Group 1 - Donegal Group Inc. plans to release its fourth quarter and full year results for 2025 on February 19, 2026, before the NASDAQ market opens [1] - A supplemental investor presentation will be available on the company's website at the same time as the earnings press release [1] - The company will host a pre-recorded audio webcast featuring management commentary and a Q&A session on February 19, 2026 [2] Group 2 - Donegal Group Inc. is an insurance holding company offering property and casualty insurance in 21 states across the Mid-Atlantic, Midwest, South, and Southwest regions [3] - The company operates under the Donegal Insurance Group, which has an A.M. Best rating of A (Excellent) [3] - The Class A and Class B common stocks of Donegal Group Inc. trade on the NASDAQ under the symbols DGICA and DGICB, respectively [4] Group 3 - The company focuses on achieving sustained excellent financial performance, modernizing operations, growing profitably, and providing superior experiences to agents, customers, and employees [4]

AXIS CAPITAL HOLDINGS LIMITED INVESTOR FINANCIAL SUPPLEMENT FOURTH QUARTER 2025 AXIS CAPITAL HOLDINGS LIMITED 29 Richmond Road Pembroke HM 08 Bermuda Contact Information: Cliff Gallant Investor Contact (415) 262-6843 investorrelations@axiscapital.com Website Information: www.axiscapital.com This report is for informational purposes only. It should be read in conjunction with the documents that the Company files with the Securities and Exchange Commission pursuant to the Securities Act of 1933 and the Securi ...

Company Overview - HPN Holdings, Inc. has successfully closed its acquisition of Orange Auto Insurance, a technology-driven nonstandard automobile insurance holding company, which will operate as a wholly owned subsidiary of HPN [1] - The acquisition allows HPN to leverage Orange's seasoned executive team and AI software solution to enhance operational efficiency and compete against legacy carriers [2] Management Team - Orange is led by CEO Dean Kozlowski, who has a proven track record, having previously grown United Automobile Insurance Company into a $400 million annual premium business [3] - Several key executives from United Automobile Insurance Company and Falcon Insurance Company will join Orange, contributing to its growth strategy [3] Strategic Importance - The acquisition is seen as a significant milestone for both companies, providing Orange with the capital and platform to accelerate growth in a fragmented insurance market [4] - Florida's nonstandard auto insurance market presents favorable opportunities due to pricing dynamics, legislative reforms, and improving claims conditions, which Orange aims to capitalize on [4] Technology and Operations - Orange focuses on a technology-driven approach to sales, underwriting, and claims, aiming to improve efficiency and pricing accuracy across the insurance value chain [5] - The company is positioned to exploit hard-market opportunities that could yield above-market returns [5] HPN Holdings Strategy - HPN Holdings aims to acquire and grow premier operating businesses through mergers and acquisitions, with the acquisition of Orange aligning with this strategy [6]

Core Viewpoint - Chubb (CB) has been identified as a top investment opportunity due to its consistent underwriting discipline, which has allowed it to outperform peers over the past decade [1]. Company Analysis - Chubb has demonstrated strong performance in the insurance sector, attributed to its steady underwriting practices [1]. - The company is part of a broader analysis conducted by a group focused on cash flows and capital access, indicating a strategic approach to investment [1]. Industry Context - The insurance and reinsurance sectors are highlighted, with a focus on the importance of underwriting discipline in achieving superior performance [1].

Core Viewpoint - Skyward Specialty Insurance Group, Inc. is set to release its fourth quarter 2025 earnings on February 23, 2026, and these results will not include the financials of Apollo Group Holdings Ltd. due to the acquisition closing on January 1, 2026 [1] Group 1 - The earnings call for the fourth quarter 2025 financial results will take place on February 24, 2026, at 8:30 a.m. EST, accessible via a live audio webcast and conference call registration [2] - A replay of the earnings call will be available two hours after the call on the company's investor website [3] Group 2 - Skyward Group operates as a holding company for its U.S. and Lloyds businesses, providing specialized insurance solutions in global specialty property and casualty markets, focusing on niche and complex risks [4] - The company aims to drive sustainable growth and long-term value for shareholders and stakeholders through disciplined execution and forward-looking insights [4] Group 3 - Skyward Group is listed on the Nasdaq Global Select Market, representing the top fourth of all Nasdaq-listed companies [5]

Core Insights - Ameriprise Financial reported a record fourth quarter and full year for 2025, achieving significant growth in earnings and assets under management [1][2] - The company was recognized as one of TIME's Most Iconic Companies for 2026 and ranked among the Best-Managed Companies by the Wall Street Journal [1][4] - Ameriprise's return on equity reached 53.2%, reflecting strong capital management and shareholder returns [1][2] Financial Performance - Fourth quarter GAAP net income per diluted share was $10.47, a slight decrease from $10.58 in the previous year, while full year GAAP net income per diluted share increased to $36.28 from $33.05 [1][2] - Adjusted operating earnings per diluted share for the fourth quarter rose 16% to $10.83, and for the full year, it increased 14% to $39.29 [1][2] - Total adjusted operating net revenues for the fourth quarter increased by 10% to $4.9 billion, driven by asset growth and client engagement [1][2] Asset Management - Assets under management, administration, and advisement reached a record high of $1.7 trillion, up 11% year-over-year [1][2] - The Advice & Wealth Management segment generated adjusted operating net revenues of $3.2 billion, a 12% increase, with a pretax adjusted operating margin of 29.3% [1][2] - Wrap assets increased 17% to a record high of $670 billion, with net inflows of $12.1 billion in the quarter [2][5] Client Engagement and Advisor Productivity - Total client assets grew 13% to $1.2 trillion, with strong client flows of $13.3 billion [2][5] - The company experienced strong advisor recruitment, with 91 experienced advisors joining in the quarter [2][5] - Adjusted operating net revenue per advisor reached a new high of $1.1 million, an 8% increase from the previous year [2][5] Retirement & Protection Solutions - The Retirement & Protection Solutions segment reported adjusted operating net revenues of $991 million, a 3% increase, with sales rising 6% to $1.5 billion [2][5] - The segment's pretax adjusted operating earnings were $200 million, impacted by higher life claim expenses compared to the prior year [2][5] Corporate Recognition - Ameriprise was ranked 48 on TIME's list of America's Most Iconic Companies, highlighting its cultural significance and impact [4] - The company was also recognized as a Top 250 firm on the Wall Street Journal's Best-Managed Companies list, evaluated on various performance indicators [4]

