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X @Watcher.Guru
Watcher.Guru· 2025-08-05 00:38
JUST IN: 🇺🇸 White House prepares executive order to fine banks that discriminate against crypto companies & conservatives. ...
巴菲特继续“瘦身”银行股:伯克希尔哈撒韦Q2疑再减持69亿美国银行(BAC.US)持仓
Zhi Tong Cai Jing· 2025-08-05 00:36
智通财经APP注意到,伯克希尔哈撒韦(BRK.A.US)(BRK.B.US)可能在第二季度继续减持美国银行 (BAC.US)股份,其最新季度报告透露了若干线索。 截至2025年6月30日,美银仍是伯克希尔前五大重仓股之一。伯克希尔最初于2024年7月开始减持美银头 寸。 虽然13F文件未披露个股买卖明细,但若伯克希尔减持其截至2025年3月底持有的约6.31亿股美银股份 (当前市值约265亿美元),将与申报数据吻合。 据测算,伯克希尔的持股成本约为每股7美元,因其超10亿股的头寸主要源自十年前通过行权价7美元的 权证获得。数据显示,美银股票二季度均价为42美元,这意味着伯克希尔的持仓成本仅相当于市价的 17%,与申报的收益比例相符。 年内迄今,美银股价表现落后大盘近两个百分点,在大型银行同业中表现垫底。上周六发布的伯克希尔 财报令投资者失望,其股价周一下跌2.9%。 报告显示,这家由巴菲特执掌的集团在三个月期间抛售约69亿美元股票,实现53亿美元税前收益,同时 购入约40亿美元股票。 ...
银行股保持强势背后,5家公司业绩报喜
3 6 Ke· 2025-08-05 00:29
数据显示,截至8月4日收盘,在A股银行股中,今年以来累计涨幅超过20%的个股有9只,其中浦发银 行、青岛银行涨幅均超30%,超过六成累计涨幅超10%。部分上市银行2025年上半年业绩报喜。截至8 月4日记者发稿时,共有5家银行发布了上半年业绩快报。数据显示,上半年这些银行营业收入和归母净 利润均实现同比双增,资产规模保持稳健增长。专家表示,银行业净息差有望企稳,银行股在市场中表 现突出且具备较高配置价值。未来,银行业料通过持续优化资产负债结构,将在复杂市场环境中继续保 持稳健增长。(中证网) ...
银行股重回强势,农业银行涨超2%续创新高
农业银行积极助力个人消费和服务业经营主体发展 中国农业银行 2025年08月04日 07:01 北京 | 序号 代码 | | 名称 | | 最新 | 涨幅% ↓ | 淵鉄 | 17.7万元 | | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | 002948 | 青岛银行 | 1 | 4.99 | 3.74 | 0.18 | 64.60万 | | 2 | 601825 | 沪农商行 | | 9.29 | 2.43 | 0.22 | 25.36万 | | 3 | 600000 | 浦发银行 | 東 | 13.22 | 2.32 | 0.30 | 71.02万 | | র্ব | 601077 | 渝农商行 | 事 | 6.86 | 2.24 | 0.15 | 50.91万 | | 5 | 601963 | 重庆银行 | | 10.18 | 1.70 | 0.17 | 11.27万 | | 6 | 601665 | 齐鲁银行 | 章 | 6.13 | 1.66 | 0.10 | 69.00万 | | 7 | 600919 | 江苏银行 | 1 | 11. ...
X @Wu Blockchain
Wu Blockchain· 2025-08-05 00:03
According to The Wall Street Journal, the White House is preparing an executive order that would fine banks for dropping customers for political reasons, targeting alleged discrimination against conservatives and crypto companies. The draft order instructs regulators to investigate whether financial institutions have violated the Equal Credit Opportunity Act, antitrust laws, or consumer financial protection laws. https://t.co/6kr36xV7dz ...
贷款贴息政策惠企利民,多家银行快速响应
Sou Hu Cai Jing· 2025-08-04 23:57
金融助力提振内需迎来又一重要举措,7月31日召开的国务院常务会议部署实施个人消费贷款贴息政策 与服务业经营主体贷款贴息政策。近日,记者从业内获悉,多家银行火速落实个人消费贷款"贴息政 策",多措并举激发消费潜能、提升市场活力。银行落实贴息政策,银行业人士认为:有利于降低居民 消费信贷成本,提高居民消费意愿和能力;有利于降低消费领域经营主体的融资成本,鼓励经营主体提 供更多优质产品和服务。接下来,应设计贴息贷款产品,精准对接个人消费和服务业经营主体资金需 求,并加强风险管控,确保资金合规使用。(上证报) ...
X @The Wall Street Journal
Exclusive: The White House is preparing to step up pressure against big banks over perceived discrimination against conservatives and crypto companies with an executive order https://t.co/Flha5sPtCN ...
