NewtekOne (NEWT) Q2 2025 Earnings Call July 28, 2025 04:30 PM ET Speaker0Good day, and thank you for standing by. Welcome to the Newtek One Inc. Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session.To withdraw your question, please press 11 again. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker ...

Enterprise Financial Services (EFSC 0.75%), a regional banking company focused on commercial lending and specialized banking services, released its Q2 2025 results on July 28, 2025. Adjusted earnings per share reached $1.37, well above the $1.21 consensus non-GAAP EPS estimate. Revenue (GAAP) was $173.4 million, also topping the $165.99 million analyst forecast. The quarter stood out for strong underlying (non-GAAP) profitability and growth in both loans and deposits.MetricQ2 2025Q2 2025 EstimateQ2 2024Y/Y ...

LAS VEGAS, July 28, 2025 (GLOBE NEWSWIRE) -- GBank Financial Holdings Inc. (the “Company”) (NASDAQ: GBFH), the parent company of GBank (the “Bank”), today reported net income for the quarter ended June 30, 2025 of $4.8 million, or $0.33 per diluted share, compared to $4.5 million, or $0.31 per diluted share during the first quarter of 2025, and $4.7 million, or $0.36 per diluted share, for the second quarter of 2024. For the six months ended June 30, 2025, net income was $9.2 million, or $0.63 per diluted s ...

NewtekOne (NEWT 0.94%), a digital-first business financial solutions provider focused on small and medium-sized businesses (SMBs), released its earnings report for the quarter ended June 30, 2025, on July 28, 2025. The company reported diluted earnings per share (GAAP) of $0.52, in line with analyst forecasts. Total revenue (GAAP) came in at $70.2 million, missing consensus estimates by $3.7 million, or about 5%. Year over year, GAAP diluted earnings per share rose 21%. Revenue increased 15% year over year. ...

Core Insights - BAD BEAT Investing, led by Quad 7 Capital, has been providing investment opportunities for nearly 12 years, focusing on both long and short trades [1] - The team is recognized for their February 2020 recommendation to sell everything and go short, maintaining an average position of 95% long and 5% short since May 2020 [1] - The investment strategy emphasizes short- and medium-term investments, income generation, special situations, and momentum trades [1] Group 1 - The company comprises a team of 7 analysts with diverse expertise in business, policy, economics, mathematics, game theory, and sciences [1] - BAD BEAT Investing aims to educate investors to become proficient traders through a comprehensive playbook, providing in-depth research with clear entry and exit targets [1] - The firm has a proven track record of success in their investment strategies [1] Group 2 - Benefits of BAD BEAT Investing include understanding market dynamics, executing well-researched trade ideas weekly, and access to multiple chat rooms [2] - Subscribers receive daily summaries of key analyst upgrades and downgrades, along with learning opportunities in basic options trading and access to extensive trading tools [2]

Financial Performance - Net interest income decreased slightly by 0% from $122.8 million in Q3 2024 to $122.3 million in Q3 2025[8] - Noninterest income increased by 11% from $65.9 million in Q3 2024 to $73.4 million in Q3 2025[8] - Noninterest expense increased by 11% from $125.5 million in Q3 2024 to $139.3 million in Q3 2025[8] - Net income attributable to the parent company decreased by 6% from $44.9 million in Q3 2024 to $42.1 million in Q3 2025[10] - Earnings per diluted share increased by 2% from $1.78 in Q3 2024 to $1.81 in Q3 2025[10] Balance Sheet - Deposits decreased by 7% from $6,431.5 million in Q3 2024 to $6,005.2 million in Q3 2025[14] - Total loans and leases increased by 3% from $4,615.6 million in Q3 2024 to $4,743.3 million in Q3 2025[19] - Off-balance sheet custodial deposits averaged $732 million in Q3 2025, compared to $645 million in the prior year period[16] - Off-balance sheet custodial deposits were $431 million as of June 30, 2025, compared to $353 million as of June 30, 2024[16] Capital Allocation and Outlook - The company has liquidity sources totaling $2,652 million, including $953 million in cash and cash equivalents, $258 million in unpledged investment securities, and $200 million in Fed Discount Window Funds[22] - Fiscal Year 2025 EPS is projected to be $7.50-$7.80, assuming one rate cut in fiscal Q4 2025 and an effective tax rate of 16% to 20%[29] - Fiscal Year 2026 EPS is projected to be $8.25-$8.75, assuming no rate cuts during the year and an effective tax rate of 18% to 22%[29]

ARCHBOLD, Ohio, July 28, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 second quarter and year-to-date ended June 30, 2025. 2025 Second Quarter Financial and Operating Highlights(at June 30, 2025 and on a year-over-year basis unless noted) 89 consecutive quarters of profitabilityNet income increased 35.7% to $7.7 million, or $0.56 per basic and diluted shareNet interest margin expands for fourth consecutive quarter, up 51 basis points ...

NASDAQ: NEWT July 28, 2025 Second Quarter 2025 Financial Results Conference Call Hosted and Presented by: Barry Sloane, CEO & President Frank M. DeMaria, CFO, NewtekOne, Inc. M. Scott Price, CFO, Newtek Bank, N.A. Investor Relations Bryce Rowe browe@newtekone.com (212) 273-8292 www.newtekone.com Note Regarding Forward-Looking Statements Certain statements in this presentation and made during this conference call include statements about our plans and future prospects for NewtekOne, Inc and our consolidated ...

HARRISBURG, Pa., July 28, 2025 /PRNewswire/ -- LINKBANCORP, Inc. (NASDAQ: LNKB) (the "Company"), the parent company of LINKBANK (the "Bank"), reported net income of $7.4 million, or $0.20 per diluted share, for the quarter ended June 30, 2025, compared to net income of $15.3 million, or $0.41 per diluted share, for the quarter ended March 31, 2025.  Excluding the sale of branches, merger and restructuring related income and expenses, adjusted earnings were $7.4 million1, or $0.201 per diluted share for both ...

NEWARK, Ohio, July 28, 2025 (GLOBE NEWSWIRE) -- Park National Corporation (Park) (NYSE American: PRK) today reported financial results for the second quarter and first half of 2025. Park's board of directors declared a quarterly cash dividend of $1.07 per common share, payable on September 10, 2025, to common shareholders of record as of August 15, 2025. “Our quarterly and mid-year performance reflects our organization’s soundness and our bankers’ unwavering dedication,” said Park Chairman and CEO David Tra ...