（来源：中国改革报） 人工智能的应用：构建智能化风险防控的三大支柱 转自：中国改革报 □ 彭越 辽宁省"十五五"规划建议将海洋经济确立为打造东北振兴"蓝色引擎"的战略支点，明确以"提质、扩 能、挖潜"为核心构建现代海洋产业体系。作为沿海省份，辽宁省"老原新"海洋产业集群的发展已经成 为落实省级部署的前沿阵地，传统产业亟待升级，优势产业需巩固壮大，新兴产业正快速崛起。省级金 融政策亦聚焦科技、绿色、数字金融等重点领域，引导资源集聚。然而，在政策与金融双重驱动下，不 同产业因其技术、资产与市场特性的差异，正叠加形成复杂多元的金融风险谱系。因此，在可持续发展 视角下，如何运用人工智能等创新技术，构建与"老原新"产业精准适配的智能金融风险防范体系，既是 辽宁省海洋经济行稳致远的内在要求，更是保障省级重大战略安全实施、防范系统性风险的关键保障。 风险内涵的拓展：可持续发展视角下的三维审视 面对多维、动态、复杂的风险，传统风控手段显得力不从心。人工智能技术通过其强大的数据处理、模 式识别和预测能力，能够在以下三个层面构建起更为精准、前瞻的智能金融风控体系。 基于多源数据融合的智能监测与预警体系。传统的风控数据主要来自企业 ...

Core Insights - The 2025 Xiamen International Ocean Week is set to take place from November 6 to 12, featuring project signings, forums, and cultural activities, highlighting marine achievements and innovative ideas [1][2] Group 1: Innovation - The Ocean Week serves as a platform to showcase marine development achievements [3] - A significant outcome of the event is the release of the "Deep Sea Habitat Intelligent Cognition and Exploration Multimodal Model," marking a breakthrough in deep-sea science and AI integration, developed by various Chinese research institutions [4] - The "Kanhai" end-to-end AI ocean model was also launched, enabling comprehensive observation and prediction of ocean conditions, having completed its development and deployment [4] Group 2: Connectivity - The Ocean Week connects government, research, enterprises, and finance, facilitating practical cooperation in the blue economy between China and Europe [7] - The establishment of the China-Europe Blue Development Investment Fund aims to accelerate the industrialization of marine technology achievements, with an initial fundraising target of €2 billion and a corresponding 10 billion RMB fund [7][8] - A total of 19 projects were signed during the event, with a combined value exceeding 139 billion RMB [8] Group 3: Deep Sea - The deep sea is gaining increased attention, with various activities focusing on deep-sea habitat models and the establishment of a deep-sea biological manufacturing innovation center [8][9] - The first Deep Sea Biological Manufacturing and Bioeconomy Seminar gathered experts to discuss the development of deep-sea biological manufacturing and its strategic significance [10][11] Group 4: BBNJ - The approval of the BBNJ Agreement marks a new chapter in China's international cooperation on marine biodiversity [13] - A seminar discussing the implications of the BBNJ Agreement for China's marine industry highlighted the need for improved top-level design and technological innovation [14] - The agreement's impact on various sectors, including shipping, fisheries, and deep-sea mining, was analyzed, emphasizing the importance of adapting to new international rules [15][16] Group 5: Lifestyle - The Ocean Week features a variety of cultural exchange activities that connect people's lives with the ocean, including public markets, science open days, and youth activities [20][23] - Events such as the 19th China Club Cup Sailing Challenge and the 18th China (Xiamen) International Yacht Show aim to promote marine leisure activities and enhance public engagement with the ocean [31][33]

