专精特新'小巨人'贷
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点赞丨农行东莞分行:深耕普惠金融,服务超2万家小微企业
Nan Fang Du Shi Bao· 2025-11-18 08:18
"中国式现代化,民生为大"。今年,广东省政府工作报告要求:坚持在发展中保障和改善民生,不断满 足人民对美好生活的向往。中共东莞市委十五届九次全会提出:深入实施"百千万工程",在高质量发展 中不断增进民生福祉。 初心如磐,使命在肩。今年也是广东实施"百千万工程"三年初见成效的重要节点,促进经济生产、人民 生活、自然生态相融相生,成为检验成效的关键重点。 民有所呼,我有所应。民之所盼,政之所向。为此,第七届南都"东莞市民点赞榜"如期而至,并于10月 9日正式启动,主题聚焦"百千万 幸福莞",面向全市各级党政机关、企事业单位、社会团体,征集2025 年以来在促进经济生产、人民生活、自然生态相融相生过程中,奋力推动"百千万工程"取得新成效、开 创新局面的优秀案例。 科技护航,为创新发展"添"动力 针对科创企业"轻资产、融资难"发展特点,农行东莞分行创新推出"科技e贷""科捷贷""专精特新'小巨 人'贷"等多场景金融产品,以全链条金融服务助力科技型企业创新发展。 东莞某电子科技有限公司是省级专精特新企业、国家级高新技术企业,致力于3C数码配件的研发与生 产。在企业发展最为吃劲的时候,订单激增与资金短缺之间的矛盾成为困扰 ...
浦发银行重庆分行:助力“两新”政策落地见效
Sou Hu Cai Jing· 2025-05-28 13:18
Core Viewpoint - The article highlights the proactive measures taken by SPD Bank's Chongqing branch to support the transformation and upgrading of the manufacturing industry in Chongqing, focusing on intelligent and green transitions through tailored financial services and innovative products [1][2]. Group 1: Financial Support Initiatives - SPD Bank's Chongqing branch has responded swiftly to the State Council's action plan for large-scale equipment updates, ensuring timely policy dissemination and project identification for financing [2]. - The bank provided a total of 80 million yuan in credit to Shundoli, a leading manufacturer in the automotive air conditioning compressor shell sector, to support its equipment upgrades [2][3]. - The financial support enabled Shundoli to replace 44 outdated machines and update over 70 intelligent production lines, resulting in a 140% increase in production efficiency and a rise in product quality from 85% to 98% [3]. Group 2: Comprehensive Service Model - SPD Bank has introduced an innovative "financing + intelligence" model to assist small and medium-sized enterprises (SMEs) in overcoming challenges related to digital transformation [4]. - The bank's support includes not only financial assistance but also guidance on optimizing equipment procurement and managing fund usage, thereby reducing trial-and-error costs for enterprises [4]. - The bank's initiatives align with its headquarters' strategy to enhance digital intelligence, focusing on five key financial areas to empower the digital transformation of the manufacturing sector [4]. Group 3: Future Plans - SPD Bank's Chongqing branch plans to continue implementing the equipment update action plan and provide customized financial services to address the financing challenges faced by enterprises in the equipment update and technological transformation processes [4].