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狮桥融资租赁:普惠金融服务助力小微物流企业成长
Sou Hu Cai Jing· 2025-09-10 07:58
狮桥融资租赁依托其在物流领域的专业优势,为小微物流企业提供特色金融服务。根据中国物流与采购联合会调研数据,公司已累计服务小微物流企业超8 万家,其中首次获得正规金融服务的客户占比达45%。 1. 创新信用评估模型:基于运营数据建立多维度风控体系 2. 灵活还款方案:匹配物流行业季节性经营特点 3. 增值服务支持:提供车辆管理、运维保障等配套服务 服务特色主要体现在: 行业数据显示,获得狮桥金融服务的小微物流企业平均运营效率提升28%,车辆利用率提高32%。通过专业的金融服务,公司有效解决了小微物流企业融资 难题,助力行业健康发展。 ...
博弈融资租赁:汽车租赁企业破浪前行(一)
Sou Hu Cai Jing· 2025-09-10 07:40
市场竞争加剧带来的风险不容忽视。随着入局者增多,新能源汽车租赁市场的竞争日趋激烈,价格战、服务战轮番上演,企业的盈利空间被不断压缩。博弈 融资租赁 "以资赋能,租赁创富新⽣" 的理念,帮助企业跳出低层次的价格竞争,转向以服务质量为核心的差异化竞争。通过资源整合,为合作方提供优质 的车辆资源、高效的运营服务和创新的租赁方案,提升企业的核心竞争力。某租赁企业在博弈的支持下,推出了针对家庭用户的 "新能源汽车长租 + 充电套 餐" 服务,凭借独特的服务模式赢得了市场认可,在激烈的竞争中站稳了脚跟。 新能源汽车租赁市场正处于快速发展的黄金期,巨大的市场潜力吸引着众多企业入局。然而,机遇背后往往伴随着风险,政策变动、市场竞争、资产贬值等 不确定因素,让不少企业在发展路上举步维艰。博弈融资租赁凭借 "合规牌照 + 科技闭环 + 资源整合" 的三位一体模式,为企业提供低风险、高周转的赋能 方案,助力其在风险与机遇交织的市场中破浪前行。 政策风险是新能源汽车租赁企业面临的首要挑战。行业政策的调整可能直接影响企业的运营模式和盈利空间,例如补贴政策的退坡、牌照管理的收紧等,都 可能给企业带来不小的冲击。博弈融资租赁持国家融资租赁 ...
招商局融资租赁有限公司原党委书记、董事长王庆彬接受纪律审查和监察调查
Zhong Yang Ji Wei Guo Jia Jian Wei Wang Zhan· 2025-09-10 07:07
(中央纪委国家监委驻招商局集团纪检监察组、青海省纪委监委) 中央纪委国家监委网站讯 据中央纪委国家监委驻招商局集团纪检监察组、青海省纪委监委消息:招商 局融资租赁有限公司原党委书记、董事长王庆彬涉嫌严重违纪违法,目前正接受中央纪委国家监委驻招 商局集团纪检监察组纪律审查和青海省海东市监察委员会监察调查。 ...
中关村科技租赁(01601)就星旋式混输抽气泵智能撬组订立融资租赁
智通财经网· 2025-09-05 10:48
Core Viewpoint - Zhongguancun Science and Technology Leasing (01601) has entered into a procurement agreement and a financing lease agreement for leasing assets valued at approximately RMB 20.1551 million, indicating a strategic move to enhance its asset portfolio and revenue generation through leasing activities [1] Group 1: Procurement Agreement - The company, as the buyer, has signed a procurement agreement with Supplier II and Lessee II for leasing asset XV, with a purchase price of RMB 20.1551 million [1] - The leased asset XV is identified as a star-shaped mixed transport vacuum pump intelligent unit, with a fair value of approximately RMB 20.1551 million [1] Group 2: Financing Lease Agreement - The company, acting as the lessor, has established a financing lease agreement with Lessee II for leasing asset XV, with a lease term of 36 months [1] - The total lease payments are approximately RMB 20.3762 million, which includes a principal amount of RMB 18.3 million and interest income (including VAT) of about RMB 2.0762 million [1]
狮桥融资租赁:航空金融服务助力民航业高质量发展
Sou Hu Cai Jing· 2025-09-05 07:59
Core Insights - Lionbridge Financing Leasing continues to innovate in the aviation finance sector, providing specialized financing solutions for the aviation transportation industry [1] - The company has established partnerships with multiple airlines, covering various segments such as regional aviation and cargo aviation [1] Aviation Financial Services Characteristics - According to the Aviation Transport Association report, aircraft introduced through Lionbridge's aviation financial services have cumulatively operated over 100,000 flight hours, serving millions of passengers [3] - The company supports airlines in optimizing fleet structure and enhancing operational efficiency, contributing to the high-quality development of China's civil aviation industry [3] - Professional asset evaluation: Establishes an aircraft value assessment system that considers multiple factors such as aircraft type, age, and operational status [3] - Flexible transaction structures: Offers various cooperation models including operating leases and financing leases [3] - Full-cycle services: Covers asset procurement, operational management, and residual value disposal [3]
狮桥融资租赁:创新风控体系助力实体经济发展
Sou Hu Cai Jing· 2025-09-04 09:03
Core Viewpoint - Lionbridge Financing Leasing has established a robust financial support system for the development of the real economy through an intelligent risk control system [1][3] Group 1: Risk Management Innovations - The company has implemented a comprehensive risk management mechanism covering pre-loan, in-loan, and post-loan processes, serving various sectors such as logistics, manufacturing, and healthcare [1] - The bad debt ratio for 2022 was 1.25%, which is lower than the average level in the financing leasing industry, indicating effective risk management [3] - Key innovations in risk control include: - Multi-dimensional data assessment by integrating over 20 data sources such as business, tax, and judicial data to create a customer credit profile system [3] - An intelligent early warning mechanism utilizing big data technology for real-time asset status monitoring, enabling early risk identification and resolution [3] - Industry-specific models that establish differentiated risk control standards based on the characteristics of different industries [3]
