格隆汇2月4日丨中信银行(601998.SH)公布，2026年2月4日，本行以现场会议方式召开的第七届董事会 第二十一次会议审议通过了《关于中信金融租赁有限公司资本补充方案的议案》，该议案有效表决票9 票，表决结果：赞成9票、反对0票、弃权0票。根据董事会会议决议，董事会同意本行使用自有资金向 中信金租现金增资人民币20亿元。本次增资完成后，中信金租注册资本将由人民币100亿元增加至120亿 元，本行仍持有中信金租100%股权。 本次增资不存在损害本行及本行全体股东利益的情形，且对本行持续经营能力、损益及资产状况不构成 重要影响。中信金租是本行服务实体经济的重要战略布局，本次增资将助力中信金租把握发展机遇，加 快业务发展，提升市场竞争力和影响力，进一步为银行集团的持续发展创造价值。 ...

作为一家融资租赁公司的首席风险官，我每天面对的是成千上万的资产组合与持续发生的贷后风险。长期以来，我们团队在贷后管理上始终被两大痛点困 扰： 痛点一：内部协作耗时，信息孤岛严重 场景一：跨部门协同尽调，从"几天"压缩到"10分钟" 过去业务经理发起尽调，需分别协调财务查税、法务查诉讼、市场查舆情，流程冗长。现在，我们只需在犀牛卫风控合规管理系统内输入企业名称，一键添 加借款企业，无需对方授权，10分钟即可生成《企业基本面尽调报告（AI分析版）》。报告涵盖企业简介、竞争优势、风险分析、合作建议等完整模块， 并附有近三年基本面汇总、法律风险、经营风险、知识产权等结构化数据。各部门可在同一平台同步调阅，真正实现信息实时共享、协作无缝衔接。 场景二：权限清晰、移动协同，管理触手可及 犀牛卫风控合规管理系统支持灵活的人员权限管理，可针对不同角色（如风控员、法务顾问、业务主管）设置操作权限。更让我们惊喜的是，犀牛卫实现了 PC端、APP、小程序三端全面互通。我可以在机场用手机审核预警，团队可在办公室同步处理，所有操作实时同步。系统还支持私有化部署，每个机构拥 有独立安装包与专属二维码，数据完全自主控制，从根源上保障了信息 ...

平安银行公告称，该行第十三届董事会二次会议同意给予平安证券、方正证券、中国平安增额续作同业 综合授信额度49亿元、30亿元、72亿元，期限均为1年；同意与平安租赁开展授信及协定存款业务合 作，增额续作综合授信额度95亿元，期限1年；协定存款业务2026-2028年存入本金不超150亿元。年初 至披露日，该行与上述关联方累计已发生关联交易总金额分别为0.35亿元、0.60亿元、849.96元、0.15亿 元。 ...

Core Viewpoint - The establishment of a total of 17 strategic partnerships between Hainan Holdings and major banks marks a significant step in the financial support for the Hainan Free Trade Port, enhancing credit capacity and optimizing financial resources for key projects and new industries [5][6]. Financial Institutions' Involvement - Hainan Holdings has achieved a financial credit limit exceeding 200 billion yuan, partnering with 17 banks, including major state-owned banks and joint-stock banks, to support various sectors such as infrastructure and new productivity [2][3]. - The total assets of the banking sector in Hainan Free Trade Port reached 1,959.8 billion yuan by October 2025, reflecting a 39.68% increase since the end of 2020, while the insurance sector's total assets grew by 47.99% to 70.5 billion yuan [3]. Strategic Cooperation Significance - The strategic cooperation with banks aims to enhance funding security, increase credit flexibility, and lower financing costs, thereby supporting Hainan Holdings' core and emerging business sectors [5][6]. - Hainan Holdings is recognized as a key strategic partner for several banks, indicating its significant role in the regional economic landscape [5]. Diverse Financial Support System - The 17 banks provide a diversified financial support system, leveraging their unique strengths to meet the specific needs of Hainan's economic development [8][9]. - Major banks like the Industrial and Commercial Bank of China and China Construction Bank focus on project financing and supply chain finance, while others like the Agricultural Development Bank emphasize policy-driven financial support [9][10]. Non-Banking Financial Institutions - Non-banking financial institutions, including insurance companies and venture capital funds, are also increasing their investments in Hainan, with notable entries from HSBC and Allianz [12][13]. - The Hainan Free Trade Port Construction Fund has doubled its registered capital to 20 billion yuan, reflecting a strong commitment to long-term development and support for enterprises [13][14]. Future Industry Focus - The Hainan Free Trade Port Construction Fund plans to focus on advanced sectors such as biomanufacturing and hydrogen energy, aiming to create a collaborative ecosystem for technology transfer and market expansion [14]. - The establishment of a gold storage facility in Hainan marks a significant development in the local financial infrastructure, facilitating efficient and secure operations for the gold industry [14].

