转自：新华财经 扫码、注册、发券……在2025年南博会13号展馆的中国邮政储蓄银行展台前，众多市民、参展商及其他工作人员有序排队，等候开设数字人民币硬钱包。短 短三个小时，邮储银行昆明市分行的工作人员便为500多名市民群众成功开设数字人民币硬钱包，发放500余张优惠券，借助南博会平台为昆明消费市场注入 新活力。 今年南博会上，中国邮政储蓄银行昆明市分行精心打造了180平方米专属金融服务区，派出20余位工作人员，提供8项特色金融服务，全方位满足展会市民消 费者与企业客户的多样化需求。 数字人民币硬钱包受热捧便捷支付引关注 "办理流程很方便，银行工作人员服务也贴心，特别开心能获得数字人民币南博会主题硬钱包。"刚办理成功硬钱包的李女士，手持印有云南特色图案的硬钱 包欣喜地表示，"今天开硬钱包有优惠，以后日常消费也能用数字人民币硬钱包付款，既安全又可靠。" 据了解，数字人民币硬钱包是以实体介质为载体，借助安全芯片技术实现数字人民币存储和交易的新型支付工具。此次，邮储银行昆明市分行借助2025年南 博会发行"南博会"主题数字人民币硬钱包，硬钱包的卡面采用贝壳工艺，同时融入昆明第九届南博会标志性元素与设计语言，既突出南博 ...

Group 1 - Postal Savings Bank provided a loan of 3.5 million yuan to Jiangxi Richer Machinery Manufacturing Co., addressing the company's urgent funding needs due to increased order volume [1] - The loan was facilitated through the "Credit e-loan" online application model, which utilizes various data sources for credit assessment [1] - The bank's small micro-loan business targets eligible small and micro enterprises, leveraging internet and big data technologies for short-term working capital loans [1] Group 2 - The small micro-loan product includes various models such as tax model, invoice model, comprehensive contribution model, mortgage model, and engineering model, with a maximum credit limit of 10 million yuan [2] - The credit assessment results can be obtained in 3 minutes, and credit-based small micro-loans can be disbursed on the same day [2] - The bank plans to continue enhancing support for small and micro enterprises by optimizing products and policies for better financial services [2]