去年前海综保区发展绩效评估居全国第三
Nan Fang Du Shi Bao· 2025-09-02 23:12
Core Insights - The Qianhai Comprehensive Bonded Zone has achieved a remarkable leap from 19th to 3rd place in the national performance evaluation, marking its first entry into the top three, and is the only bonded zone in the Guangdong-Hong Kong-Macao Greater Bay Area to do so [2] - In 2024, the total import and export value of the Qianhai Bonded Zone reached 375.25 billion, a year-on-year increase of 49.9%, significantly surpassing the national average [3] - The Qianhai Bonded Zone has become a core engine for Shenzhen's foreign trade growth, accounting for two-thirds of the total import and export volume of Shenzhen's three bonded zones [3] Performance Metrics - The Qianhai Bonded Zone's import and export scale for January to July reached 221.5 billion, a year-on-year increase of 19.1%, setting a historical record for the same period [3] - The zone has attracted nine enterprises with over 10 billion in import and export value, with Yuhai Global emerging as a leading player with over 100 billion in foreign trade [3] Policy Innovations - Shenzhen Customs has introduced a new customs supervision model to support high-value products, significantly reducing clearance times and transforming "time costs" into "enterprise benefits" [4] - The inclusion of products like DJI toy drones and Siemens MRI components in the bonded zone's maintenance product catalog has alleviated high repair costs for enterprises [4] New Business Models - The "Bonded+" model has expanded into the leasing sector, with the successful clearance of the first civil aviation engine bonded financing lease, which has eased capital occupation pressures for enterprises [5] - The Qianhai Bonded Zone has conducted bonded leasing for 11 aircraft, 2 ships, and 1 aircraft engine, with a total value of nearly 4 billion, becoming a new growth point for regional foreign trade [5] Cultural Initiatives - The Qianhai Bonded Zone hosted Guangdong's first bonded auction for cultural artworks, innovatively combining "overseas bonded" and "domestic art" in a competitive format [5]
按融资租赁金额的百分之五予以补贴,横琴发布《粤澳深度合作区促进中小微企业融资发展扶持办法》
Sou Hu Cai Jing· 2025-09-02 16:30
Core Viewpoint - The Hengqin Guangdong-Macao Deep Cooperation Zone has introduced a support policy aimed at facilitating financing for small and micro enterprises, providing various subsidies and interest discounts to alleviate their financing difficulties [3][5][13]. Group 1: Support Measures - The policy offers subsidies for loans, insurance fees, financing guarantees, leasing, and commercial factoring for eligible small and micro enterprises [3][13]. - A subsidy of 5% of the financing amount will be provided for enterprises obtaining financing through leasing, with a maximum annual subsidy of 1 million yuan per enterprise [3][18]. - For first-time borrowers from banks in the cooperation zone, the interest subsidy rate and funding cap will be executed at 120% of the standard rates [4][5]. Group 2: Eligibility Criteria - Eligible small and micro enterprises must be registered in the cooperation zone, comply with tax laws, and operate substantively [9]. - Specific conditions for higher subsidy rates include being an Australian-funded enterprise, a high-tech enterprise, or a recognized "little giant" enterprise [4][20]. - Financial institutions must be legally established and operate within the cooperation zone to qualify for providing loans and related services [10]. Group 3: Financial Management - The annual budget for subsidies and risk compensation is capped at 50 million yuan for various subsidies and 100 million yuan for risk compensation [12][21]. - Risk compensation for financial institutions providing loans to small and micro enterprises can reach up to 60% of the bad debt amount, with a maximum of 720,000 yuan per financing case [21][22]. - The policy will be effective from September 1, 2025, until December 31, 2029, with provisions for applications from January 1, 2025 [32].