Core Insights - The financing leasing industry in China is undergoing significant structural adjustments due to tightening regulations, local government debt resolution, and declining market interest rates, leading to a reduction in the number of companies from over 12,000 in 2020 to approximately 7,000 by mid-2025 [1][7][12] - The industry is shifting towards a model that emphasizes "financing + asset utilization" to better serve the real economy, as traditional reliance on local government financing platforms and "quasi-credit" business models is no longer sustainable [1][2][12] External Environment - Regulatory policies are guiding the industry back to its core functions, emphasizing compliance and the need to support the real economy [8][12] - The introduction of policies such as the prohibition of new non-equipment sale-leaseback transactions and the goal of increasing direct leasing business to at least 50% by 2026 are significant regulatory shifts [9][10] - The impact of local government debt resolution policies is constraining traditional financing avenues for leasing companies, particularly in the local government financing sector [13][17] Opportunities for Transformation - National policies promoting large-scale equipment updates and consumer product exchanges align well with the financing leasing model, creating new market opportunities [2][25] - The "dual carbon" strategy and the 14th Five-Year Plan are generating substantial demand in green energy, high-end equipment, and industrial upgrades, further opening avenues for financing leasing companies [2][26] - The transformation of local government financing platforms into market-oriented operations is creating new collaboration opportunities in areas like new infrastructure and urban operations [2][27] Transformation Challenges - Financial leasing companies are experiencing a faster transformation with significant improvements in direct leasing business, while commercial leasing companies face more challenges and slower growth [2][3] - Companies undergoing transformation are facing pressures such as slowing business growth and declining profitability, highlighting the need for time to cultivate new industrial sectors amidst intense competition [2][3] - Popular transformation directions include aviation, green energy, high-end equipment, and small microfinance, but these sectors are becoming increasingly crowded, leading to intensified competition [2][3] Future Outlook - The success of financing leasing companies' transformations will depend on their ability to avoid following trends blindly and instead carve out unique paths that align with their resource endowments [3] - Companies with industrial backgrounds should integrate deeply into the industrial chain, while smaller firms need to specialize in niche areas to enhance their professional capabilities and customer loyalty [3] - Although transformation may lead to short-term growth challenges and profitability fluctuations, adapting to regulations and focusing on industry depth will be crucial for long-term sustainability and competitiveness [3]

作为鼓楼区政协委员，他锚定绿色金融创新、产业低碳转型等重要议题深入调研，精准建言献策，相关 建议获有关方面高度重视；依托越秀平台资源禀赋助力绿色产业招引，牵头完成企业10亿元增资扩股， 以专业实绩诠释国企担当与委员使命。 他立足金融专业优势，深耕绿色租赁领域，紧密服务"双碳"战略与民生发展大局，切实履行企业负责人 与区政协委员双岗职责。作为金融工作者，他带领团队聚焦光伏、风电等新能源产业，助力乡村振兴与 普惠交通发展，累计实现省内投放规模约15亿元；所在企业获评鼓楼高新区"经济发展突出贡献"奖， 2025年为区域贡献税收近3000万元，以金融活水赋能绿色低碳发展。 徐磊 （江苏越秀融资租赁有限公司总经理） （来源：新华日报） ...

