: Wall Street's Insights on Key Metrics
ZACKS· 2025-07-11 14:16
The upcoming report from Goldman Sachs (GS) is expected to reveal quarterly earnings of $9.43 per share, indicating an increase of 9.4% compared to the year-ago period. Analysts forecast revenues of $13.5 billion, representing an increase of 6% year over year.The consensus EPS estimate for the quarter has been revised 1.1% lower over the last 30 days to the current level. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.Prior to a ...
Seeking Clues to Synovus (SNV) Q2 Earnings? A Peek Into Wall Street Projections for Key Metrics
ZACKS· 2025-07-11 14:16
Core Viewpoint - Analysts forecast that Synovus Financial (SNV) will report quarterly earnings of $1.25 per share, reflecting a year-over-year increase of 7.8%, with revenues expected to reach $583.84 million, a 90.7% increase compared to the previous year [1] Earnings Projections - Over the last 30 days, there has been a 1% upward revision in the consensus EPS estimate for the quarter, indicating analysts' reassessment of their initial forecasts [2] - Changes in earnings projections are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate trends and short-term stock price movements [3] Key Metrics Forecast - Analysts project the 'Net interest margin, taxable equivalent' to be 3.3%, up from 3.2% in the same quarter last year [5] - The 'Efficiency ratio - TE' is expected to be 53.6%, a significant improvement from 98.2% reported in the same quarter last year [5] - The estimated 'Average Balance - Total interest earning assets' is $55.51 billion, compared to $54.85 billion in the same quarter last year [6] - 'Non-performing Assets (NPAs)' are projected to reach $289.74 million, up from $256.93 million a year ago [6] - 'Non-performing Loans (NPLs)' are expected to be $288.95 million, compared to $256.11 million in the same quarter last year [7] - The 'Tier 1 Capital Ratio' is forecasted at 11.3%, down from 11.7% reported in the same quarter last year [7] Income Estimates - The consensus estimate for 'Net interest income taxable equivalent' is $466.25 million, compared to $436.35 million in the same quarter last year [8] - 'Net Interest Income' is expected to be $462.13 million, up from $435.00 million in the same quarter last year [8] - 'Mortgage banking income' is projected at $4.47 million, compared to $3.94 million in the same quarter last year [9] - 'Service charges on deposit accounts' are expected to be $23.38 million, up from $22.91 million a year ago [9] - 'Fiduciary and asset management fees' are estimated at $20.08 million, compared to $19.73 million last year [10] - 'Capital markets income' is forecasted at $8.37 million, down from $15.08 million in the same quarter last year [10] Stock Performance - Over the past month, Synovus shares have returned +13.5%, outperforming the Zacks S&P 500 composite's +4.1% change, indicating a likely performance that aligns with the overall market in the upcoming period [11]