从一度因无传统抵押资产而陷入融资困境，到获得农业银行（601288）基于"技术流"评价体系精准投放 的千万元信贷，其6号厂房的拔地而起，正是中国制造根基日益坚实、金融血脉与产业肌理深度交融的 生动缩影。 北纬29°，山城重庆。在磐谷动力技术有限公司（下称"磐谷动力"）展厅墙上，百余张专利证书无声诉 说着这家国家级专精特新"小巨人"企业在清洁大功率发动机以及燃气发动机领域33年的坚守。 "十四五"圆满收官在即，从高铁、新能源的全球领先，到集成电路、航空航天等关键领域的创新突破， 一条覆盖全产业链、持续向价值链高端攀升的发展路径已清晰可见。在这场波澜壮阔的产业升级进程 中，农业银行的金融活水从未缺席。 "十五五"新征程即将启航，"建设现代化产业体系，巩固壮大实体经济根基"被置于十二项战略任务首 位。中国正推动产业体系向智能化、绿色化、融合化方向纵深发展。这场深刻的产业"升维"，呼唤一场 同样深刻的金融变革。金融不再仅是外部的"输血者"，而是深度融入产业肌理，成为产业"增长伙伴"与 创新生态的共建者。 作为服务实体经济的主力银行，农业银行持续创新完善科技金融服务体系，加大先进制造业和新一轮重 点产业链高质量发展贷款 ...

12月13日，在2025年粤港澳大湾区人工智能与机器人产业大会暨广东省人工智能与机器人技能大赛（下称"XAIR大会"）现场，农行展位上一 个可爱的人形机器人备受关注。这是来自广州高擎机电科技有限公司（下称"高擎机电"）的Mini Pi Plus人形机器人，全身搭载着高擎机电自研 的高精度伺服关节模组，可以完成上下楼梯、踢足球、后空翻等高难度动作。 这家正处于产品研发和市场开发关键阶段的高科技企业，今年获得了农行一笔大额信用贷款，加速了企业的研发进程。 "十五五"规划建议提出，要加快建设现代化产业体系，巩固壮大实体经济根基。2025年中央经济工作会议强调，建设粤港澳大湾区国际科技创 新中心，并提出实施新一轮重点产业链高质量发展行动，深化拓展"人工智能+"，完善人工智能治理，创新科技金融服务。 农行广东分行紧跟国家战略，融入产业发展大局，主动对接人工智能与机器人产业发展规划的相关政府部门、行业协会及龙头企业等主体，将 服务科技创新的产品和服务深度融入产业生态圈，为产业链上下游企业提供全方位金融服务。 赋能人工智能产业链创新 作为粤港澳大湾区规格最高的人工智能与机器人产业盛会，本届XAIR大会吸引逾600家行业代表 ...

Group 1 - The core viewpoint emphasizes the importance of improving people's livelihoods while promoting high-quality economic development in Guangdong Province, as highlighted in the government work report and the Dongguan Municipal Party Committee meeting [2] - The "Hundred Million Thousand Project" is a key initiative aimed at integrating economic production, people's livelihoods, and ecological sustainability, marking a significant milestone in its three-year implementation [2] - The launch of the 7th Southern Metropolis Daily "Dongguan Citizen Praise List" aims to collect outstanding cases that demonstrate the project's effectiveness in enhancing economic production and people's well-being [2] Group 2 - Agricultural Bank of China Dongguan Branch has focused on inclusive finance, achieving rapid growth in inclusive loans and a steady decline in financing costs, serving over 20,000 small and micro enterprises with an inclusive loan balance exceeding 36 billion yuan by September 2025 [2][3] - The bank has introduced the "Inclusive e-Station" platform, leveraging technology to provide a one-stop online financial service for small and micro enterprises, enhancing the convenience of credit services [3] - The bank's innovative financial products, such as "Technology e-loan" and "Specialized and New 'Little Giant' Loan," are designed to support technology enterprises facing financing challenges [5] Group 3 - The bank employs a "one project, one plan" service model to provide tailored financial support to various industry clusters, enhancing the quality of inclusive finance [7][8] - The commitment to continuously optimize the inclusive financial service system aims to empower small and micro enterprises and support the sustainable development of the real economy [10]

Core Viewpoint - The article highlights the proactive measures taken by SPD Bank's Chongqing branch to support the transformation and upgrading of the manufacturing industry in Chongqing, focusing on intelligent and green transitions through tailored financial services and innovative products [1][2]. Group 1: Financial Support Initiatives - SPD Bank's Chongqing branch has responded swiftly to the State Council's action plan for large-scale equipment updates, ensuring timely policy dissemination and project identification for financing [2]. - The bank provided a total of 80 million yuan in credit to Shundoli, a leading manufacturer in the automotive air conditioning compressor shell sector, to support its equipment upgrades [2][3]. - The financial support enabled Shundoli to replace 44 outdated machines and update over 70 intelligent production lines, resulting in a 140% increase in production efficiency and a rise in product quality from 85% to 98% [3]. Group 2: Comprehensive Service Model - SPD Bank has introduced an innovative "financing + intelligence" model to assist small and medium-sized enterprises (SMEs) in overcoming challenges related to digital transformation [4]. - The bank's support includes not only financial assistance but also guidance on optimizing equipment procurement and managing fund usage, thereby reducing trial-and-error costs for enterprises [4]. - The bank's initiatives align with its headquarters' strategy to enhance digital intelligence, focusing on five key financial areas to empower the digital transformation of the manufacturing sector [4]. Group 3: Future Plans - SPD Bank's Chongqing branch plans to continue implementing the equipment update action plan and provide customized financial services to address the financing challenges faced by enterprises in the equipment update and technological transformation processes [4].