来源：上海证券报·中国证券网 上证报中国证券网讯（记者 白丽斐）2026年1月，一批新规将施行，哪些新规将影响你我生活？ 对特定历史时期的个人小额逾期记录实施有条件、一次性的信用修复 中国人民银行发布一次性信用修复政策，自2026年1月1日起，对特定历史时期的个人小额逾期记录实施 有条件、一次性的信用修复。该政策主要有以下四个适用条件。适用对象为个人在央行征信系统中展示 的信贷逾期信息；适用时间区间为2020年1月1日至2025年12月31日产生的逾期记录；适用金额为单笔逾 期金额不超过1万元；适用前提是逾期债务须在2026年3月31日前足额还清。 进一步规范上市公司董事、高级管理人员和控股股东、实际控制人行为 中国证监会修订发布《上市公司治理准则》，进一步规范上市公司董事、高级管理人员和控股股东、实 际控制人行为，提升上市公司治理水平。此次《治理准则》的修订主要包括完善董事、高级管理人员监 管制度；健全董事、高级管理人员激励约束机制；规范控股股东、实际控制人行为；做好与其他规则的 衔接四方面内容。自2026年1月1日起施行。 经纪机构应当实时、完整、准确对外披露最优经纪报价行情 中国人民银行发布的《银行间市 ...

Core Viewpoint - New Beiyang (002376) confirmed its investment in Shandong Tongda Financial Leasing Co., Ltd. is accounted for using the equity method, with the corresponding profit and loss data included in the consolidated financial statements according to accounting standards [1] Group 1 - New Beiyang holds a stake in Shandong Tongda Financial Leasing Co., Ltd. [1] - The company utilizes the equity method to account for investment income from its stake in Tongda Financial Leasing [1] - Profit and loss data related to the stake is included in the consolidated financial statements as per relevant accounting regulations [1]

- The report tracks the performance of various fund products, highlighting that cyclical theme funds saw significant net value increases, with a gain of 5.97% as of July 25, 2025[2][39] - Passive index funds, particularly those focused on rare metals, building materials, and coal, performed well, with the median net value change for stock passive index funds being 2.32%[2][45] - The ETF market saw significant inflows into cyclical and manufacturing theme ETFs, with Hong Kong ETFs continuing to attract substantial inflows, totaling 95.45 billion yuan[3][57] - The report also monitors the high-frequency positions of active equity funds, noting an increase of 0.53 percentage points in their positions compared to the previous week[3][67] - ESG financial products are tracked, with the green bond issuance market heating up, issuing 23 new green bonds with a total issuance scale of 32.919 billion yuan[4][73] - The report provides a detailed breakdown of the performance of different types of ESG funds, with active equity, stock passive index, and bond ESG funds showing median net value changes of 1.77%, 2.40%, and -0.25%, respectively[4][85]

Group 1 - The core viewpoint of the news is the introduction of measures by various financial regulatory bodies in Guangzhou to promote the high-quality development of pension finance [1][2][3] - The measures aim to enrich the supply of third-pillar pension financial products, encouraging financial institutions to develop pension-related funds, wealth management, and insurance products tailored to individual risk preferences [1] - Banks are encouraged to develop exclusive personal pension savings products and to provide customized family trust services, thereby enhancing the personalized pension needs of different demographics [1] Group 2 - There is an emphasis on increasing financing support for the elderly care industry, with financial institutions encouraged to establish dedicated pension finance departments and provide credit support for elderly products, infrastructure, and smart elderly care equipment [2] - Financial institutions are urged to explore financing models that support the entire elderly care industry chain while ensuring risk control, promoting collaboration between financial and elderly care industry organizations [2] - The measures also support the expansion of direct financing channels for eligible elderly care enterprises through listings, bond issuance, and regional equity markets [3] Group 3 - The establishment of a silver economy investment fund by state-owned enterprises is encouraged, focusing on seed and early-stage innovative companies in the elderly care sector [3] - The news highlights the exploration of real estate investment trusts (REITs) for eligible projects in the pension sector and the facilitation of cross-border financing for elderly care enterprises [3] - Local financial organizations are encouraged to provide diversified financial services tailored to the needs of the elderly care industry [3]