Core Insights - Farmers is expanding its wealth management business by adding a registered investment advisor (RIA) channel to allow its insurance and financial service agents to operate as fee-based RIAs [1][2] Group 1: RIA Channel Development - The new RIA, Farmers Asset Management, will utilize Charles Schwab for custody and clearing services and Orion for wealth technology and planning support [2] - The RIA channel aims to meet the demand from Farmers' growing network of independent specialists in life and financial services, which has increased from approximately 40 in 2024 to 125 across the U.S. [3] - Farmers will also target over 2,500 advisors affiliated with its existing broker/dealer channel, which currently manages about $10 billion in client assets [4] Group 2: Market Positioning and Competition - The RIA channel will provide a referral option for advisors seeking independence while looking for organic growth opportunities [5] - Farmers will face competition in the RIA space from various insurers, private-equity backed aggregators, and independent broker/dealers, as well as numerous platforms available for solo advisors [5] - To enhance its competitive edge, Farmers plans to hire a full-time recruiter to attract advisors from both within and outside its network [6]

三是"人工智能+金融"取得新突破。广西出台全国首个省区级"人工智能+金融"实施方案，发布《广西人 工智能大模型金融应用指南》，搭建中国—东盟"人工智能+金融"创新合作基地，银行机构依托基地上 线多款"流水贷"系列信贷产品，支持企业融资超200亿元。创新开发"汇小二"跨境金融服务智能体，共 计完成服务响应超38万次，服务超16万人次。 四是融资担保服务体系持续完善。广西推出促进融资担保行业高质量发展的15项具体工作举措，政府性 担保贷款同比增长19.5%，年化综合平均担保费率降至0.66%。健全政金企融资对接服务机制，联合举 办各类政金企对接会24场，现场签约金额2786.57亿元。 在适度宽松的货币政策加持下，广西金融供给充裕，直接融资规模快速增长，保险业稳健运行，金融总 量保持了合理增长，实体经济融资需求得到更有力保障： 一是金融总量保持合理增长。全年广西社会融资规模增量5082.11亿元。2025年末，广西本外币各项贷 款余额5.7万亿元，同比增长5.5%，还原地方化债影响后，同比增长7%。 新华财经南宁1月29日电（记者范超）记者29日从广西南宁举行的2025年广西金融运行情况新闻发布会 上了解到，广西 ...

The Progressive Corporation has announced that its chief financial officer (CFO), John Sauerland, will retire on 3 July 2026. The company has named Andrew Quigg, who has been serving as chief strategy officer (CSO) since 2018, as the intended successor. He will collaborate with Sauerland to support his transition to the CFO role, the insurer noted. Sauerland joined Progressive in 1990 as a summer intern before starting full-time in 1991. His tenure included roles as a Midwest claims general manager, p ...

Core Insights - AXIS Capital Holdings Limited reported an improved combined ratio of 90.4% for Q4 2025 and 89.8% for the full year, driven by lower catastrophe losses and favorable prior year reserve development [1][12] - The company ended 2025 with a Group net income of $979 million, a decrease of 7% from the previous year, while operating income increased by 8% to $1 billion [3][13] Financial Performance - For Q4 2025, total revenues increased to $1.7 billion, with Group net income at $282 million, slightly down from $286.1 million in Q4 2024 [3] - Gross premiums written (GPW) rose by 12% to $2.2 billion in Q4 2025, with the insurance segment growing by 12% to $1.9 billion and the reinsurance segment by 13% to $311 million [4] - Full year 2025 GPW reached $9.6 billion, a 7% increase, with the insurance segment at $7.2 billion (up 9%) and the reinsurance segment at $2.5 billion (up 3%) [8] Underwriting and Losses - The underwriting result improved by 42% to $184 million in Q4 2025, with a combined ratio of 90.4%, compared to $130 million and a combined ratio of 94.2% in Q4 2024 [7] - Pre-tax catastrophe and weather-related losses for Q4 2025 totaled $30 million, primarily due to Hurricane Melissa and other weather events [6] - For the full year, pre-tax catastrophe and weather-related losses reached $159 million, mainly from the California Wildfires and Hurricane Melissa [10] Reserve Development - AXIS recorded net favorable prior year reserve development of $30 million in Q4 2025, compared to $16 million in Q4 2024 [6] - For the full year, net favorable prior year reserve development was $87 million, significantly higher than $24 million in 2024 [11] Strategic Outlook - The company aims to capitalize on market opportunities and enhance efficiency through its "How We Work" program, positioning itself as a differentiated specialty leader [16] - AXIS's President and CEO highlighted a strong year with an 18% increase in diluted book value per common share and a record GPW of $9.6 billion [14][15]