Group 1 - The rapid development of the green finance market has led to an increase in relevant information and data, with the Green Finance Weekly focusing on the latest trends and providing decision-making references for stakeholders [1] Group 2 - The Ministry of Finance and other departments released the "Corporate Sustainability Disclosure Guidelines No. 1 - Climate (Trial)", marking a significant step in the practical implementation of China's corporate sustainability information disclosure system [2] - The core value of the "Climate Guidelines" is to standardize and normalize information disclosure, helping enterprises identify transition risks and opportunities, and providing essential data for financial institutions to assess climate risks [2][3] - The guidelines signal China's commitment to climate governance and its proactive attitude towards aligning with international standards [2] Group 3 - The national carbon market saw a highest price of 76.34 yuan/ton last week, with a closing price increase of 15.95% compared to the previous week [5] - The total transaction volume of carbon emission allowances reached 15,655,615 tons last week, with a total transaction value of approximately 1.12 billion yuan [5] Group 4 - The first carbon finance alliance in China was established in Hubei, focusing on innovation in carbon finance, financial empowerment for industry breakthroughs, and talent cultivation [7] - Guangzhou's "14th Five-Year Plan" suggests establishing a three-in-one green finance support system, enhancing the ecological product market transaction mechanism [8] Group 5 - The first cross-border photovoltaic leasing business in the financial leasing industry was successfully completed by Puyin Financial Leasing, marking a significant step in cross-border leasing services for green projects [9] - The successful fundraising of the China Nuclear Clean Energy REIT, with a subscription amount of 161.69 billion yuan and a public investor subscription multiple of approximately 392 times, indicates strong market recognition for quality green energy projects [10][11]

（编辑 郭之宸） 本报讯 （记者袁传玺）天眼查App显示，近日，海尔融资租赁股份有限公司发生工商变更，注册资本由 42.9亿元增至47.9亿元。股东信息显示，该公司由海尔集团（青岛）金盈控股有限公司、上海海铸云聚 企业管理咨询合伙企业（有限合伙）、海尔国际有限公司共同持股。 ...

公司的主要业务为向客户提供融资租赁及咨询服务。订立融资租赁协议为公司部分日常及一般业务，预 期将为公司带来稳定收入及现金流。董事认为订立融资租赁协议III将在租赁期内为公司带来收入和利 润，符合公司业务发展策略。 中关村科技租赁(01601)发布公告，于2025年12月23日，公司作为出租人与承租人内蒙古斯诺新材料科 技有限公司订立融资租赁协议III，据此，(i)出租人将购入承租人自有租赁资产III，转让价款为人民币 4000万元;及(ii)出租人将租赁资产III租回给承租人，租赁期为12个月，总租赁款项约为人民币4115万 元，包括融资租赁本金为人民币4000万元及融资租赁利息收入(含增值税)约为人民币115万元。 租赁资产III为负极材料生产设备，账面净值约为人民币4029万元。 ...

Core Viewpoint - Haier Financing Leasing has increased its registered capital from 4.29 billion to 4.79 billion yuan, marking a capital increase of 500 million yuan, which is approximately 11.66% [1] Group 1: Company Overview - Haier Financing Leasing was established in 2013 and is a subsidiary of Haier Group, with its largest shareholder being Haier Group (Qingdao) Jinying Holdings Co., Ltd. [3] - The company has undergone multiple capital increases in recent years, with increases of 1 billion yuan in December 2023 and 500 million yuan in October 2024 [3] Group 2: Business Operations - Haier Financing Leasing serves as the financial service entity for Haier Jinkong, with business operations spanning intelligent manufacturing, healthcare, education, agriculture and food, and inclusive finance [3] - The company also operates a commercial factoring company, Shanghai Ruihai Chuangshi Commercial Factoring Co., Ltd. [3] Group 3: Financial Performance - As of 2024, Haier Financing Leasing reported total assets of 22.115 billion yuan, reflecting a year-on-year growth of 22.79% [3] - The company's operating income reached 1.448 billion yuan, with a year-on-year increase of 10.36%, and net profit was 598 million yuan, up 7.42% year-on-year [3] - The asset growth rate was relatively slow in 2021 at 1.29%, but accelerated significantly starting in 2022, with growth rates of 9.81% and 10.31% in 2022 and 2023, respectively [3] Group 4: Parent Company Overview - Haier Jinkong, the financial brand of Haier Group, has a registered capital of approximately 11.737 billion yuan and operates in various sectors including financing leasing, financial factoring, fintech, PE/VC investment, industrial mergers and acquisitions, and asset trading, with total assets exceeding 100 billion yuan [3] - Haier Jinkong has made external investments in several financial-related enterprises, including Peking University Founder Life Insurance Co., Ltd. and Haier Financial Factoring (Chongqing) Co., Ltd. [4]