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Schwab Stock Touches 52-Week High: Is This the Right Time to Buy SCHW?
ZACKS· 2025-07-08 16:01
Key Takeaways SCHW reached a 52-week high of $92.65, gaining 23.1% over the past three months. Higher client assets, market volatility and advisory growth are driving top-line expansion. Improved NIM and reduced funding costs support earnings, despite rising operating expenses.Charles Schwab (SCHW) touched a 52-week high of $92.65 during yesterday’s trading session. Over the past three months, the stock has gained 23.1%, underperforming the industry but outperforming the Zacks Finance sector and the S&P 5 ...
Caisse Française de Financement Local EMTN 2025-7 B
Globenewswire· 2025-07-08 15:49
Group 1 - Caisse Française de Financement Local plans to issue €150,000,000 Fixed Rate Obligations Foncières on 10 July 2025, maturing on 17 April 2035, which will be assimilated with an existing series of €1,000,000,000 issued on 17 April 2025 [2] - The net proceeds from this issuance will be allocated to finance or refinance Eligible Green Loans as defined in the SFIL Group Green, Social and Sustainability Bond Framework [3] - The Base Prospectus dated 10 June 2025 has been approved by the Autorité des Marchés Financiers and is accessible on the Issuer's website and the AMF's website [4]
X @Bloomberg
Bloomberg· 2025-07-08 13:38
SoFi said it’s adding new private-markets funds that will allow retail clients to invest in closely held companies including SpaceX, OpenAI and Epic Games https://t.co/MFjvNWWnZ9 ...
人行广东省分行等部门联合发文:全链条支持广州科技创新发展
2 1 Shi Ji Jing Ji Bao Dao· 2025-07-08 13:05
南方财经记者 庞成 广州报道 二是强化科技金融政策合力。从多维度发力,在完善信贷风险补偿分担机制、加强信息共享和投融资对 接、开展"益企共赢计划"试点、打造科创高地等方面凝聚各方合力,支持广州科技创新发展。 三是优化科技金融发展生态。完善科技金融组织体系和内部管理机制,建立健全科技金融统计制度和评 估机制,探索组建广州科技金融联盟,发挥市级财政科技资金带动作用,构建"赛事奖补+创业投资+科 技信贷"联动机制,打造"科学家+企业家+银行家+投资家"人才集聚新模式,营造广州科技金融高质量 发展的良好生态。 四是加强组织保障。加强统筹协调和信息共享,健全工作简报制度,及时会商重要问题,推动各项措施 落实落细,做好经验总结和宣传推广,打造可复制可推广的典型模式,加强信贷风险管理,切实防范科 技金融创新风险。 人行广东省分行表示,将以《实施意见》的出台为契机,认真贯彻中央金融工作会议决策部署,落实好 广东省委"1310"具体部署和广州市委"1312"思路举措,与有关部门加强信息共享和政策协同,引导金融 资本投早、投小、投长期、投硬科技,推动《实施意见》各项措施落到实处,全力做好广州科技金融大 文章,以高质量科技金融服务 ...
SoFi Stock Up 36% — May Rise On Crypto, Student Loan Policy Boosts
Forbes· 2025-07-08 13:05
Core Insights - SoFi Technologies is experiencing significant stock growth due to favorable regulatory changes in cryptocurrency and student loan policies [1][2][7] Group 1: Cryptocurrency Services - The Office of the Comptroller of the Currency's regulatory letters allow nationally chartered banks to custody crypto assets and execute blockchain payments, which is expected to benefit SoFi's cryptocurrency services by the end of 2025 [2][9] - SoFi's stock has increased by 36% in 2025, although analysts suggest it is nearly 23% overvalued [2][4] - The OCC's rulings enhance SoFi's revenue streams in crypto trading and remittance processing, positioning the company favorably against competitors like Coinbase and Kraken [9][10] Group 2: Student Lending - The Big Beautiful Bill Act reduces federal student loan caps, likely driving more borrowers to SoFi and other private lenders, with federal borrowing decreasing by approximately 28% for graduate students [7][13] - SoFi's original business focus on student loan refinancing positions it to capitalize on the new federal loan limits, with expectations of increased refinancing demand as debt collection resumes [13][14] - SoFi's market share in student lending is strong, and the company is anticipated to be a primary beneficiary of the increased demand due to other lenders pulling back [15] Group 3: Financial Performance - In Q1 2025, SoFi reported adjusted net revenue of $772 million, a 33% increase year-over-year, exceeding analyst expectations [5] - The company raised its 2025 guidance for net revenue to $3.273 billion and increased its EPS guidance to $0.275 per share [6] - Analysts predict that SoFi could outperform expectations in its upcoming Q2 report due to the unlocked growth opportunities from regulatory changes [4]
SoFi Technologies: No FOMO, Fundamentals Only
Seeking Alpha· 2025-07-08 12:30
At the time of my previous SoFi Technologies (NASDAQ: SOFI ) writeup , the stock price was $9.4. Currently SOFI trades closer to $20 per share, meaning that it was a really nice early April call. I remain bullish with the same 'Strong buy' recommendationComing from an IT background, I have dived into the U.S. stock market seven years ago by managing portfolio of my family. Starting managing real money has been challenging for the first time, but long hours of mastering fundamental analysis of public compani ...
Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24
Globenewswire· 2025-07-08 11:30
COLUMBUS, Ohio, July 08, 2025 (GLOBE NEWSWIRE) -- Bread Financial® Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions, will host a conference call on Thursday, July 24, 2025, at 8:30 a.m. ET to discuss the company’s second quarter 2025 results. Conference Call/Webcast InformationParticipants can register in advance here, and the conference call will be available at the company’s investor relations website. Analysts ...
【首席观察】吹风会埋下政策“伏笔”
Jing Ji Guan Cha Wang· 2025-07-08 10:21
风向 这6项措施聚焦于金融科技、跨境支付、数据合规与金融基础设施优化,集中体现出服务贸易领域制度型开放的方向:规则先行、设施联动、风险可控。 《通知》明确,在加快服务贸易扩大开放方面,第一项是,要深化金融科技发展和国际合作,便利金融机构开展跨境资产管理,为境外设立的基金产品提供 境内投资管理、估值核算等服务。有序推进数字人民币试点,支持具备条件的自贸试验区探索数字人民币在贸易领域的应用场景。 一场对中国金融改革意义深远的吹风会或悄然改写制度型开放"规则"。 7月3日,国务院印发的《关于做好自由贸易试验区全面对接国际高标准经贸规则推进高水平制度型开放试点措施复制推广工作的通知》(国函〔2025〕68 号,下称《通知》),以及次日亮相的《中国人民银行关于〈人民币跨境支付系统业务规则(征求意见稿)〉》(下称《业务规则(征求意见稿)》),从 贸易便利化到跨境支付清算,从自贸港离岸账户到数字人民币跨境,多维交织出一幅制度演进的图景。 7月4日,国新办召开政策例行吹风会,聚焦中国(上海)自贸试验区全面对接国际高标准经贸规则试点成效及复制推广安排。商务部部长助理唐文弘介绍, 为用好上海自贸试验区制度型开放试点经验,在更大范 ...
刘晓春:在稳定币浪潮中推动人民币国际化|稳定币监管
Sou Hu Cai Jing· 2025-07-08 10:14
【邀请诺贝尔奖、图灵奖得主、两院院士、各行业专家,请联系五洲名家智库】 在当今全球金融格局中,稳定币浪潮正席卷而来,成为各国亟待解决的重要课题。稳定币作为一种新兴支付工具,其高效、低成本的支付优势使其在全球支 付体系中的重要性不断提升,但同时也带来了诸多潜在风险。对于中国而言,如何在稳定币浪潮中顺势而为,推动人民币国际化进程,是一个值得深入探讨 的问题。刘晓春的见解为我们提供了重要的思路和方向。 一、稳定币的现实需求与风险并存 刘晓春指出,稳定币是现实需求的产物,其在虚拟资产交易、链上交易等新兴经济领域具有不可替代的作用,传统支付方式难以满足这些领域的支付结算需 求。然而,稳定币的匿名性和便捷性也使其成为灰色产业和非法交易的工具,例如泰达币(USDT)与美元币(USDC)多次被指责涉及非法金融活动。因 此,为稳定币立法,既是创新的需要,更是金融安全的保障。 二、稳定币支付的性质与法定货币的关系 稳定币的支付只是支付结算的一个环节,其最终目的是实现以法定货币体现的价值转移。刘晓春强调,只有收款人最终获取法定货币,结算才算真正实现。 因此,稳定币的使用必须与法定货币的流通紧密结合,而监管的介入则是确保这一过程安全 ...
Oportun Board of Directors Reiterates Importance of CEO Raul Vazquez's Continued Stewardship on the Board
Globenewswire· 2025-07-07 13:31
Core Viewpoint - Oportun's Board of Directors urges stockholders to vote "FOR" CEO Raul Vazquez and Carlos Minetti in the upcoming Annual Meeting, emphasizing the importance of maintaining strong leadership for the company's continued progress [2][7]. Company Leadership - The Board expresses concern over Findell Capital Management's attempt to remove CEO Raul Vazquez from the Board, describing it as a damaging and unconventional move that could undermine the company's stability and progress [3][5]. - Under Raul Vazquez's leadership, Oportun has executed a strategic plan that has led to improved financial performance, with the stock price increasing by over 80% this year [3][4]. Stockholder Communication - The Board highlights the necessity of clear communication between management and the Board, which is facilitated by Raul's presence on the Board, enhancing decision-making processes [6]. - The Board encourages stockholders to vote using the GREEN proxy card to support their nominees and to withhold votes for Findell's candidate, stressing the importance of a unified leadership approach [8]. Financial Performance - Oportun has provided over $20.3 billion in responsible credit and saved its members more than $2.4 billion in interest and fees, demonstrating its commitment to financial empowerment [9].