Core Viewpoint - The development of inclusive finance in China has made significant progress, establishing a multi-level supply structure that enhances financial service coverage, accessibility, and satisfaction for the public and small enterprises [1][4]. Group 1: Inclusive Finance Development - The implementation plan for high-quality development of inclusive finance aims to establish a comprehensive system within five years, optimizing service systems and improving credit and insurance frameworks [1][3]. - The focus is on meeting diverse financial needs of the public and the real economy, addressing issues like high loan costs and accessibility [1][4]. Group 2: Local Case Study - In Jinqiu Street, Shandong Province, the local rush grass weaving industry has flourished with the support of inclusive finance, with over 300 enterprises and more than 12,000 direct employees [1][2]. - The introduction of tailored loan products like "Liu Bian Loan" has helped small business owners like Zhang Huihua secure necessary funds quickly, often with same-day disbursement [2][3]. Group 3: Financial Products and Services - Various specialized loans have been developed, including "Greenhouse Loan," "Prawn Loan," and "Catering Loan," to cater to the specific needs of local industries [3][5]. - The "Family Affinity Loan" allows family members to act as guarantors, addressing the challenge of finding collateral in rural areas [5][6]. Group 4: Insurance Role - Insurance products such as employer liability insurance and property insurance have been introduced to protect small businesses and their workers from risks, ensuring stability in production [8][9]. - The plan emphasizes the need for diverse insurance offerings that are affordable and easy to understand, enhancing the security of small enterprises [9]. Group 5: Accessibility of Financial Services - Local banks have established service stations in villages, providing essential banking services and facilitating easier access to financial products for residents [10][11]. - Initiatives like "Financial Night School" have been launched to educate the community on financial literacy, enhancing the overall understanding of financial products and services [11].

博兴县锦秋街道草柳编手工艺人王贵芝正在赶制草柳编产 品。 初宝瑞摄 数据来源：中国人民银行等 博兴县麻大湖国家湿地公园盛产用于草柳编的芦苇和蒲 草。 田 军摄 为创业就业添动力，为小微企业增活力，为乡村全面振兴送"活水"……近年来，我国普惠金融发展取得 长足进步，多层次普惠金融供给格局逐步确立，金融服务覆盖率、可得性、满意度明显提高。 习近平总书记指出："要始终坚持以人民为中心的发展思想，推进普惠金融高质量发展，健全具有高度 适应性、竞争力、普惠性的现代金融体系，更好满足人民群众和实体经济多样化的金融需求，切实解决 贷款难贷款贵问题。" 博兴农商银行工作人员深入草柳编加工车间走访问需。 王 冬摄 普惠金融关系着民生福祉。今年，国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠 金融高质量发展实施方案》（以下简称《实施方案》）提出，未来五年，基本建成高质量综合普惠金融 体系，普惠金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步健全。 金融"活水"如何精准滴灌千企万户，为民生增福祉？近日，记者走进山东省滨州市博兴县锦秋街道，感 受普惠金融的力量。 锦秋街道位于城区南部，鲁北地区重要的淡水湖泊 ...

七载铸魂之道，每一步都凝心聚力 2025年8月8日，江门农商银行迎来成立7周年纪念日。七年来，该行始终秉持金融为民的赤子初心，在 湾区经济高质量发展前路上筑梦同行、展现强担当、大作为。 截至2025年6月末，江门农商银行资产总额、存款余额、贷款余额分别为1542亿元、1121.62亿元、 793.81亿元，较开业时分别增长52.19%、48.19%、78.72%，人民币存贷款在市辖区占有率持续稳居市辖 区首位，各项主要监管指标持续达标。 一直以来，江门农商银行实施"1+1+3"党建共建工程，推动党建与业务深度融合，截至6月末，全行年 内党支部与结对党组织开展共建活动153次，覆盖147条村（居）；党员干部带头开展服务下沉，"整村 授信"户数27.45万户，授信金额达336.67亿元，全面构建"村村通政务+户户通金融"格局；依托党委支持 积极开展政银合作，圆满完成与市政府的五年战略合作框架协议，支持省和市级重点项目107个，贷款 余额超84亿元，将党的政治优势、组织优势转化为服务效能。 自2018年合并组建"千亿级地方银行"以来，该行秉持"守正・奋斗"文化主旨，将文化软实力锻造为驱动 发展的硬支撑，市场占比排名 ...