Core Insights - The total scale of China's marine economy is projected to reach 10.54 trillion yuan in 2024, with a marine GDP of 5.1 trillion yuan in the first half of the year, reflecting a year-on-year growth of 5.8%, surpassing the national GDP growth rate by 0.5 percentage points [1] - The Central Financial Committee emphasizes the need for high-quality development of the marine economy, advocating for enhanced top-level design and policy support [1] - The development of bay economies is being explored across various coastal provinces, with over 150 bays larger than 10 square kilometers along China's 32,000-kilometer coastline [1] Marine City Clusters - Marine city clusters are defined as urban agglomerations centered around port groups, with marine economies at their core, facilitating collaboration among multiple cities [2] - Approximately 60% of global economic output is concentrated in port bays and adjacent areas, with 75% of major cities and 70% of industrial capital located within 100 kilometers of coastal areas [2] Bay Area Development - The Greater Bay Area's marine city cluster aims to create a unique multi-center collaborative development model, leveraging the strengths of Hong Kong, Shenzhen, and Guangzhou [7] - The three cities form a "golden triangle," enhancing resource allocation efficiency and global competitiveness through improved connectivity and collaboration [7][19] Economic Goals - The Greater Bay Area aims for a container throughput of 100 million TEUs by 2030, surpassing the combined throughput of New York and Los Angeles ports [9] - Research and development investment is targeted to exceed 5% by 2025, outpacing Norway's 3.9% [9] - The goal for green shipping is to have 15% of ammonia-fueled vessels by 2035, exceeding the EU's target of 10% [9] Collaborative Development - The concept of "collaborative development" is not unique to the Greater Bay Area, with cities like Qingdao and Ningbo-Zhoushan also pursuing marine city cluster initiatives [11][10] - The integration of surrounding marine cities can enhance economic scale and create economies of scale and scope [11] Current Leaders in Marine Economy - Shanghai remains the leader in marine economy, with a marine GDP projected to reach 1.1387 trillion yuan in 2024, followed by Tianjin, Qingdao, and Shenzhen [15] - The collaborative model among Shenzhen, Hong Kong, and Guangzhou is seen as a necessity due to their individual limitations compared to cities like Shanghai and Singapore [15] Infrastructure and Innovation - The development of transportation infrastructure, such as the Shenzhen-Zhongshan Bridge, is crucial for enhancing connectivity and collaboration among cities [23] - The establishment of marine universities and research institutions is essential for fostering innovation in marine-related fields [23][24] Institutional Innovation - Shenzhen is encouraged to create legal frameworks related to marine development while deepening integration with Hong Kong [24] - The Greater Bay Area is positioned as a testing ground for innovative marine governance models under the "one country, two systems" framework [24]

Group 1 - The core viewpoint emphasizes the need for high-quality development of the marine economy in China, aiming for a unique path towards maritime strength [1] - In 2024, China's marine economy is projected to exceed 10 trillion yuan for the first time, indicating a strong growth trend in marine industries [1] - The delivery of the first domestically built 16,000 TEU methanol dual-fuel container ship marks significant breakthroughs in the construction of large methanol dual-fuel vessels [1] Group 2 - The "Deep Sea No. 1" Phase II project has achieved full production, with a maximum daily output of 15 million cubic meters, making it the largest offshore gas field in China [1] - The integration of production, learning, and research has enhanced the capability to construct various types of deep-water oil and gas equipment tailored to different oil fields and sea areas [2] - New marine industries, such as marine oil and gas and offshore wind power, are showing positive developments, with continuous breakthroughs in marine pharmaceuticals and biological products [2] Group 3 - The first domestically developed LHD megawatt tidal energy generator is now operational, utilizing a modular technology approach to enhance tidal energy utilization [3] - China is focusing on the large-scale utilization of marine energy, aiming to promote new technologies and models in marine energy development [3] - The establishment of the first marine blue finance platform in Jiangsu aims to address the financing challenges faced by marine enterprises [4] Group 4 - The blue finance platform offers specialized financial products like blue loans and blue insurance, facilitating smoother financing for enterprises [4] - Guangdong province is striving to transition from a marine big province to a marine strong province, aiming to create a modern marine economic development hub [4] - The continuous optimization of marine industry structure and enhancement of technological innovation capabilities are driving forces for China's economic development [4][5]