多家银行信用卡业务“瘦身”,行业进入精耕细作新阶段
Zheng Quan Ri Bao· 2025-08-04 23:48
Core Insights - The domestic credit card market is undergoing significant changes, including reduced benefits, discontinuation of certain products, and closure of credit card centers, indicating a transformation in the industry [1][3][4] Group 1: Adjustments in Credit Card Benefits - Several banks, including China Merchants Bank and Everbright Bank, have announced adjustments to high-end credit card benefits, focusing on increasing usage thresholds, modifying point accumulation rules, and reducing high-cost benefits [2][4] - Specific changes include higher thresholds for redeeming points for miles, shortened validity of points, and a shift from premium benefits like airport lounges to more practical benefits such as shopping discounts [2][3] Group 2: Discontinuation of Credit Card Products - Many banks, including Agricultural Bank of China and Postal Savings Bank, have stopped issuing certain credit card products, particularly co-branded cards in sectors like aviation and e-commerce, citing business strategy adjustments and the need to enhance service quality [3][4] Group 3: Shift from Expansion to Optimization - The credit card industry is moving from a phase of rapid expansion to one focused on optimizing existing customer relationships, with banks needing to streamline inefficient products and concentrate on core customer segments [4][5] - This transition is driven by intensified competition in the credit consumption market, pressure on credit assets, and the need to adapt to consumer preferences for high-frequency, essential spending scenarios [4][6] Group 4: Future Development Directions - The focus for future growth will be on maximizing the value of existing customers, creating tiered benefit systems for different customer segments, and enhancing coverage of high-frequency spending scenarios [5][6] - The integration of credit cards with wealth management and private banking services aims to elevate credit cards from mere customer acquisition tools to central components of value creation [6]
三菱日联(MUFG.US)CEO罕见呼吁日央行加息,预测最早或于9月会议启动
智通财经网· 2025-08-04 23:32
智通财经APP获悉,针对日本通胀前景,日本最大银行三菱日联金融集团(MUFG.US)首席执行官龟泽宏德公开表达了对日本央行加息节奏 的看法。他在接受采访时表示,公司官方预期明年3月可能是政策利率调整的时机,但个人认为今年9月或10月加息的可能性同样较高,并 指出"本月或本月内调整利率也是可取的"。这一表态在日本银行界较为罕见,凸显其对当前经济环境的关注。 为实现中长期12%的股本回报率目标(近期约为10%),集团上季度盈利能力指标为10.8%。龟泽指出,需额外创造1.2万亿日元净营业利润以 支撑2个百分点的回报率提升,其中一半将来自投资银行业务扩张及收购。他透露,集团正考虑扩大证券化业务,并在项目融资中承担更多 风险,以推动业务增长。 持续的工资增长是日本央行决策的关键考量。龟泽认为,日本企业为应对劳动力短缺,未来可能继续提高薪资水平。不过他提醒,若未来 几个月经济数据走弱,央行行长上田一夫及政策委员会或选择暂缓行动,这种情况下下次加息可能推迟至明年3月左右。 关于投资策略,龟泽表示三菱日联金融集团并不急于增持日本国债,称"收益率上升是财政扩张政策辩论中的警钟,预计这一趋势将持 续"。尽管近年来业绩亮眼,但他 ...
有银行表态“反内卷” 开展“人工智能+”
Nan Fang Du Shi Bao· 2025-08-04 23:17
近年来,受市场利率下行、有效信贷需求减弱等因素影响,银行业净息差下行压力明显,这对银行资产 负债管理提出了更高要求。 制图:史明磊(元宝AI) 行至年中,银行纷纷召开年中工作会议,为下半年工作谋篇布局。这些会议透露出哪些行业信号? 南都湾财社记者梳理目前已经公布年中工作会议内容的6家股份制商业银行发现,加强资产负债管理、 调整业务结构和做好风险防控,是几家股份行年中工作会议内容的共同点。同时,在反"内卷"号召下, 部分银行也在年中会议上表态抵制"内卷式"竞争。此外,也有银行提及人工智能、稳定币等前沿议题。 低利率环境下,强调资产负债管理 6家股份行中,有5家在年中会议上提及资产负债管理。比如,华夏银行下半年重点任务的第二条即 为"优化资源配置,提升资产负债主动管理能力";广发银行也表示,大力优存增存,切实改善净息差; 兴业银行则表示,要大力提升资产负债管理水平,统筹好量和价的关系,重点拓展结算类负债,优化资 产负债结构;光大银行强调,要加大信贷投放和项目储备力度,平稳有序优化调整业务结构,有效推动 存款量质提升;浦发银行则透露其经营主线为"强赛道、优结构、控风险、提效益",其中"优结构"被放 置在第二位。 从 ...