Core Insights - The 2025 China International Service Trade Fair (CIFTIS) financial services section was held in Beijing, focusing on the theme "Digital Intelligence Drives Open Win-Win" [2] - The financial services section aims to create four platforms: global financial innovation product and service display, important policy and industry rule release, partner negotiation, and cutting-edge financial experience [2] Group 1: Technology Integration in Financial Services - The technology presence at the fair was notably higher, with banks showcasing advanced technology systems and interactive experiences [3][4] - Industrial and Commercial Bank of China (ICBC) displayed a trillion-level financial model interactive exhibit, emphasizing its technology system based on large model support and application paradigms [4] - Other banks, such as China Construction Bank and Shanghai Pudong Development Bank, highlighted their technology finance systems and achievements in guiding financial resources towards technological innovation [4][7] Group 2: AI Applications in Banking - Multiple AI applications were showcased by commercial banks, including Minsheng Bank's intelligent financial terminals and AI laboratory, and Beijing Bank's interactive digital robot [5] - ICBC presented its "Public Fund Digital Human" and a one-stop service device for public fund card applications, enhancing user interaction and service efficiency [6] Group 3: Financial Innovation and Services - Numerous financial institutions, including ICBC, Agricultural Bank of China, and others, exhibited innovative products and services in the technology finance sector [7] - Shanghai Pudong Development Bank introduced immersive experiences by integrating cutting-edge technology from its clients, focusing on five key financial areas [8] - Construction Bank's technology finance section showcased its "Five-Dimensional Integrated" technology finance system, promoting high-level self-reliance in technology [9]

Group 1: AI and Digital Services in Banking - The China International Fair for Trade in Services showcased AI-driven banking services, enhancing efficiency and user-friendliness [1][2] - Banks exhibited interactive robots that allow customers to complete transactions through voice commands, eliminating the need for manual input and reducing wait times [2] - Agricultural Bank introduced a VR-enabled service for booking accommodations, enhancing customer experience in the tourism sector [2] Group 2: Financial Technology Supporting Innovation - Banks demonstrated their technological capabilities to support the development of small and medium-sized enterprises (SMEs) and innovative companies [4][5] - Shanghai Pudong Development Bank provided a comprehensive financial service model to help tech companies navigate funding challenges [4] - Construction Bank launched the "Hui Dong Ni" app, which utilizes data to assess the creditworthiness of SMEs, addressing their urgent funding needs [6] Group 3: Digital Currency Innovations - Digital RMB products were prominently featured, including the "Mifang Card," which integrates payment, communication, and transportation services [7] - The Bank of Communications continued its interactive marketing for digital RMB, engaging users through promotional activities [7] - Agricultural Bank, as an early adopter of digital RMB, has expanded its applications across various sectors, including retail and public services [7]

Group 1: Event Overview - The 2025 China International Service Trade Fair's financial services exhibition took place from September 10 to 14 at Shougang Park in Beijing, featuring 97 financial institutions, with 46 being foreign, resulting in an internationalization rate of 47.4% [2] - The exhibition showcased a blend of digital renminbi and AI technologies, highlighting the deep integration of technology and finance [2] Group 2: Digital Renminbi Innovations - A digital renminbi market was created, allowing visitors to experience the convenience of digital currency through various financial institutions, including China Bank and Agricultural Bank [3] - China Bank's "Mifang Card" emerged as a key highlight, offering integrated services for payment, communication, and transportation without the need for app downloads [3] - China Bank also introduced a self-service machine for digital renminbi hard wallets, enabling users to apply, recharge, and recycle funds autonomously [3] Group 3: Payment Technologies - Mastercard showcased its payment tokenization technology, which replaces sensitive information like card numbers to mitigate fraud risks during transactions [4] - The digital renminbi ecosystem is expanding beyond consumer applications into industrial uses, with examples from Industrial and Commercial Bank of China (ICBC) in cross-border settlements [4] - Tencent demonstrated new cross-border payment scenarios, allowing foreign visitors to use digital renminbi in various merchant settings [4] Group 4: AI Integration in Finance - AI technologies are evolving from auxiliary tools to intelligent drivers in the financial sector, as seen in ICBC's "Digital Human AI Customer Service" that enhances user interaction [5] - Tencent's "Mixed Yuan Financial Model" was highlighted for improving customer service, information, and risk control in wealth management [5] - JD Finance presented its AI wealth management assistant "Jing Xiaobei," which analyzes market trends and offers personalized recommendations [5] Group 5: AI's Role in Financial Services - The seventh China Fintech Forum emphasized AI's potential in transforming financial services, with a focus on integrating AI as a productive factor [6] - JD Finance reported significant success in fraud prevention, blocking suspicious transactions worth 1.66 billion yuan through various alert mechanisms [6]