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以金博会为窗!深圳工行锚定湾区发展主轴,展示金融创新成果
Nan Fang Du Shi Bao· 2025-11-19 14:52
Core Viewpoint - The 19th Shenzhen International Financial Expo showcases innovative financial products and services aimed at supporting the real economy, with a focus on technology finance and inclusive finance, highlighting the role of financial institutions in driving high-quality development in Shenzhen [1][12]. Technology Finance - Shenzhen is recognized as a national high-tech innovation hub, with over 12.5 national high-tech enterprises per square kilometer and leading the country in PCT international patent applications for 21 consecutive years [5]. - Shenzhen Industrial and Commercial Bank (ICBC) provides comprehensive financial support to technology companies like Kenqing Technology, facilitating technology transformation, production scale expansion, and market promotion [3][5]. - The bank has developed a full-cycle "technology innovation product group" to activate the value of intellectual property and equity assets, including the first copyright pledge financing in Shenzhen [6]. - A unique "three-in-one" evaluation mechanism has been established to assess technology companies based on talent structure, R&D capabilities, and intellectual property value, rather than traditional financial metrics [6][7]. - A digital platform has been created to enhance efficiency and accurately match the needs of technology enterprises, resulting in the approval of over 240 cutting-edge technology companies since its launch [6][7]. Inclusive Finance - Shenzhen ICBC has achieved a historic milestone with its inclusive loan balance surpassing 200 billion yuan, with an annual growth rate of 43% [11]. - The bank has introduced three major products—"Operating Quick Loan," "Online Loan," and "Digital Supply Chain"—to meet the diverse financing needs of small and micro enterprises [8][10]. - The "Park e-loan" product converts soft power indicators into quantifiable assessment metrics, enhancing service quality through data interaction with park operators [10]. - The bank's support has enabled companies like Shenzhen Tengxin Bainai Technology to secure funding for raw material procurement and R&D investments, contributing to their growth as specialized "little giant" enterprises [10]. Fifteenth National Games Finance - The bank has launched a series of financial products related to the Fifteenth National Games, including themed debit and credit cards, integrating sports, finance, and culture [12][15]. - The digital RMB hard wallet allows for seamless payment experiences, enhancing convenience for both local residents and international visitors attending the games [14][15]. - The bank's initiatives aim to transform spectator enthusiasm into tangible benefits for residents, showcasing its commitment to community engagement and support for major events [15].
全运燃情 爱购升温
Nan Fang Du Shi Bao· 2025-11-13 23:08
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工行深圳市分行全力护航十五运会 以金融之笔,绘就湾区同心圆
Core Viewpoint - The 15th National Games serves as a platform for showcasing the vitality of the Guangdong-Hong Kong-Macao Greater Bay Area, with the Industrial and Commercial Bank of China (ICBC) Shenzhen Branch playing a pivotal role in providing comprehensive financial services to enhance the event and benefit the local community [1][2][5]. Group 1: Financial Services and Innovations - ICBC Shenzhen Branch has launched various themed financial products, including debit and credit cards, and digital RMB wallets, aimed at facilitating transactions for participants and attendees during the National Games [3][4]. - The themed debit card is available nationwide, targeting athletes, staff, volunteers, and spectators, and can be used across various consumption scenarios in the city [3]. - The digital RMB wallet supports contactless payments without the need for internet or power, enhancing convenience for users [3][4]. Group 2: Event Support and Community Engagement - ICBC Shenzhen Branch established a "Financial Services Command Center" to ensure efficient and secure financial services during the event, including cash supply and emergency response mechanisms [5][6]. - The bank set up ticket service counters in five branches, providing a dedicated space for ticket purchases and enhancing customer experience [6]. - Over 600 volunteers from ICBC Shenzhen Branch are providing various services around the event venues, showcasing community spirit and support [6]. Group 3: Economic Impact and Support for Local Businesses - The hosting of the National Games has stimulated growth in related industries such as culture, sports, and tourism, with ICBC Shenzhen Branch actively providing financial support to local enterprises [7][8]. - The bank has allocated over 3 billion yuan in credit to the sports industry in Shenzhen, with 1 billion yuan in preferential loans for small and micro enterprises [8]. - ICBC Shenzhen Branch is offering comprehensive financial services to over 100 key enterprises in the sports sector, promoting the development of cultural and creative industries [8]. Group 4: Regional Integration and Future Outlook - The National Games is a strategic opportunity for promoting regional collaboration and integration within the Greater Bay Area, with ICBC Shenzhen Branch facilitating cross-border financial services [9][10]. - The bank has deployed 540 foreign currency self-service devices in Shenzhen to enhance payment experiences for international visitors [9]. - ICBC Shenzhen Branch aims to continue innovating financial products and services to support the development of sports and regional cooperation in the future [10].