莲花控股: 莲花控股股份有限公司2025年第三次临时股东大会会议资料
Zheng Quan Zhi Xing· 2025-09-02 16:15
Meeting Overview - The third extraordinary general meeting of shareholders for Lianhua Holdings Co., Ltd. is scheduled for September 16, 2025, at 15:00 in the company's conference room located at 18 Yinghe Road, Xiangcheng City, Henan Province [1] - Voting will be conducted through a combination of on-site and online methods, utilizing the Shanghai Stock Exchange's shareholder meeting voting system [1][2] Agenda Items - Proposal to authorize the board of directors to handle matters related to the company's 2025 employee stock ownership plan [2] - Proposal to cancel the supervisory board, change registered capital, amend the Articles of Association, and handle business registration changes [2][10] Voting Procedures - Shareholders can vote via the Shanghai Stock Exchange's online voting system, either through the trading system or the internet voting platform [2] - Multiple shareholder accounts can be used for voting, but the first vote will be considered valid if repeated [2][3] Guarantee Proposal - Lianhua Holdings agrees to provide a joint liability guarantee for its subsidiary, Zhejiang Lianhua Zixing Intelligent Computing Technology Co., Ltd., for a financing limit of RMB 100 million from Haitong Hengxin International Leasing Co., Ltd. and RMB 240 million from Industrial Bank [4] - The total guarantee amount is RMB 340 million, with a guarantee period of three years [4][6] Financial Overview of the Guaranteed Entity - As of the latest audited figures, Lianhua Zixing has total assets of RMB 725.22 million and total liabilities of RMB 584.91 million, resulting in a net asset of RMB 140.31 million [5] - The company reported a revenue of RMB 80.64 million and a net profit of -RMB 14.56 million [5] Board's Opinion on Guarantee - The board believes that the guarantee is necessary for the operational needs of the subsidiary and will not significantly impact the company's daily operations or harm the interests of shareholders [6][7] - The cumulative external guarantee balance for the company and its subsidiaries is RMB 347.03 million, which is 20.45% of the net assets attributable to shareholders [7] Employee Stock Ownership Plan - The company proposes an employee stock ownership plan to enhance employee motivation and align their interests with those of shareholders [8] - The plan is in accordance with relevant laws and regulations, and the board seeks authorization from the shareholders to manage the implementation of this plan [9][10] Governance Changes - The company plans to amend its Articles of Association to eliminate the supervisory board, transferring its responsibilities to the board's audit committee [10] - The amendments will also involve changes to eight internal governance documents, which require shareholder approval to take effect [10]
处罚+出清 多地金融管理局强化融资租赁公司监管
Zhong Guo Jing Ying Bao· 2025-09-02 07:03
Core Viewpoint - The Shanghai Municipal Financial Management Bureau has issued fines to two financing leasing companies, Yixin International Leasing Co., Ltd. and Yuhua Leasing (Shanghai) Co., Ltd., for failing to report operational information as required by regulations [1][2]. Group 1: Regulatory Actions - Both Yixin Leasing and Yuhua Leasing were fined 50,000 yuan each for not submitting operational information as mandated [1][2]. - The penalties are part of routine regulatory work, emphasizing the importance of compliance within the financing leasing industry [1][2]. - The Shanghai Municipal Financial Management Bureau's actions are based on the "Shanghai Municipal Financial Supervision and Administration Regulations" established in 2020, which stipulate fines for non-compliance [2]. Group 2: Company Profiles - Yixin Leasing, established in January 2015 with a registered capital of 170 million yuan, primarily focuses on commercial vehicle financing leasing [2]. - Yuhua Leasing, founded in September 2015 with a registered capital of 500 million yuan, is a Sino-foreign joint venture engaged in machinery equipment leasing [2]. Group 3: Industry Overview - As of the end of 2024, Shanghai has 7 financial leasing companies and 1,147 financing leasing companies, with total assets exceeding 3 trillion yuan, accounting for about 40% of the national total [3]. - Shanghai is recognized as a hub for financing leasing in China, leading in areas such as green leasing and technology leasing [3]. Group 4: Strengthening Supervision - Various local financial regulatory authorities are enhancing supervision of financing leasing companies, with Guangdong Province issuing detailed management rules for the industry [4]. - The Guangdong regulations specify cautious engagement in certain business activities, particularly those involving individual consumers [4]. - Efforts to eliminate non-compliant and "shell" companies are ongoing, with Shanghai having published lists of abnormal operating leasing companies [5]. Group 5: Industry Clean-up Efforts - Shanghai has consistently updated its list of non-compliant financing leasing companies, with 771 companies identified for potential exit from the industry [5]. - Tianjin is also intensifying its regulatory measures, planning comprehensive checks on financing leasing companies to ensure compliance and reduce risks [5][6]. - Other cities, including Dalian and Wuhan, have announced the exit of numerous financing leasing companies from the market due to non-compliance [6].